There are a few things you can do to reduce your chances of becoming a victim:
- Guard your health insurance card number. Make sure to report the loss or theft of your card right away so that you can obtain a new number.
- Keep an eye on insurance claims. Read each Explanation of Benefits statement. If you see a service that you did not receive, report it to your insurer.
- Review your medical records. Have each healthcare provider send you a copy of your records and check it closely for any discrepancies.
If you’ve been victimized by a medical identity thief, file a claim with the Federal Trade Commission (www.ftccomplaintassistant.gov). Also file a police report. Furthermore, get in touch with the medical office where your identity was stolen so that your files can be updated.