Tag Archives: budgeting

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Consumers Cut Back on Spending

Are you doing some belt tightening?

Two-thirds of Americans are reducing their monthly spending. One of the main reasons is the…

By Sheiresa Ngo

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Infographic: Countries with the Highest Customer Satisfaction

Find out which countries offer top-notch customer service

If you’re looking for a super-awesome customer service experience, you’re going to have to travel…

By Sheiresa Ngo

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money

Consumer Tip: Watch Out for Hidden College Costs

Be mindful of these budget busters

College is an expensive venture. Don’t kill your budget by not taking into account some…

By Sheiresa Ngo

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Infographic: Navigating the World of Financial Aid

A quick guide to making sense of the financial aid system

Figuring out the ins and outs of financial aid can be overwhelming. Here are some…

By Sheiresa Ngo

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Infographic: Where College Students Spend Their Money

How college students go broke

Check out this infograhic breakdown of how college students use—and mishandle—their money.

By Sheiresa Ngo

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Infographic: Save on Labor Day Travel

Keep more cash in your pocket

Use these tips will save you money this holiday. Check out this infographic breakdown.

By Sheiresa Ngo

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piggy-bank

Consumer Tip of the Day: Track Spending

Tips for getting a handle on your cash

Check out this money-saving strategy.

By Sheiresa Ngo

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MoneyandHealth

Survey: Healthcare Providers Fall Short in Providing Cost Transparency

Consumers are consistently shocked by their medical bills

Consumers are almost always surprised by out-of-pocket medical costs.

By Sheiresa Ngo

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Infographic: How Much Do You Spend on Coffee?

How those small purchases add up to big losses for your pockets

Do you buy coffee every morning? Here’s how those seemingly small purchases add up to…

By Sheiresa Ngo

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Infographic: Ways to Tame Your Spending

Tips for keeping cash in your pocket

Check out these quick tips on how to tame your spending and save more money.

By Sheiresa Ngo

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Least Expensive States to Own a Car

Is your state on the list?

If you own a car in one of these states, you’ll have a little extra…

By Sheiresa Ngo

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Infographic: Student Loan Debt is Ruining Your Finances

Here's how "good debt" is making you poor

Prepare to eat beans noodles for a very long time.

By Sheiresa Ngo

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Family Affair: How One Couple Keeps Household Finances in Order (Part 2)

Anisha and Russ Bailey are serious about saving money

Save money and watch your wealth grow.

By Sheiresa Ngo

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Family Affair: How One Couple Keeps Household Finances in Order

Anisha and Russ Bailey are serious about saving money

Anisha and Russ Bailey talk family finances and how they’re able to juggle it all.…

By Sheiresa Ngo

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Credit Cards

Study: One in Three Americans with Credit File Has Debt in Collections

Nevada tops the list

A debt in collections will remain on your credit report for seven years.

By Sheiresa Ngo

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Infographic: The Cost of Summer Fun Then and Now

A comparison of summer fun throughout the years

Nowadays, fun is going to cost you.

By Sheiresa Ngo

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Help for Overdrafts: Wells Fargo Will Stop ‘Stacking’ Checks

Latest efforts can save consumers from some fees

Wells Fargo will begin processing customers’ checks in the order they are received and stop…

By Sheiresa Ngo

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Consumer Tip of the Day: Automate Your Savings

Your daily money bite

Make an effort to save at least 10% of your paycheck. Here’s how.

By Sheiresa Ngo

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Consumer Tip of the Day: Conduct a Financial Inventory

You must know where you are to get where you want to go financially

Be sure to take into account how you’re spending your money to ensure you’re on…

By Sheiresa Ngo

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Report: One in Four Consumers Has No Emergency Savings

Are you financially ready for a rainy day?

A recent report by Bankrate.com finds that one in four consumers have no emergency savings.

