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6 Tips to Launch a Successful Crowdfunding Campaign House Votes for Banking Access to Legal Marijuana Businesses $52 Billion At Stake: Loan Declines for Small Businesses Hindering Advancement Top 5 Highest Banking Crowdfunding Campaigns Need a Family Loan? Here’s the Right Way to Get It SBA to Provide $1.5 Million In Small Business Grants Essence Festival To Focus On Capital Access For Female Entrepreneurs 7 Expert Tips to Raise Startup Funds How Your Personal Credit Score Affects Small Business Lending New Study: Banks Making It Easier for Small Businesses to Get Loans International Franchise Expo Coming to New York Know The Real Cost Of Asking For Money The Race to ‘Power Africa’: Open Call For Major And Small U.S Business Owners To Get On Board Investing in Africa: Why Are Minority Business Owners Slow Rolling? Starbucks to Help Thousands of Workers Pay for College Education Need To Raise Startup Capital: Tell A Great Story Eric Cantor’s Loss Improves Crowdfunding Outlook Six Crowdfunding Sites Crucial For Aspiring Entrepreneurs SBA Will Speed Up Loan Application Process Entrepreneurial Myth or Real Talk: Are Business Plans Necessary? A To Z: What You Must Have and Know To Get A Small Business Loan Naturalicious Takes Home $10,000 at Black Enterprise Entrepreneurs Conference Elevator Pitch Contest: Success Tips from a Winning Entrepreneur Tips To Help Secure Funding For Your Startup Entrepreneurial Myth or Real Talk- Is Entrepreneurship Best When Young? Why this Silicon Valley VC Avoids Gaming, Sports, Music Philadelphia’s Socially-minded Investors Circle is Biggest in U.S. Angel Investing Boot Camp For Women Heading To Five New Cities How To Ask For Money To Fund Your Business Entrepreneurs Conference: Savvy Startup Founders Pitch for $10,000 Venture Capital: A Debate on How to Minorities & Women Can Get a Seat at the Table 20 Black Angels Worth Knowing For Minority Startups Wells Fargo To Create $100 Billion In Small Business Loans SBA Offers Financing To Businesses Selling Abroad States And Their Startups Getting The Most Venture Capital Lessons to Learn From the ‘Shark Tank’ How To Write A Grant Proposal 6 Ways to Avoid Getting Stumped by Sharks Are You Really Ready for Outside Investment? Which Form of Financing is Right for your Business? How a Business Loan Could Be Affected by Your Social Media Activity Free Money? The Top 10 Grants Available to Black, Minority Business Owners SBA’s New Head Expected to Increase Access to Capital for Minorities Is Peer-to-Peer Financing Right for You? Small Business Lending Is On The Rise Angel Investors Seek Women-Owned Startups How Swimming in the “Shark Tank” Helped this Entrepreneur Land Financing Federal Assistance May Be on the Way in 2014 for Startups and Small Companies What to Know Before Applying for a Small Business Loan Reservists Eligible to Apply for SBA Working Capital Loans SBU Expert Melinda Emerson Discusses How to Pick an Accountant SBU Expert Melinda Emerson Talks Crowdfunding Success 7 Key Elements to A Successful Crowdfunding Campaign 5 Most Popular Options Used to Finance a Startup Rejected For a Business Bank Loan…Now What? 3 Challenges Facing Equity Crowdfunding Sites ABC Shark Tank’s Chef Big Shake Goes Up Against Major Brands With Crowdfunding Title III of The JOBS Act Passes: A Major Win for Minority Businesses Why You Need a Business Relationship Banker Government Shutdown is Hurting Black Contractors And Entrepreneurs How to Land Multimillion Dollar Federal Contracts Getting Credit Harder For Small Businesses Networking Forum Helps Entrepreneurs Meet Investors How NewMe Accelerator Landed This Entrepreneur $1.5 Million ABC’s Shark Tank Wants Black Businesses How This Lingerie for ‘Plus Sized’ Women Entrepreneur Perfected Her Pitch Crowdfunding is Becoming the New Match.com SEC Allows Startups to Advertise That They’re Fundraising 3 Mistakes Entrepreneurs Make With Their Financials Samuel Adams Expands Small Business Funding and Mentoring to San Francisco 4 Mistakes Entrepreneurs Make When Pitching For Capital Huggies Celebrates Innovative ‘Mompreneurs’ With $15K Grant Program Better Bank Lending Would Improve Small Business Exports Venture Capital Firms Profit from Funding Women-led Businesses Last Chance To Enter to Compete for $10,000 Entrepreneurs Conference: Where Are They Now? The $10,000 Elevator Pitch Competition Winners Six Steps to Prepare for Venture Financing Tech Startup of the Week: Lauren Maillian Bias’ Gen Y Capital Partners Provides Invaluable Opportunities Small Business Administration Seeks Applications from Investment Fund Managers Entrepreneur Auctions his Name off to the Highest Bidder Google Awards $23 Million in Grants to 7 Non-Profits to Boost Innovation Entrepreneurs on Chicago’s West Side get Assistance Launching Businesses SCORE and Sam’s Club Spread Holiday Cheer for Small Businesses New Funding Source For Veteran Entrepreneurs Urban Innovation21 Awards $250K to Small Businesses in Pittsburgh Tripadvisor and Kiva Launch Microlending Partnership Baltimore Launches Micro-Loan Program for Small Businesses Can Entrepreneurs use CrowdFunding to Save Hostess? Loans Available at 1 Percent for Small Business Affected by Sandy IBM Makes $4B in Financing Available for Small, Midsized Businesses Samuel Adams Offers Loans & Expertise to Washington D.C. Small Businesses Government Bailouts Helped Banks, Not Small Businesses Businesses Hit by Hurricane Want Help Not Loans SBA Ready to Assist Small Businesses Hit by Hurricane Sandy Need Some $? Win $10k from the U.S. Chamber of Commerce PEX Prepaid Cards Focus on Small Business Customers Small Business Lending Rises in Florida Wells Fargo Lends Out More Than $1 Billion to Small Businesses SBA Sponsors Program Connecting Inner City Entrepreneurs NASA Spends $2.6 Billion On Small Business Contracts Small Business Lending Rebounds During 2012 Are Micro Loans Right for Your Small Business? Paypal Offers ‘Bill Me Later’ for Small Businesses Small Business Lending to Increase, FICO Says Google to Begin Credit Card Program for Small Businesses Small Businesses: How to Think Outside the Financing Box Small Biz Owners: Need Access to Capital and Networking Opportunities? #GT2012: Lincoln Stephens Marks A Milestone For The Marcus Graham Project Preview ‘B.E. Business Report’: In the ‘Shark Tank’ with Daymond John Turning Athletes Into Angel Investors 3 Tips for Raising Venture Capital Funding How to Negotiate a Line of Credit Entrepreneurs Conference: Inside Tips From ‘Shark’ Daymond John On Tapping Angel Capital Entrepreneurs Conference: 5 Keys To Sourcing Capital for Your Tech Company Entrepreneurs: Learn How to Raise (and Balance!) Money for Your Business Accessing Fresh Capital Sources Free!!! Books of the Week – Small Business Guides Urban Entrepreneurs Win $125,000 In Business Grants Minority Firm Receives Historical Investment in the Big Apple How to Maximize Crowdfunding and Raise Money for Your Business Daymond John Moderates Early Stage East’s Gathering of Startups & Investors Congress to Help Business Owners Raise Capital with Crowdfunding Starting a Business in 2012? Follow These 7 Financial Guidelines For Entrepreneurial Success 5 Tips on How to Secure a Small Business Loan 3 Capital Raising Ideas 6 Ways to Get a Bank Loan for Your Business How 10,000 Small Businesses Can Get Capital 5 Steps to Making Sure Your Business is Fundable 5 Steps To Creating Your Profitable Tech Start-Up 7 Cash Flow Mistakes Entrepreneurs Make DreamIt! Funding for Startups Led By Minority Entrepreneurs BE 100s Report: Seaway Takes Over Legacy Bank 5 Steps for Strategic Small Business Growth 10 Tips to Opening Your Own Club 3 Ways to Make Your Company Attractive to Venture Capitalists 6 Ways to Avoid Small Business Demise Get Money: Braving “Shark Tanks” for Cash No. 27: JoAnn Price, The Black Business Financier Things to Know Before Applying for an ARC Loan If Diversity Is America’s “Secret Weapon”… My Beef With Black Business Obama Administration to Develop Action Plan for Minority Business The Pipeline Crisis for Black Boys and Early Education Five Ways to Attract New Customers The Stimulus Plan Must Give Minority-Owned Businesses and Minorities a Fair Shake Senate Committee Seeks Ways to Stimulate Small Business Robert Johnson Creates Lending Facility for Mortgage Servicers Recession or Depression: Defining Economic Decline

