<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>BLACK ENTERPRISE &#187; 401k</title>
	<atom:link href="http://www.blackenterprise.com/tag/401k/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.blackenterprise.com</link>
	<description>Your Ultimate Source for Wealth Creation</description>
	<lastBuildDate>Sun, 21 Mar 2010 06:57:22 +0000</lastBuildDate>
	<generator>http://wordpress.org/?v=2.9.1</generator>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
			<item>
		<title>Building Wealth</title>
		<link>http://www.blackenterprise.com/magazine/2010/03/01/building-wealth/</link>
		<comments>http://www.blackenterprise.com/magazine/2010/03/01/building-wealth/#comments</comments>
		<pubDate>Mon, 01 Mar 2010 17:12:51 +0000</pubDate>
		<dc:creator>Sheryl Nance-Nash</dc:creator>
				<category><![CDATA[Magazine]]></category>
		<category><![CDATA[Magazine Features]]></category>
		<category><![CDATA[Women of Power Articles]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[money management]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Roth IRA]]></category>

		<guid isPermaLink="false">http://www.blackenterprise.com/?p=55199</guid>
		<description><![CDATA[Ebony Smith says losing her job was a blessing in disguise. In 2008, the former investment banker was about one month into her dream job when Lehman Brothers Holdings Inc. filed for bankruptcy. Smith worked with the firm’s successor for five months. But, in January 2009, she was laid off with a severance of three months’ salary. By the summer of that year, Smith was back at work as a financial analyst with a major global consulting firm.]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/magazine/2010/03/01/building-wealth/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Staying on Track</title>
		<link>http://www.blackenterprise.com/magazine/2010/02/25/staying-on-track/</link>
		<comments>http://www.blackenterprise.com/magazine/2010/02/25/staying-on-track/#comments</comments>
		<pubDate>Thu, 25 Feb 2010 13:00:42 +0000</pubDate>
		<dc:creator>Sheryl Nance-Nash</dc:creator>
				<category><![CDATA[Magazine]]></category>
		<category><![CDATA[Magazine Features]]></category>
		<category><![CDATA[Women of Power Articles]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[Homeownership]]></category>
		<category><![CDATA[money management]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Taxes]]></category>

		<guid isPermaLink="false">http://www.blackenterprise.com/?p=48927</guid>
		<description><![CDATA[Like mother, like daughter. And that’s just fine by Dasha Lundy. Her mother taught her the importance of saving at least 10% of whatever she had.]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/magazine/2010/02/25/staying-on-track/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Money Matters: Preparing for Retirement</title>
		<link>http://www.blackenterprise.com/magazine/2010/02/01/money-matters-preparing-for-retirement/</link>
		<comments>http://www.blackenterprise.com/magazine/2010/02/01/money-matters-preparing-for-retirement/#comments</comments>
		<pubDate>Mon, 01 Feb 2010 22:02:46 +0000</pubDate>
		<dc:creator>John Simons</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Magazine]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[Moneywise]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[stocks]]></category>
		<category><![CDATA[Wealth Management Network]]></category>

		<guid isPermaLink="false">http://www.blackenterprise.com/?p=57049</guid>
		<description><![CDATA[I’m 61 years old and  would like to retire in seven years. I have a pretty diverse portfolio, but I’d like to know how I should structure my investment holdings.]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/magazine/2010/02/01/money-matters-preparing-for-retirement/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Rethink Your Retirement Plan</title>
		<link>http://www.blackenterprise.com/magazine/2009/10/01/rethink-your-retirement-plan/</link>
		<comments>http://www.blackenterprise.com/magazine/2009/10/01/rethink-your-retirement-plan/#comments</comments>
		<pubDate>Thu, 01 Oct 2009 16:28:15 +0000</pubDate>
		<dc:creator>Donald Jay Korn</dc:creator>
				<category><![CDATA[BE Next]]></category>
		<category><![CDATA[Magazine]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[money management]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Roth IRA]]></category>