By Sheiresa Ngo

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piggy-bank

Money Expert Marsha Barnes Shares Top 10 Savings Tips

How to live well on less

In our fourth and final installment of the money management series with Marsha Barnes, she…

By Sheiresa Ngo

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Money Expert Marsha Barnes Shares Her Budgeting Tips

You can live well on less

If you have a hard time sticking to your budget, you’ve come to the right…

By Jennifer Streaks

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Money Expert Marsha Barnes Talks about Keeping Finances on Track

How you can live well on less

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When developing a financial plan, financial educator Marsha Barnes counsels her clients to stop…

By Jennifer Streaks

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Throwback Thursday: Money Tips for New Grads

You're out of school and (if you're lucky) on the job. Next: a plan to manage your cash

If you’re among the young adults who have just graduated from college and landed their…

By Sheiresa Ngo

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Lost Control of Your Finances? Here’s 5 Ways to Get Back on Track

Have you been terrible with handling money?

Everyone struggles with money at some point in their lives

By Sheiresa Ngo

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How to Change Your Bad Money Habits [Infographic]

You don't have to let routine ruin your finances

How will you improve?

By Sheiresa Ngo

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The Cost of Raising a Child Continues to Rise

Buy a Bentley? Or have a baby? The Bentley could be cheaper

Raising children is more expensive than you think

By Alfred Edmond, Jr.

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debt2

10 Dumb Things We Do With Our Money

We need to unlearn bad habits, not just learn the right financial moves to make

As important as learning what to do with money is knowing what not to do

By Alfred Edmond, Jr.

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Why Your Financial Plan is a Failure [Infographic]

Can't get your money right? The problem might be you

Several factors affect your ability to stay committed to getting your money in order

By Sheiresa Ngo

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No More Paycheck-to-Paycheck: Survey Links Uptick in Job Security to Decline

With more workers gaining employment, positive trends expected to continue

One thing about the link between career and wealth-building: Negotiating what youj’re worth, saving and…

By Janell Hazelwood

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Business Continuity Tips Discussed at Free Webinar Hosted by SBA and Agility Recovery

More Help for Those Focused on Fixing Their Finances

The Sharpen Your Financial Focus initiative is a great new resource to help you to gain financial freedom and build wealth for life.

Sharpen Your Financial Focus is a comprehensive effort to help you move toward financial stability.…

By Alfred Edmond, Jr.

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Free-Shipping-LG

Don’t Allow ‘Free’ Online Offers to Make You ‘Go Broke’

If you really want to control your spending, recognize that there is no such thing as something for nothing, no matter what marketers say.

There is no such thing as something for nothing, no matter what marketers say.

By Alfred Edmond, Jr.

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If you're intimate in every way but financially, that's a problem.

Recognizing The Signs of Financial Infidelity

Is she addicted to retail? Is he a bigamist? Zero tolerance for money secrets is key to protecting your marriage—and yourself.

Zero tolerance for money secrets is key to protecting your marriage—and yourself.

By Alfred Edmond, Jr.

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five tips to avoid working weekends

5 Smart Ways to Recharge Your Budget

Taking action now for the sake of your goals

Here are a few ways to think about giving your savings goals a boost.

By Jennifer Streaks

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Is this what you're waiting for? WAKE UP!!! Time to get real.

5 Reality Checks You Must Face to Fix Your Finances

One of the challenges of financial education is trying to get through to people who think the rules of smart money management do not apply to them.

Time to get real: You are NOT the exception to the rules of building wealth.

By Alfred Edmond, Jr.

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NYC tourists may soon be fined for buying counterfeit luxury goods

When It Comes To Your Money, Are You A Hot Mess?

An exercise to give yourself a reality check—and maybe a much needed wake-up call—when it comes to your financial habits.

Check yourself. Before your wreck yourself.

By Alfred Edmond, Jr.

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marriage and money

Talk About Money Before The Wedding. Or Fight Over It Through The Divorce

If talking about money with your fiance would result in calling off the wedding, you have no business getting married in the first place.

If talking about money with your fiance would result in calling off the wedding, you…

By Alfred Edmond, Jr.

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air conditioner

How to Stay Cool Without an Air Conditioner: A Beginner’s Guide

The recent heatwave in lots of states doesn't mean you should break the bank

Here are four ways you can keep costs down as the temperature increases so that…

By Darren Sands

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Plan, Save & Execute: Take Control of Your Money This Summer

Spend your summer months worry-free

We are heading into the busy summer season filled with travel, good food & time…

By Jennifer Streaks

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PocketsBrokeMoney

10 Surefire Ways to Go Broke This Year

Wasteful spending isn't the only symptom of a bad financial steward

Budgeting, like anything else that matters in life, takes time. Even essential tax and estate…

By Darren Sands

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It’s Spring Wedding Season: 4 Tips on How to Protect Your Budget

You can only get "more awesome" if you're not getting married by keeping costs low

A few tips for the frugal-minded person.

