Tag Archives: credit

(Image: File)

18% of Consumers Say They’ll Never Get out of Debt

Will you be in debt for the rest of your life?

Do you feel like you’ll be be paying off your mountain of debt forever?

By Sheiresa Ngo

Posted: Tags: , , , , , ,
know-your-banker

Some Consumers Treat Checking Account Like a Payday Loan

Are you using overdraft as a piggy bank?

Just 8% of bank customers are responsible for roughly 75% of all overdraft fees.

By Sheiresa Ngo

Posted: Tags: , , , ,
stress

10 Financial Institutions Hit By Hackers

These financial institutions suffered recent violations and data breaches

With the recent cases of Home Depot and JP Morgan being hacked, we take a…

By Kevin L. Clark (@KevitoClark)

Posted: Tags: , , , , , , , , , , ,
(Image: Thinkstock)

Federal Reserve Decides Not to Change Swipe Fees

Fees will remain unchanged

The Federal Reserve has decided to keep current credit card swipe fees in place.

By Sheiresa Ngo

Posted: Tags: , , ,
Credit Cards

5 Reasons Your Credit Card Application Was Denied

Here's why you were turned down

No one applies for a credit card hoping their application will be rejected.

By Sheiresa Ngo

Posted: Tags: ,
(Image: Thinkstock)

Common Misconceptions Newlyweds Have about Credit

Are you believing a financial lie?

If you’re a newlywed, there are some things regarding money about which you might be…

By Sheiresa Ngo

Posted: Tags: , , , ,
credit-card-shopping-620x480.jpg

Credit Survey Reveals Differences Between Millennials and Older Adults

Younger card holders less likely to request free credit reports

The Consumer Federation of America and VantageScore Solutions recently unveiled their fourth annual survey on…

By Sheiresa Ngo

Posted: Tags: , ,
Credit Cards

4 Ways to Protect Your Credit During Vacation

Don't let a financial bind ruin a good time

Don’t leave home without heeding this advice on protecting your credit while on vacation or…

By Sheiresa Ngo

Posted: Tags: , ,
debt2

10 Dumb Things We Do With Our Money

We need to unlearn bad habits, not just learn the right financial moves to make

As important as learning what to do with money is knowing what not to do

By Alfred Edmond, Jr.

Posted: Tags: , , , , , , , ,
small-business credit quality continues to improve as credit balances rise and delinquency rates fall

Small-Business Credit Quality Continues to Improve as Delinquency Rates Fall

Lower delinquency and stronger credit growth are excellent signs of growth

Small business credit is growing at a near double-digit level

By C. Daniel Baker

Posted: Tags: ,
WomanComputerCity

Are Americans Taking on More Debt?

Increased confidence in the economy spurring more risk from Americans, but is it too soon?

One of the biggest indicators is the consistently improving housing market, which is picking up…

By Ashley R. Harris

Posted: Tags: , ,
Living in a committed relationship without the benefit of marriage creates unique challenges for financial planning.

Financial Advice for The Committed, But Unmarried

In a long-term relationship, but not ready to put a ring on it? Here are steps to honor your partnership while protecting your finances.

People not married but in long-term committed relationships have many of the same financial concerns…

By Alfred Edmond, Jr.

Posted: Tags: , , , , , , ,

Planning My Financial Future

After digging herself out of credit card debt, Brandy Williams is taking advantage of a clean slate

As a college student at the University of Cincinnati, Williams used her eight cards to…

By Sheryl Nance-Nash

Posted: Tags: , , ,

5 Keys to an Effective Credit Report Dispute Letter

Here’s how to get your complaints addressed in a timely fashion

If you find a mistake on your credit report, a letter disputing the error should…

By Shandra Hill Smith

Posted: Tags: , ,
Credit Risk

Instant Gratification? Sure. But It’ll Cost You

If you're borrowing money on a credit card because you must have it NOW, at least know how much you're really paying.

If you knew the real price, you might think twice about paying it.

By Alfred Edmond, Jr.

Posted: Tags: , , , , , , , , , , , ,
CreditCards3

Credit Card Delinquencies Lowest in Over a Decade [Report]

Newly-released numbers indicate that consumers could be smartening up

Newly-released numbers indicate that consumers could be smartening up

By Ashley R. Harris

Posted: Tags: ,
Best-Credit-Card-Rates

Three Hidden Credit Card Perks You May Not Know About

When used correctly, credit cards can work in your favor

When used correctly, credit cards can work in your favor

By Sheiresa Ngo

Posted: Tags: ,
(Image: Thinkstock)

WATCH: Amid Criticism, Suze Orman Defends Her New Prepaid Debit Card

In a video interview with theGrio.com/CNBC reporter Sharlita Brantley, Suze Orman goes on the defensive about launching her own prepaid card

In a video interview with theGrio.com/CNBC reporter Sharlita Brantley, Suze Orman goes on the defensive…

By Elayne Fluker

Posted: Tags: , , , , , , , , , , ,
RUSH COMMUNICATIONS: Russell Simmons, founder of Def Jam (1984) and Rush Communications (1991) (pictured). Def Jam is responsible for launching the career of LL Cool J and the Beastie Boys, and Rush Communications is the parent company for media, entertainment, apparel, financial and philanthropic companies.

Russell Simmons to the Financial Press: ‘Is It Because I’m Hip Hop?’

Amid prepaid debit card criticism, the RushCard founder demands to know why he's considered a "celebrity endorser"

As prepaid debit cards by Suze Orman and Lil Wayne are criticized, RushCard founder Russell…

By Elayne Fluker

Posted: Tags: , , , , , , , , ,
(Image: File)

7 Signs that You are a Woman Behaving Wealthy

Time for a purse check, ladies. These tips tell you what you need to do to go from 'just making it' or 'plain broke' to truly wealthy

Time for a purse check, ladies. These tips tell you what you need to do…

By Robin A. Young

Posted: Tags: , , , , , , , , ,