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Cyberwise: How to Choose an E-Reader Catch the International Flight Beware of Census Scams Women & Money: Don’t Forget to Plan Bank of America Offers Bailout to Homeowners Build A Budget For Yourself—And Cousin ‘Pookie’ Growing The Net Worth of Black Women Long-Term Investing to Create the Future You Deserve Protect Your Privacy Investing Rules for Women: Invest for Your Retirement Cutting Edge: Resisting the Credit Temptation Investing Rules for Women: Don’t Go it Alone Pep Talk: Ready to be Debt-Free Investing Rules for Women: Educate Yourself Six Ways to Save Why Financial Planning Ain’t Just For The Rich Investing Rules for Women: Get Over Your Fear Investing Rules for Women: Start Early Food for the Journey Overlooked Tax Breaks To Save and Protect Drafting a Financial Plan Navigating the Abyss of Airline Customer Service Cutting Edge: Bank of America Ends Overdraft Fees Happy Anniversary, Investors! How Do I Make Money Now? Cutting Edge: Check Yourself with Self-Checkout Ask Your Advocate: Winter Heating Bill Woes The Homebuyer’s Toolkit: Do it Yourself! Ask Your Advocate: How To Get Your Unclaimed Tax Refund Family Ties Talking Points: UNCF Colleges More Affordable Than Their Peers Investing Rules for Women Green Credit Cards Money Matters: College Savings Vehicles Building Wealth Investing Lessons From a Billionaire Cents and Sensibility Investment Strategies for Women Poll: More Consumers Going the DIY Route for Taxes The Best Offense: Defensive Investing Green Investing Credit Card Reform Starts Today It’s All About You … and Money Get Ready For The New Credit Card Rules How to Tell if You Need a Financial Planner 2009 Tax Tips The Cutting Edge: Uncle Sam Gives Back to Students Staying on Track A Woman’s Guide to Financial Planning Poll: Paying the Tax Man The Cutting Edge: Standardized v. Itemized Deductions The Homebuyer’s Toolkit: Choosing the Right Neighborhood BE/Walmart Economic Forum The Cutting Edge: Why The IRS Might Pick On You How Safe Are My IRA Funds? A Life Raft for Student Loan Borrowers Money Matters: Preparing for Retirement When Should You Refinance? A Woman’s Guide to Money Management Play Games with Your Money Credit Inquiries—Hard Pulls vs. Soft Pulls Cutting Edge: Move Your Money Demystifying the Mortgage Modification Process What to Know Before You Donate to Haitian Relief The Homebuyer’s Toolkit: Title Insurance 3 Things to Know About Debt Collectors Auto Financing or Bust Andersons Complete Year of ‘Buying Black’ The Homebuyer’s Toolkit: Condo or Co-Op? Help! My Dad Has a Credit Card in My Name Money Matters: Should I Ditch My Home? Where To Invest In 2010 5 Ways to Reduce Debt High Hopes Say Buh-Bye to Your Bank? Hell Hath No Fury Like a Credit Cardholder Scorned The Homebuyers Toolkit: Renting vs. Buying Value vs. Growth: Which Way of Evaluating a Stock’s Potential is Better? Identity Theft on Campus How to Finance a Fixer-Upper on a Modest Budget The Homebuyer’s Toolkit: How Your Credit Score Adds Up Don’t Just Toss Those Credit Card Notices Control Your Credit Card Spending Reaching the Next Level 5 Credit Repair Tips for the Recent Grad The Homebuyer’s Toolkit: Building Financial Security Don’t Miss the Tech Stock Revival Reviving Your Credit Score Should You Have Faith In A Good Faith Estimate? Reaching the Next Level What’s A Short Sale In The Long Run? Free and Low-Cost Resources to Help College Students Stay Afloat An Action Plan for Black Friday The FDIC’s ‘Red’ Menace Foreclosures of the Rich and Famous Picking the Right Financial Planner Taking Advantage of Takeovers Why Buy Retail Stocks? The Homebuyers Toolkit: Money Attitudes and Budgeting Check Yourself Before You Wreck Yourself Slash Your College Prep Expenses Identity Protection Programs: How Do They Stack Up? ARMed And Dangerous? Don’t File For Bankruptcy The Homebuyers Toolkit: Let’s Talk Money An Eye for Innovation Resources for The Sandwich Generation Boost Your Credit Score The Homebuyers Toolkit: Key Players The Top 10 Tax Issues to Consider When Your Job Status Changes Financial Scams Congress Expands Homeowner Tax Breaks Financial Expert Learns Hard, Valuable Lesson After ID Theft The Homebuyers Toolkit: Qualifying For A Mortgage Live Large With Less Cash Making Changes Don’t Be Bamboozled Distressed Property What To Do Today to Prepare For This Year’s Taxes The Homebuyer’s Toolkit: Getting Started How to Choose a Financial Planner Down But Not Out Finding the Sweet Spot of Investing Hold On To Your Wallet Seven Things to Know Before Investing in Rental Property What Dow 10,000 Means—This Time Tools to Help You Track Your Dollars Planning for Retirement Scam Alert: Cash For Home Offer May Not Be What You Think I’m Not Rosa Parks. He’s Not Dr. King. When Two Becomes One Economic Recovery Act, Pt. 1 Economic Recovery Act, Pt. 2 Investing in the Future Choosing a Contractor Balancing Act Finding the Right Personal Finance Applications Manage Your Tax Obligations Healthcare Reform Tax Collectors Mine Social Networks The Tangled Web of Debit Cards How Healthcare Reform Affects You My Powerful Life As Mrs. Buy-Black America Five Need-to-Know Tips Before Closing Your Checking Account Looking to Jump Back Into Stocks? Now May Be the Right Time Private Lenders Up in Arms Over Student Loan Bill Getting on Track Are You Properly Insured? How to Avoid the Pitfalls of a Short Sale Your Back to School Shopping — Made Affordably Easy