Small Business > Financing

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6 Tips to Launch a Successful Crowdfunding Campaign

Check out this strategy to get alternate sources of capital

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The Green Goldmine of the Legal Marijuana Industry

House Votes for Banking Access to Legal Marijuana Businesses

Latest amendment provides banking support for marijuana industry

The House of Representatives votes for banks to offer traditional banking services to legal marijuana…

By Courtney Connley

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(Image: Thinkstock)

$52 Billion At Stake: Loan Declines for Small Businesses Hindering Advancement

Trade group pushes Congress to unblock capital flow

Trade group finds “it’s a failure to deliver an estimated $44 billion to $52 billion…

By Carolyn M. Brown

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LeVar Burton Reading Rainbow

Top 5 Highest Banking Crowdfunding Campaigns

LeVar Burton’s 'Reading Rainbow' and Veronica Mars projects make list

LeVar Burton’s Reading Rainbow among the highest-funded Kickstarter campaigns at more than $5 million in…

By Carolyn M. Brown

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(Image: Thinkstock)

Need a Family Loan? Here’s the Right Way to Get It

New service helps simplify personal loan request process

With many startups relying on loans from family and friends, a new service helps simplify…

By Carolyn M. Brown

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bank-loans

SBA to Provide $1.5 Million In Small Business Grants

Funding set to help disadvantaged businesses in 8(a) development program

The SBA expects to award six to 10 grants in the range of $150,000 to…

By Carolyn M. Brown

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EY seeks exceptional women entrepreneurs for its 2014 Entrepreneurial Winning Women™ Program

Essence Festival To Focus On Capital Access For Female Entrepreneurs

Women will compete for $25,000 and exposure to investor network

In an effort led by the National Women’s Business Council, female business owners will compete…

By Carolyn M. Brown

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mentor-business

7 Expert Tips to Raise Startup Funds

Try these proven tips from entrepreneurs

Seven successful entrepreneurs offer advice on raising capital for your startup.

By Carolyn M. Brown

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bank-loans

How Your Personal Credit Score Affects Small Business Lending

Alternative solutions for getting a loan or line of credit

Unlike the CEOs of major public companies, whose personal financial situation has little effect on…

By Carolyn M. Brown

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MONEY

New Study: Banks Making It Easier for Small Businesses to Get Loans

Banks lending more loans with lower interest rates

With most small businesses being healthier than they were during the recession, banks are making…

By Courtney Connley

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stack of money

International Franchise Expo Coming to New York

Pango Financial offering alternative funding product for would-be entrepreneurs

Prospective franchisees will visit New York City’s Javits Center June 19-21 for the International Franchise…

By Carolyn M. Brown

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money-fans-122312-575hc

Know The Real Cost Of Asking For Money

Here are five common funding sources and their long-term implications

There’s no such thing as a free lunch. I mean that literally. If someone offers…

By Carolyn M. Brown

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meeks4ab

The Race to ‘Power Africa’: Open Call For Major And Small U.S Business Owners To Get On Board

Power players assemble in NYC to bring electricity to the continent, network and make deals

Congressman calls for small business owners to invest in Africa
While on an official visit to…

By Richard Spiropoulos

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meeks9a

Investing in Africa: Why Are Minority Business Owners Slow Rolling?

