August 1, 2015 5:45 AM • Log InREGISTER

Money > Consumer Affairs

(File: Image)

How Strong Is Your Money Mindset?

Use these tips to squeeze the gap between your economic potential and see results.

Read More »
(Image: File)

How to Choose the Best Car Insurance

Get the most coverage at the best price

Whether you need car insurance for the first time or are shopping around for a…

By Denise A. Campbell Laidler

Posted: Tags: , , , ,
Dining Out_huffpost.com 2

10 Savvy Ways to Save Money Dining Out

Smart ways to indulge in your favorite culinary pasttime

We all know that dining out can be prohibitively expensive. But making smart decisions can…

By Denise A. Campbell Laidler

Posted: Tags: , , , , , ,
airline-ticket-savings_makemoneysaving.com 2

7 Insider Secrets for Booking Cheap Airfare

Find affordable flights and stretch your travel budget

These 7 insider secrets will help you find cheap airfare and stretch your travel budget.

By Denise A. Campbell Laidler

Posted: Tags: , , , , ,
(Image: File)

Should You Buy or Lease Your Next Car?

Here are some key differences that might help you decide

There’s no one-size-fits-all answer when it comes to your decision on buying vs. leasing your…

By Denise A. Campbell Laidler

Posted: Tags: , , , , , ,
(Image: vidavitality.com)

48 Million Infected Chickens Causing U.S. Egg Shortage and Price Spike

The Avian flu epidemic is driving egg prices higher

An avian flu-epidemic has affected more than 48 million chickens and led to an egg…

By Stacey Tisdale

Posted: Tags: , , , , , , ,
(Image: File)

How to Shop for a Car Loan

These tips will keep you from spending too much on your vehicle

Few consumers spend enough time shopping for the best car loan, most research the best…

By Denise A. Campbell Laidler

Posted: Tags: , , , , , ,
verizon-aol-merger 2

3 Concerns Consumers Should Have About the Verizon/AOL Merger

Experts and history suggest that privacy, censorship and the Open Internet may be at risk

The $4.4 Billion Verizon acquisition of AOL wasn’t an antitrust concern, the FCC announced in…

By Marcia Wade Talbert

Posted: Tags: , , , , , , , ,
(Image: File)

Save on Moving Costs Without Busting Your Budget

Settle into your new home with money to spare

Apply these six strategies to your move this summer to help cut costs and get…

By Denise A. Campbell Laidler

Posted: Tags: , , , ,
(Image: File)

Tips For Dealing with Debt Collectors

Things to know when a third-party debt collector contacts you

Here are tips and strategies to help you communicate effectively with debt collectors.

By Denise A. Campbell Laidler

Posted: Tags: , , , ,
(Image: Thinkstock)

Go Small and Save on Long-Distance Calling Rates

Tips for saving money on phone service

When it comes to long-distance calling, loyalty is a big waste of money.

By Denise A. Campbell Laidler

Posted: Tags: , , ,
marriage and money

How Couples Can Avoid Financial Disaster

Strategies for discussing money with your partner

Talking to your spouse about money may not be easy, but financial challenges are one…

By Denise A. Campbell Laidler

Posted: Tags: , ,
(Image: File)

Coupon Shopping Guarantees Big Savings

Must-read tips for savvy shoppers

It’s true that finding a ready-to-use coupon at any given moment can be a time…

By Denise A. Campbell Laidler

Posted: Tags: , , , ,
(Image: JTA.org)

The High Cost of Riots: Part 1

Tragedy in Baltimore leaves financial toll on businesses and community members

We’ve seen how tragedy in a Baltimore community turned into an explosive situation. Here we…

By Stacey Tisdale

Posted: Tags: , , , , , , , , , , ,
(Image: File)

Treasury to Put a Woman on the $10 Bill

New 10 will be the first bill in more than a century to feature a woman

Treasury Secretary Jack Lew announced plans to put a woman on the redesigned $10 bill…

By Courtney Connley

Posted: Tags: , , ,
(Image: File)

All Blacks Are Not the Same–Even When it Comes to Money

Battling stereotypes that ignore our cultural differences

There are nearly four million black immigrants in the U.S. and many differing cultures. Still,…

By Stacey Tisdale

Posted: Tags: , , , , , , , , ,
(Image: File)

The Big Apple’s Giving a Big Boost to Minority Asset Managers

NYC to consider diversity when selecting money management firms

New York City Comptroller Scott Stringer has taken formal steps to make ensure that firms…

By Stacey Tisdale

Posted: Tags: , , , , ,
(Image: John Hope Bryant)

The Economics of Riots: Causes and Solutions 23 Years After Los Angeles

Operation Hope’s John Hope Bryant tells us what it takes to rebuild

The unrest in Baltimore comes practically 23 years to the day after Los Angeles erupted…

By Stacey Tisdale

Posted: Tags: , , , , , , , , , , ,
(Image: Office of Congresswoman Maxine Waters)

Financial Literacy Month: Congresswoman Maxine Waters Takes On the Wealth Gap

Women in Congress Take on the Bottomline

In this special series, “Women in Congress Take on the Bottomline,” we highlight Congresswoman Maxine…

By Stacey Tisdale

Posted: Tags: , , , , , ,
(Image: ymca)

Stand Against Racism Day: The YWCA Makes the Case for Equality, Justice, and Economic Empowerment

BE holds interview with YWCA CEO Dr. Dara Richardson-Heron

Today kicks off the YWCA’s “Stand Against Racism” campaign from April 23 – April 27.

