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Watch out for Business Directory Scams Consumer Alert: Malware Threat at Hotel Business Centers Kim Kardashian New Video Game On Track To Net $200 Million Consumer Tip of the Day: Diversify Online Shopping Sources to Find Deals Women Winning: Study Finds Female Entrepreneurs Optimistic and Growing Banking Malware Discovered on Google Play CFPB Enters Order Against ACE Cash Express R&B Longevity: Boyz II Men Talk Brand Partnerships Spirit Airlines Offers Free Miles to ‘Haters’ Apple Has a Secret iPhone Store Consumer Tip of the Day: Get Complaints Resolved via Social Media Fraud Protection: Stop ATM Skimmers With One Simple Move Uber Lowers Prices to Compete with NYC Taxis Report: Millennials, Minorities Lead Shift To Digital Banking Vacation Scams to Avoid NYC Comptroller Advocating for More Women, Minorities In America’s Boardrooms Fraud: Fake Credit Union Operator Admits Guilt How to Get Your Warranty Extended for Free Sample Sale: 5 Tips for Grabbing a Good Deal Capital One Will Stop Using ChexSystems 4 Ways to Save Money on Hotel Costs New Debt Collection Scam Sam’s Club Offers New EMV Card FDA Launches Database Alerting Consumers about Deadly Drug Interactions 15 Banks and Payment Processors Face Fraud Investigation Berkshire Hathaway Offers Travel Insurance Consumers Show Concern over Security of Financial Information Keep Track of Product Recalls Auto Parts Price-Fixing Scandal Makes Justice Department History CFPB Reports on Payday Lenders and Debt Collectors Maya Rockeymoore Talks about Why Social Security is Important Movie Theater Charges Extra for Middle Seats Largest Real-Time Clinical Health Database Launched Avoid a Vacation Rental Rip Off John Hope Bryant Talks about New Book and CFPB Partnership John Hope Bryant Talks about Project 5117 Bank of America, Twitter, Nintendo Among Most Damaged Brands Sallie Mae and Navient to Pay $97 Million for Student Loan Violations National Moving Month: Watch Out for Scams Watch out for Jury Duty Scams Government Creates Reserve to Prepare for Gas Shortages Target CEO Steps Down in Wake of Data Breach Groupon Offers New Bulk Service Personal Income Slightly Rises in April The Effects of the Minimum Wage Block on African Americans Financial Literacy Month: Dealing with Dirty Debt Collectors Walmart Launches Auto Insurance Comparison Service CFPB Officials Face Subpoena Financial Literacy Month: By the Numbers How to Save Money on Travel Verizon Report Shows How Criminals Breach Your Data Could Deceptive Airline Fees Make a Comeback? Financial Fraud Ring Uncovered Consumer Confidence Reaches 9-Month High Student Loan Rates Expected to Rise The CFPB Proposes E-Closing Pilot Program Do You Have a Private Student Loan? Watch Out for “Auto Default” Virtual Tellers Might Be Coming to a Bank Near You Walmart Offers New Money Transfer Service Disney World Proposes Raising Wages to $10 an Hour Personal Finance Author Manisha Thakor Talks About Women and Money Jobless Rate Down in 21 States 2.6 Million Cards Affected in Data Breach at Michaels Stores Median Weekly Earnings of U.S. Workers on the Rise Proposed Bill Could Make Retailers Liable for Data Breach Better Business Bureau Warns Consumers of Fake USPS Emails Fake Credit Unions Steal Millions from Consumers Social Security Stops Collecting on Old Taxpayer Debts Harlem Tenants Fight Landlord Who Allegedly Won’t Make Repairs Do Age, Gender and Marital Status Matter When it Comes to Car Insurance Payments? How Can You Spend 1 Penny to Get Wal-Mart Workers off Food Stamps? Maryland Passes Minimum Wage Raise, Raised to Over $10.00 Wells Fargo Introduces Interactive Tool for Parents and College Students Toyota Recalls 6.39 Million Cars U.S. Creates 192,000 Jobs in March Alabama Restricts Welfare, Requires Drug Testing for Applicants Financial Literacy Month: Five Tips for Financial Well-Being Personal Finance Word of the Day: Consumer Confidence Results of the 2014 NFCC Financial Literacy Survey How You Can Celebrate Financial Literacy Month What Young Adults Think of the Affordable Care Act What Business Owners Should Know about the Affordable Care Act What Consumers Should Know about the Affordable Care Act Fandango and Credit Karma Settle FTC Charges of Consumer Deception Consumer Spending and Personal Income Rise Personal Finance Word of the Day: Stress Test Minor Violations Can Cause Car Insurance Costs to Spike BlackBerry, Red Lobster, and Four Other Big Brands That Could Go Out of Business Consumers Allowed More Time for Health Care Enrollment Personal Finance Word of the Day: Frugal Fatigue Personal Finance Word of the Day: Ponzi Scheme [Video] Personal Finance Word of the Day: Identity Theft [Video] Identity Theft Listed as Top FTC Consumer Complain in 2013 Tennessee Ranks No 1 With Highest State-Local Sales Tax, Hurting Local Businesses Consumer Financial Protection Bureau to Update Prepaid Card Disclosures Watch Out for Malaysia Airline Scams on Facebook Personal Finance Word of the Day: FINRA An Analysis of Money Laundering [Infographic] Website Mistakes that Cost You Money [Infographic] Don’t Get Hustled In Your Search for a Good Side-Hustle National Consumer Protection Week Starts Now [Infographic] WhatsApp Sales Means Major Payday for Employees Personal Income Slightly Rises in January Where to Go to Crowdfund Your College Tuition The White House Emphasizes the Importance of Enrollment in Affordable Health Care Personal Finance Word of the Day: Automatic Stay Infographic: Two-Income Households Struggle More Than Single Income Ones? Five Factors That Affect Your Credit Score Do Men Still Earn More than Women? [Infographic] 8 Ways to Fight Drip Pricing New Trading Service for Consumers Personal Finance Word of the Day: Absorption Rate Personal Finance Word of the Day: COB Fraud Personal Finance Word of the Day: Data Breach Consumers Show Gains in Personal Income Tips for Keeping Shopping Under Control Life Insurance 101: The Dos and Dont’s of Buying Life Insurance U.S. Workers Lose Hope for Higher Wages and Job Security Apple Inc. to Pay More Than $32 Million in Refunds Jobless Claims Dip to Pre-Thanksgiving Levels More Customers Affected By Target Data Breach 4 Reasons to Ditch Department Store Cards Right Now How to Replace a Lost or Stolen Gift Card Don’t Make These Holiday Credit Mistakes IRS Announces 2014 Standard Mileage Rates for Business, Medical and Moving FTC Updates Online Complaint Site Personal Income and Savings Rate Dip, Report Says Is Money “Dripping” From Your Wallet Because of Drip Pricing? How to Give the Gift of Meals This Holiday Season FTC Cracks Down on Phantom Lender 9 Steps To Protect Yourself From Crooks on Cyber Monday Walmart Announces Even Earlier Black Friday Sales Consumer Financial Protection Bureau Prepares to Crack Down on Debt Collectors Best Times to Buy Holiday Gifts [Infographic] Treasury Modifies “Use-or-Lose” Rule for Health Flexible Spending Accounts Top Expert Tips on How to Save With Coupons Google Helps Consumers Prepare for Digital Afterlife Fast Food Workers in US Struggle With Low Wages How to Get the Best Deals on Fall Shopping High School Students Receive $1,000 Prize from Wells Fargo The Financial Benefits of a College Degree [Infographic] How I Became a ‘Couponer’ The Surprising Benefits of Coupons Loophole Permits Loans at Non-U.S. Accredited Schools Majority of Workers Lack Information Needed for Informed Health Coverage Decisions Putting Patients in Charge of Their Health Why Hospitals Taking Health Care Digital is Important More Help for Those Focused on Fixing Their Finances Learn How to Plan More and Save More Money The 5 Best Bargains for the Fall Months

