Search Results for: personal finance word of the day

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OneUnited Bank President Teri Williams Talks About UNITY Visa Card

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Even though Financial Literacy Month has come and gone, it’s never too late to…

By Sheiresa Ngo

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How to Qualify for the FHA Back to Work Program

The program has been extended through Sept. 30, 2016

That all changed with the FHA Back to Work Program, which lets homebuyers make a…

By Sheiresa Ngo

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Sandra Thompson

Federal Housing Official: ‘There’s Help Available for Struggling Homeowners’

Government programs are out there to assist with mortgages

The HARP Program is the government refinance program for borrowers who are current, but underwater

By Alan Hughes

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Which Form of Financing is Right for your Business?

Equity, debt and hybrids all have their pros and cons

“The first thing to keep in mind is which is going to make you more…

By Alan Hughes

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Personal Finance Word of the Day: Consumer Confidence

The Bureau of Economic Analysis reported last week that consumer spending and income was on the rise in February

Despite all this good news, the University of Michigan and Thomson Reuters assert that consumer…

By Sheiresa Ngo

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extra money

4 Ways To Boost Your Money IQ For Financial Literacy Month

A simple regimen to help you commit—or recommit—to your financial education.

Boost your IQ with these proven steps

By Alfred Edmond, Jr.

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Personal Finance Word of the Day: Stress Test

Citigroup Inc.’s capital plan was among five that failed Federal Reserve stress test. Also known…

By Sheiresa Ngo

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Personal Finance Word of the Day: Frugal Fatigue

Are you tired of being frugal and want to spend a little?

Frugal fatigue happens when consumers get tired of pinching pennies and delaying gratification

By Sheiresa Ngo

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Personal Finance Word of the Day: Ponzi Scheme [Video]

Bernie Madoff made this word as famous as it has ever been

The U.S. Securities and Exchange Commission defines a Ponzi scheme as an investment fraud

By Sheiresa Ngo

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Personal Finance Word of the Day: Identity Theft [Video]

Have you ever been the victim of identity theft?

Identity theft can be committed in several ways

By Sheiresa Ngo

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Personal Finance Word of the Day: Tax Filing Extension

Your daily money bite

You can get an automatic six-month extension

By Sheiresa Ngo

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Personal Finance Word of the Day: Prepaid Card [Video]

Your daily money bite

In light of the Consumer Financial Protection Bureau’s recent push to update disclosures for prepaid…

By Sheiresa Ngo

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stocks rise

Personal Finance Word of the Day: Rally [Video]

Your daily money bite

A recent Marketwatch article discusses the stock market’s curious response to last weekend’s political news.…

By Sheiresa Ngo

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Personal Finance Word of the Day: Adjustable-Rate Mortgage

Your daily money bite

Adjustable-rate mortgages are making a comeback. A recent article in The Wall Street Journal says…

By Sheiresa Ngo

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Personal Finance Word of the Day: FINRA

Your daily money bite

Word of the day: FINRA
FINRA, which stands for Financial Industry Regulatory Authority, is a regulatory…

By Sheiresa Ngo

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estate planning

Personal Finance Word of the Day: Uniform Transfer to Minors Act

Your daily money bite

Word of the day: Uniform Transfer to Minors Act
If you are a parent or grandparent,…

By Sheiresa Ngo

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Personal Finance Word of the Day: Average Daily Balance

Your daily money bite

Word of the day: Average daily balance
The average daily balance is the average balance on…

By Sheiresa Ngo

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Personal Finance Word of the Day: Mid-Cap Fund

Your daily money bite

Word of the day: Mid-cap fund
A mid-cap fund is a type of stock fund that…

By Sheiresa Ngo

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Personal Finance Word of the Day: Credit Utilization Ratio

Your daily money bite.

