Tag Archives: overspending

money

It’s Your Money. Who’s Spending It?

My recommendation: Track your spending for a month. Play close attention to money spent to provide for the wants and needs of others

It’s your money. Whether you’re barely making ends meet or have more than enough, you’ve…

By Alfred Edmond, Jr.

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Is Your Partner Your Financial Downfall? 

Tips on how to come together to create new financial processes and solutions for your relationship

Is your partner your financial downfall? Coming together to create new financial processes just might…

By Carrie Pink

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(Image: iStock by Getty Images)

How to Stop Spending Money to ‘Keep Up With the Joneses’

[Financial Literacy Month] Dealing with the pressure to 'keep up'

Human beings actually have a drive to judge themselves and their abilities based on what…

By Stacey Tisdale

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(Image: istock by Getty Images)

Being the Financial Role Model Your Child Needs You to Be

Financial Literacy Month Special- Parents not making the grade when it comes to teaching kids about money

“We know that many kids are talking about money with their friends often and even…

By Stacey Tisdale

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3 Questions to Keep Your Emotions and Spending in Check this Holiday Season

Taking an honest look at why you feel pressured to spend

There’s more to holiday overspending than just dollars and cents. This story looks at some…

By Stacey Tisdale

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For many Americans, a big part of the holidays involve giving presents to others. But it’s perfectly fine and feasible to not give gifts to family and friends and still enjoy the holiday season.
	
In fact, if the tough economy or a job layoff has taken a toll on your household budget, this could be the year to not spend any money at all on gifts. Even if you do have money in a bank account to spend, it’s important to realize that there are plenty of other ways to celebrate the season without making all the festivities centered on gift-giving.

	Still, the average American is expected to spend $704 on holiday gifts in 2011, according to the National Retail Federation. Should you opt out of this year’s holiday shopping frenzy like the folks who’ve joined Buy Nothing Day? Perhaps. Here are five reasons why it might be wise not to spend any money at all on gifts on Black Friday and this entire holiday season. —Lynnette Khalfani-Cox

Ho Ho No! Parents Tapping Retirement to Buy Holiday Presents

Survey finds parents sacrificing short and long-term financial security

“Our long-term goals, such as retirement savings and having an emergency fund, should always take…

By Stacey Tisdale

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4 Emotions You Must Keep In Check To Protect Your Finances

When we know that a money habit is not good for us, but we do it anyway, the issue is usually not a matter of financial literacy

Improving your finances is never just about boosting your financial literacy. It is also about…

By Alfred Edmond, Jr.

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Tips for Keeping Shopping Under Control

Regain control over your cash

Close your wallet

By Sheiresa Ngo

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5 Reasons To Get Real With Your Holiday Spending

It's okay to believe in Santa Claus, as long as you never forget that he won't be paying your bills

Reminders to avoid financial choices that detract from the true spirit of the season

By Alfred Edmond, Jr.

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Facing the Signs of Debt Addiction

If you are stuck in a never-ending cycle of indebtedness, regardless of changes in income, you may be in denial.

How much debt do you have?

By Alfred Edmond, Jr.

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money and relationships

For Valentine’s Day, Stop (Overspending) In the Name of Love!

The pressure is on to show you care. Before you get caught up, listen up: Love is not a legitimate excuse for irresponsible financial decisions.

Valentine’s Day is the official holiday to celebrate love. But because it’s almost exclusively a…

By Alfred Edmond, Jr.

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You Can’t Spend Your Way to Building Wealth

Such shortsightedness is tantamount to aiming a heat-seeking missile at our financial future. Instead, we…

By Earl "Butch" Graves Jr.

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Choose Wealth, Not Style

I’m sure if you’ve read my column, heard my speeches, or had the chance to…

By Earl "Butch" Graves Jr.

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Zaneilia Harris learned some hard money lessons (Photo by Kevin Allen)

5 Common Money Mistakes

Zaneilia A. Harris says don’t make the same error she did with your hard-earned cash

When Zaneilia A. Harris landed her first job out of college as auditor with the…

By Tamara E. Holmes

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Love & Money: Guarding Against a Spendthrift Spouse

Your guide to managing matters of finance and romance

When it comes to romantic relationships, opposites often attract. Unfortunately, that can also true when…

By Sheiresa Ngo

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Shopping Insider: Are You Addicted to Spending?

How to get the best steals and deals, for people who take their shopping seriously

Do you like to shop a little too much? Occasionally treating yourself to something…

By Sheiresa Ngo

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Are You Tired of Living Cheap?

Tips on how to prevent extreme frugality from pushing you over the edge

Depressed and worn down by constantly watching your bank account, you might have rebelled by…

By Sheiresa Ngo

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Women & Money: Beware of Self-Defeating Behaviors

How you handle financial obstacles will determine whether or not you reach your final destination

There’s no doubt that on your journey to financial independence, you are going to run…

By Patricia Stallworth

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