Home Ownership Archives - Black Enterprise

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retirees

Retirees Need Better Understanding of Home Equity

“We know that home equity is an important part of the household wealth passage for…

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A Mortgage That Pays Your Family Instead of a Bank

An alternative way to buy a home that keeps wealth in your family

They work exactly like traditional mortgages. There is a borrower and a third party institution…

By Stacey Tisdale

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(Image: istock by Getty Images)

How Much Can You ‘Really’ Afford to Spend on a Home?

Building a housing budget that won’t make you go bust

Financial experts say we should spend around 30% of our after-tax income on housing, but…

By Stacey Tisdale

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How Much Do You Need to Make to Buy a Home?

Survey looks at salary needed for 27 cities across the U.S

On a national level, the average median home price in the U.S. is $222,700, meaning…

By Stacey Tisdale

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BE_renter

Apartment Rental Prices Are On The Rise

Smaller markets leading the charge as vacancies shrink

There has been growing demand for rental properties in recent years, as the sluggish economy…

By Stacey Tisdale

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mortgage-rates

Mortgage Rates Likely Moving Higher… But Not Much

Why homeowners shouldn't panic over headlines about higher rates

Despite strong job market data, analysts say mortgage rates will remain low for some time.

By Stacey Tisdale

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(Image: File)

To Buy or To Rent? That is the Question

How to decide when homeownership makes sense

There is no question that it is one of the smartest ways to build generational…

By Stacey Tisdale

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(Image: File)

Retaining Maximum Profits From Your House

How to get more assets from your home

Here are several tips on retaining maximum profits for homeowners.

By Denise Campbell Laidler

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Feature: Intrafamily Mortgages – Paying Your Family Instead of a Bank

How the Webb family keeps interest and payments all in the family

Intra-family loans work like traditional mortgages. There is a borrower, a third party institution that…

By Stacey Tisdale

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Hattie Wilson

How Buying a Historic Home Can Save You Money

Hattie Wilson's story of becoming a homeowner

Choose a good realtor. Inquire about available properties in historic districts. Select a realtor that…

By Stacey Tisdale

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mortgage-rates

What Higher Rates Will Mean for Homebuyers and Homeowners

Federal Reserve Chairwoman indicates rates are rising soon

The Federal Reserve is expected to raise interest rates as soon as September. What does…

By Stacey Tisdale

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(Image: File)

[STUDY] Wealth Gap for Black and White Homeowners Hurting Future Generations

A study finds an inability to pass on generational wealth

A study finds the racial wealth gap increased dramatically after the housing crisis, causing challenges…

By Stacey Tisdale

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(Image: File)

What To Do if Your Mortgage is More Than Your House

Tips for managing underwater mortgages

The numbers are improving, but 8 million people have mortgages that are worth more than…

By Stacey Tisdale

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mortgage-money

Washington Pays Millions to Get Counseling for Homeowners

‘HUD Wants You’ to understand your mortgage and get free advice

HUD is spending more than $40 million to help organizations that provide free counseling to…

By Stacey Tisdale

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(Image: File)

Buying vs. Renting: The Pros and Cons

How to decide if homeownership is your best move

Here are three key things to consider when determining whether you want to rent or…

By Stacey Tisdale

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(Image: File)

Tip from the Rich: Don’t Tie Up Money in a Home

Affluent look to financial markets--not real estate--to grow wealth

If you ask most middle-class people what’s the best way to grow money, many say…

By Stacey Tisdale

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(Image: wikimedia)

Financial Literacy Month: Rep Joyce Beatty Introduces Bill to Give Homebuyers Knowledge and Money

Women in Congress Take on the Bottomline

In this special series, “Women in Congress Take on the Bottomline,” we highlight Rep. Joyce…

By Stacey Tisdale

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HUD Secretary Julian Castro

HUD Secretary Julian Castro Determined to Increase Homeownership for Blacks

The former San Antonio Mayor shares his vision with BE

HUD Secretary Julian Castro pictured right

 
When Housing and Urban Development Secretary Julian Castro was …

By Stacey Tisdale

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Image: ThinkStock

New Changes Coming for “Know Before You Owe” Mortgage Rules

Bureau makes updates to assist consumers

The Dodd-Frank Wall Street Reform and Protection Act worked to make this information more accessible…

By Sheiresa Ngo

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Image: ThinkStock

CFPB Launches Tool for Home Owners

Bureau aims to help with the home ownership process

The Consumer Financial Protection Bureau is now offering resources to help home owners and home…

By Sheiresa Ngo

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How To

T-Shirt Business

How to Start a Profitable T-Shirt Business

T-shirts are contemporary wardrobe staples for men, women, and children today. Building an online T-shirt…

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How to Invest in Cannabis Stocks

While some stocks in these sectors have been high fliers, even more have gone bust…

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