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	<title>BLACK ENTERPRISE &#187; Foreclosure</title>
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	<link>http://www.blackenterprise.com</link>
	<description>Your Ultimate Source for Wealth Creation</description>
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			<item>
		<title>Demystifying the Mortgage Modification Process</title>
		<link>http://www.blackenterprise.com/wealth-for-life/homeownership/2010/01/22/demystifying-the-mortgage-modification-process/</link>
		<comments>http://www.blackenterprise.com/wealth-for-life/homeownership/2010/01/22/demystifying-the-mortgage-modification-process/#comments</comments>
		<pubDate>Fri, 22 Jan 2010 21:45:22 +0000</pubDate>
		<dc:creator>Marcia Wade Talbert</dc:creator>
				<category><![CDATA[Homeownership]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://www.blackenterprise.com/?p=50188</guid>
		<description><![CDATA[Loan modification counselor discusses when homeowners should modify their loan, why banks are not modifying loans, and resources homeowners can use to get help when your payments are delinquent.]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/wealth-for-life/homeownership/2010/01/22/demystifying-the-mortgage-modification-process/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Struggling Communities to Get $2 Billion for Renewal</title>
		<link>http://www.blackenterprise.com/business/2010/01/14/hard-hit-communities-to-receive-2-billion-for-renewal/</link>
		<comments>http://www.blackenterprise.com/business/2010/01/14/hard-hit-communities-to-receive-2-billion-for-renewal/#comments</comments>
		<pubDate>Thu, 14 Jan 2010 21:56:25 +0000</pubDate>
		<dc:creator>John Simons</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Economic Recovery Plan]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Presdient Obama Administration's Economic stimulus package]]></category>
		<category><![CDATA[White House]]></category>

		<guid isPermaLink="false">http://www.blackenterprise.com/?p=49634</guid>
		<description><![CDATA[The Obama Administration today awarded $2 billion in “neighborhood stabilization” funding to states, cities, and communities hardest hit by the foreclosure crisis.]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/business/2010/01/14/hard-hit-communities-to-receive-2-billion-for-renewal/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Reviving Your Credit Score</title>
		<link>http://www.blackenterprise.com/wealth-for-life/2009/12/04/reviving-your-credit-score/</link>
		<comments>http://www.blackenterprise.com/wealth-for-life/2009/12/04/reviving-your-credit-score/#comments</comments>
		<pubDate>Fri, 04 Dec 2009 21:03:28 +0000</pubDate>
		<dc:creator>Heather Boerner</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[money management]]></category>

		<guid isPermaLink="false">http://www.blackenterprise.com/?p=43551</guid>
		<description><![CDATA[Foreclosure can be the scarlet F, branding your credit report and docking up to 200 points off your credit score automatically. ]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/wealth-for-life/2009/12/04/reviving-your-credit-score/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Foreclosures of the Rich and Famous</title>
		<link>http://www.blackenterprise.com/wealth-for-life/2009/11/24/foreclosures-of-the-rich-and-famous/</link>
		<comments>http://www.blackenterprise.com/wealth-for-life/2009/11/24/foreclosures-of-the-rich-and-famous/#comments</comments>
		<pubDate>Tue, 24 Nov 2009 20:55:26 +0000</pubDate>
		<dc:creator>Janell Hazelwood</dc:creator>
				<category><![CDATA[Homeownership]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[money management]]></category>

		<guid isPermaLink="false">http://www.blackenterprise.com/?p=43277</guid>
		<description><![CDATA[Since the highly publicized foreclosure woes of Evander Holyfield and Michael Jackson, more celebrities have joined the thousands of homeowners hit by financial strain of a weakened economy.]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/wealth-for-life/2009/11/24/foreclosures-of-the-rich-and-famous/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>ARMed And Dangerous? Don&#8217;t File For Bankruptcy</title>
		<link>http://www.blackenterprise.com/blogs/2009/11/18/armed-and-dangerous-dont-file-for-bankruptcy/</link>
		<comments>http://www.blackenterprise.com/blogs/2009/11/18/armed-and-dangerous-dont-file-for-bankruptcy/#comments</comments>
		<pubDate>Wed, 18 Nov 2009 17:14:20 +0000</pubDate>
		<dc:creator>Kirk Charles</dc:creator>
				<category><![CDATA[Blogs]]></category>
		<category><![CDATA[adjustable-rate mortgage]]></category>
		<category><![CDATA[ARM]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[Chapter 13 bankruptcy]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Homeownership]]></category>
		<category><![CDATA[refinancing]]></category>

