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	<title>BLACK ENTERPRISE &#187; wealth-building</title>
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	<link>http://www.blackenterprise.com</link>
	<description>Your Ultimate Source for Wealth Creation</description>
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		<title>Wealth Gap is Greatest for Women of Color</title>
		<link>http://www.blackenterprise.com/business/2010/03/16/wealth-gap-is-greatest-for-women-of-color/</link>
		<comments>http://www.blackenterprise.com/business/2010/03/16/wealth-gap-is-greatest-for-women-of-color/#comments</comments>
		<pubDate>Tue, 16 Mar 2010 17:44:29 +0000</pubDate>
		<dc:creator>LaToya M. Smith</dc:creator>
				<category><![CDATA[Diversity]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Women of Power Articles]]></category>
		<category><![CDATA[Women of Power Exclusives]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[National Council of Negro Women]]></category>
		<category><![CDATA[salary]]></category>
		<category><![CDATA[wealth]]></category>
		<category><![CDATA[wealth dispartities]]></category>
		<category><![CDATA[wealth gap]]></category>
		<category><![CDATA[wealth-building]]></category>
		<category><![CDATA[women and work]]></category>

		<guid isPermaLink="false">http://www.blackenterprise.com/?p=69607</guid>
		<description><![CDATA[Women of all races experience a gender wealth gap compared to white men, but the disparities are greatest for women of color, and especially black women whose median wealth amounts to only $5 in their prime working years, according to a recent report released by The Insight Center for Community Economic Development.]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/business/2010/03/16/wealth-gap-is-greatest-for-women-of-color/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Why I Hate The Hook-Up</title>
		<link>http://www.blackenterprise.com/blogs/2009/12/03/why-i-hate-the-hook-up/</link>
		<comments>http://www.blackenterprise.com/blogs/2009/12/03/why-i-hate-the-hook-up/#comments</comments>
		<pubDate>Thu, 03 Dec 2009 22:19:57 +0000</pubDate>
		<dc:creator>Alfred Edmond, Jr.</dc:creator>
				<category><![CDATA[Blogs]]></category>
		<category><![CDATA[black business]]></category>
		<category><![CDATA[black consumers]]></category>
		<category><![CDATA[buying black]]></category>
		<category><![CDATA[consumer issues]]></category>
		<category><![CDATA[economic empowerment]]></category>
		<category><![CDATA[self-determination]]></category>
		<category><![CDATA[Small Business]]></category>
		<category><![CDATA[wealth-building]]></category>

		<guid isPermaLink="false">http://www.blackenterprise.com/?p=43609</guid>
		<description><![CDATA[One of the biggest drags on black economic empowerment is the "hook-up": black people expecting other black people to provide them with free goods and services just because they're black. We need to stop it. Today. NOW.]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/blogs/2009/12/03/why-i-hate-the-hook-up/feed/</wfw:commentRss>
		<slash:comments>56</slash:comments>
		</item>
		<item>
		<title>I&#8217;m Not Rosa Parks. He&#8217;s Not Dr. King.</title>
		<link>http://www.blackenterprise.com/blogs/2009/10/06/im-not-rosa-parks-hes-not-dr-king/</link>
		<comments>http://www.blackenterprise.com/blogs/2009/10/06/im-not-rosa-parks-hes-not-dr-king/#comments</comments>
		<pubDate>Tue, 06 Oct 2009 19:05:21 +0000</pubDate>
		<dc:creator>Maggie Anderson</dc:creator>
				<category><![CDATA[Blogs]]></category>
		<category><![CDATA[buying black]]></category>
		<category><![CDATA[consumer issues]]></category>
		<category><![CDATA[economic empowerment]]></category>
		<category><![CDATA[financial literacy]]></category>
		<category><![CDATA[self-determination]]></category>
		<category><![CDATA[wealth-building]]></category>