NY Congressman hosts Power Africa summit, offers reasons behind hesitation and solutions

Congressman Meeks wants minority business owners to invest in Africa
Economic experts agree Africa is the…

By Richard Spiropoulos

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Grey’s Anatomy Actor & Starbucks Battle for Small Coffee Chain

Starbucks to Help Thousands of Workers Pay for College Education

Seattle-based coffee company agrees to help workers further their education

Starbucks is rolling out a new program in partnership with Arizona State University to help…

By Courtney Connley

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moneytree

Need To Raise Startup Capital: Tell A Great Story

Storytelling is a powerful tool for entrepreneurs that needs to inform and inspire investors

Gerard Murphy is the co-founder / CEO of Mosaic, which helps photographers protect, organize, share and preserve…

By Carolyn M. Brown

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crowdfunding 2

Eric Cantor’s Loss Improves Crowdfunding Outlook

Republican congressman's defeats affects crowdfunding in several ways

The election results from Eric Cantor’s district are welcome news for crowdfunding advocates. Cantor’s defeat…

By Carolyn M. Brown

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indiegogo1

Six Crowdfunding Sites Crucial For Aspiring Entrepreneurs

Now that crowdfunding has gone mainstream which one should you use?

Now that crowdfunding has gone mainstream it could become the source of funding to define…

By Richard Spiropoulos

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SBA Administrator

SBA Will Speed Up Loan Application Process

SBA Administrator: Say goodbye to fax machines and mountains of paperwork

The Small Business Administration is streamlining its loan approval process for small business owners.
SBA Administrator…

By Richard Spiropoulos

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SuitsManWomanHoldHands

Entrepreneurial Myth or Real Talk: Are Business Plans Necessary?

Looking into whether business plans are really necessary for entrepreneurs launching a Start-Up

There are many conflicting reports on the importance of putting together a business plan when…

By Richard Spiropoulos

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bank-loans

A To Z: What You Must Have and Know To Get A Small Business Loan

Tips and Strategy on getting approved for a small business loan

If you’re looking to start a small business and you don’t have a trust fund,…

By Richard Spiropoulos

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Gwen-Jimmere-Black-Enterprise-Elevator-Pitch

Naturalicious Takes Home $10,000 at Black Enterprise Entrepreneurs Conference

Natural hair expert is reigning champion of the Elevator Pitch Contest

Gwen Jimmere, CEO of Naturalicious, is reigning champion of the Black Enterprise Elevator Pitch Contest…

By Richard Spiropoulos

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gwen-jimmere-headshot

Elevator Pitch Contest: Success Tips from a Winning Entrepreneur

Naturalicious' Gwen Jimmere shares strategy on marketing to get capital

Naturalicious CEO and founder, Gwen Jimmere, shares secrets on delivering a winning pitch at the…

By Richard Spiropoulos

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money-fans-122312-575hc

Tips To Help Secure Funding For Your Startup

Learn seven secrets that they don’t teach in business school

Fundraising is arguably the most important issue for any entrepreneur. Without financial backing, even the…

By Carolyn M. Brown

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Entrepreneurs Are More Optimistic About U.S. Economy and Investing in Their Business in 2014

Entrepreneurial Myth or Real Talk- Is Entrepreneurship Best When Young?

What age group is really responsible for starting the most new businesses?

Entrepreneurship is a young man’s hustle. This is a notion that’s been held by many…

By Richard Spiropoulos

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Erik Moore

Why this Silicon Valley VC Avoids Gaming, Sports, Music

Bay Area investor fancies disruptive technologies in growth markets

An early investor in Zappos, an online shoe and clothing shop, he reaped the rewards…

By Alan Hughes

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moneytree

Philadelphia’s Socially-minded Investors Circle is Biggest in U.S.

The angel network has invested $3 million in 10 companies since its launch

With nearly 30 members, the Philadelphia chapter of Investors’ Circle, a national angel group that…

By Carolyn M. Brown

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(Image: Thinkstock)

Angel Investing Boot Camp For Women Heading To Five New Cities

Pipeline Fellowship to train investors in Atlanta, Austin, LA, Miami, and Seattle

The Pipeline Fellowship, the organization committed to changing the face of angel investing and creating…

By Carolyn M. Brown

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Image: Thinkstock

How To Ask For Money To Fund Your Business

Here are 5 tips for soliciting money from friends and strangers using crowdfunding

Elixher Founder & Editor…

By Carolyn M. Brown

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(Image: Thinkstock)

Entrepreneurs Conference: Savvy Startup Founders Pitch for $10,000

Natralicious wins with pitch on natural hair products

At the Black Enterprise Entrepreneurs Conference, sponsored by Nationwide, entrepreneurs vyed for a chance to…

By Janell Hazelwood

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Panelists at the Black Enterprise Entrepreneurs Conference talked about venture capital access. (Image: Patrick Austin/Black Enterprise)

Venture Capital: A Debate on How to Minorities & Women Can Get a Seat at the Table

Panelists at the Black Enterprise Entrepreneurs Conference discuss vital topic

Panelists discussed a key topic during the Black Enterprise Entrepreneurs Conference: minorities and women having…

By Janell Hazelwood

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DaymondJohn

20 Black Angels Worth Knowing For Minority Startups

The number of black investors funding startups is small but growing

Daymond John helped revolutionize urban fashion in the 1990s as founder, president, and CEO of…

By Carolyn M. Brown

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wells-fargo-lends-out-more-than-a-billion

Wells Fargo To Create $100 Billion In Small Business Loans

Bank sets five-year lending goal to help more companies succeed

Wells Fargo has set a goal of lending $100 billion to small business owners over…

By Carolyn M. Brown

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business-grant

SBA Offers Financing To Businesses Selling Abroad

Agency extends grant program another year with $8 million available in funding for small business exporting

 
Entrepreneurs interested in selling their products abroad should relish in the fact that there is…

By Carolyn M. Brown

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which-state-is-best-for-small-business2

States And Their Startups Getting The Most Venture Capital

More than $9 billion invested in new companies for Q1 2014

Massachusetts startups received $960 million in early stage financing from a total of 88 deals

By Carolyn M. Brown

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Shark Tank ULACE

Lessons to Learn From the ‘Shark Tank’

Here's how one successful entrepreneur received an investment

By the time Tim Talley, founder of Rochester, NY-based U-Lace appeared on ABC’s Shark Tank,…

By Alan Hughes

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business-grant

How To Write A Grant Proposal

Here are some winning tips to help you secure money for your nonprofit or small business

Most funding institutions don’t provide grants to individuals who will use the proceeds to start…

By Carolyn M. Brown

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Ways to improve your startup pitch deck

6 Ways to Avoid Getting Stumped by Sharks

Every entrepreneur should be able to answer these questions

Entrepreneurs should be aware of some of the information potential investors are looking for and…

By Alan Hughes

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If banks turn down your request for financing, consider a factor

Are You Really Ready for Outside Investment?