		<guid isPermaLink="false">http://www.blackenterprise.com/?p=43026</guid>
		<description><![CDATA[Just got a phone call from a couple thinking of filing Chapter 13 bankruptcy.  However, their adjustable rate mortgage is about to adjust—most likely upward—within the next five to six months.  They want to know how the Chapter 13 filing will affect their opportunity to refinance? In short, it's going to be ugly.  It's always best to avoid filing bankruptcy, especially if you need to refinance any time soon.]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/blogs/2009/11/18/armed-and-dangerous-dont-file-for-bankruptcy/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>This Old House</title>
		<link>http://www.blackenterprise.com/magazine/2009/10/01/this-old-house/</link>
		<comments>http://www.blackenterprise.com/magazine/2009/10/01/this-old-house/#comments</comments>
		<pubDate>Thu, 01 Oct 2009 20:35:10 +0000</pubDate>
		<dc:creator>Bridget McCrea</dc:creator>
				<category><![CDATA[BE Next]]></category>
		<category><![CDATA[Magazine]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Homeownership]]></category>
		<category><![CDATA[Moneywise]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[short sales]]></category>

		<guid isPermaLink="false">http://www.blackenterprise.com/?p=39470</guid>
		<description><![CDATA[Compelling as they may sound, foreclosures and short sales can present unique challenges. ]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/magazine/2009/10/01/this-old-house/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>For Loan Modification, Don’t Fall Behind</title>
		<link>http://www.blackenterprise.com/blogs/2009/07/14/for-loan-modification-don%e2%80%99t-fall-behind/</link>
		<comments>http://www.blackenterprise.com/blogs/2009/07/14/for-loan-modification-don%e2%80%99t-fall-behind/#comments</comments>
		<pubDate>Tue, 14 Jul 2009 15:12:01 +0000</pubDate>
		<dc:creator>Renita Burns</dc:creator>
				<category><![CDATA[Blogs]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[money management]]></category>
		<category><![CDATA[naacp]]></category>

		<guid isPermaLink="false">http://blackenterprise.com/?p=37477</guid>
		<description><![CDATA[When Jamie Arthur heard about President Barack Obama’s Making Home Affordable plan, a sense of relief overcame the Pennsylvania resident. While she wasn’t in foreclosure, the unemployed homeowner feared she was falling behind on her mortgage payments.]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/blogs/2009/07/14/for-loan-modification-don%e2%80%99t-fall-behind/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Is Now the Time to Buy Real Estate?</title>
		<link>http://www.blackenterprise.com/wealth-for-life/homeownership/2009/07/01/is-now-the-time-to-buy-real-estate/</link>
		<comments>http://www.blackenterprise.com/wealth-for-life/homeownership/2009/07/01/is-now-the-time-to-buy-real-estate/#comments</comments>
		<pubDate>Wed, 01 Jul 2009 14:55:55 +0000</pubDate>
		<dc:creator>Bridget McCrea</dc:creator>
				<category><![CDATA[Homeownership]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://blackenterprise.com/?p=36154</guid>
		<description><![CDATA[If you believe in the investment philosophy “buy low and sell high,” then you’re probably already starting to wonder if now is the right time to begin buying real estate. The market is flush with foreclosures (homes that have already “gone back” to the bank/lender) and short sales (those ripe for negotiation with lenders that have yet to “take back” the homes through the foreclosure process), both of which present good opportunities for investors looking for a beneficial place to put their money.]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/wealth-for-life/homeownership/2009/07/01/is-now-the-time-to-buy-real-estate/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>News Roundup</title>
		<link>http://www.blackenterprise.com/business/business-news/2009/06/26/news-roundup-12/</link>
		<comments>http://www.blackenterprise.com/business/business-news/2009/06/26/news-roundup-12/#comments</comments>
		<pubDate>Fri, 26 Jun 2009 20:48:58 +0000</pubDate>
		<dc:creator>BlackEnterprise.com</dc:creator>
				<category><![CDATA[Business News]]></category>
		<category><![CDATA[customer service]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Homeownership]]></category>
		<category><![CDATA[racial bias]]></category>

