Tag Archives: mortgage

homeowner

Why Now Might be a Good Time to Become a Homeowner

Nationwide’s study shows favorable home buying conditions are likely to continue

The fundamentals for housing market growth…job/income gains and demographics — remain strong and should continue…

By Stacey Tisdale

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A Mortgage That Pays Your Family Instead of a Bank

An alternative way to buy a home that keeps wealth in your family

They work exactly like traditional mortgages. There is a borrower and a third party institution…

By Stacey Tisdale

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Free Help for Managing Your Debt

Study shows debt counseling pays off

Be wary of offers for debt counseling for a fee, and consider starting your debt…

By Stacey Tisdale

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How Much Do You Need to Make to Buy a Home?

Survey looks at salary needed for 27 cities across the U.S

On a national level, the average median home price in the U.S. is $222,700, meaning…

By Stacey Tisdale

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Part 2: A Financial Snapshot of Black America: #BlackMoneyMatters

Money Coach Lynnette Khalfani-Cox shares research and financial advice

One hard reality of getting out of debt is that you have to do two…

By Stacey Tisdale

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Part 1: A Financial Snapshot of Black America: #BlackMoneyMatters

Money Coach Lynnette Khalfani-Cox shares research and financial advice

Money Coach and Author Lynnette Khalfani-Cox knows all too well the struggles African Americans have…

By Stacey Tisdale

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(Image: wikipedia) Fed Chairwoman Janet Yellen

What Rate Hike Means for Mortgages, Credit Card Debt, and Stocks

Fed raises interest rates for first time since 2006

“The cumulative effect of a series of interest rate hikes over the next couple of…

By Stacey Tisdale

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mortgage-rates

Mortgage Rates Likely Moving Higher… But Not Much

Why homeowners shouldn't panic over headlines about higher rates

Despite strong job market data, analysts say mortgage rates will remain low for some time.

By Stacey Tisdale

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Does Lower Unemployment Mean Higher Interest Rates?

Employment report shows modest job creation and lower unemployment

“One of the objectives of raising interest rates is actually to put a hold…

By Stacey Tisdale

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Feature: Intrafamily Mortgages – Paying Your Family Instead of a Bank

How the Webb family keeps interest and payments all in the family

Intra-family loans work like traditional mortgages. There is a borrower, a third party institution that…

By Stacey Tisdale

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College Not Closing Wealth Gap for Blacks

Federal Reserve study finds massive wealth gap between Black and White College Grads

Surprisingly, the research finds that blacks with a college education not only fared worse financially…

By Stacey Tisdale

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Hattie Wilson

How Buying a Historic Home Can Save You Money

Hattie Wilson's story of becoming a homeowner

Choose a good realtor. Inquire about available properties in historic districts. Select a realtor that…

By Stacey Tisdale

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mortgage-rates

What Higher Rates Will Mean for Homebuyers and Homeowners

Federal Reserve Chairwoman indicates rates are rising soon

The Federal Reserve is expected to raise interest rates as soon as September. What does…

By Stacey Tisdale

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What To Do if Your Mortgage is More Than Your House

Tips for managing underwater mortgages

The numbers are improving, but 8 million people have mortgages that are worth more than…

By Stacey Tisdale

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mortgage-money

Washington Pays Millions to Get Counseling for Homeowners

‘HUD Wants You’ to understand your mortgage and get free advice

HUD is spending more than $40 million to help organizations that provide free counseling to…

By Stacey Tisdale

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Tips for Calculating Mortage Costs

Here are some helpful uses for a calculator

A mortgage calculator can help you with determining how soon you’ll be able to pay…

By Sheiresa Ngo

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Infographic: Know Your Mortgage Rights

Here's a breakdown of what you're entitled to as a homeowner

Here’s a breakdown of what homeowners are entitled to with their mortgage.

By Sheiresa Ngo

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Inheritance Update: CFPB Clarifies Mortgage Rules

If property is passed down to you, here's how you can avoid problems

The Ability-to-Repay rule shields consumers from careless mortgage lending.

By Sheiresa Ngo

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Black Family

Top 10 Sizzling Real Estate Markets

Among fastest growth markets, California dominates the list

In some U.S. markets, it's better to own than rent (Image: ThinkStock)
Some people have no…

By Sheiresa Ngo

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NFCC Poll: Consumers Reluctant to Assume Mortgage Risk

Are you worried about paying off a mortgage?

Even though many define the American Dream as becoming a homeowner, more consumers are…

By Sheiresa Ngo

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