Tag Archives: credit

Credit Reporting Myths and Reality

Before making a major purchase, arm yourself with the right information

Garnell Shumate wants to buy a home in 2011, so she works hard to maintain…

By Denise Campbell Laidler

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Year-End Financial Checkup

Use this guide to help you evaluate your financial health

Here are some guidelines to help you conduct your own financial checkup.

By Sheryl Nance-Nash

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Counterpoint: Making the Case Against Money Disorders

Why your poor relationship with money may be deeper than you think

The dysfunctional relationship between some people and their money is not a money disorder. Instead,…

By Renita Burns

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Money Expert Q&A: When Stores Cancel Your Line of Credit

Answers for your personal financial-related questions and concerns

I got a letter in the mail that my credit card account for an electronics…

By Sheiresa Ngo

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Love & Money: How to Merge Finances with Your Spouse

Your guide to managing matters of finance and romance

If you’re recently married, at some point you’ll be faced with a big decision: how…

By Sheiresa Ngo

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Managing Credit: Understanding Your Utilization Ratio

Your guide to understanding and managing your credit.

Creditors use a calculation called a credit utilization ratio, which makes up 30% of your…

By Sheiresa Ngo

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How to Combat New Banking Fees

Banks continue to look for ways to make up losses

You might be breathing a sigh of relief after the recent changes to banking fees…

By Sheiresa Ngo

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10 Questions to Ask a Debt Settlement Company

Understand what you�re getting into

Debt settlement might seem like an easy out, but there are many risks involved. Learn…

By Sheiresa Ngo

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What You Should Know Before Settling Credit Card Debt

Be mindful of the pros and cons of consulting a service

If you’re up to your eyeballs in debt and can’t see the light at the…

By Sheiresa Ngo

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Do You Know Your Business Credit Score?

Whether managing or repairing it, understand how it affects operations and the bottom line

In the current economic environment, business owners understand that a good personal credit score is…

By Emerald S. Morrow

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Pep Talk: Ready to be Debt-Free

How can I get on track if I am always in the hole?

I’m a 32-year-old mother of two and I’ve spent a great deal of time living…

By Tennille M. Robinson

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Green Credit Cards

Is an environmentally conscious credit card right for you?

Everyone close to Chanté Evans, 30, knows
being “green” is a priority for her. Each year…

By Leslie E. Royal

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Credit Card Reform Starts Today

Consumers gain rights with new provisions

The landmark legislation that Obama signed in the spring of 2009 that was designed to…

By Renita Burns

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Ask Your Advocate: Can Unemployment Lead to Bankruptcy?

I’ve been unemployed for the last six months, and I’ve spent most of my emergency…

By Sheiresa Ngo

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Credit Inquiries—Hard Pulls vs. Soft Pulls

Here's the lowdown on how multiple inquiries impact your credit score

Learn how certain types of inquiries on your credit report can impact your credit standing.

By LaToya M. Smith

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Boost Your Credit Score

A few simple steps can make a difference

Having the ability to obtain an affordable home loan is only one example of how…

By Lauren Lea

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Hell Hath No Fury Like a Credit Cardholder Scorned

Consumers use power of closure to fight rate raises

Oh geez, you’ll never guess who decided to take up arms and join the civil…

By Renita Burns

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Don’t Just Toss Those Credit Card Notices

Be mindful, active in managing contract changes

Here’s what to do when your credit card issuer wants to change your terms, raise…

By Bridget McCrea

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Reaching the Next Level

B.E. takes a look at the 2008 Financial Fitness contest winners to see if they're closer to a secure financial future

This year has been tough for almost everyone. Belts are tighter and wallets are opening…

By Sheiresa Ngo

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Reviving Your Credit Score

Four steps to rebounding after foreclosure

Foreclosure can be the scarlet F, branding your credit report and docking up to 200…

By Heather Boerner

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