December 22, 2014 11:20 AM • Log InREGISTER

Money

07WFL-BLOCKSON

School Daze

Getting a Ph.D. left Laquita Blockson with dizzying debt. Now, she seeks a financial plan to pay it all off

Borrowing money to further your education—and by extension, your earning power—is what most financial…

By Sheiresa Ngo

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College Finance 101: A Money-Saving Crash Course for Parents

Lesson 4: Think outside the box when exploring your options

In the closing portion of this crash course, we encourage parents and students to be…

By Donald Jay Korn

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College Finance 101: A Money-Saving Crash Course for Parents

HBCU1

It’s great that you’re still basking in the warm, proud glow of your child’s high…

By Donald Jay Korn

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Money Planner for Teens

Cash Cache helps create goals and develop financial plan

Between iPods, Facebook, MySpace, Twitter and text messaging, getting your teen’s attention long enough to…

By Renita Burns

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College Finance 101: A Money-Saving Crash Course for Parents

Lesson 3: Home purchase may save money in the long run

To save on room and board, consider a housing purchase. One way to trim this…

By Donald Jay Korn

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College Finance 101: A Money-Saving Crash Course for Parents

Lesson 2: Borrow wisely when exploring loan options

Most students finance their education with borrowed funds. According to FinAid.org, 65.6% of students graduate…

By Donald Jay Korn

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College Finance 101: A Money-Saving Crash Course for Parents

Ways to cut costs in paying for higher education

It’s great that you’re still basking in the warm, proud glow of your child’s high…

By Donald Jay Korn

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How to Save $66,000 on Your Mortgage

Bi-monthly loan payments save money and time

What if you could pay off your 30-year mortgage in 22 years?
Would you do it?
Consider…

By Renita Burns

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Fair Access to Mortgages Still Illusive for Minority Women

Report finds disparities by race widened as income levels increased

African American and Hispanic women continue to receive disparate treatment in the mortgage lending process,…

By Janell Hazelwood

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The SEC’s New IDEA to Help Investors

New system will be an essential tool for investors

The Securities and Exchange Commission will unveil a new financial reporting system that it claims…

By Vicki Lee Parker

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Parents, Back Away From the Piggy Bank!

Tapping into kids' funds in hard times a bad idea

Who stole the cookie from the cookie jar? It may be mom or dad, according…

By renita burns

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How New Credit Card Reform Affects You

Consumers gain rights with new provisions

A bipartisan group of lawmakers applaud after President Barack Obama signed the Credit Card Accountability,…

By Renita Burns

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Uh-Oh, I Can’t Repay My Student Loans

Four tips for grads struggling to avoid the perils of default

The parties are over, Thirsty Thursdays are a mere memory, and early morning wake-up calls…

By Renita Burns

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When Bankruptcy is Best

Know when to consider Chapter 11 protection

Chrysler and General Motors have done what was previously unthinkable – filed for bankruptcy. Even…

By Cliff Hocker

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06WFL-CHERRY

Pursuing the American Dream

Richard Cherry strives to build wealth through homeownership

Richard Cherry is more interested in being wealthy than looking wealthy. Living well below his…

By Carolyn M. Brown

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Money Savvy Pig for Kids

Boost the financial literacy of children beyond saving and spending

In today’s financial crunch, if you haven’t sprung into action to sharpen your child’s money…

By Renita Burns

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EC Townhall, Pt. 2

The 2009 Black Enterprise Entrepreneurs Conference: Charles Ogletree moderates a Town Hall Meeting examining “The…

By BLACK ENTERPRISE Broadcast Group

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EC Townhall, Pt. 4

The 2009 Black Enterprise Entrepreneurs Conference: Charles Ogletree moderates a Town Hall Meeting examining “The…

By BLACK ENTERPRISE Broadcast Group

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EC Townhall, Pt. 3

The 2009 Black Enterprise Entrepreneurs Conference: Charles Ogletree moderates a Town Hall Meeting examining “The…