By Stacey Tisdale

Posted: Tags: , , , , , ,
(Image: File)

Women Gets Student Loan Debt Wiped Clean

26-year-old gets $54,000 of debt forgiven after sharing her heartfelt story

Rhea Shannon gets her student debt forgiven after sharing her heartfelt story.

By Brittany Dandy

Posted: Tags: , , , ,
(Image: ThinkStock)

5 Ways for Single Moms to Make Extra Money

These side jobs up your dollars without taking too much time

Single moms can lighten their financial load with these five ways to make extra money.

By Essence Gant

Posted: Tags: , , , , , ,
(Image: File)

BE Exclusive: Snoop Dogg Talks Guns, 401(k)s, and How Blacks Can Raise Their Financial Voice

Snoop wants you to unload gun stocks from your portfolio

BE Exclusive: Snoop Dogg talks to Black Enterprise on guns, 401 (k)’s, and how blacks…

By Stacey Tisdale

Posted: Tags: , , , , , , , , ,
(Image: desktophdw.com)

South African Safari and 4 More Affordable Travel Destinations

The cost to travel to these hot spots has went down drastically

Five affordable travel destinations just got cheaper for American tourists.

By Essence Gant

Posted: Tags: , , , ,
(Image: forbes)

Track Your Online Shopping with New Facebook Update

The social network is expanding its techie features

(Image: Facebook)
Facebook is heating up the social media competition with a bevy of new updates.…

By Essence Gant

Posted: Tags: , ,
(Image: Thinkstock)

5 Apps to Save You Money When You Shop

These money-saving apps make shopping even more fun

What if every time you went shopping, you were guaranteed to score a deal? With…

By Essence Gant

Posted: Tags: ,
(Image: Facebook)

Top 10 States to Retire In

These 10 states beat Florida by a long shot

(Image: Facebook)
Despite popular belief, Florida isn’t the best state to retire in. In fact, according…

By Essence Gant

Posted: Tags: , , ,
(Image: File)

Change Your Mind About Money and You’ll Change Everything

Five questions all Blacks must ask themselves

Here are five questions all black consumers must ask regarding attitude and money, and how…

By Stacey Tisdale

Posted: Tags: , , , ,
(Image: File)

Marijuana’s ‘High’ Sales Being Used to Fund Colorado Schools

High School means something totally different in Colorado

This January, Colorado saw Marijuana sales leap to a record high—no pun intended. According to The…

By Essence Gant

Posted: Tags: , , , ,
(Image: Thinkstock)

5 Questions To Ask Before You Spend Your Hard-Earned Dollars

Here's how to make sure a company has your best interest at hand

Nielsen senior vice president offers the following 5 questions to help women stay conscious when…

By Sakina Spruell

Posted: Tags: , , , ,
(Image: thinkstock)

Retail Sales Fall for Third Month in a Row

Economists blame harsh winter for retail sales drop

Retail sales fell drastically last month due to harsh winter weather that deterred shoppers from…

By Essence Gant

Posted: Tags: , ,
Harriet Tubman: A Black American Hero and Founding Mother
(Image:  "Portrait of Harriet Tubman." Courtesy of the Moorland-Spingarn Research Center, Howard University)

New Money: Harriet Tubman Could Be the Face of the $20 Bill

President Obama thinks women on money is a good idea

A non-profit is pushing for women to take over the $20 bill. Who would you…

By Essence Gant

Posted: Tags: , , , ,
(Image: thinkstock)

Unemployment Rate Lowest It’s Been In 7 Years

295,000 jobs were filled last month

The Labor Department reported that 295,000 workers were added to the job market in February,…

By Essence Gant

Posted: Tags: , , , , , , , , , ,
(Image: ThinkStock)

Millennials Prove to Be Most Loyal Workers

Millennials' job loyalty is actually bad for the economy

Research shows that millennials are more loyal to their employers than they have been in…

By Essence Gant

Posted: Tags: , , , , , , , , , , ,
(Image: File)

The Job Market for Older Workers Over 50 Looks Up

Jobs specifically seek out older workers

Mature adults 50-years-old and older who are looking for work will be happy to learn…

By Essence Gant

Posted: Tags: , , , , , , , , , , , ,
(Image: media.npr.org)

U.S. Anti-Terroist Regulations Cut Money Transfers to Somalia

Somali families suffer amid U.S. regulations

A U.S. attempt to control terrorists has led to a dilemma among Somali families. “Regulations intended…

By Essence Gant

Posted: Tags: , , , , ,
(Image: Thinkstock)

Four Ways to Make Money Blogging

Try these basic tips to earn some cash while blogging

Blogging may not make you rich like Necole Bitchie or Perez Hilton, but there’s definitely…