By Darren Sands

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CardHub.com Releases U.S. Cities With Best, Worst Budgeters

New York City and Boston are tops on this list

Do you live in a city that can budget?

By Darren Sands

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Be A Marriage Planner, Not A Wedding Planner

In far too many cases, the only time couples engage in financial planning as a team (if ever) is to finance their wedding and honeymoon.

Are you about to put a ring on it? Now is as good a time…

By Alfred Edmond, Jr.

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How to Formulate a Financial Back-up Plan

Strategies and tips for saving for a rainy day

Tips to set up a back-up plan for your finances.

By Jennifer Streaks

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4 Tips for Budgeting When Your Income Is Inconsistent

How to create consistency when your money isn’t!

Limited or inconsistent income means you have to be smart with the money you do…

By Patrice C. Washington

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lovemoney

For Valentine’s Day, Stop (Overspending) In the Name of Love!

The pressure is on to show you care. Before you get caught up, listen up: Love is not a legitimate excuse for irresponsible financial decisions.

Valentine’s Day is the official holiday to celebrate love. But because it’s almost exclusively a…

By Alfred Edmond, Jr.

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Living within your means is about budgeting your purchases, and having the courage to be honest about what you can and can't afford.

The Six-Word Phrase You Must Master to Improve Your Finances

To control your spending, instead of it controlling you, release the negativity and repeat after me: I cannot afford this right now.

Is gaining and keeping control over your financial health and resources a priority for you?…

By Alfred Edmond, Jr.

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Patrice J. Williams, founder of Looking Fly On a Dime (Image: Danielle Gray)

Black Blogger Month: Looking Fly on a Dime, The Savvy Shopper

From the unemployment line to online, Patrice J. Williams heads a thrifting blog that's positioned her as a TV personality and budgeting guru

Patrice J. Williams transformed her obsession with thrift shopping into a marketable brand, Looking Fly…

By Starrene Rhett

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Chantay Bridges (Photo by Kevin Foley)

The Team You Need for Your Year-End Financial Checkup

At a time when it’s about the parties and festivities, it can be hard to…

By BLACK ENTERPRISE

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Holiday Hot Button: Not-So-Merry Marital Tensions

Cost-saving tips to save your family a little money (and headache) this holiday season

Marriage doctor Dr. Jacqueline Del Rosario gives cost-saving tips to save your family a little…

By Dr. Jacqueline Del Rosario

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Ask the Money Coach: A Super Easy Budgeting Tip That Works

Learn how to make the most of your money with this simple rule

Money Coach Lynnette Khalfani-Cox tells you how to budget and make the most of your…

By Lynnette Khalfani-Cox

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photo: Brett Kramer

Finding Common Ground

Thomas and Sharde Caffey of Chicago have only been married a little more than a…

By Sakina P. Spruell

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coupons

How to Use Coupons for Big Savings

The process can be worth the time and investment

Do you see people in line at the supermarket handing over a stack of coupons…

By Sheiresa Ngo

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Chris White (Photo by Rayon Richards)

Getting On Track

White, who at one time had a credit score of 710 before filing for Chapter…

By Sakina P. Spruell

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How to Make the Most Out of Groupon and Daily Deal Sites

Getting a good deal is one thing; being a "shopping fool" who gets scammed is another. Here's how to play it smart

Getting a good deal is one thing; being a “shopping fool” who gets scammed is…

By Lynnette Khalfani-Cox

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Image: ThinkStock

How to Save Money on End-Of-Summer Travel Deals

There's still a few weeks left in summer and Orlando may be your final destination

Here are a few tips to save before summer is really over

By Lynnette Khalfani-Cox

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It’s no secret that the cost to attend college can be quite expensive. As a result, most students heading back to school or those heading away for home for the first time will rely heavily on student loans and financial aid. While this assistance is a welcome safety blanket for those with limited funds, it also begins the cycle of post-grad debt. In an effort to help steer students in the right direction, here are six options for new graduates looking for debt relief. —Kahliah A. Laney

