Tag Archives: Investing

young black family at park

AARP Family Expert Offers Coping Tips for the Sandwich Generation

If you're taking care of your parents and children financially, this advice is for you

If you’re overwhelmed by family obligations, know that it’s OK to reach out for support.

By Sheiresa Ngo

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TIAA-CREF Survey Details Retirement Contribution Challenges

Workers are losing out hugely. Here's why

Research has found that workers are losing out hugely in terms of retirement contributions, with…

By Sheiresa Ngo

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7 SAVINGS ACCOUNT QUESTIONS  	1. Does this account fit my banking habits?  	Just like with a checking account you have to ask yourself (and the prospective bank) similar questions: Do you prefer meeting face-to-face with a teller or quick transactions online? How often do you tap into your savings, if at all? Do you prefer setting up automatic withdrawals or managing your account with a passbook? Your personal preference(s) play a major part in selecting a bank.

Infographic: Savvy Tips on How to Allocate Investment Assets

Take time to assess your portfolio at least every quarter

As you get closer to retirement, you should have less invested in equities.

By Sheiresa Ngo

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Carmelo Anthony Co-Founds Venture Capital Firm

Hoop star and Stuart Goldfarb start M7 Tech Partners

Carmelo Anthony has teamed up with the former CEO of Bertelsmann, Stuart Goldfarb, for M7…

By Richard Spiropoulos

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Retirement? Millennials See Cash as Long-term Investment Strategy

Financial views are still affected by the economic meltdown

The youngsters are placing their trust in cash when it comes to saving for retirement.

By Sheiresa Ngo

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carroll-san-quentin-investing

Inmate Stock-Picker Called ‘Oracle of San Quentin’

Man serving 54-years-to-life for murder has uncanny ability with investing

A convicted murderer in San Quentin shows fellow inmates how to avoid debt and pick…

By Richard Spiropoulos

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piggy-bank

How to Avoid an IRA Early-Withdrawal Fee

These exceptions to the rule can save you money

Generally, withdrawing funds before age 59 ½ will cause you to get slapped with a…

By Sheiresa Ngo

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Report Finds Differences in Retirement Savings Habits

Roth IRA investors tend to be consistent savers

A recent report shows in any given year, more than three in 10 Roth IRA…

By Sheiresa Ngo

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MONEY

Match for Match: Get a 529 Plan Boost

Give your 529 Savings Plan a much-needed increase with these tips.

By Emerald S. Morrow

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Yahoo Finance Bitcoin

Bitcoin Goes More Mainstream In Yahoo! Finance

The finance site is treating the virtual currency like any other site, all while boosting its credibility among investors

Bitcoin's volatile value has been on the upswing over the last few weeks. (Image credit:…

By Patrick Austin

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6 Tips for Young Investors

Learn the basics of how to get a head start on planning your retirement

Once you land full-time employment, your employer may offer the option to contribute to…

By Sheiresa Ngo

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Florida Tech to Host Webinar on Supply Chain Risk Management

How to Invest in Emerging Markets [Infographic]

If you’ve considered investing in an emerging market, you may not know how to get…

By Sheiresa Ngo

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Image: ThinkStock

Personal Finance Word of the Day: Mid-Cap Fund

Your daily money bite

Word of the day: Mid-cap fund
A mid-cap fund is a type of stock fund that…

By Sheiresa Ngo

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EY offers global mentoring opportunity to entrepreneurs

The Case for Investing in Global Fixed Income

Vanguard researchers explain why this asset class should have a place in your portfolio

However, many U.S. investors are not investing in these securities

By Sheiresa Ngo

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investing

An Asset Allocation Guide [Infographic]

Don't put all your eggs in one basket

What does asset allocation mean?

By Sheiresa Ngo

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Black Enterprise Financial All-Star: Dwight Raiford

Advice from Black Enterprise's top experts

Have you begun to plan for retirement?

By Sheiresa Ngo

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Luis von Ahn, co-founder of Duolingo, doesn't want to charge anyone for learning a new language.

Duolingo Raises $20 Million For More Languages, Certifications

Duolingo wants everyone to learn a new language, and wants to do it on the cheap

With a successful round of funding, the language learning app Duolingo wants to offer more…

By Patrick Austin

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IPO

What to Look for in an IPO

Earnings, cash flow and revenue growth are the most important criteria

IPOs provide a rare chance to peek into a private company’s financials (as required by…

By Alan Hughes

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Credit Cards

The Lowdown on Investment Rewards Credit Cards

Weigh the pros and cons before making a decision

Investment rewards credit cards are touted as a savings tool

By Sheryl Nance-Nash

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Do’s and Don’ts of Starting an Investment Club

Here’s how to get on the right foot.