By BLACK ENTERPRISE Broadcast Group

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EC Townhall, Pt. 1

The 2009 Black Enterprise Entrepreneurs Conference: Charles Ogletree moderates a Town Hall Meeting examining “The…

By BLACK ENTERPRISE Broadcast Group

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You Can Still Get a Mortgage

Tips on financing in a tight credit market

Bankers, brokers, and swindlers aren’t the only ones to blame for the subprime mortgage mess.…

By Chana Garcia

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FCC to Hold ‘Soft Test’ for DTV Transition

Analog programming to be interrupted with reminders

Local broadcasters will be participating in coordinated digital television (DTV) transition “soft tests” Thursday in…

By Deborah Creighton Skinner

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Top Stock Picks of Some of BE’s Young Investors

See what the professional experts have to say about their picks

Confident in the market’s recovery, many young investors have ventured into stocks with a buy…

By Renita Burns

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Foreclosure Lifelines

In danger of losing your home? Help is available

Nearly one in three Americans, or 31%, say they know someone who has already lost…

By Deborah Creighton Skinner

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Where the Jobs Are

Sonia Alleyne, Editorial Director, BLACK ENTERPRISE and William Rolack, Board Member, The National Association of…

By BLACK ENTERPRISE Broadcast Group

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Get Schooled On Thriving in Hard Times

Three college professors' lessons from the Great Depression

When thinking about how today’s financially-stressed African Americans can update the survival strategies of earlier…

By Cliff Hocker

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Love Don’t Cost a Thing

Personal touches can add bang to a wedding without the bucks

Television is overrun with shows about weddings. Some focus on finding a gown, some profile…

By Alisa Gumbs

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Former Fed Governor Sees Light at the End of the Tunnel

Roger Ferguson offers take on retirement, investing

Roger W. Ferguson, CEO of financial services giant TIAA-CREF and one of the nation’s leading…

By Alan Hughes

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Housing Market, Pt. 1

Glenda Gabriel, senior vice president and neighborhood lending executive for Bank of America, explains the…

By BLACK ENTERPRISE Broadcast Group

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Housing Market, Pt. 2

David Hinson, Founder, Wealth Management Network, shows home buyers the strategy to negotiate a lower…

By BLACK ENTERPRISE Broadcast Group

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Hard Lessons in Home Economics

Rocked by declining property values and job loss, the Carrs are searching for answers

Sherley Bretous-Carré and Edenswear Carré still believe in the American dream. Starting in 2002, the…

By Sheryl Nance-Nash

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The Cutting Edge Q&A: Rebounding After a Custody Battle

Be diligent in finding solutions to manage debt

Since last year, I have fallen behind on the majority of my bills due to…

By Renita Burns

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Rep. Sheila Jackson Lee Pushes for Financial Literacy Lessons

NYSE event highlights importance of money savvy

Duncan Niederauer NYSE CEO, John Hope Bryant, vice chairman of the U.S. President’s Advisory…

By Renita Burns

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Update: ‘Just in Case’ Specials

More companies are joining the brigade to get you to open up your wallet

If you read my earlier post on Just in Case specials you know that companies…

By Renita Burns

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Hard Lessons in Education Funding

A student's path to dream college filled with roadblocks

Toward the end of the 2007 fall semester, Erin Jackson went from tears of joy…

By Marcia Wade Talbert

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When Your ‘Something Blue’ Meets the Pink Slip

What to do if a layoff forces you to slash your wedding budget

Sometimes the “for worse” part of “for better or for worse” comes early. In this…

By Alisa Gumbs

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Three Reasons Why Small Banks Are a Big Hit

Community banks offer an attractive alternative

The banking industry’s problems are well known—perhaps too much so. Fortunately, though, consumers have choices…

By Donald Jay Korn

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HBCU Students Seek More Avenues for Funding

Budgets remain tight as federal aid trickles in

Audia Cook, a sophomore at Hampton University (No. 4 on the Black Enterprise Top 50…

By Marcia Wade Talbert

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It’s Earth Day. Get Some Real Green

Not really into saving the environment? Then focus on saving cold, hard cash.