Money > Consumer Affairs

scam

Watch out for Business Directory Scams

Three telemarketing agencies in Canada might be pulling a fast one on consumers.

Read More »
woman-computer-internet

Consumer Alert: Malware Threat at Hotel Business Centers

Business travelers must be on guard

Houstonian Hotel suffered data breach that lasted six months between Dec. 28, 2013, and June…

By Sheiresa Ngo

Posted: Tags: , , ,
kim1a

Kim Kardashian New Video Game On Track To Net $200 Million

Kardashian empire expansion beyond clothing, jewelery and cosmetics pays off big

The millions continue to rain down for Kim Kardashian.
The reality star’s golden touch now includes…

By Richard Spiropoulos

Posted: Tags: , , , ,
Window shop ahead of time

Once you’ve made your list of must-have items, find out which retailers carry them in the sizes you will need. Don’t wait until the day of to start your search for the perfect gift. One of the perks of shopping online is that you can window show 24/7 so get to browsing so you don’t waste time later searching a site with great sales for everything but what you’re looking for.

Consumer Tip of the Day: Diversify Online Shopping Sources to Find Deals

Website finds that Amazon may not be saving you money all the time

A recent report from Savings.com reveals that Amazon doesn’t always have the lowest prices, therefore,…

By Sheiresa Ngo

Posted: Tags: , , ,
4-tips-female-entrepreneurs-erica-nicole

Women Winning: Study Finds Female Entrepreneurs Optimistic and Growing

Bank study breaks down what makes entrepreneurs tick

Bank study breaks down what makes entrepreneurs tick and finds that women entrepreneurs optimistic and…

By Richard Spiropoulos

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Fraud-300x232

Banking Malware Discovered on Google Play

Mobile banking app attacked

Malware clones a bank’s original app and then uploads it the Google Play store.

By Sheiresa Ngo

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Money-Cash-Black-Enterprise-Business-Large

CFPB Enters Order Against ACE Cash Express

Payday lender gets fined

The lender has been accused of entangling borrowers in a vicious debt cycle.

By Sheiresa Ngo

Posted: Tags: ,
Photo by Sheiresa Ngo

R&B Longevity: Boyz II Men Talk Brand Partnerships

Group details Wendy's campaign and forthcoming album, "Collide"

Business partnerships can bring fresh energy and build a brand’s value

By Sheiresa Ngo

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(Image: Thinkstock)

Spirit Airlines Offers Free Miles to ‘Haters’

'Most complained about' company in industry welcomes more grievances seeking to clean up image

“Most complained about” in the industry, Spirit Airlines welcomes more hate with new promotion offering…

By Janell Hazelwood

Posted: Tags: , , ,
iphone 5s

Apple Has a Secret iPhone Store

The location is not quite what you think

A new eBay store popped up that sells what seems to be refurbished products from…

By Patrick Austin

Posted: Tags: , ,
Computer-Yelling-300x232

Consumer Tip of the Day: Get Complaints Resolved via Social Media

You have options to have your grievances addressed

If you have grievances with a company’s services or products, social media may be your…

By Sheiresa Ngo

Posted: Tags: , , ,
blue credit card

Fraud Protection: Stop ATM Skimmers With One Simple Move

The newest generation of skimmers can blend in with ATMs, making it impossible to notice when your card is being scanned by thieves

The latest ATM skimmers steal your card information and PIN without you noticing, but you…

By Patrick Austin

Posted: Tags: ,
Uber_transportation_300x232

Uber Lowers Prices to Compete with NYC Taxis

Fares are now cheaper for customers of popular transport company

The mobile car service app, Uber, has lowered its prices to offer car rides cheaper…

By Courtney Connley

Posted: Tags: , , ,
mobile payments

Report: Millennials, Minorities Lead Shift To Digital Banking

Blacks, Hispanics, young people lead growth in mobile, online banking

African Americans, Hispanics, and millennials leaders in mobile, online banking, report finds.