By Essence Gant

Posted: Tags: , , , , , , , , , , , ,
(Image: File)

Former NFL Player Phillip Buchanon Pens ‘New Money: Staying Rich’

Former NFL player shares his money mistakes in new book

BlackEnterprise.com recently had a one-on-one with NFL vet Phillip Buchanon. Buchanon was drafted by the…

By Essence Gant

Posted: Tags: , , , , , , , ,
(Image: File)

Drake’s Album Moves 535,000 Units Amid U.S. Record Sales Drop

Surprise release moves big numbers despite music business slump

Drake’s new album charts and sells over 500,000 unit despite the big decline in record…

By Essence Gant

Posted: Tags: , , , , , , , , , , , ,
Lynching_of_Laura_Nelson_and_her_son_2 (640x427) (2)

Major Money Moments in Black History: 20th Century Lynchings Still Costing Blacks Millions

A breakdown of the economic legacy of terror

Many have not even scratched the surface in understanding the psychological and economic impact past…

By Stacey Tisdale

Posted: Tags: , , ,
(Image: File)

Easy DIY Childproofing Tips to Save Money

Make Safe Happen at home with these inexpensive tips

Preventable accidents are the number one cause of death among children, which is why Nationwide…

By Essence Gant

Posted: Tags: , , , , , , , , ,
(Image: Thinkstock)

Jobs Report Show Blacks Left Behind as Obama Preps to Meet Black Caucus

A Tale of Two Economies

By many accounts the job market is bouncing back with a vengeance.    The Labor Department…

By Stacey Tisdale

Posted: Tags: , , , ,
(Image: Facebook)

Missy Elliott Beats Katy Perry in Post-Super Bowl Sales

Sales up nearly 1,000% after the big game

After Missy “Misdemeanor” Elliott blazed the Super Bowl halftime stage, data analysts immediately started to…

By Essence Gant

Posted: Tags: , , , , , , , ,
Image: Shutterstock

The Financial Benefit of Black Women Breastfeeding Groups

Women who breastfeed more likely to reduce child health costs

There has been a recent surge of black women breastfeeding groups throughout the country. The…

By Essence Gant

Posted: Tags: , , , ,
(Image: Facebook)

Obama Proposes ‘Universal Child Care’ for Working Families

Obama aims to make child care more affordable

Obama’s “universal child care” plan unfortunately doesn’t ensure every child day care as the name…

By Essence Gant

Posted: Tags: , , , , , , , ,
(Image: File)

Africa Can Shop Online for First Time with Mall for Africa

The CEO and Founder talks the million dollar e-commerce site and more

Chris Folayan is the Founder and CEO of MallforAfrica (branded as one word). MallforAfrica is…

By Essence Gant

Posted: Tags: , , , , , , ,
(Image: Thinkstock)

Nationwide Presents ‘Make Safe Happen’ to Reduce Preventable Accidents

On Super Bowl Sunday, millions will have access to resources to save children's lives

Join the movement and help Make Safe Happen, through the use of a new mobile…

By Cristie Leondis

Posted: Tags: , , , , , , , , , , , ,
(Image: File)

Startup Lets You “Challeng” Celebrities for Charity

Raise money for charity by Challeng'ing your favorite stars

If you’ve been waiting for that Beyoncé and Rihanna collaboration, or always wanted the cast…

By Essence Gant

Posted: Tags: , , , , , , ,
google_logo

Reports: Google Planning to Become Wireless Provider

Google may be your next mobile service provider

Google is looking to partner with Sprint and T-Mobile to offer mobile service.

By Essence Gant

Posted: Tags: , , , , , ,
Image: McDonalds

McDonald’s Sued for Racism and Sexual Harrassment

McDonald's faces lawsuit among sales and stock decline

Ten former McDonald’s employees filed a lawsuit on Thursday against the fast food chain alleging…

By Essence Gant

Posted: Tags: , , , ,
(Image: Thinkstock)

Millions are Committing Financial Infidelity

Are you guilty?

More than 7 million Americans have hidden a bank or credit card account from their…

By Sheiresa Ngo

Posted: Tags: , , ,
Image: Walmart

Walmart Shoppers Can Pick Up Tax Refund in Cash

No more waiting on tax refund checks

Walmart announced that instead of taxpayers opting for check or direct deposit this tax refund season, they can…

By Essence Gant

Posted: Tags: , , ,
(Image: Thinkstock)

Report: Millennials Rank Cell Phone More Important than Toothbrush

Cell phones prove more valuable than dental and body hygiene for many

Bank of America research on cell phone trends reveals people value mobile devices more than…

By Essence Gant

Posted: Tags: , , , ,
(Image: Thinkstock)

Consumer Tip: Watch out for Phantom Lenders

Your daily money bite

Here are three tips from the FTC for avoiding this type of scam.

By Sheiresa Ngo

Posted: Tags: , , , ,
MoneyandHealth

Consumer Tip: How to Handle Medical Identity Theft

Your daily money bite

Medical identity theft often occurs when someone steals your health insurance card or some other…

By Sheiresa Ngo

Posted: Tags: , , ,
Image: Thinkstock

CFPB Releases Safe Student Account Scorecard

Bureau aims to shield students from underhanded practices

The CFPB is looking for consumers to weigh in on a Safe Student Account Scorecard,…

By Sheiresa Ngo

Posted: Tags: , , ,
(File: Image)

Some Consumers Are More Concerned about Going Broke Than Dying

Are you one of them?

