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Money > Consumer Affairs

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American Airlines Rewards Top-Paying Flyers with Mileage

American Airlines recently announced that they would be rewarding its travelers who pay top dollar…

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oil

How To Profit from Falling Oil Prices

Oil is the lowest its been since 2009

According to Time.com, oil prices are the lowest they’ve been since 2009 due to “stagnant…

By Essence Gant

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MillenialsMain

Americans Say No to More Holiday Spending Depsite Lower Gas Prices

Americans, with the exception of millennials, shut their wallets despite cheaper gas

Gas prices are on a steady decline. According to USAToday.com, the Energy Department predicts that…

By Essence Gant

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EY seeks exceptional women entrepreneurs for its 2014 Entrepreneurial Winning Women™ Program

Four Funding Sources for Women

Going back to school or starting a business may be more realistic than you think

The average cost of a college education and starting a business is $30,000, according to College…

By Essence Gant

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student loan

CFPB Fights Student Debt Relief Scams

Bureau aims to put an end to underhanded practices

Some students seeking debt relief were lured into a sneaky scam.

By Sheiresa Ngo

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(Image: ThinkStock)

CFPB Announces Consumer Saving Research Project

Bureau aims to help consumers with saving

The CFPB announced a research program that would assess the effectiveness of certain habits designed…

By Sheiresa Ngo

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identity theft

Tips for National Identity Theft Prevention and Awareness Month

Take steps to protect your identity

Identity theft is the top consumer fraud in the United States, according to the Federal…

By Sheiresa Ngo

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Photo: YouTube

YouTube Paying Top Dollar to Keep Big Stars

Vloggers have all the power

YouTube, an entitiy of Google Inc, is offering its “celebrities” top dollar to sign exclusive…

By Essence Gant

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(Image: ThinkStock)

New Scam Lures Consumers with Letters from Santa

That note from the North Pole might bring you a world of trouble

You might want to do something extra special for the kiddos this Christmas, but you…

By Sheiresa Ngo

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Image: Instagram

BE Buy Black Holiday Gift Guide: Part One

Gifts from Beyoncé's stylist, Shark Tank cooks and more!

Image: Instagram
Despite African-Americans’ $1 trillion buying power, which is expected to reach $1.3 trillion by…

By Essence Gant

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Medical Billing Provider Settles FTC Charges for Misleading Consumers about Privacy

Your information might not be safe

You might not give a second thought to how your information is going to be…

By Sheiresa Ngo

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Five Legal Terms Every Business Owner Should Know

CFPB Takes Action Against Debt Settlement Firm

Bureau steps in to protect consumers

Sometimes debt collectors can be downright sneaky. Thankfully, the Consumer Financial Protection Bureau is here…

By Sheiresa Ngo

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Brian Williams pic

Entrepreneur Provides Resource for ‘Buying Black’

Elevator Pitch finalist Brian Williams' PurchaseBlack.com, provides a place to find black owned businesses.

Purchaseblack.com provides a place to find black businesses.

By Raqiyah Mays

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Your partner is a credit fugitive…but there may be hope: The phone rings constantly throughout the day and early evening and your partner refuses to answer.  Or worse, you’re constantly meeting your partner somewhere new because they frequently have a new residence. While financial expert, Harrine Freeman notes such warning signals, she says before rushing to judgment one should attempt to have an open and honest conversation about credit. “In 2010, FICO Inc. showed that 25.5% of consumers—about 43.4 million people—have a credit score of 599 or below,” she states. “Many people have bad credit so don’t jump to conclusions. Find out the whole story before making decision if you want to continue dating them.”

Americans’ Top Financial Priority is Bills

Many Americans' focus is catching up on bills

Americans’ number one money concern is bills or staying current with living expenses for the…

By Essence Gant

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black-woman-shopping

ValPak 2014 Holiday Survey: Consumers are Shopping Smarter

Are you making wise shopping decisions?

This year, more consumers are focused on shopping smarter and saving money.