Ask yourself these 7 questions before looking to raise capital

“The first thing is asking yourself, ‘Are you really, really ready to raise money?’”

By Alan Hughes

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Which Form of Financing is Right for your Business?

Equity, debt and hybrids all have their pros and cons

“The first thing to keep in mind is which is going to make you more…

By Alan Hughes

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credit_on_social_media

How a Business Loan Could Be Affected by Your Social Media Activity

This banker shares some insight on applying for a business loan

Your social media presence is something that some bankers are paying attention to, which may…

By Carolyn M. Brown

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business-grant

Free Money? The Top 10 Grants Available to Black, Minority Business Owners

There is free money available to help aspiring and established small business owners

In fact, hundreds of black and minority-owned businesses each year receive such grant funding from…

By Carolyn M. Brown

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maria-contreras-sweet

SBA’s New Head Expected to Increase Access to Capital for Minorities

Senate confirmed appointee says "this is not your grandfather's SBA"

That will be the charge of the SBA’s new Administrator Maria Contreras-Sweet

By Carolyn M. Brown

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Rejected for a bank loan, alternate solutions

Is Peer-to-Peer Financing Right for You?

Major personal lending company expands into small business space

Bank loans have for years been a challenge to obtain and become all but impossible…

By Alan Hughes

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banking-business-loan-handshake-300x300.jpg

Small Business Lending Is On The Rise

Banks have loosened their grip, making it easier for business owners to get loans and credit line increases

Banks haven’t eased up to the lending of pre-recession years, especially when it comes to…

By Carolyn M. Brown

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(Image: Thinkstock)

Angel Investors Seek Women-Owned Startups

Pipeline Fellowship trains and connects diverse group of women to help fund female entrepreneurs

The number of African-American women-owned businesses in 2013 was estimated at 1.1 million,

By Carolyn M. Brown

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kane-and-couture

How Swimming in the “Shark Tank” Helped this Entrepreneur Land Financing

How an entrepreneur benefited from pitching investors on a TV show

New York City-based Kane & Couture’s product lines include collars, harnesses, leashes, apparel, carriers and…

By Alan Hughes

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businesswoman on calculator

Federal Assistance May Be on the Way in 2014 for Startups and Small Companies

Senate bill provides greater access to loans and investment capital

Will it finally pass?

By Carolyn M. Brown

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bank-loans

What to Know Before Applying for a Small Business Loan

Here's what business lenders look for before approving a loan

Community banks are lending. They never stopped lending through the financial crisis

By Alan Hughes

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Military Reservist Economic Injury Disaster Loan

Reservists Eligible to Apply for SBA Working Capital Loans

Small businesses can apply for a Military Reservist Economic Injury Disaster Loan (MREIDL)

Low interest loans of $50,000 or less are available to eligible small businesses if the…

By C. Daniel Baker

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SBU Expert Melinda Emerson Talks Picking an accountant

SBU Expert Melinda Emerson Discusses How to Pick an Accountant

Join Melinda on SBU as she explains how to pick an accountant for your small business

How to pick an accountant for your small business

By C. Daniel Baker

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SBU Expert Melinda Emerson Talks Picking an accountant

SBU Expert Melinda Emerson Talks Crowdfunding Success

Join Melinda on SBU as she explains the 7 key steps you need to take to make your crowdfunding campaign a success

Have you ever created a crowdfunding campaign?

By C. Daniel Baker

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Should You Do a Crowdfunding Campaign?

7 Key Elements to A Successful Crowdfunding Campaign

Crowdfunding can be an effective tool for raising money for your business

This tool can be effective in jumpstarting your business

By C. Daniel Baker

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(File)

5 Most Popular Options Used to Finance a Startup

These are the more common ways entrepreneurs are accessing cash to launch their enterprises

Methods like these can get your business the cashflow it needs

By Carolyn M. Brown

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Rejected for a bank loan, alternate solutions

Rejected For a Business Bank Loan…Now What?

Currently about 60% of small businesses will be denied a bank loan

Small businesses need access to working capital to grow. But how can they obtain this…

By C. Daniel Baker

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Over the past year, people have used crowdfunding sites to raise hundreds of millions of dollars, which proves the value of the technique as a funding source. Look for this trend to continue and increase in the coming year.

3 Challenges Facing Equity Crowdfunding Sites

Title III of the Jobs Acts will create opportunities for new investors and challenges for crowdfunding platforms

The SEC released its proposed rules for Title III of the JOBS Act this past…

By Carolyn M. Brown

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rsz_shawn_2

ABC Shark Tank’s Chef Big Shake Goes Up Against Major Brands With Crowdfunding

Shawn Davis launches his Shrimp Burger Revolution Tour

Big Shake is the originator of the original shrimp burger

By Carolyn M. Brown

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american-jobs-act-obama

Title III of The JOBS Act Passes: A Major Win for Minority Businesses

The shift in securities laws will make it easier to access capital for startups

With Title III in place, investors don’t have to have $1 million net worth in…

By Carolyn M. Brown

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OLYMPUS DIGITAL CAMERA

Why You Need a Business Relationship Banker

Maggie Harris has a $1M line of credit thanks to an ongoing banking relationship with Wells Fargo

Maggie M. Harris has been in the government contracting business since graduating from college

By Carolyn M. Brown

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10th Annual National Small Business Federal Contracting Week

Government Shutdown is Hurting Black Contractors And Entrepreneurs

Minority owned firms are facing increased hardships and financial losses

As the shutdown drags on, it could hurt 20% of their business, according to a…

By Carolyn M. Brown

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11Biz-Necole_Parker1a

How to Land Multimillion Dollar Federal Contracts

Necole Parker of The ELOCEN Group used the 8(a) program to grow her business and gain government clients

Necole Parker spent nearly two decades designing a reputation built upon innovation as a senior…

By Renita Burns

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bank-loans

Getting Credit Harder For Small Businesses

On 5th anniversary of the fall of Lehman Brothers and 2008 financial crisis, entrepreneurs still face capital challenges

September 15 will mark the fifth anniversary of the bankruptcy of Lehman Brothers, a key…

By Carolyn M. Brown

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stack-of-money

Networking Forum Helps Entrepreneurs Meet Investors

National Minority Angel Network kicks off Formation to Funding multicity tour

The National Minority Angel Network (NMAN) debuts its fall 2013 multi-city tour of its Formation…