Financial concerns are gripping some consumers with terror.

By Sheiresa Ngo

Posted: Tags: , , , ,
(Image: Thinkstock)

4 Ways to Reduce Your Monthly Cell Phone Bill

You can get service for three lines for as little as $80 a month

A report identifies four ways for consumers to reduce their monthly cell phone bill.

By Essence Gant

Posted: Tags: , , , , ,
(Image: File)

Consumer Tip: Save Money on Hotel Costs

Keep more cash in your pocket

If you’re traveling this winter, there are plenty of ways for you to cut back…

By Sheiresa Ngo

Posted: Tags: , , , ,
(Image: File)

Getting Help for a Money Disorder

Learn what is and isn't normal when it comes to money

The first step to getting help for a money disorder is to determine whether or…

By Sheiresa Ngo

Posted: Tags: , , ,
shopping-620x480

How to Get Rid of Unwanted Gift Cards

Don't let your cards go to waste

Are you among the thousands of consumers who never use their gift cards?

By Sheiresa Ngo

Posted: Tags: , , , ,
Holding-Piggy-Bank-300x232

Many Consumers Can’t Cover Unexpected Expenses

Are you putting away enough for a rainy day?

Just 38% of Americans have enough money stashed away in their savings accounts to cover…

By Sheiresa Ngo

Posted:
(Image: File)

Kickstarter Reveals Which Day People Are Most Likely to Support Your Campaign

Kickstarting your project on certain days may maximize pledges

Kickstarter, the platform creators use to seek financial backing for their projects, released breakdown data…

By Essence Gant

Posted: Tags: , , , ,
(Image: File)

Recognizing the Signs of a Money Disorder

Learn what is and isn't normal when it comes to money

If you have a chronic problem with your finances, money brings more pain than pleasure,…

By Sheiresa Ngo

Posted: Tags: , , , , ,
(Image: Thinkstock)

Fail Proof Plan to Save Money this New Year

Saving is easy with this simple plan

Each year we set new year’s resolutions with pure intentions to see them through, but…

By Essence Gant

Posted: Tags: , , , ,
(Image: File)

What You Should Know about FAFSA

Arm yourself with the information you need

If you’re preparing to head to college, one important task you’ll have to attend to…

By Sheiresa Ngo

Posted: Tags: , ,
uberx driver white prius black man

Uber Expected to Raise Prices New Year’s Eve

Beware of heightened Uber prices this holiday

A disproportionate increase in uber prices is expected this New Year’s Eve.

By Essence Gant

Posted: Tags: , , , , , ,
(Image: ThinkStock)

Infographic: The Real Cost of the Perfect Gift

How much are you shelling out to make others happy?

Are you still looking for that perfect gift? Well, Christmas is tomorrow so you better…

By Sheiresa Ngo

Posted: Tags: , , , ,
(File: Image)

Bureau of Economic Analysis Report Shows Personal Income Slightly Rose in November

Salaries saw a slight uptick last month

The U.S. Bureau of Economic Analysis reports that personal income increased $54.4 billion, or 0.4%,…

By Sheiresa Ngo

Posted: Tags: , , , ,
oil

Gas Prices Drop Less Than $2 in These Cities

Fill up in these cities

Americans have already determined that they won’t be spending more this Holiday, despite the money they’re…

By Essence Gant

Posted: Tags: , , ,
home-insurance-620x480.jpg

Bankrate’s Laura Adams Explains C.L.U.E. Reports

Tips for getting the best insurance rates

Some surprising actions that can hike up your insurance rates.

By Sheiresa Ngo

Posted: Tags: , , , ,
(Image: File)

Walgreens State of Small Gifting Report

Do you remember those who serve you?

If you’re still trying to figure out what to get your housekeeper or you just…

By Sheiresa Ngo

Posted: Tags: , , , , , ,
Sprint Mifi

Sprint Overcharges Customers, Fined $105 Million

Company found to be practicing 'cramming' by U.S. Consumer Financial Protection Bureau

Sprint overcharges customers and faces a $105 million lawsuit.

By Essence Gant

Posted: Tags: , , , , , ,
shopping-620x480

Consumer Tip: Take Advantage of Free Shipping Day

You might not have to pay a dime for shipping today

If you’re still pulling your holiday shopping list together, today is your lucky day.