By Sheiresa Ngo

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Reports: Sony Refunds Consumers After Misleading Advertisement

FTC busts the tech company for claims involving functions of PS3 and PS Vita

Sony settles charge with FTC and refunds customers after misleading advertisement surrounding the PS Vita…

By Essence Gant

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Nielsen Study: African American Income, Education Exceeds Expectations

Watch out for Dangerous Toys on Store Shelves

Use caution when shopping for children's toys

If you plan to do some holiday shopping for the children in your life, be…

By Sheiresa Ngo

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poverty gap

Book Review: “How The Poor Can Save Capitalism”

How The Poor Can Save Capitalism brings hope to struggling economy

John Hope Bryant is one of America’s most famed empowerment leaders. The founder, chairman and…

By Essence Gant

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Watch out for Holiday Shopping Scams

Don't get fooled by fraudsters

You’re likely preparing to do some serious shopping this holiday season, but you need to…

By Sheiresa Ngo

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Get Ready for Giving Tuesday

Be cautious when giving to charity

This time of year might put you in the giving mood. Luckily for you, the…

By Sheiresa Ngo

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(Image: ThinkStock)

Holiday Tips: 3 Ways to Shop via Instagram

These social-media linked apps will make getting the perfect gift that much easier

Some of our favorite designers and bloggers are adding more power to our fingertips by…

By Kandia Johnson

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(Image: ThinkStock)

Holiday Shopping: Get Ready for Goodshop Sunday

Yet another shopping day to gain savings and give back

You’re familiar with Black Friday and Cyber Monday, but you most likely haven’t heard about…

By Sheiresa Ngo

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holiday-shopping-sales-e1355955650770

Etiquette Tips for Black Friday

Tips for maintaining your composure while shopping for deals

Just because the “deal of the century” is within your grasp, does not give you…

By Sheiresa Ngo

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(Image: ThinkStock)

Score Holiday Deals on Twitter

Snag discounts on social media

Many stores advertise special discount codes for the holiday on their Twitter feed.

By Sheiresa Ngo

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AngryYoungWomanComputerNewsLetter

How to Get Rid of Junk Mail and Telemarketers Once and For All

Stop annoying emails and phone calls for up to five years or forever

Get rid of junk mail and telemarketers with these quick and easy steps.

By Essence Gant

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5 Ways to Market Your Business for the Holiday Season

ICBA Urging Local Shopping for Holidays

Organization advocating for consumers to keep the money in communities

Community banks and the ICBA encourage local shopping for the holiday season.

By Essence Gant

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black-woman-shopping

The Do’s and Don’ts of Regifting Holiday Presents

Here's how not to offend your friends and family this holiday

One way to save some cash this holiday season is to regift unwanted items.

By Sheiresa Ngo

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BBB Offers Tips for Holiday Shopping

Here's how you can get the most out of your purchases

Black Friday, Small Business Saturday, and Cyber Monday are sure to yield some great deals.…

By Sheiresa Ngo

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(Image: ThinkStock)

NFCC Offers Tips for Covering Holiday Expenses

Foundation provides tools to help you keep more cash in your pocket

Last year, holiday shoppers spent an average of $407 during the Thanksgiving weekend.

By Sheiresa Ngo

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piggy banks-300x232

NFCC Unveils Updated Website with Enhanced Financial Education Tools

Foundation offers refreshed site and engaging resources

The NFCC recently announced a refreshed website with new tools to help increase financial literacy.…

By Sheiresa Ngo

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Net neutrality protest washington

Why Everyone Should Care About Net Neutrality

The battle for how data across the Web and access to it is handled rages on

With President Obama in support of net neutrality and the Internet as a utility, now…

By Patrick Austin

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One Third of Part-Time Workers Are Struggling to Find Full-Time Work

A recent study by CareerBuilder shows many still having difficulty

A nationwide survey was conducted by CareerBuilder online, which took samples from 301 U.S. part-time…

By Cristie Leondis

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money

The Best Times of the Year to Snag a Deal

You can score a great deal if you know when to shop

Savings.com collected and analyzed shopping data from 2009 to 2013 to help you decide the…

By Sheiresa Ngo

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Image: Consumer Product Safety Commission

Product Recall: McDonald’s Hello Kitty Happy Meal Toy

Commission finds toy poses a choking hazard

The Consumer Product Safety Commission recalled 2.3 million whistle toys placed inside McDonald’s Happy Meals…

By Sheiresa Ngo

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Shawn Thompson2

Lincoln Motors’ Shawn Thompson Talks Philanthropy and Alpha Phi Alpha Win

The car company believes in giving back

BlackEnterprise.com chatted with Shawn Thompson, manager of Lincoln multicultural marketing, for more information about this…

By Sheiresa Ngo

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7 SAVINGS ACCOUNT QUESTIONS  	1. Does this account fit my banking habits?  	Just like with a checking account you have to ask yourself (and the prospective bank) similar questions: Do you prefer meeting face-to-face with a teller or quick transactions online? How often do you tap into your savings, if at all? Do you prefer setting up automatic withdrawals or managing your account with a passbook? Your personal preference(s) play a major part in selecting a bank.