By Carolyn M. Brown

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Naithan Jones (r) got angles to invest $1.5 million in his meat business

How NewMe Accelerator Landed This Entrepreneur $1.5 Million

With the right idea and pitch, individual investors will give your business the financial boost it needs to spread its wings

Quitting a stable job in a tight economy and selling all your belongings to start…

By Emerald S. Morrow

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The Shart Tank Cast

ABC’s Shark Tank Wants Black Businesses

Casting directors to hold open call on Capitol Hill during economic empowerment conference

Shark Tank is a competition reality-based television series that features a panel of self-made multimillionaire…

By Carolyn M. Brown

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PreciousWilliams

How This Lingerie for ‘Plus Sized’ Women Entrepreneur Perfected Her Pitch

Elevator pitch competitions are another way for entrepreneurs to raise capital

How to perfect your elevator pitch and gain investors

By Carolyn M. Brown

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Should You Do a Crowdfunding Campaign?

Crowdfunding is Becoming the New Match.com

The new rules for general solicitation could drive more investors to crowfund small businesses

This is really phase one of equity-based crowdfunding, which has been split into two parts.

By Carolyn M. Brown

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House Rule 506 and Crowdfunding

SEC Allows Startups to Advertise That They’re Fundraising

Companies will benefit by being able to raise money more easily

Last year the U.S. Congress approved the JOBS Act & directed the SEC to carry…

By C. Daniel Baker

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business-plan-300x300.jpg

3 Mistakes Entrepreneurs Make With Their Financials

If you don't know your numbers, you don't know your business—period.

If who don’t know your numbers, you don’t know your business—period.

By Alfred Edmond, Jr.

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Samuel Adams Brewing the American Dream Introduces New "Pitch Room" Contest for Small Business Owners and Hosts Small Business Mentoring Session in New York City

Samuel Adams Expands Small Business Funding and Mentoring to San Francisco

Program has already provided more than $2 million in micro-financing to nearly 240 businesses nationwide

Brewing the American Dream has helped more than 3,000 small businesses nationwide with financing &…

By C. Daniel Baker

Posted:
"Tell me why I should put my money into your business." Can you make the case?

4 Mistakes Entrepreneurs Make When Pitching For Capital

I see it too often: Promising business ideas. Smart, passionate business owners. And horrible business pitches.

I see it too often: Promising business ideas. Smart, passionate entrepreneurs. And horrible business pitches.

By Alfred Edmond, Jr.

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Huggies MomInspired™ Grant program

Huggies Celebrates Innovative ‘Mompreneurs’ With $15K Grant Program

Huggies wants to fund mothers and their groundbreaking ideas

Huggies grant program hopes to inspire parents to channel their ingenuity into products that help…

By C. Daniel Baker

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SBA Honors Nation's Top Small Businesses

Better Bank Lending Would Improve Small Business Exports

Small businesses need more access to capital to grow and and export their products

Small exporters with fewer than 100 employees especially feel the effects of deteriorating bank health…

By C. Daniel Baker

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Venture Capital Firms Profit from Funding Women-led Businesses

Venture Capital Firms Profit from Funding Women-led Businesses

Venture capital firms that invest in women-led businesses see positive returns

Social capital (“who you know and how you know them”) affects funding of women-led firms…

By C. Daniel Baker

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Working on a master plan? Today's the day to pitch it!

Last Chance To Enter to Compete for $10,000

Business owners and aspiring entrepreneurs have until 5:00 p.m. today, April 15, to submit entries for the Black Enterprise Elevator Pitch Competition.

Today is the last day for entries into the 2013 Black Enterprise Elevator Pitch Competition.…

By Alfred Edmond, Jr.

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An advocate for fashionable tall women, Lameka Weeks won $3,500 to help roll out her Height Goddess clothing line

Entrepreneurs Conference: Where Are They Now? The $10,000 Elevator Pitch Competition Winners

Each year, a group of select entrepreneurs bring their best 60-second pitch and go head-to-head at the Black Enterprise Elevator Pitch.

Catching up with Black Enterprise’s past cash prize winners whose businesses have reached higher levels…

By Carolyn M. Brown

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venture capitalist

Six Steps to Prepare for Venture Financing

How to avoid potential problems with venture capital funding

Establishing and maintaining good corporate hygiene will pay dividends as you negotiate your venture financing

By Ricardo Bernard

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Lauren Maillian Bias founded Gen Y Capital Partners to provide financing for tech startups (Image: Source)

Tech Startup of the Week: Lauren Maillian Bias’ Gen Y Capital Partners Provides Invaluable Opportunities

The Gen Y Capital Partners co-founder shares the do's and don'ts for investing in tech

Lauren Maillian Bias, co-founder of Gen Y Capital Partners, is Black Enterprise’s Tech Startup of…

By Marcia Wade Talbert

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Small Business Administration seeks applications from investment fund managers

Small Business Administration Seeks Applications from Investment Fund Managers

Up to $1 billion in SBA guaranteed leverage over a five year period for startups

In the programs first year, it attracted 33 applications and gave “Green-Lights” to six qualified…

By C. Daniel Baker

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How One Man’s Last Name Generated $6 Million Dollars

Entrepreneur Auctions his Name off to the Highest Bidder

Jason Sadler auctioned off the rights to his last name to raise capital.

The entrepreneur behind IwearYourShirt.com is back with another guerrilla marketing campaign

By C. Daniel Baker

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Google Awards $23 Million in Grants to 7 Non-Profits to Boost Innovation

Hoping to help stimulate innovation, Google gave non-profits $23 Million

Google is really helping out.

By C. Daniel Baker

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Entrepreneurs on Chicago’s West Side get help launching Businesses

Entrepreneurs on Chicago’s West Side get Assistance Launching Businesses

Entrepreneurs on Chicago’s West Side get help launching businesses from Bethel New Life Church and The PrivateBank

A new program set up by Bethel New Life church and The PrivateBank looks to…

By C. Daniel Baker

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Sam's Club Giving Program Grants $700k to Network for Teaching Entrepreneurship (NFTE) to Educate Future Business Leaders

SCORE and Sam’s Club Spread Holiday Cheer for Small Businesses

SCORE and Sam's Club are recognizing small businesses this holiday season

The holiday giving campaign is one way both organizations are supporting small businesses

By C. Daniel Baker

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womanSoldier

New Funding Source For Veteran Entrepreneurs

Loan program helps veterans access capital at low rates to buy a franchise or start a business

The Veterans Business Fund provides capital to veterans in the form of a non-interest bearing…

By Jeffrey McKinney

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Pittsburgh encourages African-American entrepreneurship

Urban Innovation21 Awards $250K to Small Businesses in Pittsburgh

Non Profit focuses Awards on Revitalization of the Homewood Section of Pittsburgh.