		<guid isPermaLink="false">http://www.blackenterprise.com/?p=39451</guid>
		<description><![CDATA[There are few guarantees in life—especially when it comes to planning for your golden years. But one thing is certain: If you start investing when you’re young, you have a better chance of meeting your goals.
]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/magazine/2009/10/01/rethink-your-retirement-plan/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Looking to Jump Back Into Stocks? Now May Be the Right Time</title>
		<link>http://www.blackenterprise.com/blogs/2009/09/04/looking-to-jump-back-into-stocks-now-may-be-the-right-time/</link>
		<comments>http://www.blackenterprise.com/blogs/2009/09/04/looking-to-jump-back-into-stocks-now-may-be-the-right-time/#comments</comments>
		<pubDate>Fri, 04 Sep 2009 15:30:02 +0000</pubDate>
		<dc:creator>John Simons</dc:creator>
				<category><![CDATA[Blogs]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[Jeffries & Co.]]></category>
		<category><![CDATA[money management]]></category>
		<category><![CDATA[S&P 500]]></category>
		<category><![CDATA[savings]]></category>
		<category><![CDATA[stock market]]></category>

		<guid isPermaLink="false">http://www.blackenterprise.com/?p=39387</guid>
		<description><![CDATA[Lately, I’ve been feeling left out of the party. (And, no, it’s not because my bosses are busy whooping-it-up this week in Orlando at the Black Enterprise Golf &#38; Tennis Challenge.) It has everything to do with not taking full advantage of the stock market rally that began March 9.]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/blogs/2009/09/04/looking-to-jump-back-into-stocks-now-may-be-the-right-time/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Why America Needs Uncle Sam&#8217;s Financial Lessons</title>
		<link>http://www.blackenterprise.com/blogs/2009/07/07/why-america-needs-uncle-sams-financial-lessons/</link>
		<comments>http://www.blackenterprise.com/blogs/2009/07/07/why-america-needs-uncle-sams-financial-lessons/#comments</comments>
		<pubDate>Tue, 07 Jul 2009 18:39:51 +0000</pubDate>
		<dc:creator>John Simons</dc:creator>
				<category><![CDATA[Blogs]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[financial literacy]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Obama administration]]></category>

		<guid isPermaLink="false">http://blackenterprise.com/?p=37227</guid>
		<description><![CDATA[One of the arguments conservatives are leveling against President Barack Obama’s proposed Consumer Financial Protection Agency (CFPA) is that Americans need to be more self-reliant in guarding themselves against fraud. They also contend that consumers need to sharpen their own judgment on matters of savings and debt. This kind of by-the-bootstraps response to consumers who [...]]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/blogs/2009/07/07/why-america-needs-uncle-sams-financial-lessons/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Not Quite a Bull’s-eye</title>
		<link>http://www.blackenterprise.com/magazine/2009/04/01/not-quite-a-bull%e2%80%99s-eye-2/</link>
		<comments>http://www.blackenterprise.com/magazine/2009/04/01/not-quite-a-bull%e2%80%99s-eye-2/#comments</comments>
		<pubDate>Wed, 01 Apr 2009 16:21:44 +0000</pubDate>
		<dc:creator>Jacqueline Harris</dc:creator>
				<category><![CDATA[Magazine]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[stocks]]></category>
		<category><![CDATA[target date funds]]></category>

		<guid isPermaLink="false">http://www.blackenterprise.com/?p=40541</guid>
		<description><![CDATA[Imagine an investment that magically adjusts itself over time to reflect your financial needs—as you approach retirement or as your child gets closer to college. With this miraculous tool, your only duty would be to add money regularly, and when you’re ready to tap your funds, you’d have a tidy nest egg to fund your needs.]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/magazine/2009/04/01/not-quite-a-bull%e2%80%99s-eye-2/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Rate of Stock Ownership Among Blacks Drops Despite Previous Growth</title>
		<link>http://www.blackenterprise.com/business/business-news/2009/03/13/rate-of-stock-ownership-among-blacks-drops-despite-previous-growth/</link>
		<comments>http://www.blackenterprise.com/business/business-news/2009/03/13/rate-of-stock-ownership-among-blacks-drops-despite-previous-growth/#comments</comments>
		<pubDate>Fri, 13 Mar 2009 16:06:45 +0000</pubDate>
		<dc:creator>Renita Burns</dc:creator>
				<category><![CDATA[Business News]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[Hanna Sherman]]></category>
		<category><![CDATA[IRA]]></category>
		<category><![CDATA[Ohio State University]]></category>
		<category><![CDATA[stocks]]></category>
		<category><![CDATA[Survey of Consumer Finances]]></category>