		<guid isPermaLink="false">http://www.blackenterprise.com/?p=40783</guid>
		<description><![CDATA[Dr. King tells me that even though he and Rosa Parks and all the other heroes did so much, I don’t have the luxury of giving up, or giving in.   I no longer have the right to live the empty and easy life.  I cannot choose between Living his Dream and Fighting for his Dream anymore. ]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/blogs/2009/10/06/im-not-rosa-parks-hes-not-dr-king/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>My Powerful Life As Mrs. Buy-Black America</title>
		<link>http://www.blackenterprise.com/blogs/2009/09/09/my-powerful-life-as-mrs-buy-black-america/</link>
		<comments>http://www.blackenterprise.com/blogs/2009/09/09/my-powerful-life-as-mrs-buy-black-america/#comments</comments>
		<pubDate>Wed, 09 Sep 2009 19:28:32 +0000</pubDate>
		<dc:creator>Maggie Anderson</dc:creator>
				<category><![CDATA[Blogs]]></category>
		<category><![CDATA[buying black]]></category>
		<category><![CDATA[consumer issues]]></category>
		<category><![CDATA[economic empowerment]]></category>
		<category><![CDATA[financial literacy]]></category>
		<category><![CDATA[self-determination]]></category>
		<category><![CDATA[wealth-building]]></category>

		<guid isPermaLink="false">http://www.blackenterprise.com/?p=39536</guid>
		<description><![CDATA[When we created The Empowerment Experiment, we knew things would be different.  We knew we were going to miss certain businesses, services and products that we had grown so accustomed to using.  What we could not predict or begin to prepare myself for is how absolutely fulfilling the shopping and the small sacrifices would be.]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/blogs/2009/09/09/my-powerful-life-as-mrs-buy-black-america/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Our Choice: To Empower</title>
		<link>http://www.blackenterprise.com/blogs/2009/08/24/our-choice-to-empower/</link>
		<comments>http://www.blackenterprise.com/blogs/2009/08/24/our-choice-to-empower/#comments</comments>
		<pubDate>Mon, 24 Aug 2009 21:11:19 +0000</pubDate>
		<dc:creator>Maggie Anderson</dc:creator>
				<category><![CDATA[Blogs]]></category>
		<category><![CDATA[buying black]]></category>
		<category><![CDATA[consumer issues]]></category>
		<category><![CDATA[economic empowerment]]></category>
		<category><![CDATA[financial literacy]]></category>
		<category><![CDATA[self-determination]]></category>
		<category><![CDATA[wealth-building]]></category>

		<guid isPermaLink="false">http://blackenterprise.com/?p=38799</guid>
		<description><![CDATA[My family made a choice, publicly, to spend as much money as possible with Black business owners and professionals.  We made this decision and make this sacrifice because we believe Black people have too much talent and spend too much money for their community to look the way it does and for its families to suffer the way they do.   We urge our community to practice self-help economics. ]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/blogs/2009/08/24/our-choice-to-empower/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Banking on Our Own</title>
		<link>http://www.blackenterprise.com/blogs/2009/08/14/banking-on-our-own/</link>
		<comments>http://www.blackenterprise.com/blogs/2009/08/14/banking-on-our-own/#comments</comments>
		<pubDate>Fri, 14 Aug 2009 17:00:09 +0000</pubDate>
		<dc:creator>Zachary Raynell Rinkins</dc:creator>
				<category><![CDATA[Blogs]]></category>
		<category><![CDATA[Banking]]></category>
		<category><![CDATA[economic empowerment]]></category>
		<category><![CDATA[entrepreneurship]]></category>
		<category><![CDATA[wealth-building]]></category>

		<guid isPermaLink="false">http://blackenterprise.com/?p=38530</guid>
		<description><![CDATA[It’s expensive to be black in America. Recent studies and lawsuits prove we are overcharged for virtually everything. We are charged more for insurance, loans and mortgages than most of our racial counterparts with similar income, employment and credit backgrounds. Why does Wall Street get away with this? Because, black Americans don’t invest in black-owned banks. ]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/blogs/2009/08/14/banking-on-our-own/feed/</wfw:commentRss>
		<slash:comments>15</slash:comments>
		</item>
		<item>
		<title>Establishing A Legacy of Wealth: Part 4</title>
		<link>http://www.blackenterprise.com/blogs/2009/07/30/establishing-a-legacy-of-wealth-part-4/</link>
		<comments>http://www.blackenterprise.com/blogs/2009/07/30/establishing-a-legacy-of-wealth-part-4/#comments</comments>
		<pubDate>Thu, 30 Jul 2009 22:36:34 +0000</pubDate>
		<dc:creator>Ryan Mack</dc:creator>
				<category><![CDATA[Blogs]]></category>
		<category><![CDATA[economic empowerment]]></category>
		<category><![CDATA[entrepreneurship]]></category>
		<category><![CDATA[financial literacy]]></category>
		<category><![CDATA[self-determination]]></category>
		<category><![CDATA[wealth-building]]></category>

