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Tag Archives: credit

What’s the Biggest January Bargain? Hint: You Can Sit On it!

Why manufacturers and retailers cut furniture prices in the first month of the year

“January is typically a good month to buy furniture for a few reasons. One…

By Stacey Tisdale

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[Study] Better Finances Mean Fewer Money Resolutions For 2016

Fewer Americans are making New Year’s resolutions about money

While results indicate feeling good about our ‘personal economies’ relieves a sense of urgency and…

By Stacey Tisdale

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Alabama State Rep. Anthony Daniels

My Six-Figure Student Debt Nightmare

Alabama State Rep. Anthony Daniels shares his story

Don’t get me wrong. I value my higher education. I empathize with our colleges and…

By BlackEnterprise.com

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African American ‘Gen-Xodus’ and ‘Baby Boom Bail’ Coming for High-Priced Big Apple

High cost of living in New York City driving African Americans out

A study by the AARP finds that African American Gen Xers and Baby Boomers plan…

By Stacey Tisdale

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Federal Reserve Votes ‘No” on Raising Interest Rates

Central bankers point to global economic slowdown

“Tightening before the economy has reached genuine full-employment is not just a mistake, it’s a…

By Stacey Tisdale

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The 3 Lies We ALL Tell Ourselves About Money

And the truths that will change your relationship with your finances forever

Through her many years as an activist in everything from fighting poverty and hunger around…

By Stacey Tisdale

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Honda to Pay $24 Million For Discriminatory Auto Loan Practices

Federal investigation found that borrowers of color paid higher interest rates than white borrowers

American Honda Finance Corp. must also put new measures in place to address discretionary auto…

By Janell Hazelwood

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Improve Your Credit Worthiness

How your credit score is affecting you

In some instances credit score can impact a job offer, a factor many can ill-afford…

By Denise Campbell Laidler

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Money Made Easy: ‘Queen of Green’ Talks Eliminating Debt and Creating Cash Flow

LaShawne Holland: 'Formal education will make you a living; self-education will make you a fortune'

Financial literacy advocate and money expert LaShawne Holland share her journey to help African Americans,…

By Roz A Gee

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Consumer Tip: Get a Copy of Your Specialty Report

Your daily money bite

Thanks to a warning sent by the Consumer Financial Protection Bureau to specialty consumer reporting…

By Sheiresa Ngo

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18% of Consumers Say They’ll Never Get out of Debt

Will you be in debt for the rest of your life?

Do you feel like you’ll be be paying off your mountain of debt forever?

By Sheiresa Ngo

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Some Consumers Treat Checking Account Like a Payday Loan

Are you using overdraft as a piggy bank?

Just 8% of bank customers are responsible for roughly 75% of all overdraft fees.

By Sheiresa Ngo

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stress

10 Financial Institutions Hit By Hackers

These financial institutions suffered recent violations and data breaches

With the recent cases of Home Depot and JP Morgan being hacked, we take a…

By Kevin L. Clark (@KevitoClark)

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Federal Reserve Decides Not to Change Swipe Fees

Fees will remain unchanged

The Federal Reserve has decided to keep current credit card swipe fees in place.

By Sheiresa Ngo

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Credit Cards

5 Reasons Your Credit Card Application Was Denied

Here's why you were turned down

No one applies for a credit card hoping their application will be rejected.

By Sheiresa Ngo

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Common Misconceptions Newlyweds Have about Credit

Are you believing a financial lie?

If you’re a newlywed, there are some things regarding money about which you might be…

By Sheiresa Ngo

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Credit Survey Reveals Differences Between Millennials and Older Adults

Younger card holders less likely to request free credit reports

The Consumer Federation of America and VantageScore Solutions recently unveiled their fourth annual survey on…

By Sheiresa Ngo

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Credit Cards

4 Ways to Protect Your Credit During Vacation

Don't let a financial bind ruin a good time

Don’t leave home without heeding this advice on protecting your credit while on vacation or…

By Sheiresa Ngo

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10 Dumb Things We Do With Our Money

We need to unlearn bad habits, not just learn the right financial moves to make

As important as learning what to do with money is knowing what not to do

By Alfred Edmond, Jr.

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small-business credit quality continues to improve as credit balances rise and delinquency rates fall

Small-Business Credit Quality Continues to Improve as Delinquency Rates Fall

Lower delinquency and stronger credit growth are excellent signs of growth

Small business credit is growing at a near double-digit level

By C. Daniel Baker

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How To

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How to Position Yourself As an Industry Authority

To build your authority, you’ll need a continuous message that tells the world who you…

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‘I See You’: The Power and Beauty of Building Multiple Tribes of Professional Women

Women that make the time to find their tribes of professional sisters have a competitive…

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