working and never retire,” Oliver says.  Don’t let a job be your only retirement strategy!

What else should I know?

Everyone's individual situation is different, so contact an experienced financial advisor to answer your specific money, tax, and retirement questions.

Once you’ve done your planning, you can head back to work with confidence. “When a retiree re-enters the workforce, employers benefit by having the wisdom and experience those seasoned citizens have, and the employee has a place where they can receive additional cash flow and maybe enjoy reduced health care insurance costs,” says Sanders.  It’s a true win-win for everyone.