5 Steps to Improving the Investment Options in Your Employer’s 401(k) Plan

Here's how to get your employer to explore more 401(k) options

 

  • 3) Seek buy-in: Consider banning together with colleagues to make a request or petition. “An employer will likely want the employees to be happy with the plan as it will increase participation rates,” says Brown. Low participation rates could spell trouble for employers as the retirement plan may become “top-heavy” – that’s when more than 60% of assets in a plan belong to “key employees” or employees earning more than $160,000 annually.
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  • Selda

    scpeeh led me to assume that Enterprise’s efforts (which we’ve discussed in various posts here) are still relatively unique: if he felt the need to explain the triple bottom