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	<title>BLACK ENTERPRISE &#187; insurance</title>
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	<link>http://www.blackenterprise.com</link>
	<description>Your Ultimate Source for Wealth Creation</description>
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		<title>Balancing Act</title>
		<link>http://www.blackenterprise.com/magazine/2009/10/01/balancing-act-3/</link>
		<comments>http://www.blackenterprise.com/magazine/2009/10/01/balancing-act-3/#comments</comments>
		<pubDate>Thu, 01 Oct 2009 16:19:32 +0000</pubDate>
		<dc:creator>Sheiresa Ngo</dc:creator>
				<category><![CDATA[Magazine]]></category>
		<category><![CDATA[divorce]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[money management]]></category>

		<guid isPermaLink="false">http://www.blackenterprise.com/?p=39449</guid>
		<description><![CDATA[After Shelly Robertson’s nine-year marriage ended in 2006, she quickly adjusted her lifestyle. As part of a two-income household bringing in more than $250,000 each year, Robertson and her ex-husband took spur-of-the-moment vacations to the Caribbean and had the resources to purchase whatever they wanted. But once Robertson became a divorcée in charge of taking care of the couple’s 10-year-old son, she had less money to work with. The changes forced her to become more aware of her financial decisions. Robertson now has a household income of $106,200, which includes monthly court-ordered child support payments of $1,100. Still, the senior program manager at a finance company now maps out all her purchases. The adjustment has been difficult, but the 38-year-old Upper Marlboro, Maryland, resident says she’s up to the challenge. 
]]></description>
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		<slash:comments>2</slash:comments>
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		<title>Talking Points</title>
		<link>http://www.blackenterprise.com/magazine/2009/09/10/talking-points/</link>
		<comments>http://www.blackenterprise.com/magazine/2009/09/10/talking-points/#comments</comments>
		<pubDate>Thu, 10 Sep 2009 18:18:10 +0000</pubDate>
		<dc:creator>Carolyn M. Brown</dc:creator>
				<category><![CDATA[Magazine]]></category>
		<category><![CDATA[healthcare]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[race relations]]></category>
		<category><![CDATA[recession]]></category>
		<category><![CDATA[Talking Points]]></category>

		<guid isPermaLink="false">http://www.blackenterprise.com/?p=39183</guid>
		<description><![CDATA[Face of the Uninsured
The United States spends more than any other nation in the world on healthcare—more than $2.2 trillion each year—almost $8,000 per person. Despite increases in spending, disparities among race and ethnic groups continue. Roughly 46 million people in the U.S. are uninsured. More than one in three Hispanics lack insurance; just less [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Save Money on Healthcare Costs</title>
		<link>http://www.blackenterprise.com/magazine/2009/09/01/save-money-on-healthcare-costs/</link>
		<comments>http://www.blackenterprise.com/magazine/2009/09/01/save-money-on-healthcare-costs/#comments</comments>
		<pubDate>Tue, 01 Sep 2009 18:16:06 +0000</pubDate>
		<dc:creator>Leslie E. Royal</dc:creator>
				<category><![CDATA[Magazine]]></category>
		<category><![CDATA[Consumer Life]]></category>
		<category><![CDATA[healthcare]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[Shopsmart]]></category>

		<guid isPermaLink="false">http://blackenterprise.com/?p=38868</guid>
		<description><![CDATA[In May and June of this year, Alisa Toney took her 22-month-old daughter, Camille, to an urgent care facility to treat the toddler’s recurrent ear infections. With each visit costing $100, Toney’s household budget might have been strained. However, Toney, 42, is a leadership gifts officer at Spelman College, which provides a Flexible Spending Account that allows her to pay for Camille’s visits with a prepaid Pay Flex MasterCard.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Are You Properly Insured?</title>
		<link>http://www.blackenterprise.com/wealth-for-life/2009/08/31/are-you-properly-insured/</link>
		<comments>http://www.blackenterprise.com/wealth-for-life/2009/08/31/are-you-properly-insured/#comments</comments>
		<pubDate>Mon, 31 Aug 2009 14:53:05 +0000</pubDate>
		<dc:creator>James A. Anderson</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[estate planning]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[Metlife]]></category>
		<category><![CDATA[New York State Insurance]]></category>

