Tag Archives: budgeting

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How to Formulate a Financial Back-up Plan

Strategies and tips for saving for a rainy day

Tips to set up a back-up plan for your finances.

By Jennifer Streaks

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4 Tips for Budgeting When Your Income Is Inconsistent

How to create consistency when your money isn’t!

Limited or inconsistent income means you have to be smart with the money you do…

By Patrice C. Washington

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money and relationships

For Valentine’s Day, Stop (Overspending) In the Name of Love!

The pressure is on to show you care. Before you get caught up, listen up: Love is not a legitimate excuse for irresponsible financial decisions.

Valentine’s Day is the official holiday to celebrate love. But because it’s almost exclusively a…

By Alfred Edmond, Jr.

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Living within your means is about budgeting your purchases, and having the courage to be honest about what you can and can't afford.

The Six-Word Phrase You Must Master to Improve Your Finances

To control your spending, instead of it controlling you, release the negativity and repeat after me: I cannot afford this right now.

Is gaining and keeping control over your financial health and resources a priority for you?…

By Alfred Edmond, Jr.

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5 Great Online Money Management Tools

Use these sites to get a handle on your cash

One advantage of using online management tools is that they allow you to more efficiently…

By Tamara E. Holmes

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Escaping the Paycheck to Paycheck Life

Talisha White seeks to change behavior that will sabotage her financial future

“I shouldn’t be struggling,” admits White, who works as an office assistant for the chief…

By LaToya M. Smith

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Don’t Quit Your Day Job (Yet)

Before Lachelle Story can fulfill her lifelong dream of running a business, she must first get her personal finances in order

She believes running her own business is in her blood. Her retired father runs an…

By Sheryl Nance-Nash

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Facing Debt and Winning

After letting credit card bills pile up for years, Casandra Roache mustered the courage to face her financial fears

“I kept putting paying the debt off because I kept saying to myself, ‘He’s going…

By LaToya M. Smith

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Patrice J. Williams, founder of Looking Fly On a Dime (Image: Danielle Gray)

Black Blogger Month: Looking Fly on a Dime, The Savvy Shopper

From the unemployment line to online, Patrice J. Williams heads a thrifting blog that's positioned her as a TV personality and budgeting guru

Patrice J. Williams transformed her obsession with thrift shopping into a marketable brand, Looking Fly…

By Starrene Rhett

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The Team You Need for Your Year-End Financial Checkup

At a time when it’s about the parties and festivities, it can be hard to…

By Black Enterprise

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Holiday Hot Button: Not-So-Merry Marital Tensions

Cost-saving tips to save your family a little money (and headache) this holiday season

Marriage doctor Dr. Jacqueline Del Rosario gives cost-saving tips to save your family a little…

By Dr. Jacqueline Del Rosario

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Ask the Money Coach: A Super Easy Budgeting Tip That Works

Learn how to make the most of your money with this simple rule

Money Coach Lynnette Khalfani-Cox tells you how to budget and make the most of your…

By Lynnette Khalfani-Cox

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Finding Common Ground

Thomas and Sharde Caffey of Chicago have only been married a little more than a…

By Sakina P. Spruell

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coupons

How to Use Coupons for Big Savings

The process can be worth the time and investment

Do you see people in line at the supermarket handing over a stack of coupons…

By Sheiresa Ngo

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Chris White (Photo by Rayon Richards)

Getting On Track

White, who at one time had a credit score of 710 before filing for Chapter…

By Sakina P. Spruell

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How to Make the Most Out of Groupon and Daily Deal Sites

Getting a good deal is one thing; being a "shopping fool" who gets scammed is another. Here's how to play it smart

Getting a good deal is one thing; being a “shopping fool” who gets scammed is…

By Lynnette Khalfani-Cox

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How to Save Money on End-Of-Summer Travel Deals

There's still a few weeks left in summer and Orlando may be your final destination

Here are a few tips to save before summer is really over

By Lynnette Khalfani-Cox

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6 Tips for Decreasing Student Loan Debt Post Grad

Get educated on paying off that college debt faster

Student loans are usually the beginning of a cycle of debt that holds us back…

By Kahliah A. Laney

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Relearning the Value of a Dollar

Making a habit of using credit and debit cards over cash can lead to a financial pitfall

More and more Americans use credit and debit cards for everyday purchases, creating a cycle…

By Janel Martinez

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