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HOW TO AVOID A FINANCIAL HANGOVER FROM HOLIDAY SPENDING

People connecting with loved ones, providing others with much-needed relief, and exercising greater generosity make the holiday a joyous time for so many.

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Research has shown, however, that year-end activities create the most financially exhaustive period of the year, with multitudes engaging in overspending or being overwhelmed by debt. Data shows more than 30% of consumers endured debt this past holiday season.

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