Tag Archives: mortgage

Though African American men and white men smoke cigarettes at roughly the same rate—25.5% compared with 23.6%—black men are 37% more likely to develop lung cancer and 22% more likely to die from it. For black women, lung cancer occurs at roughly the same rate as it does in white women, according to an American Lung Association report. Though the reason for the disparity is unclear, it appears to be the result of a confluence of factors such as genetics and access to healthcare.

Talking Points: What You Need to Know

Though African American men and white men smoke cigarettes at roughly the same rate—25.5% compared…

By Deborah Creighton Skinner

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Overview: The White House’s Financial Reform Plan

Enforcing common-sense rules for consumers, investors

The White House issued a fact sheet on how the president’s financial reform plan will…

By BlackEnterprise.com

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NAACP Drops Lawsuit Against Wells Fargo

Bank, group plan to work to improve financial literacy for blacks

The NAACP announced that it has dropped its mortgage-discrimination lawsuit against Wells Fargo Bank.

By Deborah Creighton Skinner

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Demystifying the Mortgage Modification Process

Rainbow/PUSH Coalition counselor advises delinquent homeowners

Loan modification counselor discusses when homeowners should modify their loan, why banks are not modifying…

By Marcia Wade Talbert

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How to Finance a Fixer-Upper on a Modest Budget

The house you want to buy needs some work, but you don�t have the money for repairs. Here�s one option.

A reader recently wrote to me asking about options for financing the purchase of a…

By John Simons

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The Homebuyer’s Toolkit: Building Financial Security

Owning a home should be part of a larger commitment to gaining financial security

Over the Thanksgiving break I became addicted to a show called Till Debt Do U$…

By LaToya M. Smith

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Should You Have Faith In A Good Faith Estimate?

When mortgage shopping, break down the costs and make sure you are comparing apples to apples

I was speaking with a client yesterday who was thoroughly confused by the good faith…

By Kirk Charles

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What’s A Short Sale In The Long Run?

It's not a foreclosure, but it could still make it harder to buy another home

Yesterday afternoon I was in an attorney’s office and a gentleman came in for a…

By Kirk Charles

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The Homebuyers Toolkit: Money Attitudes and Budgeting

Homeownership means learning to understand and manage your finances

Last weekend I attended The Money Conference for Women in Hartford, CT. A 26-year-old woman…

By LaToya M. Smith

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