Word of the day: Credit utilization ratio
Creditors use a calculation called a credit utilization ratio,…

By Sheiresa Ngo

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tax tips

Personal Finance Word of the Day: Tax Avoidance Transaction

Your daily money bite

Tax season is upon us

By Sheiresa Ngo

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Personal Finance Word of the Day: Meeting of Creditors

Your daily money bite

Even though it’s called a meeting of creditors, the creditors rarely attend

By Sheiresa Ngo

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MONEY

Personal Finance Word of the Day: Accelerated Depreciation

Your daily money bite

It is legal to depreciate the cost at a rate faster than would be allowed…

By Sheiresa Ngo

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2. Reduce debt

Consumer Reports has found that in late 2011, 14 million Americans were still paying off their holiday bills from 2010. If you haven't been able to get out of credit card debt on your own, try boosting your financial fitness by joining a free financial boot camp offered online like MyMoneyCircles.com. This practical, step-by-step program, which I help lead with a team of experts, will help you reduce debt, figure out how to save money and reach a host of financial goals, including all of the financial New Year’s resolutions on this list.

Personal Finance Word of the Day: Amortization

Your daily money bite

Have you ever done this?

By Sheiresa Ngo

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Personal Finance Word of the Day: Adjusted Basis

Your daily money bite

What’s the definition?

By Sheiresa Ngo

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Personal Finance Word of the Day: Automatic Stay

Your daily money bite

Learn what an automatic stay is

By Sheiresa Ngo

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Personal Finance Word of the Day: Absorption Rate

Your daily money bite

The final result will show how many months it will take to deplete the market’s…

By Sheiresa Ngo

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Personal Finance Word of the Day: Financial Infidelity

Your daily money bite

Have you been financially unfaithful?

By Sheiresa Ngo

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SHARE YOUR EXPERTISE BY TEACHING You've accumulated a lifetime of real-world work experience and general life experiences. Why not share your expertise with the world by becoming a teacher? A part-time teaching job or instructor position could help you bring in a steady paycheck during your golden years or amid a period of semi-retirement. Teaching is also a great way to keep your mind stimulated and help you connect with others. By contributing to young people's development, you'll make a difference in the world beyond your own life. You may not get rich teaching part-time; but you will enjoy a richer life.

Personal Finance Word of the Day: myRA

Your daily money bite

Description of new retirement account

By Sheiresa Ngo

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Tips for Getting Your Direct Mail Marketing Letters Read

Personal Finance Word of the Day: COB Fraud

Have you ever been a victim?

Do you know what this is?

By Sheiresa Ngo

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Shred, don’t toss, important papers.  Any sensitive documents that won’t be going with you should be shred, not just thrown into a trashcan. Identity thieves often go “dumpster diving” to find information or get paperwork they can use to illegally open accounts in your name.

Personal Finance Word of the Day: Data Breach

Your daily money bite

A data breach does not have to be digital

By Sheiresa Ngo

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John Sweet’s 10 Lessons On Baking Success Into Your Small Business

10 Lessons on Baking Success Into Your Small Business

John Sweet reflects on lessons learned after 10 successful years in business

For 10 years, John Sweet & his wife Angela turned Niedlove’s Breadworks into a Chattanooga…

By C. Daniel Baker

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Entrepreneurs of the Week: Kijafa Vick and Blair Sandlain, Owners of PNK Elephant

Learn how these boutique owners hustle hard to keep their business thriving

BlackEnterprise.com interviewed the duo about their entrepreneurial journey.

By Candace Myers

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Don’t Allow ‘Free’ Online Offers to Make You ‘Go Broke’

If you really want to control your spending, recognize that there is no such thing as something for nothing, no matter what marketers say.

There is no such thing as something for nothing, no matter what marketers say.

By Alfred Edmond, Jr.

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Former FedEx VP Becomes a Top Franchise Owner

Edith Kelly-Green ranks as the largest multiple unit franchise owner for Lenny’s Sub Shop

In 2003, after some 25 years of service with FedEx, Edith Kelly-Green entered into retirement.…

By Carolyn M. Brown

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#WealthforLife Wednesdays: Is it Time to Consult a Financial Planner?