By Richard Spiropoulos

Posted: Tags: , , ,
take-time-to-plan-your-vacation_942_449042_0_14087291_500

Vacation Scams to Avoid

Don't get taken for a ride

The promise of a getaway at no cost to you may have hidden charges or…

By Sheiresa Ngo

Posted: Tags: , , , , ,
Scott Stringer

NYC Comptroller Advocating for More Women, Minorities In America’s Boardrooms

Scott M. Stringer: Diversity is 'an essential element to robust decision making'

Ending “male, pale and stale”: NYC Comptroller Scott M. Stringer talks importance of true diversity…

By Richard Spiropoulos

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Fraud-300x232

Fraud: Fake Credit Union Operator Admits Guilt

Indianapolis resident Timothy Coughlin created several fake credit unions in an attempt to get rich…

By Sheiresa Ngo

Posted: Tags: , , ,
Shopping while black, even in 2013, is still risky business.

How to Get Your Warranty Extended for Free

Don’t pay if you don’t have to

Let’s face it; extended warranties are expensive. Extra coverage on a new car, for instance,…

By Sheiresa Ngo

Posted: Tags: ,
black-woman-shopper-300x232.jpg

Sample Sale: 5 Tips for Grabbing a Good Deal

Don't get stuck with what’s at the bottom of the bin

Check out this strategy for navigating a sample sale and finding great luxe for less.

By Stephanie Young

Posted: Tags: , ,
ABA Offers Tips for Small Business Owners: Assessing Your Banking Relationship

Capital One Will Stop Using ChexSystems

More consumers will have a shot at getting an account

If you’ve ever been denied a bank account, chances are the decision was made after…

By Sheiresa Ngo

Posted: Tags: , , ,
take-time-to-plan-your-vacation_942_449042_0_14087291_500 NL

4 Ways to Save Money on Hotel Costs

Enjoy time away from home while keeping cash in your pocket

If you’re gearing up to take a trip this summer, you’re most likely looking…

By Sheiresa Ngo

Posted: Tags: , , , , ,
Fraud-300x232

New Debt Collection Scam

Fraudsters continue to find new ways to rip off consumers

Scammers are always waiting for an opportunity to steal from you. Illinois residents are being…

By Sheiresa Ngo

Posted: Tags: , ,
credit-card-use

Sam’s Club Offers New EMV Card

Retailer offers increased security for its members

Sam’s Club recently announced that it will issue cash-back credit cards with an EMV chip.…

By Sheiresa Ngo

Posted: Tags: , , , ,
ComputerHealthStethoscope

FDA Launches Database Alerting Consumers about Deadly Drug Interactions

Adverse reactions will be easier to track

If you take a lot of prescription drugs, it can be hard to keep track…

By Sheiresa Ngo

Posted: Tags: , , ,
(Image: File)

15 Banks and Payment Processors Face Fraud Investigation

Justice Department initiates consumer fraud investigation

(Image: File)
The Justice Department is initiating a consumer fraud investigation by the name…

By Sheiresa Ngo

Posted: Tags: , ,
(Image: Thinkstock)

Berkshire Hathaway Offers Travel Insurance

A new option for low-cost flight protection

(Image: Thinkstock)
Berkshire Hathaway announced that it will begin offering a new kind of travel insurance.…

By Sheiresa Ngo

Posted: Tags: , , ,
cyber-security-620x480

Consumers Show Concern over Security of Financial Information

Is your information at risk?

If you stay up late at night worrying about your financial security, you’re not alone.…

By Sheiresa Ngo

Posted: Tags: , ,
shopkeeper-072911-300x232.jpg

Keep Track of Product Recalls

Stay safe by keeping abreast of developments

Have you ever learned that a product that you use or someone close to you…

By Sheiresa Ngo

Posted: Tags: , ,
Legal Terms Every Business Owner Should Know

Auto Parts Price-Fixing Scandal Makes Justice Department History

This is the department's largest antitrust investigation ever

If you thought the auto industry’s woes couldn’t get any worse, think again. More bad…

By Sheiresa Ngo

Posted: Tags: , , ,
money-fans-122312-575hc

CFPB Reports on Payday Lenders and Debt Collectors

Report shines light on deceptive practices

The Consumer Financial Protection Bureau is responsible for overseeing depository institutions and credit unions with…

By Sheiresa Ngo

Posted: Tags: , , ,
social security

Maya Rockeymoore Talks about Why Social Security is Important

Social Security benefits both the young and old

Maya Rockeymoore, president of the Center for Global Policy Solutions, recently  presented before the Senate…

By Sheiresa Ngo

Posted: Tags: ,
man-counting-money-in-suit2

Movie Theater Charges Extra for Middle Seats

Could a surcharge be headed your way?

