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Tag Archives: spending

In a Rough Economy, Luxury Spending is on the Rise

A recent study shows people are looking to splurge on luxuries in a recession.

American Express Publishing and the Harrison Group speak to 1,416 Americans about their want for…

By Amber McKynzie

Posted: May 21, 2013 Tags: economy, recession, spending

For Valentine’s Day, Stop (Overspending) In the Name of Love!

The pressure is on to show you care. Before you get caught up, listen up: Love is not a legitimate excuse for irresponsible financial decisions.

Valentine’s Day is the official holiday to celebrate love. But because it’s almost exclusively a…

By Alfred Edmond, Jr.

Posted: January 23, 2013 Tags: budgeting, money and love, money and relationships, Money Matters, overspending, relationships, spending, Valentine's Day, valentine's day gifts

Living within your means is about budgeting your purchases, and having the courage to be honest about what you can and can't afford.

The Six-Word Phrase You Must Master to Improve Your Finances

To control your spending, instead of it controlling you, release the negativity and repeat after me: I cannot afford this right now.

Is gaining and keeping control over your financial health and resources a priority for you?…

By Alfred Edmond, Jr.

Posted: December 19, 2012 Tags: budgeting, budgets, credit card debt, credit cards, delayed gratification, financial freedom, impulse spending, instant gratification, spending

Rep. Elijah Cummings: Fiscal Cliff May Bring “Short-Term Pain and Long-Term Gain”

GOP, Dems engage in open warfare over "fiscal cliff" as minority businesses hang in the balance.

Rep. Elijah Cummings (D-Maryland), ranking member of the House Oversight and Government Reform Committee, discusses…

By Derek T. Dingle

Posted: December 4, 2012 Tags: Bush-era tax cuts, fiscal cliff, GOP, President Barck Obama, Rep. Elijah Cummings, spending, Tea Party

Instant Gratification? Sure. But It’ll Cost You

If you're borrowing money on a credit card because you must have it NOW, at least know how much you're really paying.

If you knew the real price, you might think twice about paying it.

By Alfred Edmond, Jr.

Posted: October 19, 2012 Tags: avoiding debt, consumer issues, credit, credit card debt, credit cards, debt, delayed gratification, financial discipline, financial freedom, instant gratification, responsible spending, shopping, spending

Earl "Butch" Graves Jr., President & CEO, Black Enterprise

Choose Wealth, Not Style

I’m sure if you’ve read my column, heard my speeches, or had the chance to…

By Earl "Butch" Graves Jr.

Posted: April 17, 2012 Tags: Investing, overspending, spending, spending habits, wealth divide, wealth for life, wealth management

Protect Your Credit During the Holidays

The holiday season is here. Before you whip out that eggnog and gear up for…

By Sheiresa Ngo

Posted: December 1, 2011 Tags: consumer education, consumer empowerment, consumer spending, credit, credit and debt, holiday spending, overspending, spending

Despite being in an economic downturn, the United States has always been known as a consumer nation. With the holiday season fast approaching and some major retailers opting to push their Black Friday business hours up a few hours, American spending expected to reach $465.6 billion in the fourth quarter.

Bundle took a look at spending data calculated by the US government, using anonymous and aggregated spending transactions that were tracked from March 20120 to March 2011, to come up with the top 100 cities for shopaholic citizens in the US. Based on the data the national average for monthly clothes spending comes out to be $142.08. Here are the top 10 shopaholic cities in the US, ranked by the highest average monthly spending.

10 Most Shopaholic Cities in the US

These 10 cities will likely top the holiday shopping list this year

Despite the economic downturn, America continues to be a consumer society where spending is at…

By Anslem Samuel

Posted: November 10, 2011 Tags: Black Friday, Cyber Monday, holiday shopping, shopaholic, shopping, Small Business Saturday, spending

What to Buy in June

Once summer winds down, you might begin to think about items you’ll buy to spruce…

By Sheiresa Ngo

Posted: July 1, 2011 Tags: spending

A tip from a trusted friend or relative, a little monetary incentive or even just the location can usually steer consumers to their bank of choice. But one look at the fine print can have potential customers re-thinking their decision. While Capitol Hill has banks scrambling to make up new revenue sources, consumers are usually the ones slighted as new fees means less banking value for your buck. With the savings rate up 5.8% in January, according to the Bureau of Economic Analysis—the highest since August—it’s important to make sure the financial institution you decide to do business with is giving you the best service. Here’s a checklist of questions you should always ask to ensure you’re getting the most out of a savings or checking account.

14 Questions to Ask Before Opening a Checking or Savings Account

Not all bank accounts are created equal. Mind your money with these essential questions

By Renita Burns

Posted: April 7, 2011 Tags: ATM, bank, checking, Dorethia Conner, fees, interest, savings, spending

Tag Archives: spending

By Amber McKynzie

By Alfred Edmond, Jr.

By Alfred Edmond, Jr.

By Derek T. Dingle

By Alfred Edmond, Jr.

By Earl "Butch" Graves Jr.

By Sheiresa Ngo

By Anslem Samuel

By Sheiresa Ngo

By Renita Burns

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