Tag Archives: saving

financial literacy

The “Budgetnista” Helps New Jersey Kids with Financial Literacy Bill

NJ effort to make financial education the law

“One of the most important lessons a person can learn is how to manage…

By Stacey Tisdale

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3 Money Habits Millennials Should Practice Now

Smart financial habits that your future self will thank you for

Find out the essential money habits millennials should practice now to help build their nest…

By Courtney Connley

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When It’s a Free Gift, It’s Going to Cost You

Want to get better control of your spending? Stop being bamboozled by the word "free."

Stop being bamboozled by the word “free.”

By Alfred Edmond, Jr.

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What To Do With That Bonus or Tax Refund

Your primer on saving and splurging responsibly

Even if you missed your chance to win the Powerball, a prosperous 2016 may still…

By Denise Campbell Laidler

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Black Enterprise Personal Finance Editor Stacey Tisdale imparting knowledge

[Watch] A Conversation With Millennials About Student Loan Debt Solutions

BE Senior Editor Stacey Tisdale talks money with millennials at Rider University

With student loan debt topping $1 trillion it is imperative that we educate students young…

By Stacey Tisdale

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money

The 3 Lies We ALL Tell Ourselves About Money

And the truths that will change your relationship with your finances forever

Through her many years as an activist in everything from fighting poverty and hunger around…

By Stacey Tisdale

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RAISE ENOUGH MONEY BEFORE OPENING FOR BUSINESS

Redding opened up Amy Ruth’s in 1998 with a $73,000 investment and it went on to become a $3 million company. While that achievement is to be lauded, under further inspection it should also to be avoided because Redding launched his business undercapitalized, a trend that he believes is all too common for many African American-owned businesses. “As Black people we always end up opening businesses underfunded,” he notes. “Due to that we rob Peter to pay Paul and don’t pay taxes or purveyors or utilities. Redding knew that opening his latest restaurant would mean securing enough funding—$2 million to be exact. The only way he was able to achieve that round of fundraising was by revising his business plan, something that he recommends for every entrepreneur looking to start over. “You have to put your new business together with a solid business plan so that you can get proper funding.”

Want to Save More? Give Your Savings Account a Name

Strategies for building savings and peace of mind

Lapin says in order to eliminate stress around savings make it personal, “it’s time to…

By Stacey Tisdale

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Infographic: How Americans Plan to Save in the New Year

What are your savings goals?

Saving money is one of the top financial resolutions for this year.

By Sheiresa Ngo

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What Are You Willing To Sacrifice To Save Money?

Six daily tips to help save you up to $4,400 a year

While it’s certainly true that you must have goals to get your finances on track,…

By Kandia Johnson

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37% of Americans Say They’re Too Broke to Save

Is reduced cash flow preventing you from building your nest egg?

Do you feel like you don’t have enough money to save?

By Sheiresa Ngo

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CFPB Announces Consumer Saving Research Project

Bureau aims to help consumers with saving

The CFPB announced a research program that would assess the effectiveness of certain habits designed…

By Sheiresa Ngo

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Take Advantage of the Saver’s Tax Credit

Don't miss out

One advantage of the saver’s credit is that it can increase your refund or reduce…

By Sheiresa Ngo

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student loan

Infographic: What You Could Buy with the Nation’s Student Loan Debt

What could you purchase with $1 trillion?

According to the Consumer Financial Protection Bureau, total student loan debt is more than $1.2…

By Sheiresa Ngo

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TIAA-CREF Financial Expert Sean Wilson Talks Millennials and Money

The wealth advisor explains how young people approach money

Roughly 47% of millennials, compared with 19% of the general population, look to Mom and…

By Sheiresa Ngo

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ICBA Study: Millennials Value Community Banks, Want to Be Bosses

New research analyzes opinions and values of generation Y

Roughly 46% of the respondents reported that they are interested in learning the process of…

By Sheiresa Ngo

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[SURVEY] How Does Your Wealth Management Measure Up?

Voice your insights on key financial topics for your household below

Massachusetts Mutual Life Company (MassMutual) took an in-depth look at African American household finances to…

By Sheiresa Ngo

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Consumers Cut Back on Spending

Are you doing some belt tightening?

Two-thirds of Americans are reducing their monthly spending. One of the main reasons is the…

By Sheiresa Ngo

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4 Things No One Has Ever Told You About Budgeting

Before you make a financial plan, take these steps

There are some hard truths you must know before creating a good budget that will…

By Patrice C. Washington

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TIAA-CREF Survey: More Consumers Interested in Financial Advice

Less people are shying away from professional input

A recent survey shows more consumers are opening up to financial advice.

By Sheiresa Ngo

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