credit and debt management Archives - Black Enterprise

Tag Archives: credit and debt management

Consumer Tip: When to Close a Credit Card

There are times when you should close a credit card.

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Consumer Tip: Get a Copy of Your Specialty Report

Your daily money bite

Thanks to a warning sent by the Consumer Financial Protection Bureau to specialty consumer reporting…

By Sheiresa Ngo

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Consumer Tip: Protect Your Financial Information

Guard your personal information

In light of the record number of data breaches last year, you might feel a…

By Sheiresa Ngo

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You Might Still Have Time to Return Unwanted Gifts

Your credit card might have features that can help

If you have holiday gifts that you want to return, you still may have a…

By Sheiresa Ngo

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37% of Americans Say They’re Too Broke to Save

Is reduced cash flow preventing you from building your nest egg?

Do you feel like you don’t have enough money to save?

By Sheiresa Ngo

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18% of Consumers Say They’ll Never Get out of Debt

Will you be in debt for the rest of your life?

Do you feel like you’ll be be paying off your mountain of debt forever?

By Sheiresa Ngo

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Americans’ Top Financial Priority is Bills

Many Americans' focus is catching up on bills

Americans’ number one money concern is bills or staying current with living expenses for the…

By Essence Gant

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Woman Shares How She Dug out of $50,000 Worth of Debt (Part 3)

Author shares how she assists college students with money management

If you want to get a handle on your debt, you’ll have to commit to…

By Sheiresa Ngo

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Woman Shares How She Dug Out of $50,000 Worth of Debt (Part 2)

Tips for getting back on the right financial track

Are you part of the “microwave generation?” Do you expect everything now? Be careful, you…

By Sheiresa Ngo

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Woman Shares How She Dug Out of $50,000 Worth of Debt

Tips for getting back on the right financial track

A few weeks ago we shared with you how David Bakke, a financial contributor for…

By Sheiresa Ngo

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Entrepreneur Offers Mobile Money Advice

Finance coach Marsha Barnes provides services on the go

The Finance Bar is a premier mobile hub offering an array of personal finance products…

By Sheiresa Ngo

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Credit Cards

Credit Card Interest Rates on the Rise

Rates are slowly creeping up

The most significant increases can be seen when it comes to secured credit cards.

By Sheiresa Ngo

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Should your business charge credit card surcharges

5 Good Reasons to Axe a Credit Card Account

Sometimes it's alright to go against the grain

Most credit experts say it’s not a good idea to close a credit account, but…

By Leslie E. Royal

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Take Advantage of Hidden Credit Card Perks

Don't leave benefits on the table

(Image: ThinkStock)
I often hear people list the evils of credit cards, and blame them…

By Sheiresa Ngo

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Personal Finance Word of the Day: Credit Utilization Ratio

Your daily money bite.

Word of the day: Credit utilization ratio
Creditors use a calculation called a credit utilization ratio,…

By Sheiresa Ngo

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It’s Time to Escape Slavery—From Debt

Free your mind, and your finances will follow. You can't achieve wealth if you won't change the way you think about money.

Too many of us are living beyond our means and pursuing a poverty lifestyle.

By Alfred Edmond, Jr.

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WATCH: Amid Criticism, Suze Orman Defends Her New Prepaid Debit Card

In a video interview with theGrio.com/CNBC reporter Sharlita Brantley, Suze Orman goes on the defensive about launching her own prepaid card

In a video interview with theGrio.com/CNBC reporter Sharlita Brantley, Suze Orman goes on the defensive…

By Elayne Fluker

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Russell Simmons to the Financial Press: ‘Is It Because I’m Hip Hop?’

Amid prepaid debit card criticism, the RushCard founder demands to know why he's considered a "celebrity endorser"

As prepaid debit cards by Suze Orman and Lil Wayne are criticized, RushCard founder Russell…

By Elayne Fluker

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7 Signs that You are a Woman Behaving Wealthy

Time for a purse check, ladies. These tips tell you what you need to do to go from 'just making it' or 'plain broke' to truly wealthy

Time for a purse check, ladies. These tips tell you what you need to do…

By Robin A. Young

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Debt-Free Diet

Four years ago Monique A. Harps contended with more than $104,000 in debt. Although the…

By Aisha I. Jefferson

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How To

Apply to More Than 50 HBCUs at Once With the Common Black College Application

Students can apply to 52 of the more than 100 HBCUs by completing just one…

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Password Protect Your Flash Drive In Two Simple Steps

Flash drives, thumb drives, USB sticks: whatever you want to call them, they’re more than…

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