Investment clubs provide a great way to learn about investments and the stock market.

By Tamara E. Holmes

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dollar question

The Roth IRA Still a Mystery for Some

Fear and lack of knowledge are holding some investors back.

Some investors are giving the Roth IRA the cold shoulder.

By Sheiresa Ngo

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How to Consider a Lean Launch For Your Business Idea

The tested way to fast track your business

Whether you are currently running a business or thinking about making the leap towards entrepreneurship,…

By James Walker

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Is this what you're waiting for? WAKE UP!!! Time to get real.

5 Reality Checks You Must Face to Fix Your Finances

One of the challenges of financial education is trying to get through to people who think the rules of smart money management do not apply to them.

Time to get real: You are NOT the exception to the rules of building wealth.

By Alfred Edmond, Jr.

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Help Mom Build Wealth for Mother’s Day

She's spent your whole life investing herself in you. Doesn't she deserve financial security for herself?

Your mother has probably spent your entire life investing in you. Mother’s Day is a…

By Alfred Edmond, Jr.

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The Ultimate Career Every Professional Should Prep For

You won't believe what this lucrative professional path is

Apparently, no matter what industry you’re in today, there’s one path of employment everyone should…

By Janell Hazelwood

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piggy bank

Financial Woes: Workers are Saving too Little to Retire

New survey reveals Americans are not enough retirement dollars.

Fifty-seven percent of surveyed Americans reported less than $25,000 in savings and investments.

By Gerren Keith Gaynor

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Smart Money Moves for Investors

There's a sub market for the savvy investor

5 things to watch for.

By Ashley R. Harris

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5 Ways to Profit From Investing in the “Obama Economy”

Right now is the best time for you to invest.

The stock market has gotten off to a rip-roaring start this year. And right now…

By Derek T. Dingle

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Inform Your Elderly on the Dangers of Self-Directed IRAs

Just one or two mishaps can lead to losing everything when an investment goes bad

Don’t let your elderly family members fall victim to the risks of self-directed IRAs.

By Jennifer Streaks

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(Image: Thinkstock)

How to Woo Investors 101

New organization teaches entrepreneurs about the fundamentals of getting funded

As the Entrepreneurial Growth and Wealth Creation Symposium nears, Timothy Reese, founder of the National…

By Marcia Wade Talbert

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Take control of debt. “The rich rule over the poor, and the borrower is servant to the lender.” —Proverbs 22:7

Should You Focus On Reducing Debt, Saving Or Investing?

It's a trick question: Everything you do with your money is an investment. But debt reduction is one of the best you can make, with guaranteed returns.

Should you focus on debt reduction, saving or investing? It’s a trick question. Everything you…

By Alfred Edmond, Jr.

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saving-and-investing

Tired of Your Money Market Account?

Check out these pros and cons of Exchange Traded Funds (ETFs) as a safe cash alternative

Check out these pros and cons of Exchange Traded Funds (ETFs) as a safe cash…

By Sakina P. Spruell

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EY offers global mentoring opportunity to entrepreneurs

Is Now the Time to Invest in Africa?

Fund manager says growing middle class, free markets make certain countries attractive

The African Continent is home to more than 1 billion people. And with a growing…

By Alan Hughes

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(Image: ThinkStock)

5 Things to Think About Before Investing in Art

Isolde Brielmaier is an expert in the world of art and shares her pointers on preparing yourself to invest in more than pretty pictures

SCAD’s Chief Curator Explains Isolde Brielmaier offers up advice for the novice art collector on…

By Amber McKynzie

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Powered Up

Experience has taught Joe A. Gilbert, a portfolio manager at Integrity Asset Management, to be…

By Frank McCoy

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Mellody Hobson, President, Ariel Ariel Investments L.L.C.