		<guid isPermaLink="false">http://blackenterprise.com/?p=37958</guid>
		<description><![CDATA[When all is said and done, we have the ability to take control of our own destinies. Yes, there has been oppression, but we have the capability to do for ourselves and achieve success.]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/blogs/2009/07/30/establishing-a-legacy-of-wealth-part-4/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>My Beef With Black Business</title>
		<link>http://www.blackenterprise.com/blogs/2009/07/30/my-beef-with-black-business/</link>
		<comments>http://www.blackenterprise.com/blogs/2009/07/30/my-beef-with-black-business/#comments</comments>
		<pubDate>Thu, 30 Jul 2009 15:40:46 +0000</pubDate>
		<dc:creator>Zachary Raynell Rinkins</dc:creator>
				<category><![CDATA[Blogs]]></category>
		<category><![CDATA[advertising]]></category>
		<category><![CDATA[black media]]></category>
		<category><![CDATA[economic empowerment]]></category>
		<category><![CDATA[entrepreneurship]]></category>
		<category><![CDATA[wealth-building]]></category>

		<guid isPermaLink="false">http://blackenterprise.com/?p=38075</guid>
		<description><![CDATA[Our businesses leave BE and other black media hanging. When Forbes, Business Week or The Wall Street Journal overlooks our contributions, we can depend on BE to showcase them. This magazine also teaches us how economic trends affect our community. Yet, we refuse to take ownership of such a vital medium. Black businesses should be equitable ad buyers in media targeted toward black businesses and professionals, period.]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/blogs/2009/07/30/my-beef-with-black-business/feed/</wfw:commentRss>
		<slash:comments>23</slash:comments>
		</item>
		<item>
		<title>Establishing A Legacy of Wealth: Part 3</title>
		<link>http://www.blackenterprise.com/blogs/2009/07/29/establishing-a-legacy-of-wealth-part-3/</link>
		<comments>http://www.blackenterprise.com/blogs/2009/07/29/establishing-a-legacy-of-wealth-part-3/#comments</comments>
		<pubDate>Wed, 29 Jul 2009 23:31:34 +0000</pubDate>
		<dc:creator>Ryan Mack</dc:creator>
				<category><![CDATA[Blogs]]></category>
		<category><![CDATA[economic empowerment]]></category>
		<category><![CDATA[entrepreneurship]]></category>
		<category><![CDATA[financial literacy]]></category>
		<category><![CDATA[self-determination]]></category>
		<category><![CDATA[wealth-building]]></category>

		<guid isPermaLink="false">http://blackenterprise.com/?p=37952</guid>
		<description><![CDATA[Many African Americans are more concerned with what we are wearing, what we are driving and where we are eating, than what we are leaving behind for our children.  Why are some of us more concerned with material wealth than with establishing trust funds for our children? What inheritance is your child going to be left if you are forever increasing debt and spending money frivolously?]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/blogs/2009/07/29/establishing-a-legacy-of-wealth-part-3/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Establishing A Legacy of Wealth: Part 2</title>
		<link>http://www.blackenterprise.com/blogs/2009/07/28/establishing-a-legacy-of-wealth-part-2/</link>
		<comments>http://www.blackenterprise.com/blogs/2009/07/28/establishing-a-legacy-of-wealth-part-2/#comments</comments>
		<pubDate>Tue, 28 Jul 2009 15:00:50 +0000</pubDate>
		<dc:creator>Ryan Mack</dc:creator>
				<category><![CDATA[Blogs]]></category>
		<category><![CDATA[economic empowerment]]></category>
		<category><![CDATA[entrepreneurship]]></category>
		<category><![CDATA[financial literacy]]></category>
		<category><![CDATA[self-determination]]></category>
		<category><![CDATA[wealth-building]]></category>