		<guid isPermaLink="false">http://blackenterprise.com/?p=36773</guid>
		<description><![CDATA[News Roundup]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/business/business-news/2009/06/26/news-roundup-12/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Foreclosure Lifelines</title>
		<link>http://www.blackenterprise.com/wealth-for-life/homeownership/2009/05/11/foreclosure-lifelines/</link>
		<comments>http://www.blackenterprise.com/wealth-for-life/homeownership/2009/05/11/foreclosure-lifelines/#comments</comments>
		<pubDate>Mon, 11 May 2009 16:50:30 +0000</pubDate>
		<dc:creator>Deborah Creighton Skinner</dc:creator>
				<category><![CDATA[Homeownership]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[RealtyTrac]]></category>

		<guid isPermaLink="false">http://blackenterprise.com/?p=32558</guid>
		<description><![CDATA[Nearly one in three Americans, or 31%, say they know someone who has already lost their home to foreclosure, according to a survey by legal information site FindLaw.com. In addition, the survey found that one in four Americans, or 27%, say they know someone who is currently going through the foreclosure process.]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/wealth-for-life/homeownership/2009/05/11/foreclosure-lifelines/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Foreclosure Prevention Gone Awry?</title>
		<link>http://www.blackenterprise.com/blogs/2009/04/15/foreclosure-prevention-gone-awry/</link>
		<comments>http://www.blackenterprise.com/blogs/2009/04/15/foreclosure-prevention-gone-awry/#comments</comments>
		<pubDate>Wed, 15 Apr 2009 20:36:58 +0000</pubDate>
		<dc:creator>Renita Burns</dc:creator>
				<category><![CDATA[Blogs]]></category>
		<category><![CDATA[Barack Obama]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Homeownership]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[scams]]></category>
		<category><![CDATA[stimulus plan]]></category>

		<guid isPermaLink="false">http://blackenterprise.com/?p=29920</guid>
		<description><![CDATA[The ink on President Barack Obama’s massive stimulus plan hadn’t dried before spurious Websites sprouted up promising to get Americans a piece of the billion dollar pie. As if that isn’t enough, some sly foxes set their sights on Obama’s new foreclosure prevention plan, bilking homeowners teetering on the verge of losing their houses.
Loan modification [...]]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/blogs/2009/04/15/foreclosure-prevention-gone-awry/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Homeowners Urged to Refinance While Rates Low</title>
		<link>http://www.blackenterprise.com/politics/politics-news/2009/04/10/homeowners-urged-to-refinance-while-rates-low/</link>
		<comments>http://www.blackenterprise.com/politics/politics-news/2009/04/10/homeowners-urged-to-refinance-while-rates-low/#comments</comments>
		<pubDate>Fri, 10 Apr 2009 15:15:50 +0000</pubDate>
		<dc:creator>Joyce Jones</dc:creator>
				<category><![CDATA[Politics News]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[financing]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[Homeownership]]></category>

