Credit & Debt Management Archives - Black Enterprise

Money > Credit & Debt Management

$400

Could You Scrape Together $400 If You Had To?

But then I’ve made pretty imprudent choices of my own. I think it’s interesting that…

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retail

Addicted to Retail? Stop Compulsive Spending

Also known as shopaholism, compulsive spending is an addiction. Here are three ways to help kick this detrimental habit

Also known as shopaholism or compulsive buying, compulsive spending should be taken as seriously as…

By Alfred Edmond, Jr.

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credit score

Does My Personal Credit Score Impact My Business?

Yes, your business credit can be impacted by your personal credit score. Here's what you need to know

Check out some need-to-know instances you may be unaware of when your business credit may…

By Black Enterprise

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Eliminating Debt

Eliminating Debt? Don’t Get Carried Away

These are tips to help you approach eliminating your debt strategically and responsibly

For many of us, eliminating debt is a top priority. That’s not a bad thing,…

By Alfred Edmond, Jr.

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Disaster

Relying on Credit Can Lead to Disaster

No one ever intends to end up in a financial hole. To dig yourself out, you must stop relying on credit

Has relying on credit pushed you to the brink of disaster? Time to face the…

By Alfred Edmond, Jr.

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credit abuse

Avoiding Credit Abuse: Before You Break Out the Plastic, Think!

Credit abuse may be socially accepted, but it often leads to chronic debt

While credit abuse is a socially accepted and commercially encouraged habit, it often leads to…

By Alfred Edmond, Jr.

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millennials

Just in Time for Halloween: 5 Frightening Money Mistakes That Can Haunt Millennials

Five frightening financial errors millennials must avoid

In the spirit of Halloween, check out this hair-raising list of 5 money mistakes that…

By Derek T. Dingle

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student loan debt

New Guidebook Helps College Grads With Student Loan Debt

Options for college grads, who don't make enough money to pay off their loans

Find out how this new guide helps with student loan debt consolidation for college grads…

By Carolyn M. Brown

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SmartApps

Use These 3 SmartApps to Reduce Debt

Using technology to eliminate debt

There is no sense of having a smartphone just to pay a high bill and…

By davisq

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Clinton

(DNC) What Clinton and Trump Can Tell You About Your Credit Score

Survey finds correlation between candidate choice and credit score

A study by WalletHub.com finds rare common ground between tenant Trump supporters. About a quarter…

By Stacey Tisdale

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loan

Why You Should Think Twice Before Co-Signing a Loan

The financial perils of putting your name on the bottom-line for a loved one

“Co-signing a loan for a family member or friend can go wrong in many ways,…

By Stacey Tisdale

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bad credit

The Best Gas Rewards Credit Cards (Even If You Have Bad Credit)

Getting the most bang for your buck during summer travel

This story looks at the results of the study from CardHub.com that analyzes the best…

By Stacey Tisdale

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What You Need to Know About Payday Loans

Pulling yourself out of the short-term debt spiral

The fact is, however, that many people rely on payday loans to make ends meet,…

By Stacey Tisdale

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credit cards

Millennials Shying Away From Credit Cards

The pros and cons of credit cards

“A credit card shouldn’t be seen as taboo. Used correctly, a credit card can…

By Stacey Tisdale

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debt

Fewer Americans Taking On Vacation Debt

Study finds more people using savings for travel

While the urge to move is often accompanied by the urge to splurge, a new…

By Stacey Tisdale

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Cities With Most and Least Student Loans

Where Americans are struggling the most with student loans

You can get income-based repayment plans for federal loans if the loan represents a significant…

By Stacey Tisdale

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Majority of Americans Think College Costs are Out Of Reach

Study finds opinions differ by gender and race

Be sure to take on this important investment with a realistic assessment of the costs…

By Stacey Tisdale

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How Much Should You Spend on College and Student Loans?

Calculating a college spending plan that won’t devastate your finances

The general rule of thumb for student loans is that you should not have to…

By Stacey Tisdale

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Free Help for Managing Your Debt

Study shows debt counseling pays off

Be wary of offers for debt counseling for a fee, and consider starting your debt…

By Stacey Tisdale

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Instagram Stars: 5 New School Women Empowering You Toward Building Wealth

These ladies offer that 'money mojo' to inspire you daily

Follow these five fab financial experts the next time you’re on Instagram looking for ways…

By Janell Hazelwood

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How To

podcast

How to Watch Black Enterprise’s New Tech Podcast on Any Device

Tune into Black Enterprise’s BE The Code podcast hosted by Sequoia Blodgett for all the…

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paycheck

Here’s How to Stop Living Paycheck to Paycheck

Living paycheck to paycheck can be a vicious cycle that seems so hard to break.…

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