		<guid isPermaLink="false">http://blackenterprise.com/?p=37945</guid>
		<description><![CDATA[Yes, we have been oppressed, but we can do much more to help ourselves. Why is it that 93% of our income is spent outside the community? ]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/blogs/2009/07/28/establishing-a-legacy-of-wealth-part-2/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Establishing A Legacy of Wealth: Part 1</title>
		<link>http://www.blackenterprise.com/blogs/2009/07/27/establishing-a-legacy-of-wealth-part-1/</link>
		<comments>http://www.blackenterprise.com/blogs/2009/07/27/establishing-a-legacy-of-wealth-part-1/#comments</comments>
		<pubDate>Mon, 27 Jul 2009 20:34:51 +0000</pubDate>
		<dc:creator>Ryan Mack</dc:creator>
				<category><![CDATA[Blogs]]></category>
		<category><![CDATA[economic empowerment]]></category>
		<category><![CDATA[entrepreneurship]]></category>
		<category><![CDATA[financial literacy]]></category>
		<category><![CDATA[self-determination]]></category>
		<category><![CDATA[wealth-building]]></category>

		<guid isPermaLink="false">http://blackenterprise.com/?p=37933</guid>
		<description><![CDATA[No, we haven’t had the best of times since arriving to this country.  It is also true that we continue to face many forms of degradation and discrimination.  However, even with the strife that we have endured, we are at a point where we need to take accountability for our own actions. ]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/blogs/2009/07/27/establishing-a-legacy-of-wealth-part-1/feed/</wfw:commentRss>
		<slash:comments>8</slash:comments>
		</item>
		<item>
		<title>Closing the Wealth Gap</title>
		<link>http://www.blackenterprise.com/wealth-for-life/2009/04/09/closing-the-wealth-gap/</link>
		<comments>http://www.blackenterprise.com/wealth-for-life/2009/04/09/closing-the-wealth-gap/#comments</comments>
		<pubDate>Thu, 09 Apr 2009 14:58:28 +0000</pubDate>
		<dc:creator>Carolyn M. Brown</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Homeownership]]></category>
		<category><![CDATA[unemployment]]></category>
		<category><![CDATA[wealth gap]]></category>
		<category><![CDATA[wealth-building]]></category>

		<guid isPermaLink="false">http://blackenterprise.com/?p=29504</guid>
		<description><![CDATA[Even before the financial crisis hit Wall Street, the net worth of the average American family was spiraling downward over the past six years. If that’s not bad enough, the gap between the wealth of white Americans and African Americans not only remains wide, it has grown.]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/wealth-for-life/2009/04/09/closing-the-wealth-gap/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>A Woman&#8217;s Wealth</title>
		<link>http://www.blackenterprise.com/magazine/about-this-issue/2009/04/01/a-womans-wealth/</link>
		<comments>http://www.blackenterprise.com/magazine/about-this-issue/2009/04/01/a-womans-wealth/#comments</comments>
		<pubDate>Wed, 01 Apr 2009 05:00:30 +0000</pubDate>
		<dc:creator>BLACK ENTERPRISE Editors</dc:creator>
				<category><![CDATA[About This Issue]]></category>
		<category><![CDATA[wealth-building]]></category>

		<guid isPermaLink="false">http://blackenterprise.com/?p=26896</guid>
		<description><![CDATA[When black enterprise last featured the topic of women and money management in 2003, we boldly declared, “A Man Is Not a Plan.” This year, we’re reinforcing that message by showing women how to take control of their financial future in a special three-part series, Women &#038; Money.]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/magazine/about-this-issue/2009/04/01/a-womans-wealth/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Empowerment Experiment Shines Light on Black Business Blight</title>
		<link>http://www.blackenterprise.com/wealth-for-life/2009/03/20/empowerment-experiment-shines-light-on-black-business-blight/</link>
		<comments>http://www.blackenterprise.com/wealth-for-life/2009/03/20/empowerment-experiment-shines-light-on-black-business-blight/#comments</comments>
		<pubDate>Fri, 20 Mar 2009 15:40:10 +0000</pubDate>
		<dc:creator>Marcia Wade Talbert</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[consumer issues]]></category>
		<category><![CDATA[economic empowerment]]></category>
		<category><![CDATA[financial literacy]]></category>
		<category><![CDATA[self-determination]]></category>
		<category><![CDATA[wealth-building]]></category>

