Tag Archives: saving money

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4 Ways to Protect Your Nest Egg in Retirement

When your peak earning years are history, you want to make sure your sources of income are leak-proof

When your peak earning years are history, you want to make sure your sources of…

By Gary Rawlins

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Here Are 15 of the Best and Worst Places to Live If You’re Trying to Save Money

Hint: 13 out of 15 of the worst cities for saving are in California

Find out if your city made the list for best or worst place to save…

By Courtney Connley

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America Saves Week: Train Your Brain to Save Money

Part 2 - Move past your natural tendency to avoid long-term planning

Behavioral finance experts say, however, before we start beating ourselves up, we need to take…

By Stacey Tisdale

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Tips for Staying Within Your Holiday Budget

Don’t let seasonal shopping wreck your finances

How do you make sure you get the most bang for your buck?

By Sheiresa Ngo

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RAISE ENOUGH MONEY BEFORE OPENING FOR BUSINESS

Redding opened up Amy Ruth’s in 1998 with a $73,000 investment and it went on to become a $3 million company. While that achievement is to be lauded, under further inspection it should also to be avoided because Redding launched his business undercapitalized, a trend that he believes is all too common for many African American-owned businesses. “As Black people we always end up opening businesses underfunded,” he notes. “Due to that we rob Peter to pay Paul and don’t pay taxes or purveyors or utilities. Redding knew that opening his latest restaurant would mean securing enough funding—$2 million to be exact. The only way he was able to achieve that round of fundraising was by revising his business plan, something that he recommends for every entrepreneur looking to start over. “You have to put your new business together with a solid business plan so that you can get proper funding.”

Want to Save More? Give Your Savings Account a Name

Strategies for building savings and peace of mind

Lapin says in order to eliminate stress around savings make it personal, “it’s time to…

By Stacey Tisdale

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10 Savvy Ways to Save Money Dining Out

Smart ways to indulge in your favorite culinary pasttime

We all know that dining out can be prohibitively expensive. But making smart decisions can…

By Denise Campbell Laidler

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Save on Moving Costs Without Busting Your Budget

Settle into your new home with money to spare

Apply these six strategies to your move this summer to help cut costs and get…

By Denise Campbell Laidler

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Bankrate.com’s Claes Bell Talks Saving Money

Are you putting enough away for a rainy day?

Only 38% of Americans have enough savings to cover unexpected expenses such as a $1,000…

By Sheiresa Ngo

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Infographic: How Americans Plan to Save in the New Year

What are your savings goals?

Saving money is one of the top financial resolutions for this year.

By Sheiresa Ngo

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37% of Americans Say They’re Too Broke to Save

Is reduced cash flow preventing you from building your nest egg?

Do you feel like you don’t have enough money to save?

By Sheiresa Ngo

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Fail Proof Plan to Save Money this New Year

Saving is easy with this simple plan

Each year we set new year’s resolutions with pure intentions to see them through, but…

By Essence Gant

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5 Tips for Lowering Your Winter Heating Bill

Keep more cash in your wallet

If you’re looking for ways to save on your heating bill, there are plenty of…

By Sheiresa Ngo

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CFPB Announces Consumer Saving Research Project

Bureau aims to help consumers with saving

The CFPB announced a research program that would assess the effectiveness of certain habits designed…

By Sheiresa Ngo

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5 Smart Gifts To Ask For While You’re Still Young

Save money and get money this Holiday

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Take advantage of your youth. You still have a little time before Mom, Dad, and…

By Essence Gant

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Take Advantage of the Saver’s Tax Credit

Don't miss out

One advantage of the saver’s credit is that it can increase your refund or reduce…

By Sheiresa Ngo

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Most Consumers Fear Running out of Money

Are you afraid of going broke?

If you want to get a handle on your debt, you’ll have to first identify…

By Sheiresa Ngo

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Infographic: Navigating the World of Financial Aid

A quick guide to making sense of the financial aid system

Figuring out the ins and outs of financial aid can be overwhelming. Here are some…

By Sheiresa Ngo

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Infographic: A Visual Guide to the American BBQ

Fun facts for your Labor Day weekend

Here are a few interesting tidbits for your long holiday weekend.

By Sheiresa Ngo

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