What would you do if your local theater only let patrons who paid more money…

By Sheiresa Ngo

Posted: Tags: , , ,
ComputerHealthStethoscope

Largest Real-Time Clinical Health Database Launched

Doctors and professionals can easily track consumer health

Practice Fusion, an electronic health records company, recently launched Insight by Practice Fusion, a free…

By Sheiresa Ngo

Posted: Tags: ,
take-time-to-plan-your-vacation_942_449042_0_14087291_500

Avoid a Vacation Rental Rip Off

Don't get tricked by fraudsters

If you’ve decided to skip the hotel and instead opt for a vacation rental, there…

By Sheiresa Ngo

Posted: Tags: , , ,
John_Hope_Bryant2

John Hope Bryant Talks about New Book and CFPB Partnership

Operation HOPE partners with CFPB

In part three of this series, Black Enterprise speaks with John Hope Bryant to learn…

By Sheiresa Ngo

Posted: Tags: , , , , ,
John_Hope_Bryant2

John Hope Bryant Talks about Project 5117

Black Enterprise spoke with John Hope Bryant to learn more about Project 5117, an…

By Sheiresa Ngo

Posted: Tags: , ,
bank-of-america

Bank of America, Twitter, Nintendo Among Most Damaged Brands

Reputation of nine high profile brands that are taking a hit

Some brands have stellar reputations as a result of innovation, well thought-out marketing strategies, and…

By Carolyn M. Brown

Posted: Tags: , , , , ,
student loan

Sallie Mae and Navient to Pay $97 Million for Student Loan Violations

Government says 60,000 service members affected

The Departments of Education and Justice, and the Federal Deposit Insurance Corporation are cracking down…

By Sheiresa Ngo

Posted: Tags: , ,
Moving-In-300x232

National Moving Month: Watch Out for Scams

Take heed to these tips to avoid fraudsters

May is National Moving Month, and if you plan to move anytime soon, it’s important…

By Sheiresa Ngo

Posted: Tags: , ,
Legal Terms Every Business Owner Should Know

Watch out for Jury Duty Scams

Prince George’s County recently sent a message out to its residents, warning them about a…

By Sheiresa Ngo

Posted:
(Image: Thinkstock)

Government Creates Reserve to Prepare for Gas Shortages

Two years ago, Superstorm Sandy caused massive property damage and forever changed the lives of countless…

By Sheiresa Ngo

Posted: Tags: , , ,
target

Target CEO Steps Down in Wake of Data Breach

Target Corp. announced the replacement of Chief Executive Gregg Steinhafel on Monday. He had been…

By Sheiresa Ngo

Posted: Tags: , , ,
sm_groupon_1212_480x360

Groupon Offers New Bulk Service

Costco and BJ’s  might have some competition. Groupon is now offering a new service that…

By Sheiresa Ngo

Posted:
New Report: Small Businesses Creating Jobs, Giving Back and Growing Local Economy

Personal Income Slightly Rises in April

(Image: Thinkstock)
The U.S. Bureau of Economic Analysis (BEA) reports that personal income increased $78.4…

By Sheiresa Ngo

Posted: Tags: ,
minimum wage

The Effects of the Minimum Wage Block on African Americans

An increase in minimum wage can raise the income of African Americans by $5.2 billion

An increase in minimum wage can raise the income of African Americans by $5.2 billion

By Courtney Connley

Posted: Tags: , ,
credit-card-debt-management

Financial Literacy Month: Dealing with Dirty Debt Collectors

When it comes to paying your debts, it’s important to know your rights so that…

By Sheiresa Ngo

Posted: Tags: ,
car insurance

Walmart Launches Auto Insurance Comparison Service

Walmart continues to be a one-stop-shop. Drivers can now compare auto insurance rates at the superstore.

Now, if you want to compare auto insurance rates, you can go to the superstore…

By Sheiresa Ngo

Posted: Tags: , ,
Legal Terms Every Business Owner Should Know

CFPB Officials Face Subpoena

A vote was passed by the House Financial Services Oversight and Investigations Subcommittee to subpoena…

By Sheiresa Ngo

Posted: Tags: , ,
Business Continuity Tips Discussed at Free Webinar Hosted by SBA and Agility Recovery

Financial Literacy Month: By the Numbers

The survey shows that we all have our struggles and encounter some ups and downs

Check out all the statistics

By Sheiresa Ngo

Posted:
(Image: Thinkstock)

How to Save Money on Travel

Here are five tips for keeping more cash in your pocket

Do you travel a lot?

By Sheiresa Ngo

Posted: Tags: , ,
scam

Verizon Report Shows How Criminals Breach Your Data

Web app attacks, the most common breach, were to blame for 35% of data breaches last year

The report found that about two-thirds of data breaches involved stolen passwords

By Sheiresa Ngo

Posted: Tags: , ,
It’s the perfect time of the year for international travel. With all the advancements in technology and mobile apps, traveling abroad isn’t as expensive as it used to be and there are plenty of ways to cut costs while getting more bang for your buck. Whether you’re embarking on your first journey abroad or you’re an experienced jet setter, here are a few tools to help you save money on the things that can eat up your travel budget faster than you can plan your trip.--Corvida Raven

Could Deceptive Airline Fees Make a Comeback?

In 2012, the Department of Transportation cracked down on this practice

The goal of this act would be to reverse the 2012 rule change, and allow…

By Sheiresa Ngo

Posted: Tags: ,
Fraud-300x232

Financial Fraud Ring Uncovered

A nationwide fraud scheme was uncovered by an employee of Pennsylvania-based Widget Financial…

By Sheiresa Ngo

Posted: Tags: , ,
black-woman-shopping

Consumer Confidence Reaches 9-Month High

Consumer confidence is looking up.
The University of Michigan says in its Survey of Consumers that…

By Sheiresa Ngo

Posted: Tags: ,
Student-Loan-papers-620x480

Student Loan Rates Expected to Rise

Brace yourself, student loan rates could be on the rise. Unfortunately, higher rates will…

By Sheiresa Ngo

Posted: Tags: , ,
Instituted a new rule allowing the public to meet with federal housing insurers to refinance (in as quickly as one day) a mortgage if they are having trouble paying.