		<guid isPermaLink="false">http://blackenterprise.com/?p=28044</guid>
		<description><![CDATA[Like many other blacks in Illinois who live in areas where mainstream grocery stores are absent or distant, Maggie Anderson travels quite a distance to find a grocery store that sells fresh food. The difference is Anderson doesn’t live in a food desert. She travels 14 miles into Chicago’s inner city to Farmers Best Market because it is black-owned. ]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/wealth-for-life/2009/03/20/empowerment-experiment-shines-light-on-black-business-blight/feed/</wfw:commentRss>
		<slash:comments>56</slash:comments>
		</item>
		<item>
		<title>1. I Will Live Within My Means</title>
		<link>http://www.blackenterprise.com/wealth-for-life/wealth-for-life-principles/2009/03/13/i-will-live-within-my-means/</link>
		<comments>http://www.blackenterprise.com/wealth-for-life/wealth-for-life-principles/2009/03/13/i-will-live-within-my-means/#comments</comments>
		<pubDate>Fri, 13 Mar 2009 18:37:04 +0000</pubDate>
		<dc:creator>Carolyn M. Brown</dc:creator>
				<category><![CDATA[Wealth For Life Principles]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[saving]]></category>
		<category><![CDATA[wealth-building]]></category>

		<guid isPermaLink="false">http://blackenterprise.com/?p=26958</guid>
		<description><![CDATA[Many people get into a bad habit of spending more than they earn or spending money on items they want rather than on those they need. In turn, they get trapped in more debt than they can handle.]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/wealth-for-life/wealth-for-life-principles/2009/03/13/i-will-live-within-my-means/feed/</wfw:commentRss>
		<slash:comments>13</slash:comments>
		</item>
		<item>
		<title>2. I Will Maximize My Income Potential Through Education and Training</title>
		<link>http://www.blackenterprise.com/wealth-for-life/wealth-for-life-principles/2009/03/13/i-will-maximize-my-income-potential-through-education-and-training/</link>
		<comments>http://www.blackenterprise.com/wealth-for-life/wealth-for-life-principles/2009/03/13/i-will-maximize-my-income-potential-through-education-and-training/#comments</comments>
		<pubDate>Fri, 13 Mar 2009 18:35:15 +0000</pubDate>
		<dc:creator>Carolyn M. Brown</dc:creator>
				<category><![CDATA[Wealth For Life Principles]]></category>
		<category><![CDATA[Five O'clock Club]]></category>
		<category><![CDATA[Karen D. Bowser]]></category>
		<category><![CDATA[wealth-building]]></category>

		<guid isPermaLink="false">http://blackenterprise.com/?p=26941</guid>
		<description><![CDATA[In today’s swelling jobless environment, most people are trying to batten down the hatches, hoping to hang on to their current employment and to avoid rocking the boat. Who would dare request a raise or seek a promotion? In fact, a number of companies have asked employees to take a salary reduction to help the company survive this economic tsunami.  ]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/wealth-for-life/wealth-for-life-principles/2009/03/13/i-will-maximize-my-income-potential-through-education-and-training/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>3. I Will Effectively Manage my Budget, Credit, Debt, and Tax Obligations</title>
		<link>http://www.blackenterprise.com/wealth-for-life/wealth-for-life-principles/2009/03/13/i-will-effectively-manage-my-budget-credit-debt-and-tax-obligations/</link>
		<comments>http://www.blackenterprise.com/wealth-for-life/wealth-for-life-principles/2009/03/13/i-will-effectively-manage-my-budget-credit-debt-and-tax-obligations/#comments</comments>
		<pubDate>Fri, 13 Mar 2009 18:30:25 +0000</pubDate>
		<dc:creator>Carolyn M. Brown</dc:creator>
				<category><![CDATA[Wealth For Life Principles]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[philanthropy]]></category>
		<category><![CDATA[wealth-building]]></category>