Bank of America’s Andrew Plepler Talks Khan Academy Partnership

Executive discusses importance of financial education

BlackEnterprise.com caught up with Andrew Plepler, Global Corporate Social Responsibility and Consumer Policy executive at…

By Sheiresa Ngo

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bank_of_america

Bank of America and Khan Academy Team Up

The website offers a customized financial education experience

Close to 70% of Americans say money is a major cause of stress.

By Sheiresa Ngo

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money

Consumer Tip of the Day: Enjoy a Luxury Suite Experience for Less

You can enjoy the luxe life without breaking the bank

Book an entire suite or an individual seat in a suite–no annual lease required.

By Sheiresa Ngo

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Fraud-300x232

Cyber Crimes Top Consumers’ List of Fears

Many are spooked by potential identity theft

A Gallup study finds consumers fear getting their identity hacked more than any other crime…

By Sheiresa Ngo

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shopping-620x480

Thanksgiving Shopping: Kmart to Stay Open 42 Consecutive Hours

It's a holiday. Why stay home?

Kmart will open at 6:00 a.m. on Thanksgiving morning and stay open late for your…

By Sheiresa Ngo

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Consumer Tip of the Day: Free Car Seat Inspections in November

Ensure your children are secure during National Child Safety Month

Even if you think your child is properly strapped in, it doesn’t hurt to be…

By Sheiresa Ngo

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jamaica island beach

CTO Launches 2014 Tourism Trends Report

Publication provides insight into global travel habits

CTO launches the 2014 Trends & Insight Report at the World Travel Market, providing insight…

By Cristie Leondis

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(Image: Thinkstock)

Starbucks to Offer Delivery

Get caffeine at your door

Starbucks is working to make your coffee experience so effortless, you’ll barely have to speak…

By Sheiresa Ngo

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(Image: Thinkstock)

Product Recall: Tectron International Phone Chargers

This device could catch fire

(Image: Thinkstock)
If you’re like most people, your cell phone charger is like a life line.…

By Sheiresa Ngo

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house with money_final

Infographic: Don’t Let Winter Heating Bills Burn Your Budget

Tips for saving money while staying warm

The cost of replacing windows and insulation can hit your wallet pretty hard.

By Sheiresa Ngo

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White iPhone 6 Plus

10 Ways To Protect Your Mobile Payments

Follow these steps to protect yourself financially

With the announcement by Apple Inc., millions of Americans can now begin using a new…

By Carolyn M. Brown

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(Image: ThinkStock)

Most Consumers Fear Running out of Money

Are you afraid of going broke?

If you want to get a handle on your debt, you’ll have to first identify…

By Sheiresa Ngo

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MONEY

Watch out for Ebola Charity Scams

Don't let your hard-earned cash slip through your fingers

The Federal Trade Commission warns that scammers are ready and waiting to take advantage of…

By Sheiresa Ngo

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scam

Scammers Take Advantage of Ebola Scare

Don't let fear cause you to lose your common sense

The FTC and FDA are making it clear that unsubstantiated claims will not be tolerated.…

By Sheiresa Ngo

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Five Legal Terms Every Business Owner Should Know

Beware of Court Email Scam

Protect yourself from email fraud

If you’re not sure whether or not you need to appear in court, call…

By Sheiresa Ngo

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stress

10 Financial Institutions Hit By Hackers

These financial institutions suffered recent violations and data breaches

With the recent cases of Home Depot and JP Morgan being hacked, we take a…

By Kevin L. Clark

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FTC Halts Medicare Scam Targeting Seniors

Commission cracks down on fraudsters

Recently the Federal Trade Commission discovered a scheme that tricked many senior citizens in the…

