Boost Your Credit Score
Having the ability to obtain an affordable home loan is only one example of how it pays to have good credit. Your insurance premiums will also be lower if you have a high credit score. “An excellent credit score is 750 or higher; 680 to 740 is good. The lower 600s would be considered fair. Anything below that is poor or subprime,†says Ben Woolsey, director of marketing and consumer research for CreditCards.com.