Out of Sync

Why the stock market and the economy seem at odds

In February we saw headlines about the DOW JONES industrial average reaching its highest level…

By Mellody Hobson

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(l-r) Robin A. Young, Financial Adviser and President, Women Behaving Wealthy; Lori Anne Douglass, Partner, Trusts and Estates Group, Moses & Singer L.L.P.; Sharon Epperson, CNBC Senior Commodities and Personal Finance Correspondent; Dail St. Claire, President, Williams Capital Management

Everything You Wanted to Know About Your Finances

Understand your risk tolerance, because most people’s portfolio allocation is not consistent with their risk…

By Carolyn M. Brown

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Yolanda Hawkes is ready for retirement investing (Photo by Quantrell D. Colbert)

Investment Planning by the Decade

Whether the market rises or falls, you need to stay the course and invest throughout your lifetime

Only two in 10 African Americans believe they are on track to meet their goals…

By Frank McCoy

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Earl "Butch" Graves Jr., President & CEO, Black Enterprise

Choose Wealth, Not Style

I’m sure if you’ve read my column, heard my speeches, or had the chance to…

By Earl "Butch" Graves Jr.

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Hyacinth Tucker (Photo by Kevin Allen)

Tools and Tips for Online Investing

Self-directed investment tools help you balance your portfolio and grow wealth

For years Hyacinth Tucker of Bowie, Maryland, thought investing was for the rich.

By Tamara E. Holmes

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Brian and Robin McLean and daughter Autumn (Photo by Paul Nurnberg)

Beyond Homeownership

Military benefits gave Brian McLean, 27, and his wife, Robin, 29, a great head start…

By Sakina P. Spruell

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Financial Adviser Creates March (Money) Madness to Promote Financial Literacy

Brokerage professional gives common sports bracket investment spin

Rob Wilson, created an investment game that plays off the popular March Madness basketball…

By Janell Hazelwood

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Dameon Proctor (Photo by Kevin Allen)

Prospecting for Gold

Here’s how much bullion to add to a diversified portfolio and hedge against falling currencies

Few things rile investors as much as the topic of gold.

By James A. Anderson

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Lee Baker

America’s Devotion to Gas and iPads

Lee Baker has a crush on companies that provide share growth and product favorites

Lee Baker, a Georgia Tech graduate with a degree in industrial engineering, has a fondness…

By Frank McCoy

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7 Signs that You are a Woman Behaving Wealthy

Time for a purse check, ladies. These tips tell you what you need to do to go from 'just making it' or 'plain broke' to truly wealthy

Time for a purse check, ladies. These tips tell you what you need to do…

By Robin A. Young

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Jeremy McMullen (Photo by Brian Dressler)

Portfolio Repair

Many people would love to be in Jeremy McMullen’s shoes. At 30, he has little…

By BLACK ENTERPRISE

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Mellody Hobson

You Can’t Predict the Future

We find ourselves at that time of year again: While many are resolving to lose…

By Mellody Hobson

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Robert McMillan

Bullish on Retail

Standard & Poor’s stock analyst Robert McMillan says consumer financials and commercial real estate investment trusts can offer solid returns

Standard & Poor’s INDUSTRY analyst Robert McMillan has been particularly bullish when it comes to…

By James A. Anderson

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Image: ThinkStock

Optimistic Outlook

Morningstar equity analyst Daniel Holland sees industrial stocks as a bargain for long-term investors

At first glimpse, it’s hard to make up your mind about industrial stocks—companies involved in…

By James A. Anderson

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Ask the Money Coach: Are You Ever Too Old to Start a 401(K)?

Whether it's you or your grandma, here's what you need to know about saving for retirement

Money Coach Lynnette Khalfani-Cox tells you if you’re ever told old to start planning for…

By Lynnette Khalfani-Cox

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stocks rise

Middle Ground

Eric T. McKissack says midcap stocks offer value in an economy in search of a steady course

Eric T. McKissack, CEO and chief investment officer of the Chicago investment firm Channing Capital…

By James A. Anderson

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MellodyHobson

Don’t Let the Debt Downgrade Scare You

The worst thing to do is panic in today’s market. You can reach long-term goals if you stay the course

Although it was well-telegraphed, I was still plenty surprised when Standard & Poor’s downgraded the…

By Mellody Hobson

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1. The company requests a fee before providing a service. To combat such scams an advanced fee ban under the Federal Trade Commission’s Mortgage Relief Services Rule has been put in place to prevent distressed homeowners from being taken advantage of.

