Credit & Debt Management Archives - Black Enterprise

Money > Credit & Debt Management

bad credit

The Best Gas Rewards Credit Cards (Even If You Have Bad Credit)

This story looks at the results of the study from CardHub.com that analyzes the best…

Read More »
Photo Credit: Joe_Potato

What You Need to Know About Payday Loans

Pulling yourself out of the short-term debt spiral

The fact is, however, that many people rely on payday loans to make ends meet,…

By Stacey Tisdale

Posted: Tags: , , , ,
credit cards

Millennials Shying Away From Credit Cards

The pros and cons of credit cards

“A credit card shouldn’t be seen as taboo. Used correctly, a credit card can…

By Stacey Tisdale

Posted: Tags: , , , ,
debt

Fewer Americans Taking On Vacation Debt

Study finds more people using savings for travel

While the urge to move is often accompanied by the urge to splurge, a new…

By Stacey Tisdale

Posted: Tags: , , , , ,
iStock_000086471247_Medium

Cities With Most and Least Student Loans

Where Americans are struggling the most with student loans

You can get income-based repayment plans for federal loans if the loan represents a significant…

By Stacey Tisdale

Posted: Tags: , , ,
iStock_000069856403_Large

Majority of Americans Think College Costs are Out Of Reach

Study finds opinions differ by gender and race

Be sure to take on this important investment with a realistic assessment of the costs…

By Stacey Tisdale

Posted: Tags: , , , , , , ,
(Image: iStock by Getty Images)

How Much Should You Spend on College and Student Loans?

Calculating a college spending plan that won’t devastate your finances

The general rule of thumb for student loans is that you should not have to…

By Stacey Tisdale

Posted: Tags: , , , , ,
iStock_000009258023_Medium

Free Help for Managing Your Debt

Study shows debt counseling pays off

Be wary of offers for debt counseling for a fee, and consider starting your debt…

By Stacey Tisdale

Posted: Tags: , , , , , , , ,
Tonya Rapley (Image: My Fab Finance)

Instagram Stars: 5 New School Women Empowering You Toward Building Wealth

These ladies offer that 'money mojo' to inspire you daily

Follow these five fab financial experts the next time you’re on Instagram looking for ways…

By Janell Hazelwood

Posted: Tags: , , , , , ,
(Image: iStock by Getty Images)

How to Stop Spending Money to ‘Keep Up With the Joneses’

[Financial Literacy Month] Dealing with the pressure to 'keep up'

Human beings actually have a drive to judge themselves and their abilities based on what…

By Stacey Tisdale

Posted: Tags: , , , , , , ,
credit report

Get The 411 on Your Credit Score

A breakdown of the 5 factors that determine your credit score

Your FICO score (Fair Issac and Company ), is literally one of the most important…

By Stacey Tisdale

Posted: Tags: , , , , , , , ,
credit-card-use

Average U.S. Household Owes Nearly $8,000 in Credit Card Debt

New survey shows debt levels highest since Great Recession

“We are now perilously close to a tipping point at which balances become unsustainable and…

By Stacey Tisdale

Posted: Tags: , , , , , , ,
creditscore

3 Easy Moves That Will Boost Your Credit Score

Money Coach Lynnette Khalfani-Cox Shares Tips

For better or worse, your credit score is one of the most important numbers in…

By Stacey Tisdale

Posted: Tags: , , , , , , , , , , ,
(Image: File)

What Your Candidate Tells Us About Your Credit Score

Survey finds a link between candidates and constituents credit scores

“The higher a consumer’s credit score, typically the higher their income level. High credit scores…

By Stacey Tisdale

Posted: Tags: , , , , , , , , , , , , , , ,
(Image: File)

Americans Carrying Record Amounts of Car Debt

Data shows jump in borrowing by financially stressed groups

Still, lenders are trying to extend their borrowing pool by attracting people with lower credit…

By Stacey Tisdale

Posted: Tags: , , , , , , , , , , , , , ,
BE_student loan debt

How Your Student Loan Debt Can Reduce Your Tax Bill by at Least $2,500

Part 1 - The 411 on student loan tax breaks

That means that many borrowers may not be aware of all of the tax breaks…

By Stacey Tisdale

Posted: Tags: , , , , , , , , ,
(Image: File)

[Watch] Get Rid of Student Loan Debt in 3 Years!

B.E. Senior Editor Stacey Tisdale discusses often overlooked ways to tackle student loans

As student loan debt becomes a defining economic issue of our time, it’s more important…

By Stacey Tisdale

Posted: Tags: , , , , , , , , , , , , ,
(Image: File)

[Watch] GOP Candidate Ben Carson Talks Interest Rates and Income Gap

Candidate speaks ahead of Fed meeting, Tues and Wed, to decide next move on rates

As a financial journalist for nearly 2 decades you begin to see how much of…

By Stacey Tisdale

Posted: Tags: , , , , , , , , , , , , , ,
BE_student loan debt

Is Your Student Loan Debt Affecting Your Child’s Education Plans?

Survey finds parent’s student loans hurting ability to help kids

For many, it’s more than guilt and emotions, particularly when it comes to younger parents.…

By Stacey Tisdale

Posted: Tags: , , , , , , , ,
Black Enterprise Personal Finance Editor Stacey Tisdale imparting knowledge

[Watch] A Conversation With Millennials About Student Loan Debt Solutions

BE Senior Editor Stacey Tisdale talks money with millennials at Rider University

With student loan debt topping $1 trillion it is imperative that we educate students young…

By Stacey Tisdale

Posted: Tags: , , , , , ,

How To

Cultural bias

Ask Sheree: When an Employee Suffers Cultural Bias

What should I do when I sense that my manager is culturally biased against me?
First…

Read More »
Startups

How to Start a Profitable T-Shirt Business

T-shirts are contemporary wardrobe staples for men, women, and children today. Building an online T-shirt…

Read More »