 Get the rest of the list at NewsOne ...

The CFPB Proposes E-Closing Pilot Program

New program tries to take the stress out of closing

The CFPB report is part of its “Know Before You Owe” mortgage initiative

By Sheiresa Ngo

Posted: Tags: , ,
student loan

Do You Have a Private Student Loan? Watch Out for “Auto Default”

The Consumer Financial Protection Bureau recently alerted consumers to the fact that some students are being placed in default

The Consumer Financial Protection Bureau highlighted problems that have arisen with private student loans that…

By Sheiresa Ngo

Posted: Tags: , ,
ATM Keypad

Virtual Tellers Might Be Coming to a Bank Near You

This cutting-edge technology is being used more by financial institutions looking to reduce costs

The virtual tellers do have some limitations, however

By Sheiresa Ngo

Posted: Tags: , ,
Wal-Mart

Walmart Offers New Money Transfer Service

Walmart continues to be the store where you can buy almost anything

The new service is called Walmart-2-Walmart

By Sheiresa Ngo

Posted: Tags: , , , ,
Walt_Disney_World_Resort_entrance

Disney World Proposes Raising Wages to $10 an Hour

Walt Disney Co. made an offer to the unions representing employees at its Florida-based Disney World park

The proposed pay raise would apply to full-time hourly employees

By Sheiresa Ngo

Posted: Tags: , ,
black-woman-shopper-300x232.jpg

Personal Finance Author Manisha Thakor Talks About Women and Money

Money can be a touchy subject for some women. Words like “saving” and “investing” can be very…

By Jamarris Richardson-Mcfield

Posted: Tags: , ,
Black-Unemployment

Jobless Rate Down in 21 States

The U.S. Bureau of Labor Statistics reports about 21 states had decreases in unemployment rates,…

By Sheiresa Ngo

Posted: Tags: ,
Fraud-300x232

2.6 Million Cards Affected in Data Breach at Michaels Stores

Michaels Stores announced that approximately 2.6 million cards may have been affected in a security…

By Sheiresa Ngo

Posted: Tags: ,
(Image: Thinkstock)

Median Weekly Earnings of U.S. Workers on the Rise

(Image: Thinkstock)
Median weekly earnings of the 104.3 million full-time wage and salary workers in the…

By Sheiresa Ngo

Posted: Tags: , ,
Fraud-300x232

Proposed Bill Could Make Retailers Liable for Data Breach

The impact of the recent Target data breach continues to be felt, as state lawmakers…

By Sheiresa Ngo

Posted: Tags: , ,
email hacking

Better Business Bureau Warns Consumers of Fake USPS Emails

Your passwords, usernames, and financial information could become vulnerable

Chuck McGann,United States Postal Service Corporate Information Security Officer, offers these tips on how to…

By Sheiresa Ngo

Posted: Tags: , ,
ABA Offers Tips for Small Business Owners: Assessing Your Banking Relationship

Fake Credit Unions Steal Millions from Consumers

According to the complaint, it is alleged that Coughlin and Oxford International Credit Union collected more than $12.8 million dollars in deposits from more than 5,000 investors

From 2007 to 2009

By Sheiresa Ngo

Posted: Tags: , ,
taxes

Social Security Stops Collecting on Old Taxpayer Debts

There is good news for those who owe outstanding tax debts. The Social Security Administration…

By Sheiresa Ngo

Posted: Tags: , , ,
Lease-Illustration-1-RGB-300x232

Harlem Tenants Fight Landlord Who Allegedly Won’t Make Repairs

What should you do if you're in a situation where your apartment really needs repairs, and you're not getting cooperation?

These Harlem tenants aren’t happy with their landlord

By Sheiresa Ngo

Posted: Tags: ,
car insurance

Do Age, Gender and Marital Status Matter When it Comes to Car Insurance Payments?

A new insuranceQuotes.com report has the answer

All drivers can pay less for car insurance, regardless of their gender, age or marital…

By Sheiresa Ngo

Posted: Tags: , ,
Helping-Hand-620x480

How Can You Spend 1 Penny to Get Wal-Mart Workers off Food Stamps?

The Marketplace report says Walmart workers cost the government roughly $300 million a year in food-stamp costs

Would you pay extra to affect this social change?

By Sheiresa Ngo

Posted: Tags: , ,
minimum wage

Maryland Passes Minimum Wage Raise, Raised to Over $10.00

In addition to tying the federal minimum wage to inflation, Congressional Democrats want to see an increase in the federal tipped minimum wage (it has been $2.13 since 1991)

The Maryland House of Delegates passed a bill that gradually will raise the state’s minimum…

By Sheiresa Ngo

Posted: Tags: ,
WellsFargo

Wells Fargo Introduces Interactive Tool for Parents and College Students

(Image: Thinkstock)
If you’re a parent or student preparing for college, Wells Fargo has a…

By Sheiresa Ngo

Posted: Tags: , ,
be news

Toyota Recalls 6.39 Million Cars

Toyota says it is recalling 6.39 million cars worldwide due to five defects. Out…

By Sheiresa Ngo

Posted: Tags: ,
New Report: Small Businesses Creating Jobs, Giving Back and Growing Local Economy

U.S. Creates 192,000 Jobs in March

How is your job search going?