After years of doing things on my own I knew it was time to get some professional advice

Before you dismiss the idea of working with a financial planner, find out how they…

By LaToya M. Smith

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Appreciation Is an Important Key to Wealth and Relationship Success

Why you should avoid investing in things & relationships that don’t appreciate

There aren’t too many people today who don’t desire success in the areas of love…

By Kenny Pugh

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Ash Cash Uses Financial Literacy to Empower Communities

Making people's money work for them

Ash Cash is advising people towards making better use of their finances

By Cedric 'BIG CED' Thornton

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Lending Money in Relationships: A Toolkit

Is lending money to your significant other a smart idea?

It can be very uncomfortable trying to decide whether lending money to someone you’re in…

By Kenny Pugh

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4 Tips for Budgeting When Your Income Is Inconsistent

How to create consistency when your money isn’t!

Limited or inconsistent income means you have to be smart with the money you do…

By Patrice C. Washington

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6 Unlikely Tips to Get Your Financial House in Order

You've heard this advice from time to time, but it's never been more necessary

Six tips to get organized about your finances

By Jennifer Streaks

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Freedom Over Finances: Study Says Millennials Value Flexibility Over Salary

Innovative environment, option to work remote top needs

Young professionals want a corporate culture that embraces innovation and allows them to view social…

By Jamie Harrison

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How to Woo Investors 101

New organization teaches entrepreneurs about the fundamentals of getting funded

As the Entrepreneurial Growth and Wealth Creation Symposium nears, Timothy Reese, founder of the National…

By Marcia Wade Talbert

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Take control of debt. “The rich rule over the poor, and the borrower is servant to the lender.” —Proverbs 22:7

Should You Focus On Reducing Debt, Saving Or Investing?

It's a trick question: Everything you do with your money is an investment. But debt reduction is one of the best you can make, with guaranteed returns.

Should you focus on debt reduction, saving or investing? It’s a trick question. Everything you…

By Alfred Edmond, Jr.

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Black Enterprise & Dell ‘Small Business University’ Winner Puts Business Lessons to Good Use

The program helped her push her business forward.

Lisa Marie “Phoenix” Jackson draws daily on the inspiration of her mother

By Tamara E. Holmes

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Author, life coach and professional matchmaker Paul Carrick Brunson.

Q&A: 7 Minutes With ‘It’s Complicated’ Author Paul Carrick Brunson

Love and relationships expert on his new book, shared values and when a first-date Groupon is fair game

Paul Carrick Brunson’s new book gives easy steps about how to simplify dating and relationships.…

By Darren Sands

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Young Boss Moves: 4 Reasons Getting An Early Career Start is Essential

Professionals share how being teen workers led to future success

Getting an early start working can help instill discipline and build a solid body of…

By Aisha M. Taylor

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Yandy Smith on How to be (or Not to be) a Successful Entrepreneur

The music industry manager goes beyond 'Love & Hip Hop' and shares her tips for entrepreneurial success

Music industry manager Yandy Smith, goes beyond ‘Love & Hip Hop’ and shares her tips…

By Yandy Smith

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Creshinda Clark (Photo by Aaron Raymond)

Think Like a Woman … Manage Your Money Like a Man

According to sociologist Mariko Chang, women’s earnings are currently at about 78% of men’s, yet…

By Bridget McCrea

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Monique Harps (Photo by Jeremy Charles)

Debt-Free Diet

Four years ago Monique A. Harps contended with more than $104,000 in debt. Although the…

By Aisha I. Jefferson

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CapitalRaisingIdeas

3 Capital Raising Ideas

Every artist faces the daunting task of scraping together enough money to finance their pet…

By Pamela K. Johnson

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Ask the Money Coach: How Do Small Collection Accounts Impact Your Credit Score?