By Sheiresa Ngo

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black-woman-shopping

Nielsen Study Highlights the Power of Black Female Consumers

Women of color hold the purse strings

African American women are the drivers of many household purchasing decisions

By Sheiresa Ngo

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walmart

Walmart Now Offers Low-Cost Checking Accounts

Consumers have a new choice among checking account offerings

Are you looking to open a checking account? GoBank might be just what you’re looking…

By Sheiresa Ngo

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scam

FTC Issues Refunds to Consumers Affected by AmeriDebt Scam

Customers will get their money back

Consumers were allegedly deceived regarding fees and were led to believe that AmeriDebt was a…

By Sheiresa Ngo

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shopping-620x480

Infographic: Countries with the Highest Customer Satisfaction

Find out which countries offer top-notch customer service

If you’re looking for a super-awesome customer service experience, you’re going to have to travel…

By Sheiresa Ngo

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young black family at park

AARP Family Expert Offers Coping Tips for the Sandwich Generation

If you're taking care of your parents and children financially, this advice is for you

If you’re overwhelmed by family obligations, know that it’s OK to reach out for support.

By Sheiresa Ngo

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Credit Cards

Tip of the Month: Managing Credit Card Debt

Your daily money bite

Black Enterprise Money editor Sheiresa Ngo shares her tip of month on managing credit card…

By Sheiresa Ngo

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extra money

Watch out for Health Plan Scams

Don't be fooled by this trick

Make sure to thoroughly research health care plans before you buy.

By Sheiresa Ngo

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hacienda2a

Timeshare Nightmare: Waking Up & Walking Out Can Be Just A Pipe Dream

A valid, binding contract almost impossible to get out of

(Image: Instagram)
On a vacation in Mexico six years ago, Jessica Martinez and her husband took…

By Richard Spiropoulos

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Timeshare Red Flags: Six Things to Look Out for Before You Sign

Industry experts warn about the devil in the details

Industry experts warn about the devil in the details in timeshare contracts. Buyer beware.

By Richard Spiropoulos

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(Image: Thinkstock)

FDIC Introduces Updated Site

Consumers get a new-and-improved site

The FDIC has unveiled an improved Website for consumers. Information is more accessible and engaging.…

By Sheiresa Ngo

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AngryYoungWomanComputerNewsLetter

New Work-at-Home Scheme Hits NYC

Be cautious about work-from-home jobs scams

If you’re thinking of taking on a work-from-home opportunity, think twice before signing on the…

By Sheiresa Ngo

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Credit Cards

Infographic: How Did Credit Become King?

Interesting tidbits about history of today's common denominator

You probably don’t give a second thought to that little piece of plastic, but did…

By Sheiresa Ngo

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IRS Warns of Phone Scams

How to protect your personal information

Fraudsters are attempting to use their engaging phone skills to trick you out of your…

By Sheiresa Ngo

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The price of academic success (Image: Thinkstock)

Report Shows Amazon Offers Best Deal on College Textbooks

Save money on books by shopping online

Consumer Reports has determined that the first place students should shop for their textbooks. Find…

By Sheiresa Ngo

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(Image: Facebook)

Top-Selling Sneakers: Which NBA Baller Reigns Supreme?

Is it Lebron James, Kevin Durant or Michael Jordan?

With the latest multimillion-dollar endorsements, BlackEnterprise.com takes a look at the highest selling sneakers of…

By Richard Spiropoulos

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extra money

Money-Flipping Scams on Instagram Popular

Beware of these get-rich-quick schemes

Those often annoying, but very attractive claims posted under Instagram photos to make lots of…

By Sheiresa Ngo

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Safe and Sound: Where to Keep Important Documents

Tips for storing vital items for quick and easy reference later

Make sure your important documents are safe.

By Sheiresa Ngo

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young black family at park

Infographic: A Visual Guide to the American BBQ

Fun facts for your Labor Day weekend

Here are a few interesting tidbits for your long holiday weekend.

By Sheiresa Ngo

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know-your-banker

Bank Fees Hit New Highs

Prepare for a lighter wallet

Prepare to spend more to maintain your bank account.

By Sheiresa Ngo

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Should your business charge credit card surcharges

Three Things to Look for When Checking Your Credit Report

Here's what you need to pay attention to

You’re entitled to receive one free credit report each year from each of the three…

By Sheiresa Ngo

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Image: Thinkstock

Back-to-School: Tips for Moving Into Your First College Apartment

Here's what you should know before renting your new place

You can avoid this headache by learning your rights and responsibilities.