Stocks That Pay Dividends

Jessie Abercrombie finds stable, income-producing investments even in a turbulent market

In a jittery market, it makes sense to scout out stocks that pay a high…

By James A. Anderson

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Photo: Greg Plactha

How You Can Profit From Market Volatility

Leading money managers share the best strategies for building your portfolio

Distressed by the erratic trading sequence of stocks in recent months, Nathan Garrett has dramatically…

By Jeffrey McKinney

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Venture Capital Firms Profit from Funding Women-led Businesses

7 Excuses That Are Delaying Your Retirement

Time is the most vital element in building your nest egg. Start now, or pay later

Time is the most vital element in building your nest egg. Start now or pay…

By LaToya M. Smith

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09MONEY-McKenzieSlaughter

Portfolio Protection

Professional investors hunt for new opportunities for all kinds of compelling reasons. For one, new…

By James A. Anderson

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Dawn Brown, Senior Financial Adviser, Altfest Personal Wealth Management (Photo courtesy of Dawn Brown)

Experience Required

Financial adviser Dawn Brown chooses three mutual funds with a proven history of strong performance and seasoned management

Dawn Brown has a very methodical approach to choosing mutual funds, no matter what direction…

By James A. Anderson

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Photo: Alex Jones

Inflation-Proof Your Portfolio

How you can craft an investment plan that keeps pace

Short-term signs of inflation are easy to spot, from the higher tab to fill the…

By James A. Anderson

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Earl "Butch" Graves Jr., President & CEO, Black Enterprise

Why Living in the Moment May Sabotage Your Future

I can’t fathom why so many people are content with sabotaging their retirement plans. Yet…

By Earl "Butch" Graves Jr.

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Pseudo Phenom: It Takes More than Bragging to be a Boss

Cars, clothes and uh... that ... isn't enough to win the title of head honcho

As with any pop culture concept that takes on a life of its own, the…

By Janell Hazelwood

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It’s A Small (Cap) World

Investment manager Eugene Profit offers his favorite small-cap stocks in healthcare, technology, and clothing retail

During recoveries, there’s a rule of thumb in investing: Small-cap shares—stocks of companies with a…

By James A. Anderson

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Groupon elected Ariel Investments President Mellody Hobson to its board of directors (Image: File)

Why Trading Commodities Isn’t a Get-Rich-Quick Scheme

If you must invest in commodities, here’s how to do it the right way

I get worried when I start seeing signs that people think they can make a…

By Mellody Hobson

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Life on “The Street”

How Lamont McMillan turned an after-school internship into his dream job as a bond trader

Raising a young man in New York City isn’t easy. But Glenn Lamont McMillan Sr.…

By John Simons

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Groupon elected Ariel Investments President Mellody Hobson to its board of directors (Image: File)

Forget Fear

A new way to look at the classic tradeoff between investing risk and reward

Clearly, we’ve witnessed a strong rebound after a very difficult financial crisis. And yet, in…

By Mellody Hobson

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Set Your Investments on a New Course

Experts tell you how to invest in today's hottest sectors without getting burned

While the U.S. economy continues its slow recovery from the financial crisis and recession, the…

By Donald Jay Korn

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Earl "Butch" Graves Jr., President & CEO, Black Enterprise

Simple Rules for Lifetime Investing

Many of us let a crisis go to waste. Yes, the Great Recession put a…

By Earl "Butch" Graves Jr.

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Earl G. Graves Sr., Chairman & Publisher, Black Enterprise

Let’s Get Back to Investing in Our Future

Live within your means. Put money aside for tough times. Save, don’t borrow, for the…

By Earl G. Graves, Sr.

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We all could use more ways to save money. And why not conserve the earth while doing it? Here are a few ways you can conserve energy -- and cut expenses -- by being eco-friendly.

How To Make Sure Portfolio Managers ‘Eat Their Own Cooking’

Trusting a financial advisor who doesn't follow their own advice is a recipe for disaster

I like to know that the people guiding a particular mutual fund’s investments–the portfolio managers–have…

By John Simons

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The Stock Market Rally Lives On. But Can It Continue?

Today marks the two-year anniversary of the stock market rally; is good or bad news ahead?

