Lower Fees, Higher Returns

Mat 2005 Adv ATRGX 12.57 8.38 0.84 2,500 800-345-2021 American Century Target Mat 2005 Inv BTFIX 10.66 7.62 0.59 2,500 800-345-2021 Vanguard Inflation-Protected Secs VIPSX 10.18 N/A 0.22 3,000 800-662-7447 Vanguard Interm-Term U.S. Treas VFITX 9.79 7.39 0.28 3,000 800-662-7447 American Century Inflat-Adj Bd Inv ACITX 9.16 7.55 0.59 2,500 800-345-2021 SHORT GOVERNMENT Managers Intermediate Duration Govt MGIDX 7.88 6.07 0.88 1,000 800-835-3879 Northern U.S. Government NOUGX 7.65 6.12 0.90 2,500 800-595-9111 Vanguard Short-Term Federal VSGBX 7.39 6.30 0.26 3,000 800-662-7447 Vanguard Short-Term Treasury VFISX 7.28 6.24 0.28 3,000 800-662-7447 Payden U.S. Government R PYUSX 7.23 6.08 0.40 5,000 800-572-9336 TCW Galileo Total Return Bond I TGLMX 10.14 7.48 0.70 2,000 800-386-3829 Sextant Bond Income SBIFX 10.08 6.54 0.72 1,000 800-728-8762 CORPORATE BONDS TCW Galileo Total Return Bond N TGMNX 9.89 N/A 1.00 2,000 800-386-3829 Vanguard Interm-Term Bond Index VBIIX 9.80 7.19 0.21 3,000 800-662-7447 Vanguard Interm-Term Corp Bd VFICX 9.65 6.96 0.20 3,000 800-662-7447 MUNI NATIONAL Harris Insight Tax-Exempt Bond N HXBAX 8.02 5.89 0.50 1,000 800-982-8782 Schwab Long-Term Tax-Free Bond SWNTX 7.58 5.01 0.49 2,500 800-435-4000 SAFECO Municipal Bond Inv SFCOX 7.1
2 5.08 0.61 5,000 800-624-5711 Old Westbury Municipal Bond OWMBX 7.07 5.46 1.05 1,000 800-607-2200 USAA Tax Exempt Long-Term USTEX 7.02 4.79 0.45 3,000 800-382-8722 SOURCE: MORNINGSTAR INC. *AS OF JULY 31, 2003. †THIS FUND DOES NOT HAVE ENOUGH TOTAL ASSETS TO BE ASSIGNED A NASDAQ SYMBOL.