Money

Cyberwise: How to Choose an E-Reader

I really want to get an e-reader, but I’m not sure which one is right…

By Dale Coachman

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Catch the International Flight

More Americans are investing in emerging markets abroad. Here's how your money can thrive, too.

First, the good news. The stock market crash of 2008 lasted through March 9, 2009,…

By Donald Jay Korn

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Beware of Census Scams

Fill out your form, but keep in mind these four tips to keep you and your information safe

It’s that time again. The deadline to submit your census form is drawing near–April 1,…

By Sheiresa Ngo

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Women & Money: Don’t Forget to Plan

It�s time to consider exactly where are we going and how will we know when we get there

As we travel down the road to financial independence, it’s time to consider one huge…

By Patricia Stallworth

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Bank of America Offers Bailout to Homeowners

Plans to extend $3 billion in loan forgiveness to 45,000 homeowners struggling to stay afloat

If you have a mortgage with Bank of America, and you’re extremely underwater, you just…

By Sheiresa Ngo

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Build A Budget For Yourself—And Cousin ‘Pookie’

The term sounds restrictive, but budgeting is really an exercise in financial empowerment

The word itself sounds and feels restrictive. Budget. When you hear the term, you think…

By Eric D. Grant

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Growing The Net Worth of Black Women

Don't just be alarmed that the median net worth of black women is only $100�do something about it.

Don’t be alarmed by the recent news that African American women only have a median…

By Sakina P. Spruell

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Long-Term Investing to Create the Future You Deserve

Despite volatility, the markets will continue to offer the returns you need to reach your financial goals.

In today’s unpredictable environment, far too many of us operate in survival mode, suffering from…

By Earl "Butch" Graves Jr.

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Protect Your Privacy

Once it's gone, it�s hard to get it back. Avoid these three common mistakes.

In this fast-paced, digital age, everyone is connected. Unfortunately, that makes it very easy for…

By Sheiresa Ngo

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Investing Rules for Women: Invest for Your Retirement

Once you start putting money in that retirement purse, don't take it out

There are countless resources available to help you learn the fundamentals of investing. This week,…

By Sheiresa Ngo

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Cutting Edge: Resisting the Credit Temptation

What to do when you can't say no

When saying no to that impulse purchase is just too hard

By Renita Burns

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Investing Rules for Women: Don’t Go it Alone

Investing with a group lightens the workload

There are countless resources available to help you learn the fundamentals of investing. This week,…

By Sheiresa Ngo

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Pep Talk: Ready to be Debt-Free

How can I get on track if I am always in the hole?

I’m a 32-year-old mother of two and I’ve spent a great deal of time living…

By Tennille M. Robinson

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Investing Rules for Women: Educate Yourself

Learning the ins and outs of investing, saving, and budgeting

nce you start investing, it’s important not to lose sight of your financial goals. Whether…

By Sheiresa Ngo

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Six Ways to Save

These tips will help you build a cash cushion in no time

Whether you need a professional financial plan or just a “Savings 101” refresher, these six…

By Keesa Schreane

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Why Financial Planning Ain’t Just For The Rich

Think professional help is too rich for your blood? A financial adviser comes clean.