By Sheiresa Ngo

Posted: Tags: , ,
(Image: www.business-week.com)

American Airlines Rewards Top-Paying Flyers with Mileage

First and business class travelers score extra miles

American Airlines recently announced that they would be rewarding its travelers who pay top dollar…

By Essence Gant

Posted: Tags: , ,
oil

How To Profit from Falling Oil Prices

Oil is the lowest its been since 2009

According to Time.com, oil prices are the lowest they’ve been since 2009 due to “stagnant…

By Essence Gant

Posted: Tags: , , ,
MillenialsMain

Americans Say No to More Holiday Spending Depsite Lower Gas Prices

Americans, with the exception of millennials, shut their wallets despite cheaper gas

Gas prices are on a steady decline. According to USAToday.com, the Energy Department predicts that…

By Essence Gant

Posted: Tags: , , ,
(File: Image)

Four Funding Sources for Women

Going back to school or starting a business may be more realistic than you think

The average cost of a college education and starting a business is $30,000, according to College…

By Essence Gant

Posted: Tags: , , ,
student loan

CFPB Fights Student Debt Relief Scams

Bureau aims to put an end to underhanded practices

Some students seeking debt relief were lured into a sneaky scam.

By Sheiresa Ngo

Posted: Tags: , , , ,
(Image: ThinkStock)

CFPB Announces Consumer Saving Research Project

Bureau aims to help consumers with saving

The CFPB announced a research program that would assess the effectiveness of certain habits designed…

By Sheiresa Ngo

Posted: Tags: , , , , ,
identity theft

Tips for National Identity Theft Prevention and Awareness Month

Take steps to protect your identity

Identity theft is the top consumer fraud in the United States, according to the Federal…

By Sheiresa Ngo

Posted: Tags: , , ,
Photo: YouTube

YouTube Paying Top Dollar to Keep Big Stars

Vloggers have all the power

YouTube, an entitiy of Google Inc, is offering its “celebrities” top dollar to sign exclusive…

By Essence Gant

Posted: Tags: , , , , , , , , , ,
(Image: ThinkStock)

New Scam Lures Consumers with Letters from Santa

That note from the North Pole might bring you a world of trouble

You might want to do something extra special for the kiddos this Christmas, but you…

By Sheiresa Ngo

Posted: Tags: , , , , ,
Image: Instagram

BE Buy Black Holiday Gift Guide: Part One

Gifts from Beyoncé's stylist, Shark Tank cooks and more!

Image: Instagram
Despite African-Americans’ $1 trillion buying power, which is expected to reach $1.3 trillion by…

By Essence Gant

Posted: Tags: , , , , , , , , , , , , , , , , , ,
Female-doctor-patient-300x232

Medical Billing Provider Settles FTC Charges for Misleading Consumers about Privacy

Your information might not be safe

You might not give a second thought to how your information is going to be…

By Sheiresa Ngo

Posted: Tags: , , , ,
Five Legal Terms Every Business Owner Should Know

CFPB Takes Action Against Debt Settlement Firm

Bureau steps in to protect consumers

Sometimes debt collectors can be downright sneaky. Thankfully, the Consumer Financial Protection Bureau is here…

By Sheiresa Ngo

Posted: Tags: , , ,
Brian Williams pic

Entrepreneur Provides Resource for ‘Buying Black’

Elevator Pitch finalist Brian Williams' PurchaseBlack.com, provides a place to find black owned businesses.

Purchaseblack.com provides a place to find black businesses.

By Raqiyah Mays

Posted: Tags: , , ,
Your partner is a credit fugitive…but there may be hope: The phone rings constantly throughout the day and early evening and your partner refuses to answer.  Or worse, you’re constantly meeting your partner somewhere new because they frequently have a new residence. While financial expert, Harrine Freeman notes such warning signals, she says before rushing to judgment one should attempt to have an open and honest conversation about credit. “In 2010, FICO Inc. showed that 25.5% of consumers—about 43.4 million people—have a credit score of 599 or below,” she states. “Many people have bad credit so don’t jump to conclusions. Find out the whole story before making decision if you want to continue dating them.”

Americans’ Top Financial Priority is Bills

Many Americans' focus is catching up on bills

Americans’ number one money concern is bills or staying current with living expenses for the…

By Essence Gant

Posted: Tags: , , , , , , , ,
(Image: File)

ValPak 2014 Holiday Survey: Consumers are Shopping Smarter

Are you making wise shopping decisions?

This year, more consumers are focused on shopping smarter and saving money.

By Sheiresa Ngo

Posted: Tags: , , , ,
breaking-into-gaming-620x480

Reports: Sony Refunds Consumers After Misleading Advertisement

FTC busts the tech company for claims involving functions of PS3 and PS Vita

Sony settles charge with FTC and refunds customers after misleading advertisement surrounding the PS Vita…

By Essence Gant

Posted: Tags: , , , , , , , ,
Nielsen Study: African American Income, Education Exceeds Expectations

Watch out for Dangerous Toys on Store Shelves

Use caution when shopping for children's toys

If you plan to do some holiday shopping for the children in your life, be…

By Sheiresa Ngo

Posted: Tags: , , , , , , ,
poverty gap

Book Review: “How The Poor Can Save Capitalism”

How The Poor Can Save Capitalism brings hope to struggling economy

John Hope Bryant is one of America’s most famed empowerment leaders. The founder, chairman and…

By Essence Gant

Posted: Tags: , , , , , , , , ,
credit-card-shopping-620x480.jpg

Watch out for Holiday Shopping Scams

Don't get fooled by fraudsters

You’re likely preparing to do some serious shopping this holiday season, but you need to…