By Sheiresa Ngo

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money

NASFAA Offers Tools to Help You Find Money For School

Resources to help you pay tuition

There are many free online tools to make your search for financial aid a little…

By Sheiresa Ngo

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Credit Cards

Visa Announces New Fraud Protection System

The card issuer is aiming to help protect consumers

Newtechnology might protect you at the pump.

By Sheiresa Ngo

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black-female-african-american-student

Infographic: Back-to-School Saving Tips

Here's how you can cut the costs this season

Check out ways you can cut costs for the back-to-school season.

By Sheiresa Ngo

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Family Affair: How One Couple Keeps Household Finances in Order (Part 2)

Anisha and Russ Bailey are serious about saving money

Save money and watch your wealth grow.

By Sheiresa Ngo

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man-counting-money-in-suit

By the Numbers: 10 Most Attractive Cars for Thieves

National Insurance Crime Bureau details top stolen vehicles by state

Pick up trucks top the list for the top stolen car based on a breakdown…

By Sheiresa Ngo

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(Image: Thinkstock)

Infographic: Is the American Dream Still Alive?

What's your dream?

Some say the American Dream is not what it used to be

By Sheiresa Ngo

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money-fans-122312-575hc

Report: Consumer Spending on the Rise

More people are loosening the purse strings

Summer travel accounting for much of the spending increase.

By Sheiresa Ngo

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(Image: Thinkstock)

Amazon Launches Mobile Payment Service

Retailer enters mobile payment market

Early birds get a discount.

By Sheiresa Ngo

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Aarons VP_Andrea Freeman_final

Aaron’s Marketing VP Andrea Freeman Talks Consumer Trends

American workers still face challenges

Baby boomers were most likely to say they were significantly impacted financially.

By Sheiresa Ngo

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house with money_final

How Fake $100 Bills Avoided Detection

Forgeries were so good they were only detected by Fed Reserve

Clever counterfeiters evaded Secret Service for more than a decade. Here’s how.

By Richard Spiropoulos

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(File)

Infographic: How to Save Money on Auto Insurance

Tips for keeping cash in your pocket

A few quick questions can save you a bundle

By Sheiresa Ngo

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tax tips

FTC Refunds More than $16 Million to Tax Scam Victims

Those affected will get about 16% of the money they lost

If you have a high tax bill, know that you have options.

By Sheiresa Ngo

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MONEY

Infographic: Best Time to Buy a Car

Here’s a hint: it’s right now

You won’t have to wait until the end of the year to get the best…

By Sheiresa Ngo

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(Image: Thinkstock)

FTC Study: Mobile Shopping App Disclosures are Lacking

Is your mobile payment app safe?

The FTC analyzes 121 popular apps used by consumers to conduct mobile payments.

By Sheiresa Ngo

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woman-on-computer-phone-300x232

Better Business Bureau Issues Warning about Online Car Shopping

If a deal is too good to be true, it usually is

Be very careful about purchasing a car online.

By Sheiresa Ngo

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know-your-banker

CFPB Speaks out Against High Overdraft Charges

Most debit card overdraft fees triggered by transactions of $24 or less

The CFPB is concerned about expensive overdraft fees for debit card and ATM transactions.

By Sheiresa Ngo

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shopping-620x480

Infographic: World’s Bestselling Products

Here's some fun consumer trivia

Consumers often stay loyal to one brand for many years.

By Sheiresa Ngo

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(Image: ThinkStock)

CFPB Launches Initiative to Provide Financial Education to Low-Income Consumers

CFPB enlists partners to train social services staff

Consumers with low-to-moderate income face unique stressors.

By Sheiresa Ngo

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Nielsen Study: African American Income, Education Exceeds Expectations

Infographic: Do Consumers Really Have Freedom of Choice?

An analysis of food reports from the U.S. Department of Agriculture and others

The products purchased by consumers often belong to a single food conglomerate.

By Sheiresa Ngo

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Image: ThinkStock

CFPB and FTC Fight Foreclosure Relief Scammers

The organizations will file lawsuits

The CFPB is pushing for the victims to be compensated.