Unless you live on another planet (literally), you know that today, April 22, is Earth…

By Alfred Edmond, Jr.

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The Cutting Edge: Money Books for Young Adults

The hardest part about being young and figuring out your finances is finding the right…

By Renita Burns

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Is The Stock Market Rebound Real?

Experts offer their take on longevity of market rally

A six-week rally in the stock market is creating new optimism among investors. Since its…

By Carolyn M. Brown

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How to Plan a Wedding During a Recession

Say "I do" to the marriage but "I don�t" to the debt

There are some things you still need to spend money on, even when the economy’s…

By Alisa Gumbs

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Do As I Say, Not As I Do?

Is borrowing reckless or responsible? Depends on whether debt is "good" or "bad"

A few days ago, I was confronted with a very interesting issue by Black…

By John Simons

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HBCU Financial Forecast: Part I

Advocates make argument for more federal funding

The country’s economic quagmire has reached far beyond Wall Street to the hallowed halls of…

By Marcia Wade Talbert

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Foreclosure Prevention Gone Awry?

'Justice League' clamps down on home mortgage scams

The ink on President Barack Obama’s massive stimulus plan hadn’t dried before spurious Websites sprouted…

By Renita Burns

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In a Declining Market, Forward Thinking Could Pay Off

Experts say a low price now could mean high returns later

Don’t panic. Stay the course and focus on your long-term goals. This continues to be…

By Carolyn M. Brown

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Closing the Wealth Gap

Fight continues in promoting financial freedom for minorities

Even before the financial crisis hit Wall Street, the net worth of the average American…

By Carolyn M. Brown

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Up In Smoke

Sometimes a �good� investment won�t sit well with your conscience

Eight out of every ten black, youth smokers smoke Newport cigarettes.

By John Simons

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State of Black America: Wealth for Life

Wealth building is not a sprint; it's a marathon

In its State of Black America 2009 report, the National Urban League examines challenges…

By Earl "Butch" Graves Jr.

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The Cutting Edge: Big Tax Refund? You Might Want to Think Twice

Overpaying Uncle Sam is like giving him an interest-free loan

There is such a thing as overpaying Uncle Sam. Though buxom tax returns can seem…

By Renita Burns

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Voices of Economic Survival

Lessons learned from the Great Depression

As bad as the economy has gotten in the past few months, the hardships many…

By Tamara E. Holmes

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A Random Walk Down Wall Street (With Protesters)

With the economy in terrible shape, everyone has a favorite scapegoat. For some, it's bankers and bureaucrats.

On my lunch hour last Friday, I went down to lower Manhattan’s financial district—the nerve…

By John Simons

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Summer Camp Teaches Teens Ingenuity, Enterprise, Integrity

Founder weaves moral principles into entrepreneurship

Many high school students plan their summer vacations around what malls, beaches, and amusement parks…

By Marcia Wade Talbert

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The Cutting Edge: Tax Tips for First-Time Filers

Don�t let ignorance cost you money, time

If this is your first time filing as an independent, or you’ve just started taking…

By Renita Burns

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National Urban League Report Finds Blacks Continue to Lag

Best of times, worst of times for black America

Blacks are twice as likely as whites to be unemployed; three ties more likely to…

By Joyce Jones

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Fools Gold?

Determining if Cash4Gold is worth its weight

Out of all the cash for gold companies shilling on television, Cash4Gold has managed to…

By Renita Burns

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Teaching Our Kids the Financial Facts of Life

Every parent wants to support his or her child’s dreams and aspirations. Most have worked…

By Earl "Butch" Graves Jr.

