Tag Archives: Money Management

Reclaim Yourself

Last year was tough. Youve probably taken a beating emotionally and financially. As a new year unfolds, resolve to create a new you

Whatever crisis you’re dealing with, it’s just a point along the way to where you’re…

By Sheiresa Ngo

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5 Ways to Reduce Debt

Start the new year on the right foot. These tips will show you how to lighten your financial load

In 2002, Kristen Tate decided that debt free was the way to be. With a…

By Leslie E. Royal

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Cut Small Business Costs

Make ends meet without sacrificing profit

Today, Tricialee Riley, 35, applies the skills she learned managing MAC stores to her New…

By Maya Payne Smart

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Hell Hath No Fury Like a Credit Cardholder Scorned

Consumers use power of closure to fight rate raises

Oh geez, you’ll never guess who decided to take up arms and join the civil…

By Renita Burns

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Hide & Seek

The first step in accessing capital is to identify internal cash

“Cash is always king,” says entrepreneur Robert L. Wallace. “If you have cash, it doesn’t…

By Maya Payne Smart

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Rev Up Your Startup

Get a little help from a business incubator

Here are five tips on how to find a reputable incubator that can give your…

By Brittany Hutson

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Actions Speak Louder Than Words in the New Year

Set your goals into motion today

It feels good to have goals, doesn’t it? I mean, to really have something that…

By Renita Burns

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Don’t Just Toss Those Credit Card Notices

Be mindful, active in managing contract changes

Here’s what to do when your credit card issuer wants to change your terms, raise…

By Bridget McCrea

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Reaching the Next Level

B.E. takes a look at the 2008 Financial Fitness contest winners to see if they're closer to a secure financial future

This year has been tough for almost everyone. Belts are tighter and wallets are opening…

By Sheiresa Ngo

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5 Credit Repair Tips for the Recent Grad

How to clean up the fallout of bad credit card use

You made it! The tassel has been moved to the other side of the cap…

By Renita Burns

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The Homebuyer’s Toolkit: Building Financial Security

Owning a home should be part of a larger commitment to gaining financial security

Over the Thanksgiving break I became addicted to a show called Till Debt Do U$…

By LaToya M. Smith

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Reviving Your Credit Score

Four steps to rebounding after foreclosure

Foreclosure can be the scarlet F, branding your credit report and docking up to 200…

By Heather Boerner

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FDIC: Black Households Don’t Use Banks Regularly

Report highlights need for resources for minority families

Minorities and low-income households are less likely to have a bank account or more likely…

By Marcia Wade Talbert

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How to Choose a Financial Planner

Professional advisers operate in a variety of ways and get paid differently too

The key to finding the right financial planner is to find a competent, qualified professional…

By Bridget McCrea

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Free and Low-Cost Resources to Help College Students Stay Afloat

Tuition is expensive, but living doesn�t have to be

There’s no question that college is one of the most memorable experiences in the transition…

By Renita Burns

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Foreclosures of the Rich and Famous

A look back at celebrity homeownership woes

Since the highly publicized foreclosure woes of Evander Holyfield and Michael Jackson, more celebrities have…

By Janell Hazelwood

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Taking Advantage of Takeovers

Benefit from an expected boom in mergers, acquisitions

When stocks rise, corporate takeovers usually aren’t far behind. Those takeovers can generate profits for…

By Donald Jay Korn

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Why Buy Retail Stocks?

Experts say stocks have strong growth potential

As investors hunt for bargain stocks with strong growth potential, many are taking a closer…

By Vicki Lee Parker

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The Homebuyers Toolkit: Money Attitudes and Budgeting

Homeownership means learning to understand and manage your finances

Last weekend I attended The Money Conference for Women in Hartford, CT. A 26-year-old woman…

By LaToya M. Smith

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Slash Your College Prep Expenses

How to cut the costs of pursuing higher education

Your college prep budget doesn’t have to break the bank. Check out these quick tips…

By Renita Burns

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Washington Report

Updates from Capitol Hill

Washington Report: Week of Nov. 9-13

By Joyce Jones

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Boost Your Credit Score

A few simple steps can make a difference

The rules for boosting credit have not changed in light of the new Credit CARD…

By Lauren Lea

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Live Large With Less Cash

Living well on a limited budget means maximizing what you get out of life for…

By Lauren Lea

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11WFL-Battles

Making Changes

Richard Battles adjusts his finances after retiring from the military

Richard Battles created a lifetime of memories during his 20-year Naval career. He lived in…

By Sheryl Nance-Nash

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The Y(awn) Generation? I Beg To Differ

Is Gen Y less motivated than its predecessors?