		<guid isPermaLink="false">http://blackenterprise.com/?p=38641</guid>
		<description><![CDATA[Pushing a pencil to add up just how much life insurance you need isn’t easy. At first glimpse, the math can seem invasive and complicated.  The subject—death—is quite touchy. Add to the discomfort a good measure of guilt and confusion. Still, everyone needs to confront the issue of life insurance. It’s an important financial tool that will assist your family in the event of you untimely demise.]]></description>
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		<slash:comments>2</slash:comments>
		</item>
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		<title>Save Money on Your Healthcare Costs</title>
		<link>http://www.blackenterprise.com/wealth-for-life/2009/08/03/save-money-on-your-healthcare-costs/</link>
		<comments>http://www.blackenterprise.com/wealth-for-life/2009/08/03/save-money-on-your-healthcare-costs/#comments</comments>
		<pubDate>Mon, 03 Aug 2009 15:24:03 +0000</pubDate>
		<dc:creator>Leslie E. Royal</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[flexible spending account]]></category>
		<category><![CDATA[health savings account]]></category>
		<category><![CDATA[healthcare]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[money management]]></category>

		<guid isPermaLink="false">http://blackenterprise.com/?p=38092</guid>
		<description><![CDATA[There are several options for saving money on healthcare while getting the proper treatment needed.]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Small Businesses Struggle to Offer Healthcare</title>
		<link>http://www.blackenterprise.com/business/business-news/2009/07/15/small-businesses-struggle-to-offer-healthcare/</link>
		<comments>http://www.blackenterprise.com/business/business-news/2009/07/15/small-businesses-struggle-to-offer-healthcare/#comments</comments>
		<pubDate>Wed, 15 Jul 2009 16:52:06 +0000</pubDate>
		<dc:creator>Simone Richards</dc:creator>
				<category><![CDATA[Business News]]></category>
		<category><![CDATA[Barack Obama]]></category>
		<category><![CDATA[healthcare]]></category>
		<category><![CDATA[insurance]]></category>

		<guid isPermaLink="false">http://blackenterprise.com/?p=37460</guid>
		<description><![CDATA[Small businesses still find it difficult to offer employees healthcare.]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/business/business-news/2009/07/15/small-businesses-struggle-to-offer-healthcare/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Cut Your Insurance Costs Without Sacrificing Coverage</title>
		<link>http://www.blackenterprise.com/lifestyle/consumer-affairs/2009/01/23/cut-your-insurance-costs-without-sacrificing-coverage/</link>
		<comments>http://www.blackenterprise.com/lifestyle/consumer-affairs/2009/01/23/cut-your-insurance-costs-without-sacrificing-coverage/#comments</comments>
		<pubDate>Fri, 23 Jan 2009 20:38:55 +0000</pubDate>
		<dc:creator>Tamara E. Holmes</dc:creator>
				<category><![CDATA[Consumer Affairs]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[Life and Health Insurance Foundation for Education]]></category>

		<guid isPermaLink="false">http://blackenterprise.com/?p=23248</guid>
		<description><![CDATA[With people looking to cut costs in a tight economy, some may be thinking about decreasing or even eliminating certain types of insurance. But while such a move may save a few dollars in the short-term, it could jeopardize your long-term financial health, experts warn.]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/lifestyle/consumer-affairs/2009/01/23/cut-your-insurance-costs-without-sacrificing-coverage/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Your Home Insurance Checklist</title>
		<link>http://www.blackenterprise.com/wealth-for-life/homeownership/2008/12/22/your-home-insurance-checklist/</link>
		<comments>http://www.blackenterprise.com/wealth-for-life/homeownership/2008/12/22/your-home-insurance-checklist/#comments</comments>
		<pubDate>Mon, 22 Dec 2008 18:14:27 +0000</pubDate>
		<dc:creator>Renita Burns</dc:creator>
				<category><![CDATA[Homeownership]]></category>
		<category><![CDATA[C.L.U.E.]]></category>
		<category><![CDATA[Comprehensive Loss Underwriting Exchange]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[State Farm Insurance Co.]]></category>

