How to Find the Right Credit Card for You

Do you have a plan?

Asking yourself the right questions when it’s time to find a credit card can make all the difference in the world. No two credit cards are alike.

Know how much your spending on your card each month. If you spend a lot, look for cards that have special perks and rewards for frequent users. Consider also what you’re spending your money on. Are you spending a lot on food or gas? What kind of rewards do you even want?

Lifestyle habits are also an indicator of what card might be best for you. If you travel a lot, you may need a card that has a low foreign transaction fee, or no fee at all. Paying the balance in full each month can keep the cost of interest down before the fees get out of control.

Ultimately, your credit score may decide what credit card you get. Read what the experts have to say over at Bankrate.

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