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By Anslem Samuel | Published March 25, 2011 | Full size is 620 × 480 pixels

Beware of credit repair scams. If a credit repair company tells you to apply for an Employee Identification Number to use instead of your Social Security Number so that you can form a new credit identity, walk away. It is a federal crime to misrepresent your Social Security Number, obtain an EIN from the Internal Revenue Service for the wrong purpose, or to lie on a loan or credit application.

Beware of credit repair scams. If a credit repair company tells you to apply for…

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