By Sheiresa Ngo

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money-fans-122312-575hc

Economy Bounces Back in Second Quarter

Things are looking up for the nation's outlook

The U.S. economy is looking the best it has in five years.

By Sheiresa Ngo

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black-woman-shopping

Goodshop App Combines Shopping with Charity

You can buy while giving to a good cause

With this app, you can choose from a list of schools and nonprofits in the…

By Sheiresa Ngo

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money-fans-122312-575hc

Car Title Lenders Find Loopholes to Overcharge Customers

Florida-based TMX Finance is allegedly one of the chief offenders

Customers are being subjected to triple-digit interest rates.

By Sheiresa Ngo

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scam

Watch out for Business Directory Scams

Always verify the legitimacy of a business

Three telemarketing agencies in Canada might be pulling a fast one on consumers.

By Sheiresa Ngo

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woman-computer-internet

Consumer Alert: Malware Threat at Hotel Business Centers

Business travelers must be on guard

Houstonian Hotel suffered data breach that lasted six months between Dec. 28, 2013, and June…

By Sheiresa Ngo

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kim1a

Kim Kardashian New Video Game On Track To Net $200 Million

Kardashian empire expansion beyond clothing, jewelery and cosmetics pays off big

Kardashian empire expansion beyond clothing, jewelery and cosmetics pays off big.

By Richard Spiropoulos

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(Image: ThinkStock)

Consumer Tip of the Day: Diversify Online Shopping Sources to Find Deals

Website finds that Amazon may not be saving you money all the time

A recent report from Savings.com reveals that Amazon doesn’t always have the lowest prices, therefore,…

By Sheiresa Ngo

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4-tips-female-entrepreneurs-erica-nicole

Women Winning: Study Finds Female Entrepreneurs Optimistic and Growing

Bank study breaks down what makes entrepreneurs tick

Bank study breaks down what makes entrepreneurs tick and finds that women entrepreneurs optimistic and…

By Richard Spiropoulos

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Fraud-300x232

Banking Malware Discovered on Google Play

Mobile banking app attacked

Malware clones a bank’s original app and then uploads it the Google Play store.

By Sheiresa Ngo

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Money-Cash-Black-Enterprise-Business-Large

CFPB Enters Order Against ACE Cash Express

Payday lender gets fined

The lender has been accused of entangling borrowers in a vicious debt cycle.

By Sheiresa Ngo

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Photo by Sheiresa Ngo

R&B Longevity: Boyz II Men Talk Brand Partnerships

Group details Wendy's campaign and forthcoming album, "Collide"

Business partnerships can bring fresh energy and build a brand’s value

By Sheiresa Ngo

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(Image: Thinkstock)

Spirit Airlines Offers Free Miles to ‘Haters’

'Most complained about' company in industry welcomes more grievances seeking to clean up image

“Most complained about” in the industry, Spirit Airlines welcomes more hate with new promotion offering…

By Janell Hazelwood

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iphone 5s

Apple Has a Secret iPhone Store

The location is not quite what you think

A new eBay store popped up that sells what seems to be refurbished products from…

By Patrick Austin

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Computer-Yelling-300x232

Consumer Tip of the Day: Get Complaints Resolved via Social Media

You have options to have your grievances addressed

If you have grievances with a company’s services or products, social media may be your…

By Sheiresa Ngo

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blue credit card

Fraud Protection: Stop ATM Skimmers With One Simple Move

The newest generation of skimmers can blend in with ATMs, making it impossible to notice when your card is being scanned by thieves

The latest ATM skimmers steal your card information and PIN without you noticing, but you…

By Patrick Austin

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Uber_transportation_300x232

Uber Lowers Prices to Compete with NYC Taxis

Fares are now cheaper for customers of popular transport company

The mobile car service app, Uber, has lowered its prices to offer car rides cheaper…

By Courtney Connley

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mobile payments

Report: Millennials, Minorities Lead Shift To Digital Banking

Blacks, Hispanics, young people lead growth in mobile, online banking

African Americans, Hispanics, and millennials leaders in mobile, online banking, report finds.