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Robbing Peter to Pay Paul

Protect yourself from Ponzis and other investment fraud

News about the $65 billion Ponzi scheme perpetrated by former NASDAQ chairman Bernard Madoff has…

By Carolyn M. Brown

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Say No to Overdraft Fees

10 Days Left to Tell Fed to Say No to Banks

Ever had to pay an additional $30 for a $5 hamburger or a $15 meal?…

By Renita Burns

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Empowerment Experiment Shines Light on Black Business Blight

Chicago couple pledges to "buy black" for 2009

Like many other blacks in Illinois who live in areas where mainstream grocery stores are…

By Marcia Wade Talbert

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The Cutting Edge: ‘Just in Case’ Recession Specials

Companies offer deals tailored to an uncertain job market

Yesterday, I blogged on recession-friendly deals companies are offering. But there’s more to the wave…

By Renita Burns

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The Cutting Edge: Recession Specials

Deals sure to be kind to your wallet

For consumers clutching their purse strings and wallets, companies are hoping to loosen that grip…

By Renita Burns

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HUD Outlines Homeowners’ Rescue Plan

If you’re one of the seven to nine million homeowners whose monthly mortgage payments are…

By Marcia Wade Talbert

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wflprinciple2

2. I Will Maximize My Income Potential Through Education and Training

How training and education can boost your earnings potential.

By Carolyn M. Brown

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3. I Will Effectively Manage my Budget, Credit, Debt, and Tax Obligations

Regardless if you earn $45,000 or hundreds of thousands of dollars a year, a budget…

By Carolyn M. Brown

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1. Make sure your investment portfolio has exposure to emerging markets like China and India. They recommend that no more than 10% of your portfolio holdings should be invested in these assets.

4. I Will Save At Least 10% of My Income

It’s not enough to just make ends meet with the salary you are earning. You…

By Carolyn M. Brown

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(Image: Thinkstock)

5. I Will Use Homeownership as a Foundation for Building Wealth

While these are uncertain economic times, financial experts agree that owning a home is still…

By Carolyn M. Brown

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6. I Will Devise an Investment Plan for My Retirement Needs and Childrens’ Education

The reality is that your chances of building wealth are optimized when you invest. It…

By Carolyn M. Brown

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7. I Will Ensure That My Entire Family Adheres to Sensible Money Management Principles

Talking about money matters at the dinner table may not have been polite conversation long…

By Carolyn M. Brown

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wflprinciple8

8. I Will Support the Creation and Growth of Minority-Owned Businesses

Disposable income in the black community is still on the rise. Black buying power today…

By Carolyn M. Brown

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9. I Will Guarantee My Wealth is Passed On To Future Generations Through Proper Insurance and Estate Planning

Let’s face it: Nobody lives forever. No matter how much you want to deny it,…

By Carolyn M. Brown

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10. I Will Strengthen my Community Through Philanthropy

Contrary to some people’s perceptions, you don’t have to have the big bucks like Oprah…

By Carolyn M. Brown

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Should African Americans Invest in Stocks to Make Obama ‘Look Good?’

In a recent blog, I mentioned a rather provocative question we received from Craig Farmer,…

By John Simons

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The Cutting Edge: Beware of Stimulus-Related Scams

Don't get sucked in by con artists with fraudulent claims

Waiting for your cut from President Barack Obama’s $787 billion stimulus package? Well, don’t hold…

By Renita Burns

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FDIC’s New Campaign Promotes Deposit Insurance Awareness

Initiative includes Spanish calculator, PSAs targeting blacks

Anyone who banks has seen the phrase “FDIC Insured,” but to make sure that they…

By Marcia Wade Talbert

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Want to Save the Economy? Invest.

You�ve heard that a rebound can only occur when we return to our spend-crazy ways. But perhaps there�s another way.