We only buy designer duds. The latest smart phone is No.1 on our priority list…

By Renita Burns

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What To Do Today to Prepare For This Year’s Taxes

Don�t let Uncle Sam catch you off guard

It’s not tax season yet, but by the time you finish feasting on turkey and…

By Renita Burns

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How to Choose a Financial Planner

Six vital questions to ask before doing business

Having the right questions for a planner is critical. Here are six questions to ask…

By Bridget McCrea

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Down But Not Out

Resources for when the ends stop meeting

If you find yourself in need, or someone you know is in need of home,…

By Renita Burns

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An App a Day

Tools to help you manage your finances

Here are seven noteworthy applications you may want to phone a friend about.

By Benice Atufunwa

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Tools to Help You Track Your Dollars

Take the stress out of money management

I recently tested three programs, Microsoft Excel, Mint.com, and Google Docs, to find the pros…

By Renita Burns

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News Roundup: Week of Oct. 4 – Oct. 10

Small firms remain resilient; Wives show more money savvy

News Roundup: Week of Oct. 4 – Oct. 10

By BlackEnterprise.com

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When Two Becomes One

How to rebound when your income has dwindled

Pat Houston, 38, remains one of the 14.5 million unemployed, according to the July 2009…

By Sakina P. Spruell

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Investing in the Future

Larry and Brenda Breland devised a savings plan that funded their retirement and put their children through college

Educating young minds for some 30 years is no small feat. But it was a…

By Carolyn M. Brown

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How to Close the Savings Gap

What business and government can do to address racial disparities in retirement investing

When it comes to retirement savings plans, African Americans and Hispanics participate less often, contribute…

By Mellody Hobson

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Choosing a Contractor

This home improvement guide will show you how to choose the best person to work on your dwelling

After experiencing a home break-in this summer, Atlanta residents Jamilia and Charles Smith decided to…

By Lauren Lea

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All Star Advice

Financial Planners, investment gurus, realtors, tax advisers, and insurance agents share their best advicein their own words

Now that the world’s economic outlook appears less gloomy than in months past, black enterprise…

By Renita Burns

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Rethink Your Retirement Plan

What you can learn from expert makeovers of real-life retirement savings strategies

There are few guarantees in life—especially when it comes to planning for your golden years.…

By Donald Jay Korn

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10WFL-Robertson

Balancing Act

Shelly Robertson works to maintain financial health

After Shelly Robertson’s nine-year marriage ended in 2006, she quickly adjusted her lifestyle. As part…

By Sheiresa Ngo

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Investing in the Future

Larry and Brenda Breland's savings plan funded their retirement andput their kids through college

Educating young minds for some 30 years is no small feat. But it was a…

By Carolyn M. Brown

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Finding the Right Personal Finance Applications

See how these virtual money-tracking tools stack up

For your convenience – and my own – I tested three personal finance apps, iBear…

By Renita Burns

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How to Raise an Entrepreneur

Tips to awaken your childs business sense

The mind of a child is unparalleled. Bursting with creativity and fearlessness, most children do…

By Renita Burns

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The Tangled Web of Debit Cards

Overdraft fees a cash cow for banks

I always thought that using a debit card for my purchases was a safe alternative…

By Renita Burns

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Looking to Jump Back Into Stocks? Now May Be the Right Time

An expected market dip could provide prime opportunity

Lately, I’ve been feeling left out of the party. (And, no, it’s not because my…

By John Simons

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Private Lenders Up in Arms Over Student Loan Bill

Legislation would benefit those who need relief most

While private lenders may lose a portion of funds from the federally backed loans in…

By Renita Burns

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09WFL-Small-LIVE

Getting on Track

Tyvi Small works to improve his financial discipline

Tyvi Small is pursuing a doctorate in higher education administration. But when it comes to…

By Sheiresa Ngo

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How to Avoid the Pitfalls of a Short Sale

Though an attractive option, due diligence is key

As many distressed homeowners await relief from the White House’s loan modification and refinancing program,…

By Janell Hazelwood

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Credit Card Companies Go On the Defense

Issuers hike rates as CARD Act set to take effect

1231_CostCuttingBlogCreditCardLooks like credit card issuers are playing a tough game of defense against sweeping legislation…

By Renita Burns

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Consumer Advocates Fighting Against ‘Legal Loan Sharking’

Payday lenders face regulation, congressional scrutiny

Take a walk through any predominantly black or Latino neighborhood and the signs are unavoidable:…

By Renita Burns

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Making Long-Term Care Plans for Elderly

Six steps to usher aging relatives into their golden years

People who want to help aging parents can use common sense and a little bit…

By James A. Anderson

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How Creative Planning Can Help Beat Costs of Elder Care

Handle the financial pinch with diligence, understanding

Just five years ago Jan Bryant, an executive for a non-profit television network, CoLours TV,…