		<guid isPermaLink="false">http://blackenterprise.com/?p=26960</guid>
		<description><![CDATA[Regardless if you earn $45,000 or hundreds of thousands of dollars a year, a budget is the most important step you can take toward putting your money to work for you instead of being controlled by it. A budget will reveal how much disposable income you have to save.]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/wealth-for-life/wealth-for-life-principles/2009/03/13/i-will-effectively-manage-my-budget-credit-debt-and-tax-obligations/feed/</wfw:commentRss>
		<slash:comments>12</slash:comments>
		</item>
		<item>
		<title>4. I Will Save At Least 10% of My Income</title>
		<link>http://www.blackenterprise.com/wealth-for-life/wealth-for-life-principles/2009/03/13/i-will-save-at-least-10-of-my-income/</link>
		<comments>http://www.blackenterprise.com/wealth-for-life/wealth-for-life-principles/2009/03/13/i-will-save-at-least-10-of-my-income/#comments</comments>
		<pubDate>Fri, 13 Mar 2009 18:25:41 +0000</pubDate>
		<dc:creator>Carolyn M. Brown</dc:creator>
				<category><![CDATA[Wealth For Life Principles]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[saving]]></category>
		<category><![CDATA[wealth-building]]></category>

		<guid isPermaLink="false">http://blackenterprise.com/?p=26963</guid>
		<description><![CDATA[It’s not enough to just make ends meet with the salary you are earning. You need to be able to sock away a portion of you income for savings and investments—at least 10% of your take-home pay. In addition, you need to invest 15% of your income in a 401k or other retirement plans.]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/wealth-for-life/wealth-for-life-principles/2009/03/13/i-will-save-at-least-10-of-my-income/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
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		<title>5. I Will Use Homeownership as a Foundation for Building Wealth</title>
		<link>http://www.blackenterprise.com/wealth-for-life/wealth-for-life-principles/2009/03/13/i-will-use-homeownership-as-a-foundation-for-building-wealth/</link>
		<comments>http://www.blackenterprise.com/wealth-for-life/wealth-for-life-principles/2009/03/13/i-will-use-homeownership-as-a-foundation-for-building-wealth/#comments</comments>
		<pubDate>Fri, 13 Mar 2009 18:21:59 +0000</pubDate>
		<dc:creator>Carolyn M. Brown</dc:creator>
				<category><![CDATA[Wealth For Life Principles]]></category>
		<category><![CDATA[Homeownership]]></category>
		<category><![CDATA[wealth-building]]></category>

		<guid isPermaLink="false">http://blackenterprise.com/?p=26973</guid>
		<description><![CDATA[While these are uncertain economic times, financial experts agree that owning a home is still a key cornerstone in accumulating assets that are likely to appreciate over time. Real estate moves in cycles with its ups and downs.]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/wealth-for-life/wealth-for-life-principles/2009/03/13/i-will-use-homeownership-as-a-foundation-for-building-wealth/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
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		<item>
		<title>6. I Will Devise an Investment Plan for My Retirement Needs and Childrens&#8217; Education</title>
		<link>http://www.blackenterprise.com/wealth-for-life/wealth-for-life-principles/2009/03/13/i-will-devise-an-investment-plan-for-my-retirement-needs-and-childrens-education/</link>
		<comments>http://www.blackenterprise.com/wealth-for-life/wealth-for-life-principles/2009/03/13/i-will-devise-an-investment-plan-for-my-retirement-needs-and-childrens-education/#comments</comments>
		<pubDate>Fri, 13 Mar 2009 18:18:57 +0000</pubDate>
		<dc:creator>Carolyn M. Brown</dc:creator>
				<category><![CDATA[Wealth For Life Principles]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[saving]]></category>
		<category><![CDATA[wealth-building]]></category>