Let’s say you’re a first year school teacher, with a Masters degree, and you’re making…

By Eric D. Grant

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Investing Rules for Women: Get Over Your Fear

Become familiar with the culture of investing

One way to get over your fear is to become familiar with the culture of…

By Sheiresa Ngo

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Investing Rules for Women: Start Early

Sure, investing can be intimidating. And if you’re averse to what can appear to be…

By Sheiresa Ngo

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Food for the Journey

Budgets are necessary tools to help you reach your financial goals. Here's how to get started

According to Napoleon, an army marches on its stomach. On our journey we need something…

By Patricia Stallworth

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Overlooked Tax Breaks

Don�t miss out on tax credits you might be eligible for.

Though you have three years to file an amended return if you missed out on…

By Tamara E. Holmes

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To Save and Protect

Answers to the 10 most commonly asked questions about taxes and estate planning

Tax planning and estate planning are important—especially for women. Since 80% of married women will…

By BLACK ENTERPRISE Editors

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Drafting a Financial Plan

Dion and Sherrunda Adkins aim to build a solid future for their family

Dion and Sherrunda Adkins both grew up in families that struggled financially. “In our family…

By Sheryl Nance-Nash

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Navigating the Abyss of Airline Customer Service

Steps for getting a complaint resolved

I flew the friendly skies for my honeymoon last month. The honeymoon was great but…

By Sheiresa Ngo

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Cutting Edge: Bank of America Ends Overdraft Fees

Customers may find relief in new policy nixing the extra charges

Bank of America customers say sayonara to overdraft fees.

By Renita Burns

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Happy Anniversary, Investors!

One year into the financial market rally, will booming stock performance continue?

Financial experts weigh in on why the S&P 500 market has bounced back so powerfully,…

By Marcia Wade Talbert

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How Do I Make Money Now?

It takes time to reach your financial goals, but you can take steps to ensure a smoother journey

Sooner or later there comes a time on every journey, real or virtual when someone…

By Patricia Stallworth

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Cutting Edge: Check Yourself with Self-Checkout

How paying more attention can save you dollars

When it comes to budgeting your dollars, paying attention to every detail—from the coupons you…

By Renita Burns

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Ask Your Advocate: Winter Heating Bill Woes

How to lighten the load on your wallet

My heating bill tends to be very high each winter. What can I do to…

By Sheiresa Ngo

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The Homebuyer’s Toolkit: Do it Yourself!

Today's lesson: Patching a hole in your drywall

From time to time, you may have to make interior improvements to your home such…

By LaToya M. Smith

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Ask Your Advocate: How To Get Your Unclaimed Tax Refund

How do I find unclaimed money?

I’ve moved a lot over the last five years and I sometimes don’t fill out…

By Sheiresa Ngo

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Family Ties

How three generations of one family work together to build a financial legacy

Avery Allen isn’t your typical 12-year-old. Unlike most of his peers, he doesn’t see his…

By Bridget McCrea

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Talking Points: UNCF Colleges More Affordable Than Their Peers

The 39 HBCUs that are members of the UNCF cost less than comparable institutions.

By Deborah Creighton Skinner

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Investing Rules for Women

These tips will make your money grow

Sure, investing can be intimidating. And if you’re averse to what can appear to be…

By Sheiresa Ngo

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Green Credit Cards

Is an environmentally conscious credit card right for you?

Everyone close to Chanté Evans, 30, knows
being “green” is a priority for her. Each year…

By Leslie E. Royal

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Money Matters: College Savings Vehicles

Sending a nephew to college

Last December, I became the primary caregiver of my late sister’s 5-year-old son. I’m currently…

By John Simons

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Building Wealth

Ebony Smith seeks the tools to increase her net worth

Ebony Smith says losing her job was a blessing in disguise. In 2008, the former…

By Sheryl Nance-Nash

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Investing Lessons From a Billionaire

Mega-investor Michael Lee-Chin espouses a unique philosophy

It’s one of the most basic ideas in investing: Diversify and spread risk along various…

By Alan Hughes

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Cents and Sensibility

Steve and Pamela Cromity teach their children about saving, spending, and giving

Steve and Pamela Cromity possess all the trappings of upper-middle-class comfort. But the key to…