Since 2007, Urban Innovation21 has provided over $2.8 Million in capital and business assistance to…

By C. Daniel Baker

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TripAdvisor & Kiva launch Microlending Fund

Tripadvisor and Kiva Launch Microlending Partnership

TripAdvisor lets reviewers give a free $25 Kiva microloan

TripAdvisor hopes to reach travelers who have been to a country that Kiva is currently…

By C. Daniel Baker

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Baltimore launches micro-loan program for small businesses

Baltimore Launches Micro-Loan Program for Small Businesses

The program will enable small businesses with under $1 million in annual revenue to apply for loans that range in amounts from $5,000 to $30,000.

Mayor Stephanie Rawlings-Blake is launching a micro-loan fund to assist owners in hiring and stabilizing…

By C. Daniel Baker

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Can entrepreneurs use crowdfunding to save Hostess

Can Entrepreneurs use CrowdFunding to Save Hostess?

Crowdfunding is another term for collective fundraising by a large group of people who either donate money or receive equity stakes in a business.

Using CrowdFunding, a group of entrepreneurs attempt to save the 82-year-old iconic company

By C. Daniel Baker

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Loans available to Businesses Affected by Sandy

Loans Available at 1 Percent for Small Business Affected by Sandy

Loans are available to small business owners to help them recover.

FEMA loan rates were too high for many owners.

By C. Daniel Baker

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IBM Helps Women's Cooperatives in Tangier Become More Profitable

IBM Makes $4B in Financing Available for Small, Midsized Businesses

Financing available through IBM Global Financing can make obtaining credit easier and more accessible.

IBM aims to ensure that businesses, large and small have access to the right technologies…

By C. Daniel Baker

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Samuel Adams Brewing the American Dream Introduces New "Pitch Room" Contest for Small Business Owners and Hosts Small Business Mentoring Session in New York City

Samuel Adams Offers Loans & Expertise to Washington D.C. Small Businesses

The beer-maker is helping small businesses realize their dreams and potential

Samuel Adams announced a program that will provide loans to small businesses in the Washington,…

By C. Daniel Baker

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Government Bailout helped banks not small business

Government Bailouts Helped Banks, Not Small Businesses

TARP payments benefited banks, never reached small businesses

The U.S. Treasury invested more than $200 billion in 700 banks through the bailout program.

By C. Daniel Baker

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Red Hook Flood Small Businesses Want Help Not Loans

Businesses Hit by Hurricane Want Help Not Loans

Many businesses already stretched, can't take on the burden of repaying a loan

40% of small businesses never reopen after being damaged in floods.

By C. Daniel Baker

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Small Business Administration Ready to Assist Businesses Hit by Hurricane Sandy

SBA Ready to Assist Small Businesses Hit by Hurricane Sandy

Small Business Administration has loans and other assistance for small businesses hit by Hurricane Sandy.

The disaster assistance program provides low-interest emergency loans to homeowners, renters and non-farm small businesses.

By C. Daniel Baker

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Global Intellectual Property Center

Need Some $? Win $10k from the U.S. Chamber of Commerce

The 2013 "DREAM BIG Small Business of the Year Award" is now accepting nominations and applications.

The winner of the DREAM BIG Small Business of the Year Award will receive…

By C. Daniel Baker

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prepaid cards marketed to small businesses

PEX Prepaid Cards Focus on Small Business Customers

Prepaid isn’t just for consumers anymore

PEX Card has processed over one million transactions, and now services businesses in 50 states…

By C. Daniel Baker

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bank-loans

Small Business Lending Rises in Florida

Florida banks have given $144.6 million in loans to small businesses in 2012

Banks have given $144.6 million in loans to small businesses in 2012

By C. Daniel Baker

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Wells Fargo Lends Out More Than $1 Billion to Small Businesses

The bank and its customers are willing to take risks despite the slow moving economy.

For a second year in a row Wells Fargo has approved more than $1 billion…

By C. Daniel Baker

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SBA sponsors program connecting inner city entrepreneurs to investors.

SBA Sponsors Program Connecting Inner City Entrepreneurs

SBA is attempting to connect inner-city businesses to capital.

SBA is attempting to connect inner-city businesses to capital.

By C. Daniel Baker

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NASA Spends $2.6 Billion On Small Business Contracts

NASA spends $2.6 Billion on small-business contracts in 2012

NASA spends $2.6 Billion on small-business contracts in 2012

By C. Daniel Baker

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extend their Term Asset-Backed Securities Loan Facility (TALF) program through

Small Business Lending Rebounds During 2012

The SBA's fiscal year 2012 loan volume may be an indication that small business lending is finally on the rebound

The SBA’s fiscal year 2012 loan volume may be an indication that small business lending…

By C. Daniel Baker

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Five Tips to Increase Your Chances of Getting a Small Business Bank Loan

Are Micro Loans Right for Your Small Business?

Micro loans are a good option for small businesses that can't get traditional funding.

Micro loans are a good option for small businesses that can’t get traditional funding.

By C. Daniel Baker

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cash

Paypal Offers ‘Bill Me Later’ for Small Businesses

Paypal offers interest free deferred payment option for small businesses

Paypal offers interest free deferred payment option for small businesses

By C. Daniel Baker

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Small Business Lending to Increase, FICO Says

Lending to small businesses will rise soon say bankers who are optimistic that the current lending climate will accelerate in next six months.

Lending to small businesses will rise soon say bankers who are optimistic that the current…

By Ashley R. Harris

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Google to Begin Credit Card Program for Small Businesses

Adwords users can purchase Adwords ads to promote their businesses with the credit card.

The search giant has teamed with the Comenity Capital Group and Barclays to offer credit…

By Ashley R. Harris

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Small Businesses: How to Think Outside the Financing Box

Even in tight times, there are ways to keep your company prosperous

Though financing options can be limited, there are several funding alternatives that will keep your…

By Marjorie Perry

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(Image: Thinkstock)

Small Biz Owners: Need Access to Capital and Networking Opportunities?