		<guid isPermaLink="false">http://blackenterprise.com/?p=26878</guid>
		<description><![CDATA[Recent economic woes and a slump in the stock market may contribute to an already lagging number of African American stock owners, according to research released by Ohio State University in February. ]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/business/business-news/2009/03/13/rate-of-stock-ownership-among-blacks-drops-despite-previous-growth/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Women &amp; Money: Tips for Financial Empowerment</title>
		<link>http://www.blackenterprise.com/wealth-for-life/credit-debt/2009/01/22/women-money-tips-for-financial-empowerment/</link>
		<comments>http://www.blackenterprise.com/wealth-for-life/credit-debt/2009/01/22/women-money-tips-for-financial-empowerment/#comments</comments>
		<pubDate>Thu, 22 Jan 2009 14:45:51 +0000</pubDate>
		<dc:creator>BlackEnterprise.com</dc:creator>
				<category><![CDATA[Credit & Debt]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[Harrine Freeman]]></category>
		<category><![CDATA[IRA]]></category>
		<category><![CDATA[money management]]></category>

		<guid isPermaLink="false">http://blackenterprise.com/?p=23168</guid>
		<description><![CDATA[Savvy money management skills are a necessity to weather these tough economic times. BlackEnterprise.com has got you covered with our supplement to the magazine’s three-part Women &#038; Money series.]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/wealth-for-life/credit-debt/2009/01/22/women-money-tips-for-financial-empowerment/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>What NOT to Do in an Economic Downturn</title>
		<link>http://www.blackenterprise.com/magazine/2009/01/01/what-not-to-do-in-an-economic-downturn/</link>
		<comments>http://www.blackenterprise.com/magazine/2009/01/01/what-not-to-do-in-an-economic-downturn/#comments</comments>
		<pubDate>Thu, 01 Jan 2009 23:22:44 +0000</pubDate>
		<dc:creator>Mellody Hobson</dc:creator>
				<category><![CDATA[Magazine]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[money management]]></category>
		<category><![CDATA[recession]]></category>

		<guid isPermaLink="false">http://blackenterprise.com/?p=35534</guid>
		<description><![CDATA[There’s little question—the financial markets in 2008 have been scary. The stock market has fallen sharply; giant, well-known companies have gone under; banks have failed; supposedly safe bonds have lost value; and the government has intervened like never before. These unprecedented events have scared millions of investors. This fear has led to panic. If, however, you’ve been prudent, you’re resisting the urge to act rashly. Today I’m going to focus on things NOT to do right now. ]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/magazine/2009/01/01/what-not-to-do-in-an-economic-downturn/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Give Yourself A Holiday Tax Gift</title>
		<link>http://www.blackenterprise.com/wealth-for-life/taxes/2008/12/12/give-yourself-a-holiday-tax-gift/</link>
		<comments>http://www.blackenterprise.com/wealth-for-life/taxes/2008/12/12/give-yourself-a-holiday-tax-gift/#comments</comments>
		<pubDate>Fri, 12 Dec 2008 15:09:25 +0000</pubDate>
		<dc:creator>Donald Jay Korn</dc:creator>
				<category><![CDATA[Taxes]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[exchange-traded fund]]></category>
		<category><![CDATA[wash sale]]></category>

		<guid isPermaLink="false">http://blackenterprise.com/?p=19710</guid>
		<description><![CDATA[It’s not too late to trim your tax bill for 2008. Here’s what you can do now:]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/wealth-for-life/taxes/2008/12/12/give-yourself-a-holiday-tax-gift/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Retirement Funds and Your Small Business</title>
		<link>http://www.blackenterprise.com/wealth-for-life/retirement/2008/11/03/retirement-funds-and-your-small-business/</link>
		<comments>http://www.blackenterprise.com/wealth-for-life/retirement/2008/11/03/retirement-funds-and-your-small-business/#comments</comments>
		<pubDate>Mon, 03 Nov 2008 22:53:06 +0000</pubDate>
		<dc:creator>Margarette Burnette</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[retirement funds]]></category>
		<category><![CDATA[Roth IRA]]></category>

		<guid isPermaLink="false">http://blackenterprise.com/?p=5943</guid>
		<description><![CDATA[With the current economic environment, many entrepreneurs believe they can’t afford to give their employees retirement benefits. But, offering a retirement package can help attract talent, which is crucial to business success. Fortunately, SEP-IRAs and even 401(k) retirement plans can be cost-effective options for employers.]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/wealth-for-life/retirement/2008/11/03/retirement-funds-and-your-small-business/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Saving Early for Your Retirement</title>
		<link>http://www.blackenterprise.com/wealth-for-life/retirement/2008/10/03/saving-early-for-your-retirement/</link>
		<comments>http://www.blackenterprise.com/wealth-for-life/retirement/2008/10/03/saving-early-for-your-retirement/#comments</comments>
		<pubDate>Fri, 03 Oct 2008 20:30:24 +0000</pubDate>
		<dc:creator>Ilana Polyak</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[401k]]></category>

