There’s been plenty of talk, rightfully, of how colleges and universities are complicit in the situation many college graduates find themselves in–unemployed or underemployed and facing a staggering level of student loan debt.Â Youth unemployment is at 18.1%, the highest it’s been since 1991 — when the Bureau of Labor Statistics began keeping track. Â And for blacks it’s nearly double, at 31%. Which leads to a crude but, unfortunately, true calculus: Black students have the least amount of wiggle room, and by choosing a major that is more in demand, they have the most to gain. So they must take that responsibility seriously. They can’t afford not to.