Nonprofit organization seeking applicants for educational, matchmaking program

Nonprofit organization seeking applicants for educational, matchmaking program

By Alan Hughes

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Lincoln Stephens photo by Demond Meek 300x232

#GT2012: Lincoln Stephens Marks A Milestone For The Marcus Graham Project

The executive director of the game-changing advertising industry organization talks future goals and why he'll be at The Challenge

Five years ago, Lincoln Stephens joined with like-minded colleagues in a bold campaign to change…

By Mia N. Hall

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Preview ‘B.E. Business Report’: In the ‘Shark Tank’ with Daymond John

This week on Black Enterprise Business Report, it's all about the entrepreneur as host Caroline Clarke interview Shark Tank's Daymond John

This week on Black Enterprise Business Report, it’s all about the entrepreneur as host Caroline…

By Andrew Wadium

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Black woman starting line

Turning Athletes Into Angel Investors

Angel Venture Forum launches program designed to help keep millionaire sports professionals from going broke

Pro Athletes Receive Training on How to Become MVP Investors

By Carolyn M. Brown

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RAISE ENOUGH MONEY BEFORE OPENING FOR BUSINESS

Redding opened up Amy Ruth’s in 1998 with a $73,000 investment and it went on to become a $3 million company. While that achievement is to be lauded, under further inspection it should also to be avoided because Redding launched his business undercapitalized, a trend that he believes is all too common for many African American-owned businesses. “As Black people we always end up opening businesses underfunded,” he notes. “Due to that we rob Peter to pay Paul and don’t pay taxes or purveyors or utilities. Redding knew that opening his latest restaurant would mean securing enough funding—$2 million to be exact. The only way he was able to achieve that round of fundraising was by revising his business plan, something that he recommends for every entrepreneur looking to start over. “You have to put your new business together with a solid business plan so that you can get proper funding.”

3 Tips for Raising Venture Capital Funding

With SendHub's recent $2 million seed funding score making headlines, the company's co-founder Garrett Johnson provides three tips for securing venture capital support

Garrett Johnson, co-founder of SendHub, discusses how he raised $2 million from venture capital firms,…

By Terrance Gaines

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small-business credit quality continues to improve as credit balances rise and delinquency rates fall

How to Negotiate a Line of Credit

For most construction companies, winning a bid on a contract is just the beginning, since…

By Carolyn M. Brown

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Entrepreneurs Conference: Inside Tips From ‘Shark’ Daymond John On Tapping Angel Capital

The multi-millionaire businessman, author, and star of ABC’s "Shark Tank" tells budding entrepreneurs how to hook private investors

Daymond John, founder of FUBU and co-star of ABC’s Shark Tank, and Minority Angel Investor…

By Carolyn M. Brown

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(Image: Source)

Entrepreneurs Conference: 5 Keys To Sourcing Capital for Your Tech Company

Black tech companies from the popular NewMe accelator program tell startups how to go after their fair share of equity financing

NewMe co-founder Angela Benton, CEO of Black Media Web, L.L.C., along with NewMe participants Hank…

By Carolyn M. Brown

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Entrepreneurs: Learn How to Raise (and Balance!) Money for Your Business

Register for the Black Enterprise Small Business University NOW and learn how to build, fund, grow and lead your business to success!

Register for the Black Enterprise Small Business University NOW and learn how to build, fund,…

By Elayne Fluker

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CapitalRaisingIdeas

Accessing Fresh Capital Sources

Right now, all sorts of nonprofit causes and entertainment projects can receive cash donations from…

By Carolyn M. Brown

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Deduct

Free!!! Books of the Week – Small Business Guides

Do you own business? Or are you someone who would like to budget their money…

By Sasha King

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Four small businesses earned $125,000 in business grants by winning the 12th Annual MillerCoors Urban Enterprise Series (MUES) Business Plan Competition. The businesses were honored at a winners reception at MillerCoors headquarters in Chicago on March 9, featuring a keynote address from FUBU Founder and ABC-TV business reality show Shark Tank star Daymond John.

Urban Entrepreneurs Win $125,000 In Business Grants

MillerCoors Urban Enterprise Series winners honored with a keynote address from FUBU Founder and Shark Tank Star Daymond John

Four small business owners earned $125,000 in business grants by winning the latest MillerCoors Urban…

By Alfred Edmond, Jr.

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Minority Firm Receives Historical Investment in the Big Apple

NYC Pension Funds invest $225M with Vista Equity Partners

NYC Pension Funds invest $225M with Vista Equity Partners

By Alan Hughes

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"Tell me why I should put my money into your business." Can you make the case?

How to Maximize Crowdfunding and Raise Money for Your Business

Innovative ways for entrepreneurs to get funding

Smart ways to raise money for your business with crowdfunding

By Carolyn M. Brown

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Daymond John Moderates Early Stage East’s Gathering of Startups & Investors

Venture funding conferences lets entrepreneurs and investors partner up for a day

Start-ups pitch ABC’s Shark Tank co-star Daymond John and other influential investors at Early Stage…

By Carolyn M. Brown

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Have the proper capital to invest to build a franchise system that lasts. “When you build a franchise system, there are a lot of hidden costs you may not be aware of,” he says. “You have to be able to have the right people, the right amount of capital to put into your marketing program and legal costs related to your FDD [Franchise Disclosure Document].” The FDD is a legal document which is presented to prospective buyers of franchises in the pre-sale disclosure.

Congress to Help Business Owners Raise Capital with Crowdfunding

New bill lets entrepreneurs use crowdfunding to start or grow their ventures. Here’s how.