One significant turn of events is that private employers have regained all the jobs that…

By Sheiresa Ngo

Posted: Tags: , ,
Helping-Hand-620x480

Alabama Restricts Welfare, Requires Drug Testing for Applicants

The state passes four bills that can put serious limitations on applicants

The four bills are awaiting the signature of Gov. Robert J. Bentley

By Sheiresa Ngo

Posted: Tags: , ,
(File)

Financial Literacy Month: Five Tips for Financial Well-Being

(File)
Are you financially well? If you’re not, don’t feel bad. There are plenty of…

By Sheiresa Ngo

Posted: Tags: ,
(Image: Thinkstock)

Personal Finance Word of the Day: Consumer Confidence

The Bureau of Economic Analysis reported last week that consumer spending and income was on the rise in February

Despite all this good news, the University of Michigan and Thomson Reuters assert that consumer…

By Sheiresa Ngo

Posted: Tags: , , ,
Save-money-1-1-170943_L

Results of the 2014 NFCC Financial Literacy Survey

Each year, the National Foundation for Credit Counseling conducts a financial literacy survey.
This year’s survey…

By Sheiresa Ngo

Posted: Tags: , ,
(File)

How You Can Celebrate Financial Literacy Month

Learn a lot about financial terms and how to handle your money

There are plenty of free financial literacy tools you can take advantage of

By Sheiresa Ngo

Posted: Tags: , ,
Eating-Healthy-300x232

What Young Adults Think of the Affordable Care Act

The Black Youth Project conducted a survey to find out how American youth feel about…

By Sheiresa Ngo

Posted: Tags: , ,
black-woman-at-work-300x232.jpg

What Business Owners Should Know about the Affordable Care Act

Know the difference between being self-employed and an employer. Before applying for coverage, know that…

By Sheiresa Ngo

Posted: Tags: , ,
(Image: Healthcare.gov)

What Consumers Should Know about the Affordable Care Act

(Image: Healthcare.gov)
Today is the last day to enroll for affordable health care through the market…

By Sheiresa Ngo

Posted: Tags: , ,
Woman-on-phone

Fandango and Credit Karma Settle FTC Charges of Consumer Deception

Both Fandango and Credit Karma settled Federal Trade Commission charges that they misrepresented the security…

By Sheiresa Ngo

Posted: Tags: , , ,
economy-rising

Consumer Spending and Personal Income Rise

There is more good news for consumers this month.
Personal income increased $47.7 billion, or 0.3%,…

By Sheiresa Ngo

Posted: Tags: , , ,
citigroup

Personal Finance Word of the Day: Stress Test

Citigroup Inc.’s capital plan was among five that failed Federal Reserve stress test. Also known…

By Sheiresa Ngo

Posted: Tags: , , ,
car insurance

Minor Violations Can Cause Car Insurance Costs to Spike

Be careful on the road or your bank account could crash

A violation for driving under the influence (DUI) is the most expensive to your car…

By Sheiresa Ngo

Posted: Tags: ,
The company formerly known as Research in Motion makes big announcement, unveiling a new operating system and new devices (Image: BlackBerry)

BlackBerry, Red Lobster, and Four Other Big Brands That Could Go Out of Business

Six companies in dire need of reshaping their business models

Did you ever think these brands would close their doors?

By Carolyn M. Brown

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(Image: Healthcare.gov)

Consumers Allowed More Time for Health Care Enrollment

(Image: Healthcare.gov)
If you think you might not be able to meet the March 31 deadline…

By Sheiresa Ngo

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Personal Finance Word of the Day: Frugal Fatigue

Are you tired of being frugal and want to spend a little?

Frugal fatigue happens when consumers get tired of pinching pennies and delaying gratification

By Sheiresa Ngo

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Fraud-300x232

Personal Finance Word of the Day: Ponzi Scheme [Video]

Bernie Madoff made this word as famous as it has ever been

The U.S. Securities and Exchange Commission defines a Ponzi scheme as an investment fraud

By Sheiresa Ngo

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Personal Finance Word of the Day: Identity Theft [Video]

Have you ever been the victim of identity theft?

Identity theft can be committed in several ways

By Sheiresa Ngo

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Identity Theft Listed as Top FTC Consumer Complain in 2013

Fraud and identity theft combined for almost 70% of complaints last year

More than half of the complaints were fraud based

By Sheiresa Ngo

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Cash Mobs Support Small Businesses

Tennessee Ranks No 1 With Highest State-Local Sales Tax, Hurting Local Businesses

Higher taxes drive consumers to shop online, says report

Arkansas has the second highest state-local sales tax rate of all 50 states at 9.19%

By Carolyn M. Brown

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prepaid cards marketed to small businesses

Consumer Financial Protection Bureau to Update Prepaid Card Disclosures

It will be easier to understand fees

The Consumer Financial Protection Bureau announced yesterday that it is working on new disclosures that…

By Sheiresa Ngo

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Be honest in your financial dealings. “Dishonest money dwindles away, but he who gathers money little by little makes it grow.”     —Proverbs 13:11

Watch Out for Malaysia Airline Scams on Facebook

Don't fall for scammers' tricks

If you see a post in your Facebook feed with a video claiming the…

By Sheiresa Ngo

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Image: ThinkStock

Personal Finance Word of the Day: FINRA

Your daily money bite

Word of the day: FINRA
FINRA, which stands for Financial Industry Regulatory Authority, is a regulatory…

By Sheiresa Ngo

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extra money

An Analysis of Money Laundering [Infographic]

Don't even think about taking dirty money

Chances are you’ve heard of money laundering, but do you really know what it is…

By Sheiresa Ngo

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internet_1

Website Mistakes that Cost You Money [Infographic]

Don't make these blunders

If you’ve been trying to cut corners when it comes to your business website, you…

By Sheiresa Ngo

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extra money

Don’t Get Hustled In Your Search for a Good Side-Hustle

Looking for a free, easy, fast way to get money? Then scam artists and other predators are looking for YOU

Know the signs of a bogus business or work-at-home opportunity

By Alfred Edmond, Jr.

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black-woman-shopper-300x232.jpg

National Consumer Protection Week Starts Now [Infographic]

This week is National Consumer Protection Week (March 2 to 8)

What will you be doing this week?

