PHOTOS

Great comments.

When I read this I found that I fit all seven signs, but thank God I found a partner just like me and have been happily married 25 years.

This is the most ridiculous article I’ve seen in quite awhile.
1: “Your partner’s cell phone provider gives it up too easily” There’s so many new companies out there trying to gain & retain business, the competition is steep. They’re more inclined to do what they can to get anyone as a customer so that they have “numbers” for their monthly stats.
2: “Your partner lives on the wrong side of the tracks” Seriously?! Do they know how expensive it is to live now? Not to mention, from a law enforcement standpoint, it’s often the high end apartments ($800mnth+) in which the “high end drug dealers/manufacturers” reside. There’s plenty of pple who live on the “wrong side of the tracks”, bc crime rates have increased due to unemployment. Pple often remain in these areas in an attempt to build a savings to move up & forward, & these are also the same reason more adults are moving back home with their parents. Really, if you think this is an issue, talk to someone abt why they live where they do.
3: “Your partner complains about their car insurance rates” A lot of pple don’t realize that most insurance companies don’t reward you for being a loyal customer. They often remain with the same company for years simply bc it’s all they’ve ever known. EVERYONE should “insurance shop” at least once a year, it honestly won’t hurt anyone for you to do it.
4: “Your partner is a ‘bank bandit’” I think it says a lot abt someone who cashes their check, pays their bills, & gets it done & over with. Some pple just don’t want the hassle of having to keep up with bank charges, fees, & when something will post to an account.
5: “Your partner has more than one, two, three, four…bank accounts” This is abt the only one I can understand as a bad thing. The only retort I have is that some pple have had an account for a decade or more with one bank but find another with a better offer. It’s better to be safe than sorry nowadays, look at how many banks are being bought out, so they keep the original accnt then open another one. I personally have 4 accnts at 4 diff banks that I’ve acquired over 15yrs, 2 or which I rarely use & are better savings than the others bc they’re at local credit unions. It’s that simple.
6: “Your partner has a fear of credit cards” Considering the state of the economy, interest rates, & how credit card companies have made the news more & more bc of they way they’ve treated customers & jacked up rates, I can understand why pple are afraid of credit cards. They may also know someone, an ex or relative, who is deep in debt bc of something like that, watching a person do that can be traumatic, or they may own up to “I’m bad with credit cards, I don’t need them”…which frankly makes them an even more financially responsible person bc they know this & stay away from it.
7: “Your partner is a credit fugitive…but there may be hope” This doesn’t necessarily make them a “risk” as it does human capable of mistakes. A lot of pple get into something they weren’t prepared for, get in over their head, & don’t know how to get out. They may have never received any kind of “credit education” & are unsure of their options. A lot of pple also have student loans or medical bills that have caused their credit to rating to decline. This is a different type of “credit risk” but still will lower your credit score. There are ways to fix it, it’s just a matter of how to do it.

It’s important to find out WHY pple have what they have, or don’t have. While this article does give some basic info, it doesn’t truly address the “real world” & the majority of pple possibly in these situations.

This article really caught my attention until I read the part about having to have a credit card.Yes there are perks to having credit cards but those perks promote spending money that doesn’t really belong to you and you’re going to pay interest on that debt. Credit cards are not necessary at all. The economic climate is already bad. Why would a person use credit cards. I say don’t buy unless you have the cash. In order for our people to escape bondage we can’t continue putting ourselves in positions to be slave to the lender.