Tag Archives: IRA

Retirement

How To Make Extra Money In Retirement

Tips for creating financial security in your golden years

According to the Urban Institute, the average white family had more than $130,000 in liquid…

By Stacey Tisdale

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(Image: iStock by Getty Images)

3 Last Minute Tax Tips

Making sure you don’t over-pay Uncle Sam

With all of the rush to get our taxes finished on time, it can be…

By Stacey Tisdale

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3 Ways to Reduce Your Tax Bill

Tax Expert Barbara Weltman shares last minute tax tips

Tax Expert Barbara Weltman shares last minute tax tips.

By Stacey Tisdale

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(Image: Pullen Press)

Why Women Should Save Money Differently Than Men

Author Terrell Dinkins says ‘mars/venus’ rule should apply to finances

“Because of divorce, widowhood or remaining single, many of us will have to carry the…

By Stacey Tisdale

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For many Americans, a big part of the holidays involve giving presents to others. But it’s perfectly fine and feasible to not give gifts to family and friends and still enjoy the holiday season.
	
In fact, if the tough economy or a job layoff has taken a toll on your household budget, this could be the year to not spend any money at all on gifts. Even if you do have money in a bank account to spend, it’s important to realize that there are plenty of other ways to celebrate the season without making all the festivities centered on gift-giving.

	Still, the average American is expected to spend $704 on holiday gifts in 2011, according to the National Retail Federation. Should you opt out of this year’s holiday shopping frenzy like the folks who’ve joined Buy Nothing Day? Perhaps. Here are five reasons why it might be wise not to spend any money at all on gifts on Black Friday and this entire holiday season. —Lynnette Khalfani-Cox

Ho Ho No! Parents Tapping Retirement to Buy Holiday Presents

Survey finds parents sacrificing short and long-term financial security

“Our long-term goals, such as retirement savings and having an emergency fund, should always take…

By Stacey Tisdale

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(Image: File)

Expecting to Work After Retirement? Don’t Count On It

A study finds the ‘unexpected’ keeping majority of retirees out of the workforce

A study finds that a majority of Americans who plan to work in retirement are…

By Stacey Tisdale

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Prudential’s Robert Fishbein Talks New Rules for Tax Season and IRAs

Know how healthcare legislation affects how you and your family files

Robert Fishbein of Prudential shares the new rules regarding tax season 2015 and IRA rollovers.

By Essence Gant

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Image: ThinkStock

The Secret to the Stock Market: You’ve Got To Be In It To Win It

Why blacks panic sell at a higher rate and why we have to break the trend

There is no question that January was not for the faint of heart when it…

By Stacey Tisdale

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irs

Older IRA Owners Get Renewal for Tax-Free Transfers to Charity

Older investors get a gift this holiday season

If you’re an older investor with an IRA and you plan on making a charitable…

By Sheiresa Ngo

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(Image: ThinkStock)

Study Reveals Some IRA Investors Take an Extreme Approach

An all-or-nothing approach is preferred by some investors

Roughly 56% of IRA owners had either all of their IRA money in equities or…

By Sheiresa Ngo

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(File: thinkstock)

How to Avoid an IRA Early-Withdrawal Fee

These exceptions to the rule can save you money

Generally, withdrawing funds before age 59 ½ will cause you to get slapped with a…

By Sheiresa Ngo

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retirement

American Workers Still Struggling to Save for Retirement

TIAA-CREF survey shows significant savings gap

The TIAA-CREF Lifetime Income Survey found that 65% of Americans are saving 10% or less…

By Sheiresa Ngo

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How Do You Get Started on your Business Continuity Plan?

Can Your Retirement Fund Your Next Business?

Retirement accounts can fund your next business, but beware of tax penalties

Can you use the money in your retirement account as capital for your business without…

By C. Daniel Baker

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Advocacy Releases Annual Small Business Lending Report

Ask the Money Coach: How to Improve Your Finances in 2012

What money questions you should ask yourself as you head into 2012

The Money Coach Lynnette Khalfani-Cox tells you what money questions you need to ask as…

By Lynnette Khalfani-Cox

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Money Matters: Managing Retirement Accounts

I have a few retirement accounts set up. Can you provide me with a list…

By John Simons

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How Safe Are My IRA Funds?

Are my retirement funds also safe under FDIC protection or should I move that money…

By Carolyn M. Brown

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Let’s Talk Money

Social networking sites focus on personal, business finances

For those too terrified to look at retirement accounts, a group of chatty (and free)…

By Sandra Beckwith

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Rate of Stock Ownership Among Blacks Drops Despite Previous Growth

Experts encourage educated investing in tough economy

Recent economic woes and a slump in the stock market may contribute to an already…

By Renita Burns

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Women & Money: Tips for Financial Empowerment

Credit counseling CEO gives insights on money management

Savvy money management skills are a necessity to weather these tough economic times. BlackEnterprise.com has…

By BlackEnterprise.com

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