Today marks the two-year anniversary of the stock market rally; is good or bad news…

By John Simons

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5 Steps to Improving the Investment Options in Your Employer’s 401(k) Plan

Here's how to get your employer to explore more 401(k) options

Here’s how to get your employer to explore more 401(k) options

By Renita Burns

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Jennifer Norman [Photo: Rayon Richards]

A New Financial Game Plan

While overcoming a debt setback, Jennifer Norman is on the right track to reducing her taxes and maximizing her investments

Norman’s debt struggles are typical of many young college graduates. The misuse of credit cards…

By Carolyn M. Brown

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Natalie McNeal (Photo: Michael McElroy)

Digital Tools with Huge Returns

black enterprise reviews the top online and mobile tools for savvy investors

Back in 2008, Natalie P. McNeal gave up some of her favorite luxuries. For a…

By Renita Burns

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Thinking In Threes

Eric Grant recommends a trio of funds that can work well in any portfolio

When helping clients configure their retirement portfolios, Eric Grant often likes to suggest mutual funds…

By John Simons

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According to the 2010 Ariel Black Investor Survey, African Americans consistently saved and invested less than whites of similar incomes over the past decade. As BLACK ENTERPRISE CEO Earl "Butch" Graves, Jr. wrote in a recent Executive Memo: "Make money work for you, not against you. We must reverse this trend by taking a disciplined approach." For the February issue of BLACK ENTERPRISE magazine, I charged our Finance Editor John Simons and our Consumer Affairs Editor Sheiresa Ngo with wwweloping 10 power moves to improve our readers' finances. Follow these tips to better manage your money today an dreap huge benefits tomorrow!--Derek Dingle

10 Power Moves to Help You Better Manage Your Money

Simple steps to help you spend, save and invest smarter

According to the 2010 Ariel Black Investor Survey, African Americans consistently saved and invested less…

By Derek T. Dingle

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6) The rich versus the wealthy: Chris Rock says there's a big difference between rich and wealthy. (Remember? “If Bill Gates woke up with Oprah’s money he’d jump out a [bleeping] window.”) Maybe not; but White believes the true definition is when you no longer have to work for your money; instead your money works for you, your children, your grandchildren... "If you can invest and have your money yield whatever the prevailing interest rate is on that amount at the time, say 3%, and you can live off that interest, you're on your way to being wealthy.”

4/11: 11 Ways to Get Your Money Right for the New Year

Time to get serious about your money matters. Here's how!

</a>With 2010 logged into the history books, it’s time to look forward to the future…

By Elayne Fluker

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Size Matters

Asset Manager James N. Nelson III likes big companies destined to grow even bigger

James N. Nelson III says do your homework and you’ll find low-risk investments that can…

By James A. Anderson

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Beware the Bond Bubble

Right now, bonds carry more risk than you realize

Three key factors have to be present before I consider an investment to be a…

By Mellody Hobson

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Is it Time to Invest in Tech Again?

Financial experts get real about whether you should put money into dot-com stocks

Recently, venture capitalists have begun pouring money into a few bellwether dot-coms.

By Bridget McCrea

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BE Next: Your Money Questions Answered

BE canvassed our 21-35-year-old audience to solicit their most pressing questions about wealth building

Black Enterprise asked our team of experienced financial advisers to help answer some of your…

By BLACK ENTERPRISE

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swizz_beatz

WATCH: Swizz Beatz On the Beauty of Investing in Art

The mega-producer shares the do's and don'ts of making wise art purchases

BlackEnterprise.com caught up with music and art connoisseur Swizz Beatz while the mega producer-come-NYU professor…

By Anslem Samuel

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WATCH: 5 Money Management Tips With Mellody Hobson

What young people need to know about investing. (It's not as difficult as you think!)

The Ariel Investments President shares her wisdom on the power of saving and investing.

By Anslem Samuel

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Do the REIT Thing

Why some investment advisers are recommending real estate investment trusts now

If you’re looking to diversify your portfolio, a real estate investment trust, or REIT, is…

By John Simons

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retirement

Retiring Rich: Asset Allocation 101

Advice, tips and strategies you can use now to ensure a secure retirement in the future

Asset allocation or balancing risk and reward based on your retirement timeline is important to…

By LaToya M. Smith

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Money Basics: How to Begin Investing

Lessons on the fundamentals of personal finance and money management

John Gannon, senior vice president of The Financial Industry Regulatory Authority(FINRA)’s Office of Education, offers…

By Janell Hazelwood

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kids and money

Kids & Money: Grow Money Fast with Compound Interest

Money lessons we need to teach to our kids from K-12

Here’s a quick and easy compound interest exercise you can perform everyday for one week…