By Sheiresa Ngo

Posted: Tags: , , , , , ,
holiday-gifts-300x232

Get Ready for Giving Tuesday

Be cautious when giving to charity

This time of year might put you in the giving mood. Luckily for you, the…

By Sheiresa Ngo

Posted: Tags: , , , ,
(Image: ThinkStock)

Holiday Tips: 3 Ways to Shop via Instagram

These social-media linked apps will make getting the perfect gift that much easier

Some of our favorite designers and bloggers are adding more power to our fingertips by…

By Kandia Johnson

Posted: Tags: , , , , , , ,
(Image: ThinkStock)

Holiday Shopping: Get Ready for Goodshop Sunday

Yet another shopping day to gain savings and give back

You’re familiar with Black Friday and Cyber Monday, but you most likely haven’t heard about…

By Sheiresa Ngo

Posted: Tags: , , ,
holiday-shopping-sales-e1355955650770

Etiquette Tips for Black Friday

Tips for maintaining your composure while shopping for deals

Just because the “deal of the century” is within your grasp, does not give you…

By Sheiresa Ngo

Posted: Tags: , , ,
(Image: ThinkStock)

Score Holiday Deals on Twitter

Snag discounts on social media

Many stores advertise special discount codes for the holiday on their Twitter feed.

By Sheiresa Ngo

Posted: Tags: , , , , , , , , , ,
(Image: File)

How to Get Rid of Junk Mail and Telemarketers Once and For All

Stop annoying emails and phone calls for up to five years or forever

Get rid of junk mail and telemarketers with these quick and easy steps.

By Essence Gant

Posted: Tags: , , , , ,
5 Ways to Market Your Business for the Holiday Season

ICBA Urging Local Shopping for Holidays

Organization advocating for consumers to keep the money in communities

Community banks and the ICBA encourage local shopping for the holiday season.

By Essence Gant

Posted: Tags: , , , , , , ,
(Image: File)

The Do’s and Don’ts of Regifting Holiday Presents

Here's how not to offend your friends and family this holiday

One way to save some cash this holiday season is to regift unwanted items.

By Sheiresa Ngo

Posted: Tags: , , , , , , ,
shopping-620x480

BBB Offers Tips for Holiday Shopping

Here's how you can get the most out of your purchases

Black Friday, Small Business Saturday, and Cyber Monday are sure to yield some great deals.…

By Sheiresa Ngo

Posted: Tags: , , , , , ,
(Image: ThinkStock)

NFCC Offers Tips for Covering Holiday Expenses

Foundation provides tools to help you keep more cash in your pocket

Last year, holiday shoppers spent an average of $407 during the Thanksgiving weekend.

By Sheiresa Ngo

Posted: Tags: , , , ,
piggy banks-300x232

NFCC Unveils Updated Website with Enhanced Financial Education Tools

Foundation offers refreshed site and engaging resources

The NFCC recently announced a refreshed website with new tools to help increase financial literacy.…

By Sheiresa Ngo

Posted: Tags: , , ,
Net neutrality protest washington

Why Everyone Should Care About Net Neutrality

The battle for how data across the Web and access to it is handled rages on

With President Obama in support of net neutrality and the Internet as a utility, now…

By Patrick Austin

Posted: Tags: , , , , , , , ,
(File: Image)

One Third of Part-Time Workers Are Struggling to Find Full-Time Work

A recent study by CareerBuilder shows many still having difficulty

A nationwide survey was conducted by CareerBuilder online, which took samples from 301 U.S. part-time…

By Cristie Leondis

Posted: Tags: , , , , , , , , ,
money

The Best Times of the Year to Snag a Deal

You can score a great deal if you know when to shop

Savings.com collected and analyzed shopping data from 2009 to 2013 to help you decide the…

By Sheiresa Ngo

Posted: Tags: , , , ,
Image: Consumer Product Safety Commission

Product Recall: McDonald’s Hello Kitty Happy Meal Toy

Commission finds toy poses a choking hazard

The Consumer Product Safety Commission recalled 2.3 million whistle toys placed inside McDonald’s Happy Meals…

By Sheiresa Ngo

Posted: Tags: , , , ,
Shawn Thompson2

Lincoln Motors’ Shawn Thompson Talks Philanthropy and Alpha Phi Alpha Win

The car company believes in giving back

BlackEnterprise.com chatted with Shawn Thompson, manager of Lincoln multicultural marketing, for more information about this…

By Sheiresa Ngo

Posted: Tags: , , , , ,
7 SAVINGS ACCOUNT QUESTIONS  	1. Does this account fit my banking habits?  	Just like with a checking account you have to ask yourself (and the prospective bank) similar questions: Do you prefer meeting face-to-face with a teller or quick transactions online? How often do you tap into your savings, if at all? Do you prefer setting up automatic withdrawals or managing your account with a passbook? Your personal preference(s) play a major part in selecting a bank.