6 Tips for Decreasing Student Loan Debt Post Grad

Get educated on paying off that college debt faster

Student loans are usually the beginning of a cycle of debt that holds us back…

By Kahliah A. Laney

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Relearning the Value of a Dollar

Making a habit of using credit and debit cards over cash can lead to a financial pitfall

More and more Americans use credit and debit cards for everyday purchases, creating a cycle…

By Janel Martinez

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Use coupons for price reductions. Don’t miss out on a great deal--- compliments of a coupon---when you’re forced to purchase a brand new textbook. Sites like RetailMeNot.com and PromoCodes.com list the latest coupons and special offers by several major retailers that sell textbooks and other college supplies. A quick search is all it takes to find some attractive discounts on your next purchase.  Coupons are a good idea if you have any college courses that require you to purchase the latest edition of a book. Just be prepared for some serious sticker shock. It’s not uncommon for a new college textbook to cost $100 or more.

7 Ways to Save on College Textbooks and Supplies

Use these smart tips to save as much as 80% on books and supplies this year!

Lynnette Khalfani-Cox gives smart tips that could save you as much as 80% on textbooks…

By Lynnette Khalfani-Cox

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Smartphone’s are changing the way college students order textbooks, purchase gas and experience the world. In a technology-driven society, these devices can be educational and lifestyle tools that use and share data in very cool ways. Mobile apps can help tech savvy students with data discovery that enhances their college experience inside and outside the classroom. Just in time for back to school season, here are six great apps that can help complete basic tasks and enable busy college students to track, capture, and pull data from anywhere to be more productive. —Hajj Flemings

6 Mobile Apps Every Busy College Student Needs

Every college student is on a budget and these apps can keep your pockets and health on track

College students are always on tight budgets and deadlines, these simple mobile apps can alleviate…

By Hajj Flemings

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Wedding season is in full swing with some states like New York getting a few extra brides and grooms this year thanks to the recent passing of the same sex marriage bill. Regardless of your orientation, starting a life together generally comes with a hefty price tag. However, you don’t have to break the bank just to say, “I do.” In fact, BlackBridalBliss.com features weekly profiles from real brides, who share their first-hand advice on ways to save money when planning the big day as part of the popular Tie the Knot Tuesdays series. Whether you’re in the process of planning or still dreaming of the day, here are 11 practical ways to save money on your wedding day. —Bridgette Bartlett

11 Ways to Save Money on Your Wedding Day

It may be your "big day" but that doesn't mean you have to spend in a big way

Weddings can get expensive fast, but there are cost-effective ways you can save money while…

By Bridgette Bartlett

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burning money

Stop Burning Cash!

In three real-life situations, experts show how to create a workable budget so you can take control of your money and meet your short- and long-term goals.

Do you smell the odor of burning currency? If you ever find yourself wondering where…

By Bridget McCrea

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Photo by Chris Edwards

Overcoming Life’s Debt

Ever growing liabilities keep the Brookses from enjoying their life

With $158,000 in debt outside their mortgage, Kenric and Christina Brooks of Charlotte, North Carolina,…

By Sakina P. Spruell

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Photo by Quantrell D. Colbert

Blending Families and Finances

When Julia Hamilton and her life partner Keesha Gipson Monroe committed to each other they vowed to raise money-smart kids

Adhering to sound money management principles requires substantial discipline for most individuals. So imagine…

By Aisha I. Jefferson

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Travel blogger Kiratiana Freelon.

Black Travel Bloggers Say: Don’t Be Afraid to Get Away

Bloggers Kiratiana Freelon, Vaughn Richardson and Renee King encourage you to take flight and help you get started with their insider travel tips

Kiratiana Freelon, Vaughn Richardson and Renee King encourage you to take flight and help you…

By Kahliah A. Laney

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Emmanunel Twum

A Savings Lesson Well Learned

Parental tough love set Emmanuel Twum on the path to responsible spending

One of the toughest lessons Emmanuel Twum learned his freshman year in college had nothing…

By LaToya M. Smith

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MoneyTips for New College Grads

Five ways to manage your cash so you’re equipped for the “real world”

When Sharece Hall, 25, was a student at the Georgia Institute of Technology, she, like…

By Brittany Hutson

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Playing Catch-Up

To reach their retirement goals, Lee and Tayo Ferguson must save more and spend less

Lee and Tayo Ferguson have all the trappings of middle-class success: two stable careers, a…

By Carolyn M. Brown

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Photo: Ara Howrani

Doing What You Love

To follow his newfound passion for teaching, William Hampton must learn to live on a smaller income

Last year, William Hampton, 27, decided that he’d rather shape young minds than build automobiles.…

By Jason Evers Roberson

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How Badly Do You Want Financial Freedom?

