Protecting Your Business From Liability

Get the best coverage for unexpected emergencies

adding worker’s compensation, disability, and key man insurance, particularly if you plan to hire employees. For more information on these insurance products, check with your industry trade association for guidance, or contact a local insurance agent.

“After you obtain your policies and have correct coverage, it can be smooth sailing from there,” Tucker says.

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  • I am a new start up business in Atlanta but with branches in London and Nigeria. We carry out door to door courier from the states to Africa and we are an IAC. I am finding it difficult getting insurance for the office which I currently rent, because of the nature of our business most insurance companies say they do not insure courier companies. So please any ideas and or recommendations will be highly appreciated.

  • Hello Ms. Margarette Burnette,

    Happy New Year! Many small business owners are downsizing and beginning to operate out of their homes in order to slash expenses. This is especially true for writers, public speakers, consultants, and graphic designers. By doing so, entrepreneurs should be aware that their current insurance company may raise the rates of their existing homeowners insurance policies.

    Are you aware of any insurance companies that specialize in offering “group/discount rates” to the aforementioned types of small business owners who choose to operate low risk businesses out of their primary places of residence?

    Thank you for the gift of your time. As a sign of respect, I tip my hat to you.


  • Good Morning business owners!! I am a insurance broker with a branch in the Middle East and in Texas and I specialize in risks in both regions. I would love to assist your new venture in any way. I look forward to speaking from you soon.

    Best regards,
    Ashley M. Hunter
    HM Risk Group
    +1 214 801 3166

  • It seems that recession results in proliferation of cost-per-performance services which minimize marketing costs and risks for businesses. For instance, nationwide publicity can be obtained on pay-for-results-only terms from (Publicity Guaranteed), online advertising can be obtained on pay-per-visitor terms from Google and Yahoo, cable TV offers revenue-sharing deals for infomercials and many services can be obtained for stock via Does anybody know companies which offer advertising in print media on similar terms?

  • Hello. I just graduated with my masters this summer.I am looking to start a tshirt printing business with my younger brother. Obviously to kick this up , I need funding. I told a fellow worker at my internship about the idea and he said that he would love to help with funding the project. As long as he gains a dollar for each sale we make. I was wondering if this is a fair proposition and how long must this 1 dollar share last?

    Thank you.

  • Aside from insurance, I also form a LLC for me and my partner based on the advise of my lawyer. I shoped around and used to help me get my LLC started.

  • Valerie

    I need assistance with finding some insurance as a Personal Chef. Does anyone have any Ideas?


  • I operate an online pet supplies store from my home with no inventory or foot traffic. Do I need to get a business liability insurance policy?



    Ferro Pet Supplies

  • Racquel from iDreamBrooklyn Studio

    Hi, i am in the process of establishing a mosaic art complany, and i will be running my business from my residence. I am fairly new in the game but i have reading material to guide me through. I am currently working on a business plan, but i am having trouble because i am more of an art geek than a business college graduate. I am eager to learn the ropes and i am patient on building my company.if there any one with some help advice i would appreciate it. also would i need liability insurace to sell mosaic art and other
    novelty products online .