By Sheiresa Ngo

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WhatsApp-Logo

WhatsApp Sales Means Major Payday for Employees

Employees to receive close to 1% share of company

One of the major headlines following the announcement of the purchase of WhatsApp by Facebook…

By Sasha King

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10 money moves - savings_crop

Personal Income Slightly Rises in January

Private wages and salaries increased $14.8 billion, amongst other areas

Government wages and salaries increased $0.6 billion, compared with an increase of $1.3 billion in…

By Sheiresa Ngo

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Should You Do a Crowdfunding Campaign?

Where to Go to Crowdfund Your College Tuition

Students think like entrepreneurs to meet school expenses

The average cost of tuition, fees, and room and board at a private, nonprofit, four-year…

By Sheiresa Ngo

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healthcare story

The White House Emphasizes the Importance of Enrollment in Affordable Health Care

Millions will have access to coverage

Nearly 6.8 million African Americans in the United States are uninsured

By Sheiresa Ngo

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BankruptcyCourt

Personal Finance Word of the Day: Automatic Stay

Your daily money bite

Learn what an automatic stay is

By Sheiresa Ngo

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Infographic: Two-Income Households Struggle More Than Single Income Ones?

Two incomes aren't necessarily better

Research shows two incomes aren’t necessarily better

By Sheiresa Ngo

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creditscore

Five Factors That Affect Your Credit Score

A guide to boosting your number

How high or low is your credit score?

By Sheiresa Ngo

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Do Men Still Earn More than Women? [Infographic]

A recent study answers the question

If you’re a woman, most times you can expect a smaller paycheck than your male…

By Sheiresa Ngo

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money-fans-122312-575hc

8 Ways to Fight Drip Pricing

Here’s what you need to do to protect yourself

Check your credit card statements for additional fees

By Sheiresa Ngo

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8. Barter services. If you have a friend who’s a genius when it comes to accounting, or you know someone who is an amazing artist, barter with them for their services. The more you can get for free, the faster you can grow your business. You don’t need big time capital (unless you’re building the next Facebook).Most business ,like my own, start from nothing. I had a word processor and my parents’ phone line. I bartered a lot early on, and as a result, I own 100% of my business today.

New Trading Service for Consumers

Website allows trading of goods and services through your social network

Igobono is a marketplace that helps members of a social network learn what their friends…

By Sheiresa Ngo

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(Image: Thinkstock)

Personal Finance Word of the Day: Absorption Rate

Your daily money bite

The final result will show how many months it will take to deplete the market’s…

By Sheiresa Ngo

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Tips for Getting Your Direct Mail Marketing Letters Read

Personal Finance Word of the Day: COB Fraud

Have you ever been a victim?

Do you know what this is?

By Sheiresa Ngo

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Shred, don’t toss, important papers.  Any sensitive documents that won’t be going with you should be shred, not just thrown into a trashcan. Identity thieves often go “dumpster diving” to find information or get paperwork they can use to illegally open accounts in your name.

Personal Finance Word of the Day: Data Breach

Your daily money bite

A data breach does not have to be digital

By Sheiresa Ngo

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money

Consumers Show Gains in Personal Income

Small improvements take place

Consumers demonstrate small improvements when it comes to personal income

By Sheiresa Ngo

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black-woman-shopping

Tips for Keeping Shopping Under Control

Regain control over your cash

Close your wallet

By Sheiresa Ngo

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Life Insurance 101: The Dos and Dont’s of Buying Life Insurance

Learn about the different types of life insurance

There are different types of permanent life insurance. All of them have a death benefit,…

By Tamara E. Holmes

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U.S. Workers Lose Hope for Higher Wages and Job Security

Don't hold your breath when it comes to improvements on the job

Have you gotten a raise lately or feel insecure about your job status?

By Sheiresa Ngo

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man screaming at cell phone

Apple Inc. to Pay More Than $32 Million in Refunds

Billing practices to change

Parents were unaware of charges

By Sheiresa Ngo

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Number of People seeking Unemployment drops to 2008 levels

Jobless Claims Dip to Pre-Thanksgiving Levels

U.S. applications for benefits show a decline

Initial jobless claims went down by 2,000 to 326,000 in the week ending Jan. 11.…

By Sheiresa Ngo

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identity theft

More Customers Affected By Target Data Breach

Retailer revises numbers to show a lot more customers were affected than originally thought

Make sure you check—and then double-check–your account statements

By Sheiresa Ngo

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credit-card-use

4 Reasons to Ditch Department Store Cards Right Now

Don’t let the promise of rewards points keep you in debt

Why department store cards are a dead end

By Patrice C. Washington

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Swap your gift cards and get things you'll actually want.

How to Replace a Lost or Stolen Gift Card

Don’t panic if your gift card goes missing

If you can prove you purchased a gift card, or received one as a present,…

By Sheiresa Ngo

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The type of plastic you use matters

Don’t Make These Holiday Credit Mistakes

Don’t let these blunders ruin your holiday

Pay very close attention to the fine print and exercise self-control

By Sheiresa Ngo

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irs

IRS Announces 2014 Standard Mileage Rates for Business, Medical and Moving

Updates for the new year

Updated rates are coming for the costs of operating an automobile for business, charitable, medical…

By Sheiresa Ngo

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woman-computer-internet

FTC Updates Online Complaint Site

Changes are coming to FTC complaint features

The FTC has redesigned its online Complaint Assistant

By Sheiresa Ngo

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Personal Income and Savings Rate Dip, Report Says

Consumers show slight declines

The Bureau of Economic Analysis reports a slight drop in savings and income

By Sheiresa Ngo

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Empty-Wallet-300x232

Is Money “Dripping” From Your Wallet Because of Drip Pricing?