By Renita Burns

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Money Expert Q&A: Replenish Savings with Life Insurance

Insider tips on how to build and manage wealth

You can use life insurance to supplement retirement income, grow your retirement reserves, and replenish…

By Marcia Wade Talbert

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Kids & Money: How to Put Stocks in Your Child’s Name

Money lessons we need to teach to our kids from K-12

Since opening a brokerage account is out of the question for your minor opening a…

By Renita Burns

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Women are Taking Control of Their Finances

Women are handling their business when it comes to household money management

I recently attended a seminar on women and money. The seminar, moderated by personal finance…

By Sheiresa Ngo

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Introduction to Stocks

Prepare yourself for the cyclical nature of the stock market

Before you invest, take some time to understand all of your options beginning with the…

By Patricia Stallworth

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Building Wealth Requires Do-it-Yourself Investing

Increasingly, we must all fend for ourselves when it comes to living comfortably in our golden years

This year, my 6-year-old daughter, Ella, learned how to count money. I burst with…

By John Simons

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The New ‘Back to Africa’ Movement

Larry Seruma, creator of the first actively managed mutual fund to focus exclusively on Africa, makes the case for investing in the motherland

By now, nearly every American investor knowsbout the potential opportunities in the emerging markets of…

By John Simons

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Plan Well, Retire Rich

How Tony Gittens and Jennifer Lawson invested for a long, healthy retirement

If You were to accuse Tony Gittens and his wife, Jennifer Lawson, of being obsessive…

By Glenn Townes

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Middle-class African Americans are more likely than whites to have cut back on saving and investing in order to make it through the recession, according to the 2010 Ariel Black Investor Survey. The data is not unexpected since the unemployment rate for African Americans (15.4%) continues to track higher than the overall jobless rate for all Americans (9.5%). “In times of economic hardship, people have to make difficult decisions,” said Mellody Hobson, Ariel president and columnist for Black Enterprise magazine. “Unfortunately, the resulting trade-offs mean many in our community are slipping even further behind.”

African American Investors are Down, but Not Out

Cutting back on saving and spending, helps blacks make it through recession

Middle-class African Americans are more likely than whites to have cut back on saving and…

By Deborah Creighton Skinner

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eyesontheprize

Eyes on the Prize

April McLemore wants to �retire by age 55. But will she have enough money saved in 16 years to live �comfortably?

Friends and family aren’t likely to find April McLemore shopping in stores such as Nordstrom…

By Carolyn M. Brown

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Learning the ABCs of CDs

Not all certificates of deposit are created equal

Most people tend to think of CDs as simple investments but they can get complicated.…

By Patricia Stallworth

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The First African-focused Mutual Fund

Larry Seruma creates the first actively managed mutual fund focusing exclusively on the motherland

By now, nearly every American investor knows about the potential opportunities in the emerging markets…

By John Simons

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Cutting Edge: Zip Car’s Going Public. Should I Buy?

How to research an IPO

Though money is a bit tight with student loans, I’m still always on the prowl…

By Renita Burns

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Investing 101: Which Method Will You Use to Invest?

Do you go it alone or use a financial adviser? Your answer will determine your investing plan

Before you get too far along in creating your investment plan, stop and take a…

By Patricia Stallworth

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News You Can Use

Boston investment banker Arnett Waters sifts through recent events to locate out-of-favor stock gems.

Arnett Lanse Waters is a bit of a news junkie. His best investment ideas, he…

By John Simons

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Free Your Mind

Its OK to be bullish again, but dont run blindly with the herd

Creating a dependable forecast of the economy is notoriously difficult. Tons of variables connect to…

By Mellody Hobson

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Investing 101: How to Create the Perfect Financial Plan

Don't wait. Prioritize your goals and get started now!

A good plan is key to a successful investment program. The basis or foundation of…

By Patricia Stallworth

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Women & Money: Let’s Take on the World of Investing

To be successful, check your behavior and get out of your own way

Personal finance guru Patricia Stallworth begins a series on women and investing. First up, teaching…

By Patricia Stallworth

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Women & Investing: Are You a Reluctant Investor?