By Marcia Wade Talbert

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Investment Strategies for Women

Wealth for Life continues its “Women & Money” series with financial commentator Dale St. Claire…

By BLACK ENTERPRISE Broadcast Group

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Poll: More Consumers Going the DIY Route for Taxes

E-filing can save filers money on preparation fees

It’s tax-filing season, and whether taxes are done in January or at midnight on April…

By Marcia Wade Talbert

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The Best Offense: Defensive Investing

You don�t have to be a billionaire to use hedge fund tactics in your portfolio

Why do wealthy investors and institutions pay millions of dollars in admission fees to get…

By Donald Jay Korn

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Green Investing

Money manager Isaac Green's advice on where to put your money as the economy recovers

In the dot-com-crazed ’90s, a good number of investment firms chased big returns by employing…

By Alan Hughes

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Credit Card Reform Starts Today

Consumers gain rights with new provisions

The landmark legislation that Obama signed in the spring of 2009 that was designed to…

By Renita Burns

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It’s All About You … and Money

Strategies to take control of your financial future

Welcome to the Women & Money Blog! Join personal financial expert Patricia Stallworth each week…

By Patricia Stallworth

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Get Ready For The New Credit Card Rules

Excellent advice from the National Foundation for Credit Counseling

The clock is ticking toward implementation of the Credit Card Accountability Responsibility and Disclosure Act…

By BLACK ENTERPRISE

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How to Tell if You Need a Financial Planner

Here are some reasons people decide to work with an adviser

Families and individuals seek out financial advisers for any number of reasons. The National Association…

By Bridget McCrea

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2009 Tax Tips

Take advantage of these tax changes for 2009

Take advantage of these tax changes for 2009.

By Tamara E. Holmes

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The Cutting Edge: Uncle Sam Gives Back to Students

Tax credits for textbook purchases expanded

Looks like Uncle Sam has a little treat for cash-strapped college students.

By Renita Burns

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Staying on Track

Dasha Lundy seeks to establish a strong financial foundation-with or without a mate

Like mother, like daughter. And that’s just fine by Dasha Lundy. Her mother taught her…

By Sheryl Nance-Nash

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A Woman’s Guide to Financial Planning

Wealth for Life looks at a woman’s guide to financial planning with BLACK ENTERPRISE Consumer…

By BLACK ENTERPRISE Broadcast Group

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Poll: Paying the Tax Man

Share your thoughts on tax day

Who will prepare your taxes this year?

By BlackEnterprise.com

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The Cutting Edge: Standardized v. Itemized Deductions

How to decide which is best for you

I got to tweeting with a friend about filing tax returns. Specifically, we were discussing…

By Renita Burns

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The Homebuyer’s Toolkit: Choosing the Right Neighborhood

When purchasing a home, it�s all about location, location, location

Found the perfect house? Make sure the environment is equally ideal. There’s nothing to be…

By LaToya M. Smith

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BE/Walmart Economic Forum

Recap of the Black Enterprise/ Walmart Economic Forum.

By BLACK ENTERPRISE Broadcast Group

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The Cutting Edge: Why The IRS Might Pick On You

How the IRS chooses which tax returns to audit

Ever wonder how the IRS chooses to audit someone? Well, wonder no more.

By Renita Burns

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How Safe Are My IRA Funds?

Are my retirement funds also safe under FDIC protection or should I move that money…

By Carolyn M. Brown

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A Life Raft for Student Loan Borrowers

Task force recommendation could lessen repayment load

If you’re experiencing financial difficulty, student loan payments can feel like a weight on your…

By Sheiresa Ngo

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Money Matters: Preparing for Retirement

Ask yourself key questions to reveal how best to structure your investments

I’m 61 years old and would like to retire in seven years. I have…

By John Simons

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When Should You Refinance?

How to know when it�s time to apply for new mortgage terms

When 32-year-old James W. Johnson of Raleigh, North Carolina, bought his first home five years…

By Tamara E. Holmes

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A Woman’s Guide to Money Management

Now is the time to plan your financial future

Creating a financial plan should be on everyone’s to-do list. Financial planning is not solely…

By Sheiresa Ngo

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Play Games with Your Money

Having fun is a great way to get over your fear of investing

If you’ve always wanted to start investing but have always been afraid of losing money,…

By Sheiresa Ngo

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Credit Inquiries—Hard Pulls vs. Soft Pulls

Here's the lowdown on how multiple inquiries impact your credit score

Learn how certain types of inquiries on your credit report can impact your credit standing.