Pay your bills; protect your credit

Money Coach Lynnette Khalfani-Cox tells you how to protect your credit score

By Lynnette Khalfani-Cox

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Zaneilia Harris learned some hard money lessons (Photo by Kevin Allen)

5 Common Money Mistakes

Zaneilia A. Harris says don’t make the same error she did with your hard-earned cash

When Zaneilia A. Harris landed her first job out of college as auditor with the…

By Tamara E. Holmes

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Justin Bieber’s DJ Tay James: The Secret of My Success

The pop star’s personal tour DJ shares his top six money-earning moves to becoming a successful spin doctor

Graduating from Hampton University’s Business School, DJ Tay James followed his dreams and became Justin…

By Amy Andrieux

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5 Reasons Every Student Should Launch a Startup Business While in College

How getting a head start as an entrepreneur could change your future

Small business expert Felicia Joy tells how getting a head start as an entrepreneur while…

By Felicia Joy

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Re:Thinking Business (2011 BE100s Overview)

BE100s CEOs revamp their companies to reap profits through global business strategies, emerging technology, and training a more competitive workforce.

Against a sluggish recovery, a rough-and-tumble business environment, and a ferocious battle for revenue growth…

By BLACK ENTERPRISE

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Entrepreneur of the Week: 14-Year-Old CEO Chental-Song Bembry

Teen author, illustrator, and entrepreneur gives tips to help other young writers enter the literary field and start their own businesses

Teen author, illustrator, and entrepreneur gives tips to help other young writers get started

By LaToya M. Smith

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Teamwork

7 Ways To Create Opportunities at the B.E. Entrepreneurs Conference

It's not enough to just talk business with fellow attendees. You need to come prepared to DO business.

One of the keys to the success of your business is the economic vitality of…

By Alfred Edmond, Jr.

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20 Editors and Writers to Follow on Twitter

From business editors to hip-hop journalists, here are 20 voices you should "follow" on Twitter

From business editors to hip-hop journalists, here are 20 voices you should “follow” on Twitter

By Janel Martinez

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The Frugalista Natalie P. McNeal

Black Blogger Month: The Frugalista, Blogging on a Budget

Being frugal pays off for personal finance blogger and author Natalie P. McNeal

Journalist turned finance blogger Natalie P. McNeal specializes in budgeting while still enjoying life’s luxuries.…

By Souleo

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50 Power Moves to Improve Your Life

Sure-fire ways to advance your finances, career, small business and lifestyle

Sure-fire ways to advance your finances, career, small business and lifestyle

By BLACK ENTERPRISE Editors

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50 Power Moves to Improve Your Life

Sure-fire ways to advance your finances, career, small business and lifestyle

Sure-fire ways to advance your finances, career, small business and lifestyle

By BLACK ENTERPRISE Editors

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The Many Faces of 50

Curtis Jackson proves he�s more than just music.

Curtis “50 Cent” Jackson is worth more than most may think. The rapper turned entrepreneur,…

By Tennille M. Robinson

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What You Can Learn From … Wesley Snipes’ Tax Evasion Blunder

Negligence and protest are NOT your friends when dealing with the IRS. In fact, they could get you three years in prison

As Wesley Snipes reports to prison today to serve a three-year sentence for tax evasion,…

By Janell Hazelwood

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So You’ve Been Fired… Now What?

6 steps to take immediately after getting the axe

Here are steps to take upon being terminated from employment, whether you were fired or…

By Janell Hazelwood

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4 Tips on How You Can Become a Consultant

Use your base of knowledge to rebound from a layoff or make money moonlighting

There’s no question, a layoff can hinder the best laid plans. But for those with…

By Renita Burns

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3 Ways Entrepreneurs Can Find Business Opportunities with Government

Entrepreneurs must be proactive and creative to gain capital and contracts

Entrepreneurs with imagination, chutzpa and hustle will be among those that find lucrative opportunities. DASNY…

By Derek T. Dingle

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New Season of Black Enterprise Business Report Premieres This Weekend

Award-winning newsmagazine kicks off season with team of experts

Caroline Clarke returns as host of the nationally syndicated television series Black Enterprise Business Report…

By BLACK ENTERPRISE

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Be Proactive When it Comes to Your Finances

If there’s one message the editors of Black Enterprise want to communicate with our money…

By BLACK ENTERPRISE Editors

Why a Crisis Can Be Good for Your Finances

Ariel Investments 2010 survey of African American investors reveals surprising new post-recession money trends

As I read over the results of Ariel Investments 2010 Black Investor Survey recently, I…

By Mellody Hobson

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Economista: 5 Strategies for Getting College Scholarships