Bank of America’s Andrew Plepler Talks Khan Academy Partnership

Executive discusses importance of financial education

BlackEnterprise.com caught up with Andrew Plepler, Global Corporate Social Responsibility and Consumer Policy executive at…

By Sheiresa Ngo

Posted: Tags: , ,
bank_of_america

Bank of America and Khan Academy Team Up

The website offers a customized financial education experience

Close to 70% of Americans say money is a major cause of stress.

By Sheiresa Ngo

Posted: Tags: , ,
money

Consumer Tip of the Day: Enjoy a Luxury Suite Experience for Less

You can enjoy the luxe life without breaking the bank

Book an entire suite or an individual seat in a suite–no annual lease required.

By Sheiresa Ngo

Posted: Tags: , , , ,
Fraud-300x232

Cyber Crimes Top Consumers’ List of Fears

Many are spooked by potential identity theft

A Gallup study finds consumers fear getting their identity hacked more than any other crime…

By Sheiresa Ngo

Posted: Tags: , , ,
shopping-620x480

Thanksgiving Shopping: Kmart to Stay Open 42 Consecutive Hours

It's a holiday. Why stay home?

Kmart will open at 6:00 a.m. on Thanksgiving morning and stay open late for your…

By Sheiresa Ngo

Posted: Tags: , , , ,
(File)

Consumer Tip of the Day: Free Car Seat Inspections in November

Ensure your children are secure during National Child Safety Month

Even if you think your child is properly strapped in, it doesn’t hurt to be…

By Sheiresa Ngo

Posted: Tags: , , , ,
jamaica island beach

CTO Launches 2014 Tourism Trends Report

Publication provides insight into global travel habits

CTO launches the 2014 Trends & Insight Report at the World Travel Market, providing insight…

By Cristie Leondis

Posted: Tags: , , , ,
(Image: Thinkstock)

Starbucks to Offer Delivery

Get caffeine at your door

Starbucks is working to make your coffee experience so effortless, you’ll barely have to speak…

By Sheiresa Ngo

Posted: Tags: , , ,
(Image: Thinkstock)

Product Recall: Tectron International Phone Chargers

This device could catch fire

(Image: Thinkstock)
If you’re like most people, your cell phone charger is like a life line.…

By Sheiresa Ngo

Posted: Tags: , ,
house with money_final

Infographic: Don’t Let Winter Heating Bills Burn Your Budget

Tips for saving money while staying warm

The cost of replacing windows and insulation can hit your wallet pretty hard.

By Sheiresa Ngo

Posted: Tags: , ,
White iPhone 6 Plus

10 Ways To Protect Your Mobile Payments

Follow these steps to protect yourself financially

With the announcement by Apple Inc., millions of Americans can now begin using a new…

By Carolyn M. Brown

Posted: Tags: , ,
(Image: ThinkStock)

Most Consumers Fear Running out of Money

Are you afraid of going broke?

If you want to get a handle on your debt, you’ll have to first identify…

By Sheiresa Ngo

Posted: Tags: , , ,
(Image: File)

Watch out for Ebola Charity Scams

Don't let your hard-earned cash slip through your fingers

The Federal Trade Commission warns that scammers are ready and waiting to take advantage of…

By Sheiresa Ngo

Posted: Tags: , ,
scam

Scammers Take Advantage of Ebola Scare

Don't let fear cause you to lose your common sense

The FTC and FDA are making it clear that unsubstantiated claims will not be tolerated.…

By Sheiresa Ngo

Posted: Tags: , ,
Five Legal Terms Every Business Owner Should Know

Beware of Court Email Scam

Protect yourself from email fraud

If you’re not sure whether or not you need to appear in court, call…

By Sheiresa Ngo

Posted: Tags: ,
stress

10 Financial Institutions Hit By Hackers

These financial institutions suffered recent violations and data breaches

With the recent cases of Home Depot and JP Morgan being hacked, we take a…

By Kevin L. Clark (@KevitoClark)

Posted: Tags: , , , , , , , , , , ,
Fraud-300x232

FTC Halts Medicare Scam Targeting Seniors

Commission cracks down on fraudsters

Recently the Federal Trade Commission discovered a scheme that tricked many senior citizens in the…

By Sheiresa Ngo

Posted: Tags: , ,
(Image: File)

Nielsen Study Highlights the Power of Black Female Consumers

Women of color hold the purse strings

African American women are the drivers of many household purchasing decisions

By Sheiresa Ngo

Posted: Tags: , , ,
walmart

Walmart Now Offers Low-Cost Checking Accounts

Consumers have a new choice among checking account offerings

Are you looking to open a checking account? GoBank might be just what you’re looking…

By Sheiresa Ngo

Posted: Tags: , ,
scam

FTC Issues Refunds to Consumers Affected by AmeriDebt Scam

Customers will get their money back

Consumers were allegedly deceived regarding fees and were led to believe that AmeriDebt was a…

By Sheiresa Ngo

Posted: Tags: , , ,
shopping-620x480

Infographic: Countries with the Highest Customer Satisfaction

Find out which countries offer top-notch customer service

If you’re looking for a super-awesome customer service experience, you’re going to have to travel…

By Sheiresa Ngo

Posted: Tags: , , , , ,
young black family at park

AARP Family Expert Offers Coping Tips for the Sandwich Generation

If you're taking care of your parents and children financially, this advice is for you

If you’re overwhelmed by family obligations, know that it’s OK to reach out for support.