Gain confidence by educating yourself and developing a financial strategy

Are you a reluctant investor? If so, you aren’t alone. Many women are hesitant to…

By Patricia Stallworth

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African American Wealth Gap Quadruples

High-income blacks have less wealth than middle-class whites

The wealth gap between white and African-American families has increased more than four times between…

By Deborah Creighton Skinner

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06WFL-Malcolm-Johnson

Rewriting the Financial Playbook

Pro athlete turned corporate executive Malcolm Johnson is on his game in helping his family prosper

Malcolm Johnson has had a good handle on his money since retiring seven years ago…

By Carolyn M. Brown

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Cutting Edge: Beware of Selling Your Investment

Be sure that you understand the capital gains tax before you cash out

It was the final semester of my senior year in college and I was in…

By Renita Burns

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Cutting Edge: How NOT to Invest in a Mutual Fund

Do a reality check on financial product offerings coming into your community

I never quite understood how subprime lending was able to ravage so many communities until…

By Renita Burns

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Does God Have a Place in Your Portfolio?

A growing number of ETFs and mutual funds attempt to appeal to religious investors

What’s God got to do with investing? Increasingly, quite a bit.

By Sheryl Nance-Nash

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In Search of Small Wonders

Portfolio manager Kempton Ingersol makes a case for his favorite small-cap stocks

Kempton Ingersol’s job is considerably more fun than the average portfolio manager. Ingersol, who is…

By John Simons

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Women & Money: Beware of Self-Defeating Behaviors

How you handle financial obstacles will determine whether or not you reach your final destination

There’s no doubt that on your journey to financial independence, you are going to run…

By Patricia Stallworth

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Women & Money: What’s Your NET Worth?

To scout out a path to financial independence, you need to know where you are starting from

Creating a financial plan is essential as you move toward financial independence. Analyze where you…

By Patricia Stallworth

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Women & Money: Don’t Forget to Plan

It�s time to consider exactly where are we going and how will we know when we get there

As we travel down the road to financial independence, it’s time to consider one huge…

By Patricia Stallworth

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Women & Money: The Gender Wage Gap Could Cost You $2 Million

The financial consequences of working while female add up to many missed opportunities

For all of us who are guilty of WWF (working while female) we already know…

By Patricia Stallworth

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Long-Term Investing to Create the Future You Deserve

Despite volatility, the markets will continue to offer the returns you need to reach your financial goals.

In today’s unpredictable environment, far too many of us operate in survival mode, suffering from…

By Earl "Butch" Graves Jr.

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Investing Rules for Women: Invest for Your Retirement

Once you start putting money in that retirement purse, don't take it out

There are countless resources available to help you learn the fundamentals of investing. This week,…

By Sheiresa Ngo

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Investing Rules for Women: Don’t Go it Alone

Investing with a group lightens the workload

There are countless resources available to help you learn the fundamentals of investing. This week,…

By Sheiresa Ngo

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Investing Rules for Women: Educate Yourself

Learning the ins and outs of investing, saving, and budgeting

nce you start investing, it’s important not to lose sight of your financial goals. Whether…

By Sheiresa Ngo

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Investing Rules for Women: Get Over Your Fear

Become familiar with the culture of investing

One way to get over your fear is to become familiar with the culture of…

By Sheiresa Ngo

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Poll of the Week

A year after epic lows in the stock market, will the current economic rebound last?

One year ago this week, the Standard & Poor’s 500 hit a 12-year low of…

By BlackEnterprise.com

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How Do I Make Money Now?

It takes time to reach your financial goals, but you can take steps to ensure a smoother journey

Sooner or later there comes a time on every journey, real or virtual when someone…

By Patricia Stallworth

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Family Ties

How three generations of one family work together to build a financial legacy

Avery Allen isn’t your typical 12-year-old. Unlike most of his peers, he doesn’t see his…

By Bridget McCrea

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Is Your Money Working For You?

Take time to set goals and prioritize where you want your money to go

So often, we live in the day-to-day, allowing the demands of the present to swallow…

By Patricia Stallworth

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Green Investing

Money manager Isaac Green's advice on where to put your money as the economy recovers

In the dot-com-crazed ’90s, a good number of investment firms chased big returns by employing…

By Alan Hughes

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It’s All About You … and Money

Strategies to take control of your financial future

Welcome to the Women & Money Blog! Join personal financial expert Patricia Stallworth each week…

By Patricia Stallworth

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Money Matters: Preparing for Retirement

Ask yourself key questions to reveal how best to structure your investments

I’m 61 years old and would like to retire in seven years. I have…

By John Simons

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A Woman’s Guide to Money Management