The Entrepreneur Access to Capital Act lets entrepreneurs use crowdfunding to start or grow their…

By Carolyn M. Brown

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African-Americans are starting new businesses in record numbers. If you’re planning to launch a company in 2012, you need a financial game plan---as well as an operational one. Follow these seven economic dos and don'ts to help ensure your entrepreneurial success.---Lynnette Khalfani-Cox

Starting a Business in 2012? Follow These 7 Financial Guidelines For Entrepreneurial Success

If you’re planning to launch a company in 2012, you need a financial game plan…

By Lynnette Khalfani-Cox

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While small business loans slid 4.1% from 2009 to 2010, there was still some $310 million extended in 2010. So while credit may be tight, capital is out there. But what do banks look for these days before extending a loan? “I think a lot of people seem to have the impression that banking is rocket science,” says Douglas Dillon, Senior Vice President of Commercial Lending for Industrial Bank (No. 8 on the BE BANKS list with $382 million in assets). “I’m not of that impression.” He says banks look at the following five criteria before extending a business loan. —Alan Hughes

5 Tips on How to Secure a Small Business Loan

If you want the bank to say yes to a loan, know these five things they look for

Getting a small business loan can make or break a budding business. Here are five…

By Alan Hughes

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CapitalRaisingIdeas

3 Capital Raising Ideas

Every artist faces the daunting task of scraping together enough money to finance their pet…

By Pamela K. Johnson

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6 Ways to Get a Bank Loan for Your Business

If you think like a banker, you could get the finance you need for your business

Six tips for entrepreneurs to get bank loans for your business

By Alan Hughes

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Horne during Golden Sach's 10,000 Small Business Awards

How 10,000 Small Businesses Can Get Capital

Goldman Sach's 10,000 Small Businesses initiative aimed at under-served communities

Goldman Sach’s 10,000 Small Businesses initiative aimed at under-served communities

By Alan Hughes

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5 Steps to Making Sure Your Business is Fundable

Use these strategies to ensure you can sell investors on your project and get the money you need to move your business forward.

Use these strategies to ensure you can sell investors on your project and get the…

By Pete Chatmon

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5 Steps To Creating Your Profitable Tech Start-Up

Position your company to become a future industry leader

Black entrepreneurs must be creative, however, to advance to the next stage in the Innovation…

By Derek T. Dingle

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7 Cash Flow Mistakes Entrepreneurs Make

Expert advice on how to avoid the pitfalls that could cost your business money

Michelle Dunn, founder and president of Never Dunn Publishing, LLC, has over 20 years experience…

By Alan Hughes

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DreamIt! Funding for Startups Led By Minority Entrepreneurs

July 8 application deadline to gain access to financing and other resources offered by new partnership with Comcast Interactive Capital

The Minority Entrepreneur Accelerator Program MEAP is seeking minority-led start-up businesses to receive funding, business…

By Alfred Edmond, Jr.

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BE 100s Report: Seaway Takes Over Legacy Bank

Failure of leading financial institution continues trend of black bank closures

Failure of leading financial institution continues trend of black bank closures

By Derek T. Dingle

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5 Steps for Strategic Small Business Growth

How to get your company to the next level

How to get your company to the next level

By Tennille M. Robinson

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Tend your bar. Monitor your bartenders. Over-pouring can lead to big financial problems. With formally trained bartenders this is not an issue. But if you’re thinking about hiring someone who learned to bartend at friend’s parties, think again.

10 Tips to Opening Your Own Club

Industry experts and successful entrepreneurs tell you how to build, brand and promote your business and turn it into a hot spot

Industry experts and successful entrepreneurs tell you how to build, brand and promote your business…

By Alan Hughes

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3 Ways to Make Your Company Attractive to Venture Capitalists

For many companies, venture capital backing provides the best means to quickly expand a business

For many companies, venture capital backing provides the best means to quickly expand a business

By renita burns

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6 Ways to Avoid Small Business Demise

If you are considering entrepreneurship, your venture will likely fail.
That’s not a criticism or negativity,…

By Alan Hughes

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Get Money: Braving “Shark Tanks” for Cash

Expert advice and resources for entrepreneurs who want to raise financing for their business

Business is about competition—for customers, for market share, for employees and yes, for financing. When…

By Alfred Edmond, Jr.

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No. 27: JoAnn Price, The Black Business Financier

Follow the Black Enterprise 40th Anniversary countdown of the most impactful black business leaders of the past 40 years

In celebration of our 40th anniversary, Black Enterprise ranks the Titans: The 40 Most Powerful…

By Derek T. Dingle

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Things to Know Before Applying for an ARC Loan

For struggling small business owners, there may be help with the government’s ARC Loan Program.…

By Janell Hazelwood

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If Diversity Is America’s “Secret Weapon”…

...The Executive Leadership Council's mission is to get corporations to use it to full effect

Over the past two days the Executive Leadership Council has been holding its annual series…

By Derek T. Dingle

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My Beef With Black Business

Black-owned companies need to spend more money with black-owned media

Our businesses leave BE and other black media hanging. When Forbes, Business Week or The…

By Zachary Raynell Rinkins

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Obama Administration to Develop Action Plan for Minority Business

Minority entrepreneurs continue to be stymied by lack of financing as well as public and…

By Joyce Jones

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The Pipeline Crisis for Black Boys and Early Education

Organization hopes to show that teaming up with private industry is in the public good

Charles J. Ogletree and Deborah C. Wright talk before the Pipeline Crisis/Winning Strategies luncheon.Early childhood…

By Marcia Wade Talbert

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Five Ways to Attract New Customers

Even in tough times, find savvy ways to draw new business

The airlines are full, cruise ships packed, and best restaurants still only available by reservation.…

By Bridget McCrea

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The Stimulus Plan Must Give Minority-Owned Businesses and Minorities a Fair Shake

Despite years of effort, minority-owned businesses are still drastically underrepresented in the U.S. economy.

By Ernesta G. Procope

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Senate Committee Seeks Ways to Stimulate Small Business

Women and Minority-Owned Businesses Share Their Economic Struggles and Solutions

Small and minority business owners are frustrated, and understandably so. Since the nation’s economy first…

By Joyce Jones

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Robert Johnson Creates Lending Facility for Mortgage Servicers

BET founder seeking TARP funds to finance venture

Through Urban Trust Bank, Robert L. Johnson created a new entity, Homeowners First Bank. Homeowners…

By Marcia Wade Talbert

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Recession or Depression: Defining Economic Decline

Deep recession or depression? As a journalist, it’s hard to argue that words don’t matter.…

By John Simons

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Women of Power

Venus Williams

Watch Sonia Alleyne’s Interview with Venus Williams at This Year’s Women of Power Summit [Video]

Venus Williams was one of the featured speakers at this year’s Women of Power Summit.

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Women of Power: Pushing Past Fear To Make Your Next Career Move

At the Black Enterprise Women of Power summit, attendees learn how to push past fears…

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