If you talk the talk, but will not walk the walk, I've got news for you: freedom ain't free

Each week, we get e-mails and letters from people who tell us they are determined…

By Alfred Edmond, Jr.

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free-shipping

Websites That Save You Money

Buzzillions features consumer reviews of a wide range of products. You can get helpful feedback…

By Sheiresa Ngo

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Jennifer Norman [Photo: Rayon Richards]

A New Financial Game Plan

While overcoming a debt setback, Jennifer Norman is on the right track to reducing her taxes and maximizing her investments

Norman’s debt struggles are typical of many young college graduates. The misuse of credit cards…

By Carolyn M. Brown

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The Johnsons [Photo: Zave Smith]

Thrifty Family Living

Terry and Tyra Johnson stick to a few simple practices to cut expenses and save more money

One of the first big changes Terry made: “We used to get large tax refunds…

By Glenn Townes

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Marriage and Money: Getting on the Same Page

Lateshia Woodley and Alex Kelly must �balance their contrasting money styles to budget their finances and grow their assets

Lateshia Woodley, 35, and Alex Kelly, 33, of Ellenwood, Georgia, have come a long way.…

By Carolyn M. Brown

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50 Power Moves to Improve Your Life

Sure-fire ways to advance your finances, career, small business and lifestyle

Sure-fire ways to advance your finances, career, small business and lifestyle

By BLACK ENTERPRISE Editors

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America Saves Week, but it's our mission to tell you how to save more of your money all year round.  Improving your savings habits takes discipline and effort. Here are a few tips to help you get started.--Sheiresa Ngo

Save More of Your Money!

Simple steps to help you stash more cash

Last week was America Saves Week, but it’s our mission to tell you how to…

By BLACK ENTERPRISE

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50 Power Moves to Improve Your Life

Sure-fire ways to advance your finances, career, small business and lifestyle

Sure-fire ways to advance your finances, career, small business and lifestyle

By BLACK ENTERPRISE Editors

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The holiday shopping season is over and the New Year has begun. Reaching your financial goals starts with getting a clear picture of where you are today. Guessing and estimating will not do; you need to know exactly where you stand financially, to the dollar if not to the penny, not in your head, but on paper (even better, on computer). To increase your wealth by December 31, 2011, here's what you need to do NOW. --Alfred Edmond Jr.

5 Steps to a Richer 2011

Reaching your financial goals starts with getting a clear picture of where you are. Here's what to do NOW!

The holiday shopping season is over and the New Year has begun. Reaching your financial…

By Alfred Edmond, Jr.

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Cut the Cost of Your Thanksgiving Dinner. Sunny Anderson Tells You How

The Food Network star dishes on how to stir it up for less than $100

Blackenterprise.com talked with the Brooklyn-based foodie about what she would prepare on a $100 budget,…

By Janel Martinez

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blackfriday

How Not to Go Broke on Black Friday

For the best deals, planning is key

Though Black Friday is all about getting the most bang for your short buck, there…

By Renita Burns

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Love & Money: 6 Ways to Stop Fighting About Money

Your guide to managing matters of finance and romance

Love can be grand until the arguments begin. And more often than not, it’s about…

By Sheiresa Ngo

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Love & Money: Guarding Against a Spendthrift Spouse

Your guide to managing matters of finance and romance

When it comes to romantic relationships, opposites often attract. Unfortunately, that can also true when…

By Sheiresa Ngo

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Tech Insider: Moving From Quicken Online to Mint.com

Technology news, reviews, tips, and advice for professionals and small businesses

Quicken is gone. Intuit shut it down this week. What does that mean for you?…

By Marcia Wade Talbert

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Budgeting Insider: 5 Ways to Trim Your Budget