By Richard Spiropoulos

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take-time-to-plan-your-vacation_942_449042_0_14087291_500

Vacation Scams to Avoid

Don't get taken for a ride

The promise of a getaway at no cost to you may have hidden charges or…

By Sheiresa Ngo

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Fraud-300x232

Fraud: Fake Credit Union Operator Admits Guilt

Indianapolis resident Timothy Coughlin created several fake credit unions in an attempt to get rich…

By Sheiresa Ngo

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How to Get Your Warranty Extended for Free

Don’t pay if you don’t have to

Let’s face it; extended warranties are expensive. Extra coverage on a new car, for instance,…

By Sheiresa Ngo

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Sample Sale: 5 Tips for Grabbing a Good Deal

Don't get stuck with what’s at the bottom of the bin

Check out this strategy for navigating a sample sale and finding great luxe for less.

By Stephanie Young

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know-your-banker

Capital One Will Stop Using ChexSystems

More consumers will have a shot at getting an account

If you’ve ever been denied a bank account, chances are the decision was made after…

By Sheiresa Ngo

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4 Ways to Save Money on Hotel Costs

Enjoy time away from home while keeping cash in your pocket

If you’re gearing up to take a trip this summer, you’re most likely looking…

By Sheiresa Ngo

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New Debt Collection Scam

Fraudsters continue to find new ways to rip off consumers

Scammers are always waiting for an opportunity to steal from you. Illinois residents are being…

By Sheiresa Ngo

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credit-card-use

Sam’s Club Offers New EMV Card

Retailer offers increased security for its members

Sam’s Club recently announced that it will issue cash-back credit cards with an EMV chip.…

By Sheiresa Ngo

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ComputerHealthStethoscope

FDA Launches Database Alerting Consumers about Deadly Drug Interactions

Adverse reactions will be easier to track

If you take a lot of prescription drugs, it can be hard to keep track…

By Sheiresa Ngo

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15 Banks and Payment Processors Face Fraud Investigation

Justice Department initiates consumer fraud investigation

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The Justice Department is initiating a consumer fraud investigation by the name…

By Sheiresa Ngo

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Berkshire Hathaway Offers Travel Insurance

A new option for low-cost flight protection

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Berkshire Hathaway announced that it will begin offering a new kind of travel insurance.…

By Sheiresa Ngo

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Consumers Show Concern over Security of Financial Information

Is your information at risk?

If you stay up late at night worrying about your financial security, you’re not alone.…

By Sheiresa Ngo

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Keep Track of Product Recalls

Stay safe by keeping abreast of developments

Have you ever learned that a product that you use or someone close to you…

By Sheiresa Ngo

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Legal Terms Every Business Owner Should Know

Auto Parts Price-Fixing Scandal Makes Justice Department History

This is the department's largest antitrust investigation ever

If you thought the auto industry’s woes couldn’t get any worse, think again. More bad…

By Sheiresa Ngo

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CFPB Reports on Payday Lenders and Debt Collectors

Report shines light on deceptive practices

The Consumer Financial Protection Bureau is responsible for overseeing depository institutions and credit unions with…

By Sheiresa Ngo

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social security

Maya Rockeymoore Talks about Why Social Security is Important

Social Security benefits both the young and old

Maya Rockeymoore, president of the Center for Global Policy Solutions, recently  presented before the Senate…

By Sheiresa Ngo

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Movie Theater Charges Extra for Middle Seats

Could a surcharge be headed your way?

What would you do if your local theater only let patrons who paid more money…

By Sheiresa Ngo

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ComputerHealthStethoscope

Largest Real-Time Clinical Health Database Launched

Doctors and professionals can easily track consumer health

Practice Fusion, an electronic health records company, recently launched Insight by Practice Fusion, a free…

By Sheiresa Ngo

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Avoid a Vacation Rental Rip Off

Don't get tricked by fraudsters

If you’ve decided to skip the hotel and instead opt for a vacation rental, there…

By Sheiresa Ngo

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John Hope Bryant Talks about New Book and CFPB Partnership

Operation HOPE partners with CFPB

In part three of this series, Black Enterprise speaks with John Hope Bryant to learn…

By Sheiresa Ngo

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John Hope Bryant Talks about Project 5117

Black Enterprise spoke with John Hope Bryant to learn more about Project 5117, an…

By Sheiresa Ngo

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Bank of America, Twitter, Nintendo Among Most Damaged Brands

Reputation of nine high profile brands that are taking a hit

Some brands have stellar reputations as a result of innovation, well thought-out marketing strategies, and…

