Tag Archives: Retirement

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Don’t Let Inflation “Deflate” Your Retirement Dreams

Underestimating its affect can lead to an underfunded portfoliio

Since the Great Recession ended, the country’s annual rate of inflation is well below its…

By Gary Rawlins

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Confidence in Retirement Hangs On, But Preparations Still Lag

The percentage of “not at all confident” fell to 19% in 2016, down from 24% in 2015

The percentage “not at all confident” fell to 19% in 2016, down from 24%…

By Gary Rawlins

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Viagra and Social Security? Why Uncle Sam May Owe You Alot of Money

Americans leaving thousands in unclaimed Social Security benefits

According to the Center for Retirement Research, Americans leave roughly $25 billion dollars in unclaimed…

By Stacey Tisdale

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Don’t Delay Your Retirement Savings Another Minute

Start Now If You Want Income Security

If you’re new to the workforce, retirement savings are far from your mind. You’re thinking…

By Gary Rawlins

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Women Age 65 are Becoming Poorest Americans

Reports shows 401k plans have failed most workers who are facing financial hardships in retirement

Starting a business after age 50 can be very risky but it can also…

By Carolyn M. Brown

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Save For Your Kids’ Education Without Panicking

If you're failing to sock away money for the kids education, you're not alone

Here are several ways to start making progress toward a college fund for your children’s…

By BlackEnterprise.com

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America Saves Week: Train Your Brain to Save Money

Part 2 - Move past your natural tendency to avoid long-term planning

Behavioral finance experts say, however, before we start beating ourselves up, we need to take…

By Stacey Tisdale

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Best and Worst Places to Retire in 2016

Florida tops list of most ideal, while Rhode Island comes in as one of the least

Analysts compared the 50 states and the District of Columbia across 24 key metrics to…

By Janell Hazelwood

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Strategic Moves For a Rich Retirement

The Rich family finds the right balance between retirement savings and education costs

Most people have saved little or nothing for retirement, which means they are already facing…

By BlackEnterprise.com

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For many Americans, a big part of the holidays involve giving presents to others. But it’s perfectly fine and feasible to not give gifts to family and friends and still enjoy the holiday season.
	
In fact, if the tough economy or a job layoff has taken a toll on your household budget, this could be the year to not spend any money at all on gifts. Even if you do have money in a bank account to spend, it’s important to realize that there are plenty of other ways to celebrate the season without making all the festivities centered on gift-giving.

	Still, the average American is expected to spend $704 on holiday gifts in 2011, according to the National Retail Federation. Should you opt out of this year’s holiday shopping frenzy like the folks who’ve joined Buy Nothing Day? Perhaps. Here are five reasons why it might be wise not to spend any money at all on gifts on Black Friday and this entire holiday season. —Lynnette Khalfani-Cox

Ho Ho No! Parents Tapping Retirement to Buy Holiday Presents

Survey finds parents sacrificing short and long-term financial security

“Our long-term goals, such as retirement savings and having an emergency fund, should always take…

By Stacey Tisdale

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Giving Tuesday: 5 Reasons Women Are the More Generous Gender

New survey finds women give 'more' for different reasons

“When women give, they want to see the effects of what they do. They…

By Stacey Tisdale

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To Buy or To Rent? That is the Question

How to decide when homeownership makes sense

There is no question that it is one of the smartest ways to build generational…

By Stacey Tisdale

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Breaking the Rules to Reach Retirement Goals

How a new approach to retirement investing is boosting their bottom line

“When you look at the social and economic realities of the day, particularly the fact…

By Stacey Tisdale

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When One Spouse Retires First

3 tips for keeping the peace when you’re on different paths

Things can get tricky, however, when the person sleeping next to you does have to…

By Stacey Tisdale

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President Obama Makes Good on Promise to Help Americans Save for Retirement

Free myRA retirement accounts launch nationwide

“myRA is designed to remove common barriers to saving, and give people an easy way…

By Stacey Tisdale

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Why Your Family is Probably Owed $120,000 in Unclaimed Social Security Benefits

New AARP study finds we need to know more about Social Security

Matthew Allen and Catherine Hormats founded a company called Social Security Advisors. They say 70%…

By Stacey Tisdale

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Lisa Ransom, Maryland's 4th District Congressional candidate (Photo: Patricia McDougall)

Lisa Ransom, Maryland’s 4th District Congressional Candidate, Represents a New Brand of Leadership

Her 'families first' platform addresses Maryland's social and economic challenges

Lisa Ransom, Maryland’s 4th District Congressional candidate, leads from the front with ‘families first’ as…

By Karima Mariama-Arthur, Esq.

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Whatever Happened to Generation X?

The 'forgotten generation' is dealing with debt, declining marketability, and other financial challenges

Generation X, often called the ‘forgotten generation’ struggles with debt and the responsibilities of taking…

By Stacey Tisdale

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NBA Players Union Proposes Funding Healthcare for Retired Players

Plan estimated to cost upwards of $15 million per year

The NBA players union is proposing using $15 million of the massive $24 billion media…

By Michael Tolbert

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What the Labor Department’s New Ruling Means for Your Retirement

Advisors would have to put your interests first

Banks and financial institutions across the country are on tinder hooks as they await the…

By Denise Campbell Laidler

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