By LaToya M. Smith

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Cutting Edge: Move Your Money

Consumers offer banks a lesson, but will they learn?

Can you be part of the campaign to move your accounts from large banks to…

By Renita Burns

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Demystifying the Mortgage Modification Process

Rainbow/PUSH Coalition counselor advises delinquent homeowners

Loan modification counselor discusses when homeowners should modify their loan, why banks are not modifying…

By Marcia Wade Talbert

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What to Know Before You Donate to Haitian Relief

There�s nothing charitable about getting scammed

Before you give to any organizations, here are a couple of tips to help you…

By Renita Burns

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The Homebuyer’s Toolkit: Title Insurance

Understand what title insurance can protect you from before buying a home

Buying a home entails much more than I anticipated. Just when I thought I had…

By LaToya M. Smith

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3 Things to Know About Debt Collectors

What they can and can�t do when collecting on a debt

While the days of debt collectors sending sheriffs to your home are long gone, for…

By Renita Burns

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Auto Financing or Bust

Getting auto financing when you�ve been rejected

After months of sputtering hither and to, days spent in the shop, and that noxious…

By Renita Burns

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Andersons Complete Year of ‘Buying Black’

Empowerment Experiment family discusses challenges, triumphs

The Empowerment Experiment’s Anderson family discuss the successes that kept them empowered, the struggles that…

By Marcia Wade Talbert

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The Homebuyer’s Toolkit: Condo or Co-Op?

What you need to know before buying a condo or co-op

If shoveling snow, mowing the lawn, and general maintenance is not up your alley then…

By LaToya M. Smith

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Help! My Dad Has a Credit Card in My Name

What to do when a family member steals your identity

When “Jonathan” was 14-years-old, his Dad opened a few credit cards and acquired a few…

By Renita Burns

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Money Matters: Should I Ditch My Home?

Maintain your mortgage payments (if you can) even if you're "underwater"

I don’t have equity in the home I bought three years ago. When is it…

By John Simons

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Where To Invest In 2010

Expert market-watchers offer their outlook for the year ahead

Tea leaves, tarot cards, roots, potions, and Mattel’s Magic 8 Ball. If any of these…

By James A. Anderson

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5 Ways to Reduce Debt

Start the new year on the right foot. These tips will show you how to lighten your financial load

In 2002, Kristen Tate decided that debt free was the way to be. With a…

By Leslie E. Royal

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photo: Jerry Jack

High Hopes

Jason Gray aims to focus his goals and map out a wealth plan.

Jason Gray has big plans. He wants to be the first of his five siblings…

By Sheryl Nance-Nash

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Say Buh-Bye to Your Bank?

Why you might want to join a credit union

If you’re thinking about giving your bank the old heave-ho, joining a credit union may…

By Renita Burns

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Hell Hath No Fury Like a Credit Cardholder Scorned

Consumers use power of closure to fight rate raises

Oh geez, you’ll never guess who decided to take up arms and join the civil…

By Renita Burns

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The Homebuyers Toolkit: Renting vs. Buying

The pros and cons of both options should be considered when shopping for a home

In today’s market should you rent or buy? “Your decision to buy or rent depends…

By LaToya M. Smith

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Value vs. Growth: Which Way of Evaluating a Stock’s Potential is Better?

Investors should use a mix of both philosophies.

Though objective experts believe neither philosophy is better than the other, each school of thought…

By Renita Burns

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Identity Theft on Campus

Protect your good name from thieves

You can’t prevent identity theft, but you can take precautions. Here are four ways to…

By Brittany Hutson

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How to Finance a Fixer-Upper on a Modest Budget

The house you want to buy needs some work, but you don�t have the money for repairs. Here�s one option.

A reader recently wrote to me asking about options for financing the purchase of a…

By John Simons

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The Homebuyer’s Toolkit: How Your Credit Score Adds Up

Understanding and protecting your credit score is an important key to homeownership

Do you request your credit report every year? Admittedly, I have to say I don’t.…

By LaToya M. Smith

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Don’t Just Toss Those Credit Card Notices

Be mindful, active in managing contract changes

Here’s what to do when your credit card issuer wants to change your terms, raise…

By Bridget McCrea

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Control Your Credit Card Spending

Ryan Mack offers tips to control your credit card spending.