By Carolyn M. Brown

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student loan

Sallie Mae and Navient to Pay $97 Million for Student Loan Violations

Government says 60,000 service members affected

The Departments of Education and Justice, and the Federal Deposit Insurance Corporation are cracking down…

By Sheiresa Ngo

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National Moving Month: Watch Out for Scams

Take heed to these tips to avoid fraudsters

May is National Moving Month, and if you plan to move anytime soon, it’s important…

By Sheiresa Ngo

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Legal Terms Every Business Owner Should Know

Watch out for Jury Duty Scams

Prince George’s County recently sent a message out to its residents, warning them about a…

By Sheiresa Ngo

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Government Creates Reserve to Prepare for Gas Shortages

Two years ago, Superstorm Sandy caused massive property damage and forever changed the lives of countless…

By Sheiresa Ngo

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Target CEO Steps Down in Wake of Data Breach

Target Corp. announced the replacement of Chief Executive Gregg Steinhafel on Monday. He had been…

By Sheiresa Ngo

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Groupon Offers New Bulk Service

Costco and BJ’s  might have some competition. Groupon is now offering a new service that…

By Sheiresa Ngo

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New Report: Small Businesses Creating Jobs, Giving Back and Growing Local Economy

Personal Income Slightly Rises in April

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The U.S. Bureau of Economic Analysis (BEA) reports that personal income increased $78.4…

By Sheiresa Ngo

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minimum wage

The Effects of the Minimum Wage Block on African Americans

An increase in minimum wage can raise the income of African Americans by $5.2 billion

An increase in minimum wage can raise the income of African Americans by $5.2 billion

By Courtney Connley

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Financial Literacy Month: Dealing with Dirty Debt Collectors

When it comes to paying your debts, it’s important to know your rights so that…

By Sheiresa Ngo

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car insurance

Walmart Launches Auto Insurance Comparison Service

Walmart continues to be a one-stop-shop. Drivers can now compare auto insurance rates at the superstore.

Now, if you want to compare auto insurance rates, you can go to the superstore…

By Sheiresa Ngo

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Legal Terms Every Business Owner Should Know

CFPB Officials Face Subpoena

A vote was passed by the House Financial Services Oversight and Investigations Subcommittee to subpoena…

By Sheiresa Ngo

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Business Continuity Tips Discussed at Free Webinar Hosted by SBA and Agility Recovery

Financial Literacy Month: By the Numbers

The survey shows that we all have our struggles and encounter some ups and downs

Check out all the statistics

By Sheiresa Ngo

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How to Save Money on Travel

Here are five tips for keeping more cash in your pocket

Do you travel a lot?

By Sheiresa Ngo

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scam

Verizon Report Shows How Criminals Breach Your Data

Web app attacks, the most common breach, were to blame for 35% of data breaches last year

The report found that about two-thirds of data breaches involved stolen passwords

By Sheiresa Ngo

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It’s the perfect time of the year for international travel. With all the advancements in technology and mobile apps, traveling abroad isn’t as expensive as it used to be and there are plenty of ways to cut costs while getting more bang for your buck. Whether you’re embarking on your first journey abroad or you’re an experienced jet setter, here are a few tools to help you save money on the things that can eat up your travel budget faster than you can plan your trip.--Corvida Raven

Could Deceptive Airline Fees Make a Comeback?

In 2012, the Department of Transportation cracked down on this practice

The goal of this act would be to reverse the 2012 rule change, and allow…

By Sheiresa Ngo

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Financial Fraud Ring Uncovered

A nationwide fraud scheme was uncovered by an employee of Pennsylvania-based Widget Financial…

By Sheiresa Ngo

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Consumer Confidence Reaches 9-Month High

Consumer confidence is looking up.
The University of Michigan says in its Survey of Consumers that…

By Sheiresa Ngo

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Student Loan Rates Expected to Rise

Brace yourself, student loan rates could be on the rise. Unfortunately, higher rates will…

By Sheiresa Ngo

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Women of Power

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Legacy Award Recipient, Charlayne Hunter-Gault, Helped Desegregate Schools

When it comes to pioneering women of the Civil Rights Movement, journalist Charlayne Hunter-Gault still…

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BE Launches New Women of Power Website

We can hardly wait for the Women of Power Summit in March, and judging by all…

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