By James A. Anderson

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Spend Less Money on Your Startup Budget

Programs can help you stretch your business dollars

There are a plethora of organizations, universities, and companies that provide pro bono or professional…

By Marcia Wade Talbert

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Saving the Green While Going Green

How energy efficiency can help your bottom line

You’ve probably heard proponents pushing the case for everything green – from organic cosmetics to…

By Janell Hazelwood

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Planning for the End

Four steps to take toward preparing a will

In the wake of the sudden death of Michael Jackson, his fans are likely questioning…

By Marcia Wade Talbert

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In Disaster, Cash Is King

Be prepared with an in-house emergency fund

If you lived in or around New York City during the summer of 2003, surely…

By Renita Burns

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For Loan Modification, Don’t Fall Behind

You don't have to become delinquent to get help

When Jamie Arthur heard about President Barack Obama’s Making Home Affordable plan, a sense of…

By Renita Burns

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Be Financially Fit!

Retirement planning is not just for the wealthy, says author Aaron W. Smith.

By LaToya M. Smith

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The Secret to Their Success

The Ward family makes money management a top priority

Phyllis Holly-Ward and her husband, Jorey Ward are enjoying the fruits of responsible money management.…

By Sheiresa Ngo

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Small Is Beautiful

Why community banks are suddenly a big hit with consumers

When it came time for Mell Monroe and his wife, Angela Higginbotham Monroe, to refinance…

By Donald Jay Korn

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Tackling the Black-White Wealth Gap

Intergenerational assets may be key to combating inequality

The Joint Center for Political and Economic Studies convened a group of economic, community, and…

By Joyce Jones

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College Finance 101: A Money-Saving Crash Course for Parents

Lesson 4: Think outside the box when exploring your options

In the closing portion of this crash course, we encourage parents and students to be…

By Donald Jay Korn

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College Finance 101: A Money-Saving Crash Course for Parents

HBCU1

It’s great that you’re still basking in the warm, proud glow of your child’s high…

By Donald Jay Korn

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Money Planner for Teens

Cash Cache helps create goals and develop financial plan

Between iPods, Facebook, MySpace, Twitter and text messaging, getting your teen’s attention long enough to…

By Renita Burns

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College Finance 101: A Money-Saving Crash Course for Parents

Lesson 3: Home purchase may save money in the long run

To save on room and board, consider a housing purchase. One way to trim this…

By Donald Jay Korn

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College Finance 101: A Money-Saving Crash Course for Parents

Lesson 2: Borrow wisely when exploring loan options

Most students finance their education with borrowed funds. According to FinAid.org, 65.6% of students graduate…

By Donald Jay Korn

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College Finance 101: A Money-Saving Crash Course for Parents

Ways to cut costs in paying for higher education

It’s great that you’re still basking in the warm, proud glow of your child’s high…

By Donald Jay Korn

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Here Comes the Wedding Day

How one planner helps couples celebrate their big day without big spending

Since starting his self-titled business, Events by André Wells, six years ago, André Wells has…

By Sonia Alleyne

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Parents, Back Away From the Piggy Bank!

Tapping into kids' funds in hard times a bad idea

Who stole the cookie from the cookie jar? It may be mom or dad, according…

By renita burns

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How New Credit Card Reform Affects You

Consumers gain rights with new provisions

A bipartisan group of lawmakers applaud after President Barack Obama signed the Credit Card Accountability,…

By Renita Burns

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When Bankruptcy is Best

Know when to consider Chapter 11 protection

Chrysler and General Motors have done what was previously unthinkable – filed for bankruptcy. Even…

By Cliff Hocker

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Mr. (or Mrs.) Fix It

Mistakes—we all make them, but in an economy this tough, even a small misstep can…

By Kenrya Rankin Naasel

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Money Savvy Pig for Kids

Boost the financial literacy of children beyond saving and spending

In today’s financial crunch, if you haven’t sprung into action to sharpen your child’s money…

By Renita Burns

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Get Schooled On Thriving in Hard Times

Three college professors' lessons from the Great Depression

When thinking about how today’s financially-stressed African Americans can update the survival strategies of earlier…

By Cliff Hocker

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Penny-pinching and Prudent

Surely, no one needs to tell you we’re in a crisis. It’s all around you.…

By Donald Jay Korn

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Teaching Our Kids the Financial Facts of Life

Every parent wants to support his or her child’s dreams and aspirations. Most have worked…

By Earl "Butch" Graves Jr.

