Tag Archives: Shopsmart

Credit Reporting Myths and Reality

Before making a major purchase, arm yourself with the right information

Garnell Shumate wants to buy a home in 2011, so she works hard to maintain…

By Denise A. Campbell Laidler

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What You Should Know Before Settling Credit Card Debt

Be aware of risks before hiring a company to handle negotiations

Many consumers have come to see debt settlement as a quick fix when they’re in…

By Sheiresa Ngo

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Don’t Let Your Gift Cards Go to Waste

Exchange websites and new federal rules make them easier to manage

As the holidays approach, many well-meaning relatives will be doling out gift cards—often because they…

By Shandra Hill Smith

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Free Mobile Apps That Can Save You Money

Tools to help you manage debt, score deals, and save hard-earned cash

If you own a smartphone, you probably have dozens of apps and can’t wait for…

By Sheiresa Ngo

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10SS-BBrowning

How to Fight Medical Billing Errors

Looking closely at your bills could save you thousands

When Beverly Browning of Mesa, Arizona, got the results of her breast biopsy in 2003,…

By Tamara E. Holmes

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Recycling 202

How to take your recycling practices to the next level

We all know how to recycle newspapers and water bottles. But when it comes to…

By Tamara E. Holmes

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Should You Get Your Degree in Three Years?

The tight economy has some schools offering a short-cut to a bachelors degree

The pinch of tuition has some students balking at the idea of a traditional four-year…

By Renita Burns

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How to Combat New Banking Fees

Banks continue to look for ways to make up losses

You might be breathing a sigh of relief after the recent changes to banking fees…

By Sheiresa Ngo

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What the Future Holds for Consumers

In 40 years, �the customer is always right� will be more than a catchphrase

I remember how excited my husband and I were when we first ordered groceries online.…

By Sheiresa Ngo

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Amazing Savings

Secrets to scoring great deals on just about everything

Just because you’re keeping a close eye on your finances doesn’t mean you have to…

By Aisha I. Jefferson

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Ask Your Advocate: Can I Be Taxed On a Canceled Debt?

The IRS has a few stipulations

I had a portion of my debt canceled after working out a debt settlement. A…

By Sheiresa Ngo

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Find the Best Summer Travel Deals for Your Family

Vacations don't have to cost an arm and a leg. Here's how one family saves and still has fun

Summer vacations–whether for families, couples, singles or groups– don’t have to be expensive to be…

By Leslie E. Royal

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Ask Your Advocate: Charge, Credit, Debit—What’s The Diff?

They're all plastic, but the features are not the same

I recently got an offer in the mail for a charge card. How is this…

By Sheiresa Ngo

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Bank of America Offers Bailout

Help is on the way for burdened homeowners

If you have a mortgage with Bank of America, and you owe more on your…

By Sheiresa Ngo

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Who Should Have Your Social Security Number?

Protect one of your most valuable pieces of information

Last July, Harrine Freeman was at a gas station when thieves busted her car window…

By Tamara E. Holmes

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When Identity Theft Hits Close to Home

What to do when a family member steals your identity

Imagine if when you were a child, one of your parents opened a few credit…

By Renita Burns

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Ask Your Advocate

I try to take advantage of deals when I go shopping and compare prices. But…

By Sheiresa Ngo

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Ask Your Advocate: Protecting Your Identity While Shopping

Know your rights when asked for ID

When I pay for an item with a credit card, sometimes I’m asked to show…

By Sheiresa Ngo

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Ask Your Advocate: Can Unemployment Lead to Bankruptcy?

I’ve been unemployed for the last six months, and I’ve spent most of my emergency…

By Sheiresa Ngo

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A Woman’s Guide to Managing Money

Different life stages, different financial needs. Whatever your situation here’s what you need to know…

By Chris Taylor

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Boost Your Credit Score

A few simple steps can make a difference

Having the ability to obtain an affordable home loan is only one example of how…

By Lauren Lea

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5 Ways to Reduce Debt

Start the new year on the right foot. These tips will show you how to lighten your financial load

In 2002, Kristen Tate decided that debt free was the way to be. With a…

By Leslie E. Royal

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Identity Theft on Campus

Protect your good name from thieves

You can’t prevent identity theft, but you can take precautions. Here are four ways to…

By Brittany Hutson

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Identity Theft on Campus

Protect your good name from thieves

You can’t prevent identity theft, but you can take precautions. Here are four ways to…

By Brittany Hutson

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Shop Green!

Link to environmentally safe products on the Web

With some research you can easily incorporate eco-friendly products into every aspect of your life.…

By Lauren Lea

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Save Money on Healthcare Costs

Stay healthyand wealthyby using these cost-cutting moves

In May and June of this year, Alisa Toney took her 22-month-old daughter, Camille, to…

By Leslie E. Royal

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Five Ways to Cut Wedding Costs

Your big day can look like a million buckswithout the huge price tag

When Aubrey Whitten and Major LeGrand started pricing their wedding options, they got sticker shock.

By Alisa Gumbs

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Be Financially Fit!

Retirement planning is not just for the wealthy, says author Aaron W. Smith.

By LaToya M. Smith

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5 Ways to Build Your Budget

Prior to November 2008, JaQuetta Garrison and her family enjoyed an annual household income of…

By Leslie E. Royal

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