Don't apply for scholarships without following these steps

It pays to be strategic with how you look for college financing. Check out these…

By Renita Burns

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Designing the Black Enterprise iPad App

Creative Director Terence Saulsby talks about preserving the look and feel of the B.E. brand across platforms

Black Enterprise Creative Director Terence Saulsby shares the experience of presenting the Black Enterprise Wealth…

By BlackEnterprise.com

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Amazing Savings

Secrets to scoring great deals on just about everything

Just because you’re keeping a close eye on your finances doesn’t mean you have to…

By Aisha I. Jefferson

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Teach Them Well

Why nowmore than everits important to communicate financial lessons to your children

Last summer, 16-year-old Calvin O’Neal worked for the New York City Summer Youth Employment program…

By Robin White Goode

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Get Money: 4 Keys to Raising Capital for Your Small Business

Expert advice and resources for entrepreneurs who want to raise financing for their business

Beginning today and every Wednesday afternoon here on the Small Business channel at BlackEnterprise.com, you’ll…

By Alfred Edmond, Jr.

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A Lesson from LeBron in Emotional Intelligence

Cavaliers Owner Dan Gilbert's response to James' exercising control over his NBA career amounts to a flagrant foul

Emotional intelligence is the ability to manage yourself and your emotions, and to understand and…

By Marshawn Evans

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Job Seekers Readiness Guide

Unemployment�s high and competition is tough. Here are five key areas that can give you the edge in the job market

At a time when many job seekers are asking if résumés are still relevant, Jewell…

By BLACK ENTERPRISE Editors

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10 Tips for Writing a Winning E-Book

Use these quick and easy steps to get published

With the advent of technology – we crave information immediately, passionately and succinctly. An electronic…

By Karen Taylor Bass

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Who Should Have Your Social Security Number?

Protect one of your most valuable pieces of information

Last July, Harrine Freeman was at a gas station when thieves busted her car window…

By Tamara E. Holmes

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Money Matters: Books to Boost Your Financial I.Q.

5 selections that offer valuable lessons on all things related to money

What books would you recommend I study to increase my financial I.Q?

By John Simons

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Lessons From the Front Lines

B.E.100s CEOs deploy a new battle plan to combat an unforgiving business environment

Legendary Chinese military general Sun Tzu once said, “Opportunities multiply as they are seized.” …

By Alan Hughes

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Women & Money: Prenups Aren’t Just for the Rich

If marriage is in your near future, it's time to have "the money talk"

As we head into the traditional wedding season, if marriage is in your near future,…

By Patricia Stallworth

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It’s Time to Celebrate Financial Literacy Month!

Here are some great resources to help you boost your money I.Q.

April is Financial Literacy Month! And I want to take a break on our journey…

By Patricia Stallworth

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Who’s in Your Wallet?

New money management Websites offer convenience, but safety is a concern

Sites like Mint.com, Wesabe.com, and Buxfer.com tout their ability to let you handle everything from…

By Bridget McCrea

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Why Financial Planning Ain’t Just For The Rich

Think professional help is too rich for your blood? A financial adviser comes clean.

Let’s say you’re a first year school teacher, with a Masters degree, and you’re making…

By Eric D. Grant

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Happy Anniversary, Investors!

One year into the financial market rally, will booming stock performance continue?

Financial experts weigh in on why the S&P 500 market has bounced back so powerfully,…

By Marcia Wade Talbert

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Lost in Emotions?

Gain better control by managing your feelings

Above IQ or expertise, a person’s ability to identify and manage his or her feelings,…

By Ayana Dixon

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Credit Card Reform Starts Today

Consumers gain rights with new provisions

The landmark legislation that Obama signed in the spring of 2009 that was designed to…

By Renita Burns

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How To Get Into Black Enterprise: Pitch The Right Editor

Hint: It's usually NOT the person at the top of the masthead

When it’s time to pitch yourself or your business to Black Enterprise for a possible…

By Alfred Edmond, Jr.