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The Cutting Edge Q&A: Rebounding After a Custody Battle

Be diligent in finding solutions to manage debt

Since last year, I have fallen behind on the majority of my bills due to…

By Renita Burns

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The Cutting Edge: Money Books for Young Adults

The hardest part about being young and figuring out your finances is finding the right…

By Renita Burns

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Voices of Economic Survival

Lessons learned from the Great Depression

As bad as the economy has gotten in the past few months, the hardships many…

By Tamara E. Holmes

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Add Punch to Your Portfolio

Investing heavyweight Wayne Weddington wants to teach you the hedge fund industrys best defensive moves

Do you recall your mother’s advice about how a single piece of bad fruit doesn’t…

By James A. Anderson

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How About a Guide to Money for Us Brothas?

Men need financial education, too. Our problem: too often, we won't seek it out

It’s okay, brothas. I know what you’re thinking. You just got your copy of your…

By Alfred Edmond, Jr.

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wflprinciple7

7. I Will Ensure That My Entire Family Adheres to Sensible Money Management Principles

Talking about money matters at the dinner table may not have been polite conversation long…

By Carolyn M. Brown

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Lean on Me

In the face of deep market losses, financial planners and advisers are becoming grief counselors of sorts. What theyre telling their clients could help you.

David Jackson knows just how much the stock market’s cascading losses have shaken some investors.…

By Steve Garmhausen

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Safe Haven

Sylvia King's financial discipline kept her afloat during tough times

Sylvia King’s financial discipline kept her afloat during tough times

By Sheryl Nance-Nash

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The Cutting Edge: Avoiding Credit Consolidation Scams

Don't get swindled trying to settle your debts

Scam artists prey on desperation. With the unemployment rate spiraling to its highest level in…

By Renita Burns

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Women & Money: Joint Accounts a Good Idea … If You’re Married

Unmarried couples advised not to tie finances together

Savvy money management skills are a necessity to weather these tough economic times. BlackEnterprise.com has…

By BlackEnterprise.com

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Women & Money: Give Your Kids the Tools for Financial Success

Be sure your children know how to budget, save

Savvy money management skills are a necessity to weather these tough economic times. BlackEnterprise.com has…

By BlackEnterprise.com

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Women & Money: Managing Credit Card Debt Through Negotiation

Open communication key when when handling bills

Savvy money management skills are a necessity to weather these tough economic times. BlackEnterprise.com has…

By BlackEnterprise.com

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Women & Money: Looking Great Without Breaking the Bank

Don't let vanity come between you and financial stability

Savvy money management skills are a necessity to weather these tough economic times. BlackEnterprise.com has…

By BlackEnterprise.com

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Opportunity Knocks

Tyre Sperling took advantage of a down cycle to buy his first home below market…

By Carolyn M. Brown

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Opportunity Knocks

Wealth For Life Principle No. 5: I will use homeownership as a foundation for…

By Carolyn M. Brown

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Women & Money: Your Finances at Your Life Stage

The right steps whether you're single or over 40

Savvy money management skills are a necessity to weather these tough economic times. BlackEnterprise.com has…

By BlackEnterprise.com

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The Cutting Edge: Managing the Aftermath of a Layoff

Know your options when you've lost your job

For those seeking financial stability after a layoff, aside from unemployment benefits and severance packages,…

By Renita Burns

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Women & Money: Conflict Resolution for Your Financial Woes

Don't let money problems ruin your relationship

Savvy money management skills are a necessity to weather these tough economic times. BlackEnterprise.com has…

By BlackEnterprise.com

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Women & Money: When ‘Mine’ Becomes ‘His & Hers’

How to change your mindset from solo to partnership

Savvy money management skills are a necessity to weather these tough economic times. BlackEnterprise.com has…

By BlackEnterprise.com

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Women & Money: Handling Your Spouse’s Financial Missteps

Help your mate learn how to successfully manage finances

Savvy money management skills are a necessity to weather these tough economic times. BlackEnterprise.com has…

By BlackEnterprise.com

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Women & Money: Tips for Financial Empowerment

Credit counseling CEO gives insights on money management

Savvy money management skills are a necessity to weather these tough economic times. BlackEnterprise.com has…

By BlackEnterprise.com

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What NOT to Do in an Economic Downturn

Sure, the financial markets are in a tailspin. But, take a deep breath--and don't panic

There’s little question—the financial markets in 2008 have been scary. The stock market has fallen…

By Mellody Hobson

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A Reality Check for Christmas

Let's remember a generation that didn't just talk about fiscal responsibility, but lived it: the survivors of The Great Depression.

Most of us know the principles of responsible money management: Habitual saving and controlled spending.…

By Alfred Edmond, Jr.

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Five Ways to Green Your Finances

Make your dollars eco-green and Earth-friendly

Those looking to green their homes and lifestyles, can also take a look at their…

By Erinn R. Johnson

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