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Evaluating Your Real Compensation Package

Only a short time ago, American job hunters sat squarely in the driver’s seat. Candidates often had the luxury of contemplating multiple top-dollar offers, and perks were plentiful. My, ...

Perfect Score

Like many, Lisa Ndiaye filled out an application for her first Visa credit card in college. Unlike most, she paid her bills on time, kept the balances low, and 20 years later, she still has the account. While this may seem like common sense, these actions, coupled with Ndiaye's diligent payment history on all of her credit accounts, lands her a near perfect credit score of 843–a distinction that only a marginal percent of the U.S. population boasts.

Young Wealth Builders

Young adults are taking care of business when it comes to personal finance. Despite reports about their financial illiteracy and indifference, some have learned from the financial meltdown of 2008 that a secure financial foundation is essential. A 2011 survey by a division of JPMorgan Chase and U.S. News &World Report shows that young adults (age 18–34) are concerned about responsible money management and want to pay down debt, spend less, save more, and create a budget. Of the 1,000 young adults surveyed, 54% said they wanted to save money.

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