		<guid isPermaLink="false">http://beta.blackenterprise.com/?p=4559</guid>
		<description><![CDATA[n your 20s, retirement is a bit like global warming. You know the day of reckoning will come, but it's still decades away. But those years have a way of creeping up on you. Better to develop good saving habits now than to be staring down the barrel of 50 with just your collection of iTunes and Crocs in 20 colors as the sum total of your net worth.]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/wealth-for-life/retirement/2008/10/03/saving-early-for-your-retirement/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>In Your 30s, Think About Your 60s</title>
		<link>http://www.blackenterprise.com/wealth-for-life/retirement/2008/09/19/in-your-30s-think-about-your-60s/</link>
		<comments>http://www.blackenterprise.com/wealth-for-life/retirement/2008/09/19/in-your-30s-think-about-your-60s/#comments</comments>
		<pubDate>Fri, 19 Sep 2008 17:49:56 +0000</pubDate>
		<dc:creator>Donald Jay Korn</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[retirement funds]]></category>

		<guid isPermaLink="false">http://content.blackenterprise.com/?p=8389</guid>
		<description><![CDATA[Young investors have a valuable asset, yet many neglect to take advantage. The more years you invest prior to retirement, the more time you have to profit from the earnings on your investments. ]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/wealth-for-life/retirement/2008/09/19/in-your-30s-think-about-your-60s/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Retiring In Your 40s</title>
		<link>http://www.blackenterprise.com/wealth-for-life/retirement/2008/09/03/retiring-in-your-40s/</link>
		<comments>http://www.blackenterprise.com/wealth-for-life/retirement/2008/09/03/retiring-in-your-40s/#comments</comments>
		<pubDate>Wed, 03 Sep 2008 19:04:18 +0000</pubDate>
		<dc:creator>Ilana Polyak</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[Retirement Accounts]]></category>

		<guid isPermaLink="false">http://beta.blackenterprise.com/?p=4555</guid>
		<description><![CDATA[Those intermittent aches and pains in your 40s are a very powerful reminder that retirement isn't as far away as it used to be. But with two decades or more to go, you still have many years of disciplined, systematic savings in front of you.]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/wealth-for-life/retirement/2008/09/03/retiring-in-your-40s/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>You Can Retire Early</title>
		<link>http://www.blackenterprise.com/wealth-for-life/retirement/2008/06/20/you-can-retire-early/</link>
		<comments>http://www.blackenterprise.com/wealth-for-life/retirement/2008/06/20/you-can-retire-early/#comments</comments>
		<pubDate>Fri, 20 Jun 2008 07:55:00 +0000</pubDate>
		<dc:creator>Donald Jay Korn</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[IRA]]></category>
		<category><![CDATA[Social Security]]></category>

		<guid isPermaLink="false">http://content.blackenterprise.com/2008/06/20/you-can-retire-early/</guid>
		<description><![CDATA[If you’re not sure about when to retire, you’re not alone.]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/wealth-for-life/retirement/2008/06/20/you-can-retire-early/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Get Creative With Compensation</title>
		<link>http://www.blackenterprise.com/magazine/2008/06/01/get-creative-with-compensation/</link>
		<comments>http://www.blackenterprise.com/magazine/2008/06/01/get-creative-with-compensation/#comments</comments>
		<pubDate>Sun, 01 Jun 2008 04:00:00 +0000</pubDate>
		<dc:creator>Tamara E. Holmes</dc:creator>
				<category><![CDATA[Magazine]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[benefits]]></category>
		<category><![CDATA[Simply Salads and Smoothies]]></category>
		<category><![CDATA[staffing]]></category>

		<guid isPermaLink="false">http://blackenterprise.com/uncategorized/2008/06/01/get-creative-with-compensation/</guid>
		<description><![CDATA[When Stephany Deberry opened her first Simply Salads and Smoothies restaurant in Leesburg, Virginia, limited funds left her with a dilemma. "You have all these dreams, but then you realize it's very difficult to grow a business when you're the only employee," says DeBerry, who launched the company in February 2005. The ability to offer competitive salaries was out of her reach, so she got creative]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/magazine/2008/06/01/get-creative-with-compensation/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>