Your guide to managing every day finances

Times are tough. The economy is still on the rocks, and your financial life has…

By Sheiresa Ngo

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Love & Money: How to Merge Finances with Your Spouse

Your guide to managing matters of finance and romance

If you’re recently married, at some point you’ll be faced with a big decision: how…

By Sheiresa Ngo

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Economista: 5 Secrets to Getting Free Phone Service

Don't renew your phone contract without negotiating for the best possible deal

Just because a phone provider offers one and two-year-contracts doesn’t mean you can’t ask for…

By Renita Burns

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Money Expert Q&A: A Financial Fast to Curb Unnecessary Spending

Insider tips on how to build and manage wealth

Money expert and author Michelle Singletary talks about how to approach a financial fast to…

By Janell Hazelwood

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Budgeting Insider: Style Savvy on a Shoestring Salary

Your guide to managing everyday finances

What better way to feed a love for fashion—without eating up your finances–than by incorporating…

By Janell Hazelwood

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Teens Don’t Understand the Importance of Budgeting A quarter of teens say they are unsure if they will be able to effectively budget their money during their lifetime, according to the results of a Junior Achievement/Allstate Foundation survey. Of the 22% who currently don’t use a budget, almost half admit they just aren’t interested in money management.

Talking Points: Interracial Marriage, Budgeting, Vacations

What people are discussing this month

A record 14.6% of all new marriages in the U.S. in 2008 were between people…

By Deborah Creighton Skinner

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eyesontheprize

Eyes on the Prize

April McLemore wants to �retire by age 55. But will she have enough money saved in 16 years to live �comfortably?

Friends and family aren’t likely to find April McLemore shopping in stores such as Nordstrom…

By Carolyn M. Brown

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empty_pockets1

10 Reasons You’re Still Broke

Does it seem like there's a perpetual hole in your pocket? Here's why.

I often hear people say, “I have a steady job, so why am I still…

By Sheiresa Ngo

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The hardest part about being young and trying to navigate the sometimes confusing maze of personal finance is finding the right resources. While there are plenty of helpful books and Websites available, the hardest part is finding them. Check out these money sites that are sure to help Gen Y-ers get a handle on their finances.

Best Money Sites for Young People

Use these Web tools to help you save and budget

While there are plenty of helpful books and Websites available, the hardest part is finding…

By Renita Burns

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Are You Tired of Living Cheap?

Tips on how to prevent extreme frugality from pushing you over the edge

Depressed and worn down by constantly watching your bank account, you might have rebelled by…

By Sheiresa Ngo

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Find the Best Summer Travel Deals for Your Family

Vacations don't have to cost an arm and a leg. Here's how one family saves and still has fun

Summer vacations–whether for families, couples, singles or groups– don’t have to be expensive to be…

By Leslie E. Royal

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Save on Your Summer Getaway – Part I

Deals for traveling to your perfect vacation

Summer vacations–whether for families, couples, singles or groups– don’t have to be expensive to be…

By Leslie E. Royal

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Use Tech to Beat the Clock

8 ways to create work-life balance with gadgets, applications and online tools

Lisa J. Whaley knows a thing or two about balancing life, work, and family. She…

By Bridget McCrea

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Women & Money: Lessons From the Financially Independent

Living below your means is a tried and true method to gain�and keep�your wealth

Financial independence can sometimes be an illusive concept. So I think it is always helpful…

By Patricia Stallworth

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06WFL-Malcolm-Johnson

Rewriting the Financial Playbook

Pro athlete turned corporate executive Malcolm Johnson is on his game in helping his family prosper

Malcolm Johnson has had a good handle on his money since retiring seven years ago…

By Carolyn M. Brown

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Ask Your Advocate

I try to take advantage of deals when I go shopping and compare prices. But…

By Sheiresa Ngo

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Women & Money: What’s Your NET Worth?

