Tag Archives: Christmas shopping

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Don’t Wait To Plan Your Holiday Shopping

Tips and strategies to handle holiday spending without destroying your finances

The 2014 holiday season is a few short months away, yet many are financially unprepared…

By BLACK ENTERPRISE

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5 Reasons To Get Real With Your Holiday Spending

It's okay to believe in Santa Claus, as long as you never forget that he won't be paying your bills

Reminders to avoid financial choices that detract from the true spirit of the season

By Alfred Edmond, Jr.

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For many Americans, a big part of the holidays involve giving presents to others. But it’s perfectly fine and feasible to not give gifts to family and friends and still enjoy the holiday season.
	
In fact, if the tough economy or a job layoff has taken a toll on your household budget, this could be the year to not spend any money at all on gifts. Even if you do have money in a bank account to spend, it’s important to realize that there are plenty of other ways to celebrate the season without making all the festivities centered on gift-giving.

	Still, the average American is expected to spend $704 on holiday gifts in 2011, according to the National Retail Federation. Should you opt out of this year’s holiday shopping frenzy like the folks who’ve joined Buy Nothing Day? Perhaps. Here are five reasons why it might be wise not to spend any money at all on gifts on Black Friday and this entire holiday season. —Lynnette Khalfani-Cox

5 Good Reasons To Buy Nothing & Avoid Holiday Shopping Completely

In a troubled economy, it's perfectly fine not to spend money during the holidays

Holiday shopping can land some people in the poor house. Given the current economic downturn…

By Lynnette Khalfani-Cox

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You Don’t Have to Cancel Christmas, but…

Making a list and checking it twice could result in the best gift of all: a debt-free New Year.

The pressure has already started to get us to start our holiday shopping and spend…

By Alfred Edmond, Jr.

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