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Stars Unite To Help Haiti Victims In Telethon

NEW YORK (AP) — With no words, simply photos of Haiti’s desperate citizens as a…

By Associated Press

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Show Me the Money!

Unusual places to find small business funding

Getting new and growing companies financed has become difficult in today’s business environment. Economic conditions…

By Bridget McCrea

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How New Credit Card Reform Affects You

Consumers gain rights with new provisions

A bipartisan group of lawmakers applaud after President Barack Obama signed the Credit Card Accountability,…

By Renita Burns

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Money Savvy Pig for Kids

Boost the financial literacy of children beyond saving and spending

In today’s financial crunch, if you haven’t sprung into action to sharpen your child’s money…

By Renita Burns

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Small Business Awards Winners

Black Enterprise honors the best of the best

Innovation, perseverance, and resilience are some of the attributes entrepreneurs need to weather the current…

By BlackEnterprise.com

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Forged in Fire: BE 100s Overview

Downturns happen. The U.S. has experienced 32 in the last 150 years or so, according…

By Alan Hughes

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Do As I Say, Not As I Do?

Is borrowing reckless or responsible? Depends on whether debt is "good" or "bad"

A few days ago, I was confronted with a very interesting issue by Black…

By John Simons

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Obama News Conference at Conclusion of G-20 Summit

PRESIDENT OBAMA: Earlier today, we finished a very productive summit that will be, I…

By BlackEnterprise.com

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Obama Stops by ‘Tonight Show’ During California Visit

President Barack Obama on the “Tonight Show”
Jay Leno: The 44th President of the United…

By BlackEnterprise.com

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1. I Will Live Within My Means

Many people get into a bad habit of spending more than they earn or spending…

By Carolyn M. Brown

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Want to Save the Economy? Invest.

You�ve heard that a rebound can only occur when we return to our spend-crazy ways. But perhaps there�s another way.

You’ve heard that a rebound can only occur when we return to our spend-crazy ways.…

By John Simons

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Transcript: Obama’s Congressional Address

Remarks of President Barack Obama’s Address to Joint Session of Congress
Madame Speaker, Mr. Vice…

By BlackEnterprise.com

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Q&A: Fiscal Summit

President Barack Obama discussed the economy during the Fiscal Responsibility Summit. (Source: White House)
Remarks by…

By BlackEnterprise.com

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Identifying Your Skill Set

What you should know first before looking for a new job

In the second of our three-part career survival guide, BlackEnterprise.com offers tips on identifying your…

By Kingsley Kanu Jr.

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Women & Money: When ‘Mine’ Becomes ‘His & Hers’

How to change your mindset from solo to partnership

Savvy money management skills are a necessity to weather these tough economic times. BlackEnterprise.com has…

By BlackEnterprise.com

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Monday Massacre: How Not to Be a Victim

This economy is starting to remind me of a Sopranos episode. You’ll remember that one…

By John Simons

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Pay Down Debt, Plan for Success

Financial adviser offers tips to build wealth, pursue dreams

Grappling with excessive debt or poor money management skills is no easy task. As the…

By Renita Burns

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Recession or Depression: Defining Economic Decline

Deep recession or depression? As a journalist, it’s hard to argue that words don’t matter.…

By John Simons

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Making the Case for John McCain

(source: pastemagazine.com)

The State (S.C.): For more than 40 years, in war and peace, John McCain…

By Renita Burns

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RNC Sues Obama Campaign Over Donors

The Republican National Committee said it plans to file a complaint today against Sen. Barack…

By Deborah Creighton Skinner

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Let’s Talk Money

Dollars and cents can make for interesting pillow talk and may save your marriage

In the haze of love, newlyweds often forget to discuss the one topic that…

By Krissah Williams

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Stop Living Paycheck to Paycheck!

Put an end to the cycle and enjoy financial freedom

If your paycheck is being stretched to its limit and you’re feeling the pinch,…

By Siobhan Leftwich

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Survival of the Fittest

B.E. gives you the tools you need to help ensure the success of your venture

The terrain: harsh.
The challenges: unforgiving.
The potential rewards: priceless.
It’s a jungle out there for small-business…

By Tennille M. Robinson

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Above the Rest

Our Small Business Awards winners reap the rewards of passion and perseverance

What does it take to follow your dreams and achieve personal wealth? The answer…

By Stephanie Young

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At Home and Abroad

For Dr. Christopher Lewis, community service extends far and wide

Christopher Lewis believes it takes a village to raise a child. But for him,…

By Sheryl Nance-Nash

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Debt Overload?

