go, you still need to populate your nest egg with investments that can grow. Michael Francis, a financial planner in Milwaukee, Wisconsin who counsels 401(k) participants, advises 40-somethings to maintain an 80% exposure to stocks. T. Rowe Price goes even further and recommends all equities until your 50s. The exact mix you choose might fall somewhere in the middle, but the point is to go for growth.
Retiring In Your 40s
Peak earning years make for prime retirement savings options.