By Sheiresa Ngo

Posted: Tags: , , ,
Credit Cards

Tip of the Month: Managing Credit Card Debt

Your daily money bite

Black Enterprise Money editor Sheiresa Ngo shares her tip of month on managing credit card…

By Sheiresa Ngo

Posted: Tags: ,
(Image: Thinkstock)

Watch out for Health Plan Scams

Don't be fooled by this trick

Make sure to thoroughly research health care plans before you buy.

By Sheiresa Ngo

Posted: Tags: , ,
hacienda2a

Timeshare Nightmare: Waking Up & Walking Out Can Be Just A Pipe Dream

A valid, binding contract almost impossible to get out of

(Image: Instagram)
On a vacation in Mexico six years ago, Jessica Martinez and her husband took…

By Richard Spiropoulos

Posted: Tags: , ,
(Image: File)

Timeshare Red Flags: Six Things to Look Out for Before You Sign

Industry experts warn about the devil in the details

Industry experts warn about the devil in the details in timeshare contracts. Buyer beware.

By Richard Spiropoulos

Posted: Tags: , , ,
(Image: Thinkstock)

FDIC Introduces Updated Site

Consumers get a new-and-improved site

The FDIC has unveiled an improved Website for consumers. Information is more accessible and engaging.…

By Sheiresa Ngo

Posted: Tags: , ,
(Image: File)

New Work-at-Home Scheme Hits NYC

Be cautious about work-from-home jobs scams

If you’re thinking of taking on a work-from-home opportunity, think twice before signing on the…

By Sheiresa Ngo

Posted: Tags: , ,
Credit Cards

Infographic: How Did Credit Become King?

Interesting tidbits about history of today's common denominator

You probably don’t give a second thought to that little piece of plastic, but did…

By Sheiresa Ngo

Posted: Tags: ,
Fraud-300x232

IRS Warns of Phone Scams

How to protect your personal information

Fraudsters are attempting to use their engaging phone skills to trick you out of your…

By Sheiresa Ngo

Posted: Tags: , , ,
The price of academic success (Image: Thinkstock)

Report Shows Amazon Offers Best Deal on College Textbooks

Save money on books by shopping online

Consumer Reports has determined that the first place students should shop for their textbooks. Find…

By Sheiresa Ngo

Posted: Tags: , , , , ,
(Image: File)

Top-Selling Sneakers: Which NBA Baller Reigns Supreme?

Is it Lebron James, Kevin Durant or Michael Jordan?

With the latest multimillion-dollar endorsements, BlackEnterprise.com takes a look at the highest selling sneakers of…

By Richard Spiropoulos

Posted: Tags: , , , , , , , ,
(Image: Thinkstock)

Money-Flipping Scams on Instagram Popular

Beware of these get-rich-quick schemes

Those often annoying, but very attractive claims posted under Instagram photos to make lots of…

By Sheiresa Ngo

Posted: Tags: , ,
Moving-In-300x232

Safe and Sound: Where to Keep Important Documents

Tips for storing vital items for quick and easy reference later

Make sure your important documents are safe.

By Sheiresa Ngo

Posted: Tags: , ,
young black family at park

Infographic: A Visual Guide to the American BBQ

Fun facts for your Labor Day weekend

Here are a few interesting tidbits for your long holiday weekend.

By Sheiresa Ngo

Posted: Tags: , , ,
know-your-banker

Bank Fees Hit New Highs

Prepare for a lighter wallet

Prepare to spend more to maintain your bank account.

By Sheiresa Ngo

Posted: Tags: , ,
Should your business charge credit card surcharges

Three Things to Look for When Checking Your Credit Report

Here's what you need to pay attention to

You’re entitled to receive one free credit report each year from each of the three…

By Sheiresa Ngo

Posted: Tags: ,
Image: Thinkstock

Back-to-School: Tips for Moving Into Your First College Apartment

Here's what you should know before renting your new place

You can avoid this headache by learning your rights and responsibilities.

By Sheiresa Ngo

Posted: Tags: , ,
money

NASFAA Offers Tools to Help You Find Money For School

Resources to help you pay tuition

There are many free online tools to make your search for financial aid a little…

By Sheiresa Ngo

Posted: Tags: , , ,
Credit Cards

Visa Announces New Fraud Protection System

The card issuer is aiming to help protect consumers

Newtechnology might protect you at the pump.

By Sheiresa Ngo

Posted: Tags: ,
black-female-african-american-student

Infographic: Back-to-School Saving Tips

Here's how you can cut the costs this season

Check out ways you can cut costs for the back-to-school season.

By Sheiresa Ngo

Posted: Tags: , , , ,

Women of Power

(Image: Thinkstock)

Women of Power: 4 Boss Moves to Get Salary You Deserve

As the pay gap for women and men is highlighted today for Equal Pay Day,…

Read More »
(Image: File)

10th Women of Power Summit Most Successful of All Time

Last week, Black Enterprise’s 10th Women of Power Summit, hosted by State Farm in Ft.…

Read More »