7 ways to pay it off, plus warning signs that youre in over your head

A tinge of desperation lingers in Melanye Moore’s voice when she speaks about her…

By Sheree Curry

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Above And Beyond

Dedicated and determined, this year's nominees are true models of success

The mark of a good entrepreneur is being able to succeed in the face…

By Stephanie Young

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Smart Retirement Planning For Every Age

Solid planning and the right safety net will ensure that you enjoy your golden years

Americans have to change their attitudes about retirement planning. Many think they can take…

By Sheryl Nance-Nash

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5 Steps To Starting A Successful Business

These time-tested methods will help you put your startup plans into action

Starting a business is tough. But applying sound principles will increase your chances of…

By James C. Johnson

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Ways To Discover What’s Important

Are you ready to get started?

21 Make time for yourself Making time for you is really, and I mean…

By Tanisha A. Sykes

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Win $10,000 Toward Your First Home

Six reasons to quit paying your landlord's mortgage and make the move to homeownership

Becoming homeowners was a decision Valerie and Ron Francois made well before they got…

By Matthew S. Scott

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Online Banking: Are You Ready?

Taking the leap is as easy as point, click, and save

When Vanessa and Cyril Bright married last year, they merged their banking styles. For…

By Krissah Williams

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The 30 Best Companies For Diversity

When it comes to minority representation, these corporations mean business

–Additional reporting by Carolyn M. Brown, Kenneth Meeks, Matthew S. Scott & Sakina P.…

By Sonia Alleyne

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To Achieve It, Write It Down

Don't just envision your goals; put them on paper to make them real

Most daydreamers are familiar with the euphoria that accompanies a vision. But empowerment is…

By Marcia Wade Talbert

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Getting on the Road to Financial Freedom

There are several basic steps that anyone can take to reach economic empowerment. Here are three of them.

Debt, according to Lynnette Khalfani, is the single worst four-letter word in the english…

By Lynnette Khalfani-Cox

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Full-Contact Finance

Paul Viera's take-charge approach to business has him at the top of the money game

Talk about managing money with Paul Viera, CEO of Atlanta-based EARNEST Partners (No. 2…

By Matthew S. Scott

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Preserving Your Portfolio

Our panel of expert money managers shows you how to make sure your earnings from the current market rebound don't get washed away

It seems almost everyone has benefited from the long-awaited recovery that propelled the advance…

By BlackEnterprise.com

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Living Well With The Money You Have

Author and syndicated columnist offers straight forward financial advice for people looking to take control of their money

Think about the word asset. What exactly does it mean? An asset is an…

By Michelle Singletary

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How To Effectively Compete In A Tough Job Market

Getting In Gear For Career Success

YOU CAN ALWAYS FIND WORK
The best people don’t get laid off. If you’re good,…

By Sonia Alleyne

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Managing A Blended Family

By Sheryl Nance-Nash

From the outset, Kofi and Yvette Moyo firmly believed that their union would add…

By Sheryl Nance-Nash

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America’s Lawyers Black

From corporate law to criminal litigation, here are the lawyers to call to get you the best deal or keep you out of trouble

Additional Reporting by Carolyn M. Brown, Chana Garcia, Alisa Gumbs, Seimond London & Christina…

By BlackEnterprise.com

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Family Business

Bringing family together for a business retreat is the secret to achievinglong-term plans and short-term goals

It took place at a hotel nestled halfway between Kentucky and New York City,…

By Kenneth Meeks

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My Moment Of Truth

By Caroline V. Clarke, Wynton Marsalis by Sonja D. Brown

We all have them. Those moments that fundamentally change us. We may not always recognize…

By Caroline Clarke

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Talking To Your Kids About Money

Make saving and investing for kids fun, not work! Here's how to help them set short- and long-term goals to become financially self-sufficient.