By BLACK ENTERPRISE Broadcast Group

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Reaching the Next Level

B.E. takes a look at the 2008 Financial Fitness contest winners to see if they're closer to a secure financial future

This year has been tough for almost everyone. Belts are tighter and wallets are opening…

By Sheiresa Ngo

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5 Credit Repair Tips for the Recent Grad

How to clean up the fallout of bad credit card use

You made it! The tassel has been moved to the other side of the cap…

By Renita Burns

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The Homebuyer’s Toolkit: Building Financial Security

Owning a home should be part of a larger commitment to gaining financial security

Over the Thanksgiving break I became addicted to a show called Till Debt Do U$…

By LaToya M. Smith

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Don’t Miss the Tech Stock Revival

Voice, video, and data are breathing new life into tech stocks. Richard Shaw identifies tomorrows winners

The economy will always have its booms and busts—and the same goes for financial markets.…

By John Simons

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Reviving Your Credit Score

Four steps to rebounding after foreclosure

Foreclosure can be the scarlet F, branding your credit report and docking up to 200…

By Heather Boerner

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Should You Have Faith In A Good Faith Estimate?

When mortgage shopping, break down the costs and make sure you are comparing apples to apples

I was speaking with a client yesterday who was thoroughly confused by the good faith…

By Kirk Charles

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Reaching the Next Level

BE takes a look at the 2008 Financial Fitness contest winners to see if theyre closer to a secure financial future.

This year has been tough for almost everyone. Belts are tighter and wallets are opening…

By Sheiresa Ngo

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What’s A Short Sale In The Long Run?

It's not a foreclosure, but it could still make it harder to buy another home

Yesterday afternoon I was in an attorney’s office and a gentleman came in for a…

By Kirk Charles

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Free and Low-Cost Resources to Help College Students Stay Afloat

Tuition is expensive, but living doesn�t have to be

There’s no question that college is one of the most memorable experiences in the transition…

By Renita Burns

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An Action Plan for Black Friday

Tips to help you brave the crowds and get the best deals

While the holiday shopping season is in full swing, the “official” kick off is nigh:…

By Deborah Creighton Skinner

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The FDIC’s ‘Red’ Menace

The fund protecting your bank deposits has sunk "into the negative." Should you worry?

A few hours ago, news came across the transom that the government insurance fund that…

By John Simons

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Foreclosures of the Rich and Famous

A look back at celebrity homeownership woes

Since the highly publicized foreclosure woes of Evander Holyfield and Michael Jackson, more celebrities have…

By Janell Hazelwood

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Picking the Right Financial Planner

Dwight Raiford, a financial advisor at Met Life, and John Simons, Senior Personal Finance Editor,…

By BLACK ENTERPRISE Broadcast Group

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Taking Advantage of Takeovers

Benefit from an expected boom in mergers, acquisitions

When stocks rise, corporate takeovers usually aren’t far behind. Those takeovers can generate profits for…

By Donald Jay Korn

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Why Buy Retail Stocks?

Experts say stocks have strong growth potential

As investors hunt for bargain stocks with strong growth potential, many are taking a closer…

By Vicki Lee Parker

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The Homebuyers Toolkit: Money Attitudes and Budgeting

Homeownership means learning to understand and manage your finances

Last weekend I attended The Money Conference for Women in Hartford, CT. A 26-year-old woman…

By LaToya M. Smith

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Check Yourself Before You Wreck Yourself

Before hitting stores, take the NFCC's Holiday Spending Quiz

Once again, it’s the time of year when pressure on consumers to do their part…

By Alfred Edmond, Jr.

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Slash Your College Prep Expenses

How to cut the costs of pursuing higher education

Your college prep budget doesn’t have to break the bank. Check out these quick tips…

By Renita Burns

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Identity Protection Programs: How Do They Stack Up?

What to look for when trying to secure your information

You can’t stop identity theft, but you can take measures to protect your personal information.…

By Renita Burns

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ARMed And Dangerous? Don’t File For Bankruptcy

An adjustable rate mortgage can turn a Chapter 13 filing from bad to ugly

Just got a phone call from a couple thinking of filing Chapter 13 bankruptcy. …

By Kirk Charles

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The Homebuyers Toolkit: Let’s Talk Money

There may be grants to help you buy your home�if you know where to look

The biggest hurdle to homeownership for some is the down payment and closing costs. These…

By LaToya M. Smith

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An Eye for Innovation

David Saunders of Credo Capital Management prefers growth companies with one-of-a-kind technologies