		<guid isPermaLink="false">http://blackenterprise.com/?p=21123</guid>
		<description><![CDATA[Your home is your castle, and probably your biggest investment. So, it’s essential that whatever homeowners insurance you have or plan to purchase covers all your needs. Coverage protects you in case a fire or hurricane destroys your house or “even for smaller items like if someone burglarizes your home,” says Loretta Worters, vice president of communications at the Insurance Information Institute. It can also protect you in the case of liability for any accidents on your property.]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/wealth-for-life/homeownership/2008/12/22/your-home-insurance-checklist/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>Protecting Your Business From Liability</title>
		<link>http://www.blackenterprise.com/entrepreneurs/start-up/2008/12/03/protecting-your-business-from-liability/</link>
		<comments>http://www.blackenterprise.com/entrepreneurs/start-up/2008/12/03/protecting-your-business-from-liability/#comments</comments>
		<pubDate>Wed, 03 Dec 2008 14:00:25 +0000</pubDate>
		<dc:creator>Margarette Burnette</dc:creator>
				<category><![CDATA[Start-Up]]></category>
		<category><![CDATA[business owner's policy]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[liability]]></category>

		<guid isPermaLink="false">http://blackenterprise.com/?p=14643</guid>
		<description><![CDATA[If you don’t have a policy in place, you can’t be helped, so take steps now to make sure your company is protected. Decide on a comprehensive policy, find the best price for it, and make ongoing insurance adjustments as your company grows.]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/entrepreneurs/start-up/2008/12/03/protecting-your-business-from-liability/feed/</wfw:commentRss>
		<slash:comments>9</slash:comments>
		</item>
		<item>
		<title>The Costs of Cancer</title>
		<link>http://www.blackenterprise.com/lifestyle/health-wellness/2008/09/19/the-costs-of-cancer/</link>
		<comments>http://www.blackenterprise.com/lifestyle/health-wellness/2008/09/19/the-costs-of-cancer/#comments</comments>
		<pubDate>Fri, 19 Sep 2008 17:56:18 +0000</pubDate>
		<dc:creator>Marcia Wade Talbert</dc:creator>
				<category><![CDATA[Health & Wellness]]></category>
		<category><![CDATA[healthcare]]></category>
		<category><![CDATA[insurance]]></category>

		<guid isPermaLink="false">http://content.blackenterprise.com/?p=8398</guid>
		<description><![CDATA[There aren't any studies that prove that African Americans, when diagnosed with cancer, carry a larger percentage of the economic burden compared with white cancer patients. However, anecdotal evidence shows that they may pay higher out-of-pocket costs due to gaps in insurance coverage.]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/lifestyle/health-wellness/2008/09/19/the-costs-of-cancer/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>The 15 Best Companies for Senior Management</title>
		<link>http://www.blackenterprise.com/diversity/diversity-lists/2008/07/03/the-15-best-companies-for-senior-management/</link>
		<comments>http://www.blackenterprise.com/diversity/diversity-lists/2008/07/03/the-15-best-companies-for-senior-management/#comments</comments>
		<pubDate>Fri, 04 Jul 2008 00:03:00 +0000</pubDate>
		<dc:creator>BLACK ENTERPRISE</dc:creator>
				<category><![CDATA[Diversity Lists]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[senior management]]></category>

		<guid isPermaLink="false">http://content.blackenterprise.com/2008/07/14/the-15-best-companies-for-senior-management/</guid>
		<description><![CDATA[Every July, Black Enterprise magazine identifies the "40 Best Companies for Diversity" (on newsstands now). In addition, we compile sublists for the "Best Companies for Senior Management Diversity," "Best Companies for Supplier Diversity," "Best Companies for Workforce Diversity," and "Best Companies for Board Diversity."]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/diversity/diversity-lists/2008/07/03/the-15-best-companies-for-senior-management/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
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