		<guid isPermaLink="false">http://blackenterprise.com/?p=26987</guid>
		<description><![CDATA[The reality is that your chances of building wealth are optimized when you invest. It doesn’t matter if there is economic or stock market mayhem, you should never retreat from saving and investing for your future and that of your loved ones. You need to devise a plan with the goal in mind of being able to provide for your family without worry as well as to retire hassle-free, say financial experts.]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/wealth-for-life/wealth-for-life-principles/2009/03/13/i-will-devise-an-investment-plan-for-my-retirement-needs-and-childrens-education/feed/</wfw:commentRss>
		<slash:comments>8</slash:comments>
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		<item>
		<title>7. I Will Ensure That My Entire Family Adheres to Sensible Money Management Principles</title>
		<link>http://www.blackenterprise.com/wealth-for-life/wealth-for-life-principles/2009/03/13/i-will-ensure-that-my-entire-family-adheres-to-sensible-money-management-principles/</link>
		<comments>http://www.blackenterprise.com/wealth-for-life/wealth-for-life-principles/2009/03/13/i-will-ensure-that-my-entire-family-adheres-to-sensible-money-management-principles/#comments</comments>
		<pubDate>Fri, 13 Mar 2009 18:15:09 +0000</pubDate>
		<dc:creator>Carolyn M. Brown</dc:creator>
				<category><![CDATA[Wealth For Life Principles]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[money management]]></category>
		<category><![CDATA[saving]]></category>
		<category><![CDATA[wealth-building]]></category>

		<guid isPermaLink="false">http://blackenterprise.com/?p=27051</guid>
		<description><![CDATA[Talking about money matters at the dinner table may not have been polite conversation long years past. But the bombardment of news about the economy and market has forced many families to face facts and talk up. More than ever you need to work on the household finances as one cohesive unit.]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/wealth-for-life/wealth-for-life-principles/2009/03/13/i-will-ensure-that-my-entire-family-adheres-to-sensible-money-management-principles/feed/</wfw:commentRss>
		<slash:comments>10</slash:comments>
		</item>
		<item>
		<title>8. I Will Support the Creation and Growth of Minority-Owned Businesses</title>
		<link>http://www.blackenterprise.com/wealth-for-life/wealth-for-life-principles/2009/03/13/i-will-support-the-creation-and-growth-of-minority-owned-businesses/</link>
		<comments>http://www.blackenterprise.com/wealth-for-life/wealth-for-life-principles/2009/03/13/i-will-support-the-creation-and-growth-of-minority-owned-businesses/#comments</comments>
		<pubDate>Fri, 13 Mar 2009 18:10:51 +0000</pubDate>
		<dc:creator>Carolyn M. Brown</dc:creator>
				<category><![CDATA[Wealth For Life Principles]]></category>
		<category><![CDATA[EuQuant]]></category>
		<category><![CDATA[Thomas Boston]]></category>
		<category><![CDATA[wealth-building]]></category>

		<guid isPermaLink="false">http://blackenterprise.com/?p=26988</guid>
		<description><![CDATA[Disposable income in the black community is still on the rise. Black buying power today is $913 billion strong and is predicted to reach an all-time high of $1.2 trillion by 2013. Yet, studies show that African Americans spend only five cents out of every dollar with black-owned businesses.]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/wealth-for-life/wealth-for-life-principles/2009/03/13/i-will-support-the-creation-and-growth-of-minority-owned-businesses/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>9. I Will Guarantee My Wealth is Passed On To Future Generations Through Proper Insurance and Estate Planning</title>
		<link>http://www.blackenterprise.com/wealth-for-life/wealth-for-life-principles/2009/03/13/i-will-guarantee-my-wealth-is-passed-on-to-future-generations-through-proper-insurance-and-estate-planning/</link>
		<comments>http://www.blackenterprise.com/wealth-for-life/wealth-for-life-principles/2009/03/13/i-will-guarantee-my-wealth-is-passed-on-to-future-generations-through-proper-insurance-and-estate-planning/#comments</comments>
		<pubDate>Fri, 13 Mar 2009 18:05:43 +0000</pubDate>
		<dc:creator>Carolyn M. Brown</dc:creator>
				<category><![CDATA[Wealth For Life Principles]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[estate planning]]></category>
		<category><![CDATA[saving]]></category>
		<category><![CDATA[wealth-building]]></category>