David E. Saunders II is the very definition of a growth investor. Saunders seeks high…

By John Simons

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Resources for The Sandwich Generation

Lori Anne Douglass, partner at Moses and Singer, and John Simons, Senior Personal Finance Editor,…

By BLACK ENTERPRISE Broadcast Group

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Boost Your Credit Score

A few simple steps can make a difference

The rules for boosting credit have not changed in light of the new Credit CARD…

By Lauren Lea

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The Homebuyers Toolkit: Key Players

The role of the realtor, attorney and home inspector

Buying a home is a personal decision, but the process is not so private. Generally,…

By LaToya M. Smith

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The Top 10 Tax Issues to Consider When Your Job Status Changes

If the economy has forced you into self-employment, sole proprietorship, or freelance consulting, heres a guide to help you manage your new tax obligations

Many workers have been pushed into self-employment and freelance work this year. A leap into…

By Vicki Lee Parker

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Financial Scams

Sandra Thompson, Director, Division of Supervision and Consumer Protection, FDIC, and John Simons, Senior Personal…

By BLACK ENTERPRISE Broadcast Group

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Congress Expands Homeowner Tax Breaks

First-time homebuyer tax credit extended to June

If you were rushing to close on a house before the end of the year,…

By Renita Burns

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Financial Expert Learns Hard, Valuable Lesson After ID Theft

How to rebound after being victim of fraud

“I felt violated and victimized,” Harrine Freeman says of the day her purse was stolen…

By Letita M. Aaron

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The Homebuyers Toolkit: Qualifying For A Mortgage

Know your options for financing your purchase�and paying off the loan

“What happens when you go to a lender,” asked Deborah Johnson, vice president and relationship…

By LaToya M. Smith

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Live Large With Less Cash

Living well on a limited budget means maximizing what you get out of life for…

By Lauren Lea

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11WFL-Battles

Making Changes

Richard Battles adjusts his finances after retiring from the military

Richard Battles created a lifetime of memories during his 20-year Naval career. He lived in…

By Sheryl Nance-Nash

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Don’t Be Bamboozled

Recession-fueled scams are on the rise. Heres how to avoid financial fraud

Tips for avoiding financial fraud

By Marcia Wade Talbert

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Distressed Property

Ty Foster, Managing Partner, Foster, Lynch, Thomas LLC, and John Simons, Senior Personal Finance Editor,…

By BLACK ENTERPRISE Broadcast Group

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What To Do Today to Prepare For This Year’s Taxes

Don�t let Uncle Sam catch you off guard

It’s not tax season yet, but by the time you finish feasting on turkey and…

By Renita Burns

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The Homebuyer’s Toolkit: Getting Started

How to know if you're ready and what banks are looking for

The process of buying a home can be overwhelming. I feel your pain, I’m there…

By LaToya M. Smith

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How to Choose a Financial Planner

Six vital questions to ask before doing business

Having the right questions for a planner is critical. Here are six questions to ask…

By Bridget McCrea

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Down But Not Out

Resources for when the ends stop meeting

If you find yourself in need, or someone you know is in need of home,…

By Renita Burns

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Finding the Sweet Spot of Investing

Reduce a portfolios risk without giving up on high returns

Here is a collection of investments that can help to minimize the chance of losses…

By Donald Jay Korn

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Hold On To Your Wallet

Airlines impose holiday surcharge for winter flights

With domestic holiday airfares as much as 15% lower than last year, carriers are making…

By Renita Burns

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Seven Things to Know Before Investing in Rental Property

Now can be a good time to be a landlord

For potential investors who have good credit, savings, and a dose of patience, the time…

By Vicki Lee Parker

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What Dow 10,000 Means—This Time

A search for significance in the financial market's rally

As the Dow Jones Industrial Average powers through the 10,000-point threshold today, millions of investors…

By John Simons

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Tools to Help You Track Your Dollars

Take the stress out of money management

I recently tested three programs, Microsoft Excel, Mint.com, and Google Docs, to find the pros…

By Renita Burns

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Planning for Retirement

Jacquette Timmons, President & CEO, Sterling Investment Management, and John Simons, Senior Personal Finance Editor,…

By BLACK ENTERPRISE Broadcast Group

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Scam Alert: Cash For Home Offer May Not Be What You Think

Tempting offer proves to be fool's gold

“Sell you home for cash” signs are ubiquitous, and unfortunately, sketchy, says Manny Alvarado, operation…

By Renita Burns

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I’m Not Rosa Parks. He’s Not Dr. King.

