Tag Archives: credit

Federal Reserve Votes ‘No” on Raising Interest Rates

Central bankers point to global economic slowdown

“Tightening before the economy has reached genuine full-employment is not just a mistake, it’s a…

By Stacey Tisdale

Posted: Tags: , , , , , , , , , , , , , , , , ,

The 3 Lies We ALL Tell Ourselves About Money

And the truths that will change your relationship with your finances forever

Through her many years as an activist in everything from fighting poverty and hunger around…

By Stacey Tisdale

Posted: Tags: , , , , , , , , , , , , , , , ,

Honda to Pay $24 Million For Discriminatory Auto Loan Practices

Federal investigation found that borrowers of color paid higher interest rates than white borrowers

American Honda Finance Corp. must also put new measures in place to address discretionary auto…

By Janell Hazelwood

Posted: Tags: , , ,

Improve Your Credit Worthiness

How your credit score is affecting you

In some instances credit score can impact a job offer, a factor many can ill-afford…

By Denise Campbell Laidler

Posted: Tags: , , , , , , ,

Money Made Easy: ‘Queen of Green’ Talks Eliminating Debt and Creating Cash Flow

LaShawne Holland: 'Formal education will make you a living; self-education will make you a fortune'

Financial literacy advocate and money expert LaShawne Holland share her journey to help African Americans,…

By Roz A Gee

Posted: Tags: , , , , , , , ,

Consumer Tip: Get a Copy of Your Specialty Report

Your daily money bite

Thanks to a warning sent by the Consumer Financial Protection Bureau to specialty consumer reporting…

By Sheiresa Ngo

Posted: Tags: , , , , ,

18% of Consumers Say They’ll Never Get out of Debt

Will you be in debt for the rest of your life?

Do you feel like you’ll be be paying off your mountain of debt forever?

By Sheiresa Ngo

Posted: Tags: , , , , , ,

Some Consumers Treat Checking Account Like a Payday Loan

Are you using overdraft as a piggy bank?

Just 8% of bank customers are responsible for roughly 75% of all overdraft fees.

By Sheiresa Ngo

Posted: Tags: , , , ,
stress

10 Financial Institutions Hit By Hackers

These financial institutions suffered recent violations and data breaches

With the recent cases of Home Depot and JP Morgan being hacked, we take a…

By Kevin L. Clark (@KevitoClark)

Posted: Tags: , , , , , , , , , , ,

Federal Reserve Decides Not to Change Swipe Fees

Fees will remain unchanged

The Federal Reserve has decided to keep current credit card swipe fees in place.

By Sheiresa Ngo

Posted: Tags: , , ,
Credit Cards

5 Reasons Your Credit Card Application Was Denied

Here's why you were turned down

No one applies for a credit card hoping their application will be rejected.

By Sheiresa Ngo

Posted: Tags: ,

Common Misconceptions Newlyweds Have about Credit

Are you believing a financial lie?

If you’re a newlywed, there are some things regarding money about which you might be…

By Sheiresa Ngo

Posted: Tags: , , , ,

Credit Survey Reveals Differences Between Millennials and Older Adults

Younger card holders less likely to request free credit reports

The Consumer Federation of America and VantageScore Solutions recently unveiled their fourth annual survey on…

By Sheiresa Ngo

Posted: Tags: , ,
Credit Cards

4 Ways to Protect Your Credit During Vacation

Don't let a financial bind ruin a good time

Don’t leave home without heeding this advice on protecting your credit while on vacation or…

By Sheiresa Ngo

Posted: Tags: , ,

10 Dumb Things We Do With Our Money

We need to unlearn bad habits, not just learn the right financial moves to make

As important as learning what to do with money is knowing what not to do

By Alfred Edmond, Jr.

Posted: Tags: , , , , , , , ,
small-business credit quality continues to improve as credit balances rise and delinquency rates fall

Small-Business Credit Quality Continues to Improve as Delinquency Rates Fall

Lower delinquency and stronger credit growth are excellent signs of growth

Small business credit is growing at a near double-digit level

By C. Daniel Baker

Posted: Tags: ,

Are Americans Taking on More Debt?

Increased confidence in the economy spurring more risk from Americans, but is it too soon?

One of the biggest indicators is the consistently improving housing market, which is picking up…

By Ashley R. Harris

Posted: Tags: , ,

Financial Advice for The Committed, But Unmarried

In a long-term relationship, but not ready to put a ring on it? Here are steps to honor your partnership while protecting your finances.

People not married but in long-term committed relationships have many of the same financial concerns…

By Alfred Edmond, Jr.

Posted: Tags: , , , , , , ,

Planning My Financial Future

After digging herself out of credit card debt, Brandy Williams is taking advantage of a clean slate

As a college student at the University of Cincinnati, Williams used her eight cards to…

By Sheryl Nance-Nash

Posted: Tags: , , ,

5 Keys to an Effective Credit Report Dispute Letter

Here’s how to get your complaints addressed in a timely fashion

If you find a mistake on your credit report, a letter disputing the error should…

By Shandra Hill Smith

Posted: Tags: , ,