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How to Navigate Stricter Mortgage Lending Guidelines

Now is the ideal time to purchase a home. Interest rates are at historic lows and home prices are still lower than they’ve been in years. But, now that credit guidelines are stricter, some potential homebuyers may be wondering how to navigate the new environment.

Letting Go

When corporate downsizing resulted in a job change from manufacturing supervisor to security guard, Mary Parker didn’t complain. Instead, she remained upbeat, embraced the new challenge, and quickly earned the moniker “Officer Friendly” in the building where she worked. N ow as president and CEO of ALL(n)1 Security Services (www.alln1security.com; 404-691-4915), a full-service security firm in Atlanta, Parker imparts that same commitment to compassionate security to the people she employs: eight full-time office staff and nearly 200 people in the field.

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