But they are The Empowerment Experiment

Dr. King tells me that even though he and Rosa Parks and all the other…

By Maggie Anderson

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When Two Becomes One

How to rebound when your income has dwindled

Pat Houston, 38, remains one of the 14.5 million unemployed, according to the July 2009…

By Sakina P. Spruell

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Economic Recovery Act, Pt. 1

Leon Richardson, CEO, Chemico System, and Alan Hughes, Editorial Director, BLACK ENTERPRISE, discuss if minority…

By BLACK ENTERPRISE Broadcast Group

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Economic Recovery Act, Pt. 2

Joe Watson, CEO, Strategic Hire, discusses job opportunities in emerging industries. (Part 2)

By BLACK ENTERPRISE Broadcast Group

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Investing in the Future

Larry and Brenda Breland devised a savings plan that funded their retirement and put their children through college

Educating young minds for some 30 years is no small feat. But it was a…

By Carolyn M. Brown

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Choosing a Contractor

This home improvement guide will show you how to choose the best person to work on your dwelling

After experiencing a home break-in this summer, Atlanta residents Jamilia and Charles Smith decided to…

By Lauren Lea

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10WFL-Robertson

Balancing Act

Shelly Robertson works to maintain financial health

After Shelly Robertson’s nine-year marriage ended in 2006, she quickly adjusted her lifestyle. As part…

By Sheiresa Ngo

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Finding the Right Personal Finance Applications

See how these virtual money-tracking tools stack up

For your convenience – and my own – I tested three personal finance apps, iBear…

By Renita Burns

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Manage Your Tax Obligations

Seven things to consider when your job status changes

Thousands of laid-off workers have been pushed into self-employment and freelance work this year. A…

By Vicki Lee Parker

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Healthcare Reform

BLACK ENTERPRISE Editor-in-Chief Derek T. Dingle and Senior Personal Finance Editor John Simons puts the…

By BLACK ENTERPRISE Broadcast Group

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Tax Collectors Mine Social Networks

Google, Facebook, and MySpace yield results in search for cheaters

Uncle Sam is tracking down tax deadbeats through social networks and making them pay up.

By Renita Burns

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The Tangled Web of Debit Cards

Overdraft fees a cash cow for banks

I always thought that using a debit card for my purchases was a safe alternative…

By Renita Burns

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How Healthcare Reform Affects You

Separating fact from fiction

The ongoing debate over healthcare reform is as intense as ever, but nothing has been…

By Joyce Jones

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My Powerful Life As Mrs. Buy-Black America

Thanks to the Empowerment Experiment, we've met some extraordinary entrepreneurs

When we created The Empowerment Experiment, we knew things would be different. We knew…

By Maggie Anderson

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Five Need-to-Know Tips Before Closing Your Checking Account

It�s not as simple as you think

Let’s face it, bounced checks, account overdrafts, and poor account management can make severing ties…

By Renita Burns

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Looking to Jump Back Into Stocks? Now May Be the Right Time

An expected market dip could provide prime opportunity

Lately, I’ve been feeling left out of the party. (And, no, it’s not because my…

By John Simons

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Private Lenders Up in Arms Over Student Loan Bill

Legislation would benefit those who need relief most

While private lenders may lose a portion of funds from the federally backed loans in…

By Renita Burns

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09WFL-Small-LIVE

Getting on Track

Tyvi Small works to improve his financial discipline

Tyvi Small is pursuing a doctorate in higher education administration. But when it comes to…

By Sheiresa Ngo

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Are You Properly Insured?

Five steps to determine the right amount of coverage

Pushing a pencil to add up just how much life insurance you need isn’t easy.…

By James A. Anderson

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How to Avoid the Pitfalls of a Short Sale

Though an attractive option, due diligence is key

As many distressed homeowners await relief from the White House’s loan modification and refinancing program,…

By Janell Hazelwood

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Your Back to School Shopping — Made Affordably Easy

Find the best deals through proper planning

There’s something about the August air that stirs a sense of uneasiness and excitement among…

By Renita Burns

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Women of Power

Venus Williams

Watch Sonia Alleyne’s Interview with Venus Williams at This Year’s Women of Power Summit [Video]

Venus Williams was one of the featured speakers at this year’s Women of Power Summit.

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Women of Power: Pushing Past Fear To Make Your Next Career Move

At the Black Enterprise Women of Power summit, attendees learn how to push past fears…

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