I think one key is to keep kids knowledgeable but not obsessed with money–to…

By John Bryant

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A Brand New Game

For these athletes, entrepreneurship is the next playing field

Professional athletes spend their lives honing their skills to pit them against others during…

By Alan Hughes

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Tough Times, Tough Choices

In a hardeconomic climate,what are youwilling to doto work?

The sluggish economy turned Steven L. Grevious’ professional life upside down. From the late…

By Laura Egodigwe

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Winning On Wall Street

By Caroline V. Clarke

If you want to see Carla Harris do something — anything — just tell…

By Caroline Clarke

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Getting The Big Break

With the right internship,you can beat the oddsand become a success inthe entertainment industry

There are a lot of jokes about interns working as office maids or gofers;…

By Tykisha Lundy

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Buy, Hold, And Prosper

Billionaire michael lee-chin has used this philosophy to expand his financial services empire and become one of the world's richest men

It was September 2, 1999, and Michael Lee-Chin was under attack. The year had…

By Matthew S. Scott

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Mrs., Mom, And CEO

Vickie Clark runs a thriving home-based transportation business for kids

In 1995, when Vickie Clark voiced her desire to start a business transporting kids…

By Monique R. Brown

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Technology Makes A Comeback

Fizzling dotcoms were last year's news. Now, technology gets back to basics. B.E.'s experts discuss how you can find the capital to fund your venture.

Last year, dotcom implosions, scarce venture financing, and the Internet bust were the buzzwords…

By Dale Coachman

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A Time For Bold Leadership

Richard Parson's deal-making prowess and diplomatic touch has catapulted him to become CEO of AOL Time Warner,the world's largest media powerhouse

On an unusually warm december day, Richard Dean Parsons is where he usually is…

By Derek T. Dingle

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Reaching The Silver Screen

There are plenty of black films. The problem is getting them shown. Black filmmakers arefinally taking on the distribution challenge.

When independent filmmaker Carl Seaton raised money from investors in his native Chicago, he…

By George Alexander

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New Places New Faces

At the 6th Annual B.E. Entrepreneurs Conference, black business owners inked groundbreaking deals while networking the night away in Opryland

Every entrepreneur, no doubt, is well aware of the economic impact of a slowing…

By Paula McCoy-Pinderhughes

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Investing 101

Learn how you can make money in today's financial markets

Every Once In A While You Have An “Aha!” Moment, a point in time…

By Tanisha A. Sykes

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Creditors in Your Closet

Let this debt-management plan rescue you from a haunted past

It was in Tan Goodjiones’ senior year at Atlanta’s Morris Brown College in 1983…

By Leslie E. Royal

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Don’t Let Your Paycheck Limit You

It's your financial strategy that determines how well you build personal wealth

Sam and Bandace Bell are living the typical American dream. They are college-educated with…

By Carolyn M. Brown

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Excellence by the Graham

CNBC President and CEO Pamela Thomas-Graham is worth her weight in gold as the highest-ranking African American in the ultracompetitive cable news industry

It’s nearly 3:30 on a Wednesday afternoon in mid-July. Outside CNBC headquarters in Fort…

By Robyn D. Clarke

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Affordable Franchises

Choosing a franchise was never this easy. We've presented opportunities that are sure to fit within your budget.

In 1990 Walter Turner started his milwaukee-based Coverall Cleaning Concepts franchise, Turner Coverall Cleaning…

By Bridget McCrea

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Tools for your financial life

Upgraded software packages create user-friendly budgeting

Whether you’re a recent college graduate with meager resources or an accomplished professional, you’re…

By Tanisha Hopson

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Top 10 Reasons To Dump Your Bank

Use these red flags to determine when you should make a switch

When Jeanine Cooper-Taylor moved to Atlanta in the winter of 1996 and opened a…

By Leslie E. Royal

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Virtual Communities

African American Websites are hooking people up in more ways than one

Over the past couple of years, the Web has become a powerful medium for…

By Jason P. McKay

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