		<guid isPermaLink="false">http://blackenterprise.com/?p=27041</guid>
		<description><![CDATA[Let’s face it: Nobody lives forever. No matter how much you want to deny it, you need to prepare for this fateful event. Your loved ones will have some tough and critical decisions to make, from handling funeral arrangements to managing your financial matters.]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/wealth-for-life/wealth-for-life-principles/2009/03/13/i-will-guarantee-my-wealth-is-passed-on-to-future-generations-through-proper-insurance-and-estate-planning/feed/</wfw:commentRss>
		<slash:comments>10</slash:comments>
		</item>
		<item>
		<title>10. I Will Strengthen my Community Through Philanthropy</title>
		<link>http://www.blackenterprise.com/wealth-for-life/wealth-for-life-principles/2009/03/13/i-will-strengthen-my-community-through-philanthropy/</link>
		<comments>http://www.blackenterprise.com/wealth-for-life/wealth-for-life-principles/2009/03/13/i-will-strengthen-my-community-through-philanthropy/#comments</comments>
		<pubDate>Fri, 13 Mar 2009 18:00:51 +0000</pubDate>
		<dc:creator>Carolyn M. Brown</dc:creator>
				<category><![CDATA[Wealth For Life Principles]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[philanthropy]]></category>
		<category><![CDATA[wealth-building]]></category>

		<guid isPermaLink="false">http://blackenterprise.com/?p=26993</guid>
		<description><![CDATA[Contrary to some people’s perceptions, you don’t have to have the big bucks like Oprah Winfrey or Bill Gates to be philanthropic. “Philanthropy is about giving of one’s time, talents and treasures,” says Diane Bell McKoy, president and CEO of Associated Black Charities. “Giving back is born out our faith and family traditions.”]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/wealth-for-life/wealth-for-life-principles/2009/03/13/i-will-strengthen-my-community-through-philanthropy/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Opportunity Knocks</title>
		<link>http://www.blackenterprise.com/magazine/2009/02/01/opportunity-knocks/</link>
		<comments>http://www.blackenterprise.com/magazine/2009/02/01/opportunity-knocks/#comments</comments>
		<pubDate>Sun, 01 Feb 2009 19:56:44 +0000</pubDate>
		<dc:creator>Carolyn M. Brown</dc:creator>
				<category><![CDATA[Magazine]]></category>
		<category><![CDATA[Homeownership]]></category>
		<category><![CDATA[money management]]></category>
		<category><![CDATA[wealth-building]]></category>

		<guid isPermaLink="false">http://blackenterprise.com/?p=25136</guid>
		<description><![CDATA[Tyre Sperling took advantage of a down cycle to buy his first home below market price.]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/magazine/2009/02/01/opportunity-knocks/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Wealth For Life</title>
		<link>http://www.blackenterprise.com/magazine/2009/01/01/wealth-for-life/</link>
		<comments>http://www.blackenterprise.com/magazine/2009/01/01/wealth-for-life/#comments</comments>
		<pubDate>Fri, 02 Jan 2009 03:56:44 +0000</pubDate>
		<dc:creator>Glenn Townes</dc:creator>
				<category><![CDATA[Magazine]]></category>
		<category><![CDATA[wealth-building]]></category>

		<guid isPermaLink="false">http://blackenterprise.com/?p=25095</guid>
		<description><![CDATA[Following our 10 new principles will keep you on the right track for a great financial future.]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/magazine/2009/01/01/wealth-for-life/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Investing to Build Wealth? Or Spending to Look Rich?</title>
		<link>http://www.blackenterprise.com/blogs/2008/11/17/investing-to-build-wealth-or-spending-to-look-rich-2/</link>
		<comments>http://www.blackenterprise.com/blogs/2008/11/17/investing-to-build-wealth-or-spending-to-look-rich-2/#comments</comments>
		<pubDate>Mon, 17 Nov 2008 16:41:46 +0000</pubDate>
		<dc:creator>Alfred Edmond, Jr.</dc:creator>
				<category><![CDATA[Blogs]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[net worth]]></category>
		<category><![CDATA[wealth-building]]></category>

		<guid isPermaLink="false">http://blackenterprise.com/?p=7442</guid>
		<description><![CDATA[One of the things I like to talk about when I travel the country speaking about the principles and habits of successful wealth-building is learning to recognize and avoid what I call poverty traps: behaviors and ways of thinking that sabotage our ability to increase our net worth and build wealth. The poverty trap I'm [...]]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/blogs/2008/11/17/investing-to-build-wealth-or-spending-to-look-rich-2/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
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