To scout out a path to financial independence, you need to know where you are starting from

Creating a financial plan is essential as you move toward financial independence. Analyze where you…

By Patricia Stallworth

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Pick the Right Financial Professional

The difference between a CFP and a CPA and more

Financial advisers aren’t all created equal. They each come with their own set of credentials…

By Bridget McCrea

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Women & Money: Don’t Forget to Plan

It�s time to consider exactly where are we going and how will we know when we get there

As we travel down the road to financial independence, it’s time to consider one huge…

By Patricia Stallworth

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Build A Budget For Yourself—And Cousin ‘Pookie’

The term sounds restrictive, but budgeting is really an exercise in financial empowerment

The word itself sounds and feels restrictive. Budget. When you hear the term, you think…

By Eric D. Grant

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Cutting Edge: Resisting the Credit Temptation

What to do when you can't say no

When saying no to that impulse purchase is just too hard

By Renita Burns

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Investing Rules for Women: Educate Yourself

Learning the ins and outs of investing, saving, and budgeting

nce you start investing, it’s important not to lose sight of your financial goals. Whether…

By Sheiresa Ngo

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Why Financial Planning Ain’t Just For The Rich

Think professional help is too rich for your blood? A financial adviser comes clean.

Let’s say you’re a first year school teacher, with a Masters degree, and you’re making…

By Eric D. Grant

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Food for the Journey

Budgets are necessary tools to help you reach your financial goals. Here's how to get started

According to Napoleon, an army marches on its stomach. On our journey we need something…

By Patricia Stallworth

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Cutting Edge: Check Yourself with Self-Checkout

How paying more attention can save you dollars

When it comes to budgeting your dollars, paying attention to every detail—from the coupons you…

By Renita Burns

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Cents and Sensibility

Steve and Pamela Cromity teach their children about saving, spending, and giving

Steve and Pamela Cromity possess all the trappings of upper-middle-class comfort. But the key to…

By Marcia Wade Talbert

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Play Games with Your Money

Having fun is a great way to get over your fear of investing

If you’ve always wanted to start investing but have always been afraid of losing money,…

By Sheiresa Ngo

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The Homebuyers Toolkit: Renting vs. Buying

The pros and cons of both options should be considered when shopping for a home

In today’s market should you rent or buy? “Your decision to buy or rent depends…

By LaToya M. Smith

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The Homebuyer’s Toolkit: Building Financial Security

Owning a home should be part of a larger commitment to gaining financial security

Over the Thanksgiving break I became addicted to a show called Till Debt Do U$…

By LaToya M. Smith

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The Homebuyers Toolkit: Money Attitudes and Budgeting

Homeownership means learning to understand and manage your finances

Last weekend I attended The Money Conference for Women in Hartford, CT. A 26-year-old woman…

By LaToya M. Smith

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Be Financially Fit!

Retirement planning is not just for the wealthy, says author Aaron W. Smith.

By LaToya M. Smith

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Offer Your Kids the Best, Yet Trim Costs

Teaching children fundamentals of budgeting can save you money

Children can be life’s greatest joy—and it’s most expensive. From the necessary expenses, such as…

By Renita Burns

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Reinforcing Principals of Personal Finance

The ripple effect of an economic bust

Purse strings are being pulled tighter than ever as consumers brace for the ripples of…

By Renita Burns

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Surviving Tight Credit

Main Street businesses feel crunch of Wall Street collapse

With a $700 billion Wall Street bailout deal rejected in the House, one of the…

By Cliff Hocker

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Cutting Edge: Utilities and Energy

Slash utility costs

Its old news that’s still putting a hurting on your wallet: soaring energy and utility…

By Renita Burns

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Risky Solutions to Debt Elimination

Taking shortcuts can lead to compounding woes

Desperate for alternative ways to pay down debt, many people rely on quick-fix solutions that…

By Zakiyyah El-Amin

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Cutting Edge: Throwing Green After Green

Are you spending too much on your lawn?

Are you finding that more and more of your money is being spent on maintaining…

By Gia Parker

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Deep in Business Debt?

Here is how you can pay your creditors and keep your doors open

If you’re like most small business owners, at some point you have robbed Peter to…

By Wendy Harris

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9 Tips to Help You Cut Your Vacation Costs

Smart tips to help you save money on your summer travel plans

It’s hard to escape the news about prices at the pump. But with all the…

By Chris Taylor

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The Cutting Edge

Do you need to cut costsand fast? Here are several ways to get your family finances back under control

The Spences have become true virtuosos at saving money. Whether it’s heating up frozen meals…

By Chris Taylor

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