Beware of hidden fees

Avoid getting hit with fees that weren’t in the original price quote

By Tory Parrish

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feeding america

How to Give the Gift of Meals This Holiday Season

For 1 in 6 Americans, hunger is an everyday challenge. Here's how you can help

Just $28 can feed a family for three weeks

By Darren Sands

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Using Criminal Background Checks in Small Businesses

FTC Cracks Down on Phantom Lender

Company accused of collecting on fake loans gets its due

The FTC requested a U.S. court to shut down a fake lender

By Sheiresa Ngo

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cyber monday

9 Steps To Protect Yourself From Crooks on Cyber Monday

Don't get ripped off while holiday shopping online

Be careful where you input your information

By Alfred Edmond, Jr.

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Black-Friday-Shopping

Walmart Announces Even Earlier Black Friday Sales

To get great deals, you might have to eat Thanksgiving dinner on the go

The store announced that it will have two major sales events

By Sheiresa Ngo

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single-black-women-debt-bankruptcy

Consumer Financial Protection Bureau Prepares to Crack Down on Debt Collectors

New rules may be on the horizon

The CFPB complaint database has more than 155,000 complaints on several financial consumer issues

By Sheiresa Ngo

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Best Times to Buy Holiday Gifts [Infographic]

Learn when to make purchases so you can save more of your cash

This handy infographic from Savings.com lists the best times to purchase your holiday gifts

By Sheiresa Ngo

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Majority of Workers Don't Have What They Need to Make Informed Health Coverage Decisions

Treasury Modifies “Use-or-Lose” Rule for Health Flexible Spending Accounts

Plan participants get to hold on to some of their money

The U.S. Department of the Treasury and the IRS will adjust the “use-or-lose” rule attached…

By Sheiresa Ngo

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coupons

Top Expert Tips on How to Save With Coupons

Savings and coupon advice from money expert Sami Cone

You’ll never know how much you can save until you realize how much you’re spending

By Sheiresa Ngo

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WomanComputerCity

Google Helps Consumers Prepare for Digital Afterlife

New feature helps you plan for the future

Users of Google can entrust account information to family or friends or have the account…

By Alanna Hunter

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fast food workers strike

Fast Food Workers in US Struggle With Low Wages

Wage hikes go unheard as fast food workers receive federal assistance.

Although the fast food industry brings in billions of dollars a year, full-time workers get…

By Sasha King

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How to Get the Best Deals on Fall Shopping

Tips from shopping expert Patrice J. Williams

Now that Fall is here, it’s time to pack away your pastels and break out…

By Jamarris Richardson-Mcfield

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High School Students Receive $1,000 Prize from Wells Fargo

Bank awards cash prizes to winners of their CollegeSTEPS® sweepstakes.

 

Wells Fargo is presenting $1,000 checks to 520 high school students who won …

By Sheiresa Ngo

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(Image: Thinkstock)

The Financial Benefits of a College Degree [Infographic]

A college degree could mean more money and lower unemployment

Benefits of getting higher education are highlighted in this infographic

By Sheiresa Ngo

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MONEY

How I Became a ‘Couponer’

Savings and coupon advice from money expert Kasey Trenum.

Black Enterprise got some juicy coupon tips from Kasey Trenum, Savings.com DealPro and co-founder of…

By Sheiresa Ngo

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coupons

The Surprising Benefits of Coupons

Savings.com editor Susan Yoo-Lee shares results of the 2013 ValPak Readership Survey

National Coupon Month ended last week, but that doesn’t mean the fun has to stop.…

By Sheiresa Ngo

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(Image: Thinkstock)

Loophole Permits Loans at Non-U.S. Accredited Schools

U.S. taxpayers held responsible for loans made overseas

Why are we responsible for this?

By Sheiresa Ngo

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Majority of Workers Don't Have What They Need to Make Informed Health Coverage Decisions

Majority of Workers Lack Information Needed for Informed Health Coverage Decisions

Small businesses are the least likely to offer health care benefits to employees

With an implementation of the Affordable Care Act (ACA) just days away, many workers and…

By C. Daniel Baker

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HOW TO START AN EMPLOYEE WELLNESS PROGRAM

Putting Patients in Charge of Their Health

New electronic health records system gives control to patients.

Obtaining a copy of your medical records can be a hassle.

By Sheiresa Ngo

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Healthcare-job

Why Hospitals Taking Health Care Digital is Important

CEO Ryan Howard talks about the importance of electronic health records.

Many medical facilities are in the process of making the switch to electronic health records.…

By Sheiresa Ngo

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Business Continuity Tips Discussed at Free Webinar Hosted by SBA and Agility Recovery

More Help for Those Focused on Fixing Their Finances

The Sharpen Your Financial Focus initiative is a great new resource to help you to gain financial freedom and build wealth for life.

Sharpen Your Financial Focus is a comprehensive effort to help you move toward financial stability.…

By Alfred Edmond, Jr.

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Saving on the fly is like not saving at all. The best savers are serious about financial planning.

Learn How to Plan More and Save More Money

Those who make a plan for their money save more cash.

Do you want to save more money? A recent survey shows that if you want…

By Sheiresa Ngo

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black-woman-shopping

The 5 Best Bargains for the Fall Months

Tips for getting seasonal deals

Fall is the best time to look around your home, assess your needs, and try…

By Jennifer Streaks

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Women of Power

Venus Williams

Watch Sonia Alleyne’s Interview with Venus Williams at This Year’s Women of Power Summit [Video]

Venus Williams was one of the featured speakers at this year’s Women of Power Summit.

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Women of Power: Pushing Past Fear To Make Your Next Career Move

At the Black Enterprise Women of Power summit, attendees learn how to push past fears…

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