		<guid isPermaLink="false">http://blackenterprise.com/?p=29617</guid>
		<description><![CDATA[President Barack Obama hailed his administration’s efforts to help homeowners avoid foreclosure during a housing refinance roundtable that he hosted at the White House April 9. He also urged the millions of homeowners who are eligible for the federal program he launched in March to take advantage of near-record low mortgage rates.]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/politics/politics-news/2009/04/10/homeowners-urged-to-refinance-while-rates-low/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>No Home&#8230;Vote!</title>
		<link>http://www.blackenterprise.com/politics/politics-blogs/2008/10/27/no-homevote/</link>
		<comments>http://www.blackenterprise.com/politics/politics-blogs/2008/10/27/no-homevote/#comments</comments>
		<pubDate>Mon, 27 Oct 2008 15:17:11 +0000</pubDate>
		<dc:creator>Renita Burns</dc:creator>
				<category><![CDATA[Politics Blogs]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[voter rights]]></category>

		<guid isPermaLink="false">http://politics.blackenterprise.com/?p=1670</guid>
		<description><![CDATA[

Potential voters in Indiana scored a victory last week as the state court ruled it illegal to restrict homeowners facing foreclosure from voting. A lawsuit was filed by the NAACP's Legal Defense Fund Tuesday, against Indiana law.

The organization took the case on behalf of April and Shawn Herring, an Indianapolis couple who lost their home [...]]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/politics/politics-blogs/2008/10/27/no-homevote/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Finding Solid Ground</title>
		<link>http://www.blackenterprise.com/magazine/2008/07/01/finding-solid-ground/</link>
		<comments>http://www.blackenterprise.com/magazine/2008/07/01/finding-solid-ground/#comments</comments>
		<pubDate>Tue, 01 Jul 2008 20:07:17 +0000</pubDate>
		<dc:creator>Kemba J. Dunham</dc:creator>
				<category><![CDATA[Magazine]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[RealtyTrac Inc.]]></category>

		<guid isPermaLink="false">http://blackenterprise.com/?p=28480</guid>
		<description><![CDATA[It happened without a sound. If only it were possible to hear the real estate bubble burst, then maybe the downturn in the housing market wouldn’t have caught quite so many people off guard.
And the outlook remains rather grim. At the current rate, it would take nearly a year to sell all of the unsold [...]]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/magazine/2008/07/01/finding-solid-ground/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Avoid Foreclosure</title>
		<link>http://www.blackenterprise.com/wealth-for-life/homeownership/2008/06/18/how-to-avoid-foreclosure/</link>
		<comments>http://www.blackenterprise.com/wealth-for-life/homeownership/2008/06/18/how-to-avoid-foreclosure/#comments</comments>
		<pubDate>Wed, 18 Jun 2008 02:00:00 +0000</pubDate>
		<dc:creator>Aisha I. Jefferson</dc:creator>
				<category><![CDATA[Homeownership]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://content.blackenterprise.com/2008/06/18/how-to-avoid-foreclosure/</guid>
		<description><![CDATA[With home foreclosures reaching record highs and circulating news reports about heavyweight boxing champion Evander Holyfield and iconic TV host Ed McMahon fighting to keep their multimillion-dollar dwellings from reaching the courthouse steps, housing industry experts say borrowers can avoid a similar fate.]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/wealth-for-life/homeownership/2008/06/18/how-to-avoid-foreclosure/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Clinton Unveils Housing Plan</title>
		<link>http://www.blackenterprise.com/politics/2008/03/31/clinton-unveils-housing-plan/</link>
		<comments>http://www.blackenterprise.com/politics/2008/03/31/clinton-unveils-housing-plan/#comments</comments>
		<pubDate>Mon, 31 Mar 2008 09:00:00 +0000</pubDate>
		<dc:creator>Donald Jay Korn</dc:creator>
				<category><![CDATA[Politics]]></category>
		<category><![CDATA[Barack Obama]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Hillary Clinton]]></category>
		<category><![CDATA[Housing]]></category>

		<guid isPermaLink="false">http://content.blackenterprise.com/2008/03/31/clinton-unveils-housing-plan/</guid>
		<description><![CDATA[Presidential hopeful Hillary Clinton has proposed a $30 billion federal fund to buy out troubled mortgages.]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/politics/2008/03/31/clinton-unveils-housing-plan/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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