debt management Archives - Page 2 of 3 - Black Enterprise

Tag Archives: debt management

Credit Cards

Three Things That Trigger a Hard Credit Inquiry

Tips for managing your credit

If your New Year’s resolution is to improve your credit, then you’re probably wondering which…

By Sheiresa Ngo

Posted: Tags: , , ,

Americans’ Top Financial Priority is Bills

Many Americans' focus is catching up on bills

Americans’ number one money concern is bills or staying current with living expenses for the…

By Essence Gant

Posted: Tags: , , , , , , , ,

Woman Shares How She Dug out of $50,000 Worth of Debt (Part 3)

Author shares how she assists college students with money management

If you want to get a handle on your debt, you’ll have to commit to…

By Sheiresa Ngo

Posted: Tags: , , , , ,

Woman Shares How She Dug Out of $50,000 Worth of Debt (Part 2)

Tips for getting back on the right financial track

Are you part of the “microwave generation?” Do you expect everything now? Be careful, you…

By Sheiresa Ngo

Posted: Tags: , , , , ,

Woman Shares How She Dug Out of $50,000 Worth of Debt

Tips for getting back on the right financial track

A few weeks ago we shared with you how David Bakke, a financial contributor for…

By Sheiresa Ngo

Posted: Tags: , , , , ,
Couple-managing-bills-300x232

Most Consumers Don’t Understand Overdraft Penalty Plans

Pew report shows many don't remember even opting in

Recent report by Pew Charitable Trusts finds that more than 50% of consumers who incurred…

By Sheiresa Ngo

Posted: Tags: , , ,

10 States with Most Student Loan Debt

Georgia, Maryland and D.C. top the list

Check out the top states that have the most federal student loan debt.

By Sheiresa Ngo

Posted: Tags: , , , ,

Tips on How to Negotiate Your Credit Card Debt

Advice on how to successfully negotiate credit card debt.

If you’re struggling to pay down credit card debt, you can negotiate more favorable terms.…

By Sheiresa Ngo

Posted: Tags: , , ,

During America Saves Week, Get Serious About Your Financial Plan

New study shows Americans could do better when it comes to drafting a savings plan.

Just in time for America Saves Week is the annual savings survey by America Saves…

By Sheiresa Ngo

Posted: Tags: , ,

Planning My Financial Future

After digging herself out of credit card debt, Brandy Williams is taking advantage of a clean slate

As a college student at the University of Cincinnati, Williams used her eight cards to…

By Sheryl Nance-Nash

Posted: Tags: , , ,

It’s Time to Escape Slavery—From Debt

Free your mind, and your finances will follow. You can't achieve wealth if you won't change the way you think about money.

Too many of us are living beyond our means and pursuing a poverty lifestyle.

By Alfred Edmond, Jr.

Posted: Tags: , , , , , , , , , , , , , , , ,

More Black Women Going Bankrupt [Report]

Studies show that black women continue to fall short financially in comparison to their white counterparts

Studies show that black women continue to fall short financially in comparison to their white…

By Black Enterprise

Posted: Tags: , , ,

Debt Snowball Method

How Cornell and Jammie Brooks paid off $54,200 in debt in 13 months

By February 2011, they started eliminating credit cards with the smallest balance while continuing to…

By LaToya M. Smith

Posted: Tags: , , , ,

Your Get-Out-of-Debt Checklist

A new year is upon us and, according to Experian, the average consumer owed more…

By Sheiresa Ngo

Posted: Tags: , , , , , , , , ,

Financial Fitness Performance Review

With $2,000 to get them started, our previous winners managed to navigate a volatile market…

By Sakina P. Spruell

Posted: Tags: , , , ,

Finding Common Ground

Thomas and Sharde Caffey of Chicago have only been married a little more than a…

By Sakina P. Spruell

Posted: Tags: , , , ,

Digging Out of Debt

Nearly drowned by credit card debt, Joseph McKinley needs a solid savings and investing plan to make up for lost time

Joseph McKinley got into credit card debt the way a lot of people do—using plastic…

By LaToya M. Smith

Posted: Tags: , , , ,

Stop Burning Cash!

In three real-life situations, experts show how to create a workable budget so you can take control of your money and meet your short- and long-term goals.

Do you smell the odor of burning currency? If you ever find yourself wondering where…

By Bridget McCrea

Posted: Tags: , , , , , ,

When Your Household Finances Fall Apart

You promised to love each other during good times and bad. Here's what to do when bad financial times come sooner than expected

You promised to love each other during good times and bad. But sometimes the bad…

By Sheiresa Ngo

Posted: Tags: , , , , ,

4 Circumstances That Qualify You for a Free Credit Report

Knowing the facts will allow you to get the information you need

If you think the only time you can get free credit reports is when you…

By Sheiresa Ngo

Posted: Tags: , , , ,

How To

Equifax hack

After 143 Million Left Vulnerable by Equifax Hack, Here’s What You Can Do

The Equifax hack could be the largest data theft involving Social Security numbers, which is…

Read More »
JavaScript Developer

How She Became a Full Stack JavaScript Developer In 5 Intensive Months

My biggest lesson learned was overcoming limitations I had put on myself regarding what I…

Read More »