Now is the time to plan your financial future

Creating a financial plan should be on everyone’s to-do list. Financial planning is not solely…

By Sheiresa Ngo

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Play Games with Your Money

Having fun is a great way to get over your fear of investing

If you’ve always wanted to start investing but have always been afraid of losing money,…

By Sheiresa Ngo

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Uncoventional Wisdom

How good a stock picker is Quintano Downes? The 13-year Wall Street veteran equities trader…

By John Simons

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Apocalypse Then

Lessons from the crash

Life teaches its lessons not during easy times, but during difficult ones. As distance runners…

By Mellody Hobson

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Where To Invest In 2010

Expert market-watchers offer their outlook for the year ahead

Tea leaves, tarot cards, roots, potions, and Mattel’s Magic 8 Ball. If any of these…

By James A. Anderson

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Value vs. Growth: Which Way of Evaluating a Stock’s Potential is Better?

Investors should use a mix of both philosophies.

Though objective experts believe neither philosophy is better than the other, each school of thought…

By Renita Burns

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Don’t Miss the Tech Stock Revival

Voice, video, and data are breathing new life into tech stocks. Richard Shaw identifies tomorrows winners

The economy will always have its booms and busts—and the same goes for financial markets.…

By John Simons

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Quick Tips: What to Ask Yourself Before Applying for Financing

The right questions to ask, financing options to try

While most business owners are at least familiar with some common forms of financing –…

By Renita Burns

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Don’t Miss the Tech Stock Revival

Voice, video, and data are breathing new life into tech stocks. Richard Shaw identifies tomorrows winners

Which companies are positioned to prosper in the Internet’s latest voice, data, and video revolution.

By John Simons

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Taking Advantage of Takeovers

Benefit from an expected boom in mergers, acquisitions

When stocks rise, corporate takeovers usually aren’t far behind. Those takeovers can generate profits for…

By Donald Jay Korn

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Why Buy Retail Stocks?

Experts say stocks have strong growth potential

As investors hunt for bargain stocks with strong growth potential, many are taking a closer…

By Vicki Lee Parker

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An Eye for Innovation

David Saunders of Credo Capital Management prefers growth companies with one-of-a-kind technologies

David E. Saunders II is the very definition of a growth investor. Saunders seeks high…

By John Simons

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Finding the Sweet Spot of Investing

Reduce a portfolios risk without giving up on high returns

Here is a collection of investments that can help to minimize the chance of losses…

By Donald Jay Korn

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Tools to Help You Track Your Dollars

Take the stress out of money management

I recently tested three programs, Microsoft Excel, Mint.com, and Google Docs, to find the pros…

By Renita Burns

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When Two Becomes One

How to rebound when your income has dwindled

Pat Houston, 38, remains one of the 14.5 million unemployed, according to the July 2009…

By Sakina P. Spruell

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All Star Advice

Financial Planners, investment gurus, realtors, tax advisers, and insurance agents share their best advicein their own words

Now that the world’s economic outlook appears less gloomy than in months past, black enterprise…

By Renita Burns

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Investing in the Future

Larry and Brenda Breland's savings plan funded their retirement andput their kids through college

Educating young minds for some 30 years is no small feat. But it was a…

By Carolyn M. Brown

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Get Ready for Recovery

Channing Capital Management CEO urges investors to jump back into the market

This is a good time to be looking at your portfolio in the context of…

By John Simons

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How to Raise an Entrepreneur

Tips to awaken your childs business sense

The mind of a child is unparalleled. Bursting with creativity and fearlessness, most children do…

By Renita Burns

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Finding Financials

Bank, brokerage, and insurance stocks are pariahs these days. But many avoided danger. Heres some to consider

The recent economic meltdown started with the implosion of a handful of big banks and…

By Donald Jay Korn

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Have No Fear

TIPS offer a way to hedge against inflation

Perhaps you’ve noticed recently that the investment landscape has been long on turbulence and short…

By James A. Anderson

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Black Enterprise Stock Picks Collectively Outperform S&P 500

Expert selections make gains for first half of 2009

Black Enterprise’s stock-picking experts for the first half of 2009 are experiencing higher gains than…

By John Simons

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Investing in Africa and a New U.S.A.

Senegal president pushes for global recognition

While strife and instability may mark much of world’s perception of Africa, the continent is…

By Renita Burns

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