You’ve heard that a rebound can only occur when we return to our spend-crazy ways.…

By John Simons

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The Cutting Edge: Filling Out Your FAFSA

Tap all resources and start early to get the funds you need

If you’re entering college for the first time next fall, or you’re a returning student…

By Renita Burns

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Better Business Bureau Kicks Off National Consumer Protection Week

Chicago branch opens, offers resources for residents

As part of National Consumer Protection Week (NCPW), March 1-7, the Better Business Bureau (BBB),…

By Renita Burns

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Safe Haven

Sylvia King's financial discipline kept her afloat during tough times

Sylvia King’s financial discipline kept her afloat during tough times

By Sheryl Nance-Nash

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Women and Money, Pt. 3

Lori Anne Douglass, Partner, Moses and Singer, explains the importance of proper estate and financial…

By BLACK ENTERPRISE Broadcast Group

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Survey Finds Disconnect Between Beliefs and Financial Planning for Blacks

Though optimistic, many aren't proactive

Released today, the Nationwide Insurance and Tavis Smiley Consumer Survey identified disturbing trends behind what…

By Marcia Wade Talbert

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Eliminating Red Flags on Your Tax Return

Avoid the pitfalls of insufficient preparation, documentation

Getting audited is probably not on your list of goals for this year. However, if…

By Margarette Burnette

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The Cutting Edge: Don’t Get Taken By Your Tax Preparer

Diligence could save you trouble and money

We’re in the heat of tax season and if you haven’t filed yet, a bigger…

By renita burns

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Women and Money, Pt. 2

Financial commentator Dale St. Claire discusses what women need to know about their finances. (Part…

By BLACK ENTERPRISE Broadcast Group

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The Cutting Edge: Avoiding Credit Consolidation Scams

Don't get swindled trying to settle your debts

Scam artists prey on desperation. With the unemployment rate spiraling to its highest level in…

By Renita Burns

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Women & Money: Books and Web Resources for Investment Success

Read up on how to best invest your time and money

Savvy money management skills are a necessity to weather these tough economic times. BlackEnterprise.com has…

By BlackEnterprise.com

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Women & Money: Joint Accounts a Good Idea … If You’re Married

Unmarried couples advised not to tie finances together

Savvy money management skills are a necessity to weather these tough economic times. BlackEnterprise.com has…

By BlackEnterprise.com

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Women and Money, Pt. 1

BLACK ENTERPRISE Consumer Affairs Editor Sheiresa McRae examines women and money management. (Part 1)

By BLACK ENTERPRISE Broadcast Group

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Women & Money: Give Your Kids the Tools for Financial Success

Be sure your children know how to budget, save

Savvy money management skills are a necessity to weather these tough economic times. BlackEnterprise.com has…

By BlackEnterprise.com

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Women & Money: When to File Bankruptcy

Chapter 7 and Chapter 13 should be your last resort

Savvy money management skills are a necessity to weather these tough economic times. BlackEnterprise.com has…

By BlackEnterprise.com

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Who Benefits Most From New FICO Scoring Method?

Modifications could be a plus for some, big minus for others

After years of tweaking, Fair Isaac Corp. finally rolled out its revamped FICO score method.…

By Renita Burns

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Women & Money: Managing Credit Card Debt Through Negotiation

Open communication key when when handling bills

Savvy money management skills are a necessity to weather these tough economic times. BlackEnterprise.com has…

By BlackEnterprise.com

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Women & Money: Looking Great Without Breaking the Bank

Don't let vanity come between you and financial stability

Savvy money management skills are a necessity to weather these tough economic times. BlackEnterprise.com has…

By BlackEnterprise.com

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Women & Money: Rebounding After a Divorce

Savvy money management skills are a necessity to weather these tough economic times. BlackEnterprise.com has…

By BlackEnterprise.com

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Growing Their Wealth

Richelle and Niko Perazich seek strategies to expand their nest egg.

By Sheryl Nance-Nash

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Opportunity Knocks

Wealth For Life Principle No. 5: I will use homeownership as a foundation for…

By Carolyn M. Brown

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Can the Economy Be Fixed?

Cathy House, Professor, Entrepreneurship, Howard University, and Alfred Edmond Jr., BLACK ENTERPRISE Editor-in-Chief, discuss if…

By BLACK ENTERPRISE Broadcast Group

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Women & Money: Your Finances at Your Life Stage

The right steps whether you're single or over 40

Savvy money management skills are a necessity to weather these tough economic times. BlackEnterprise.com has…

By BlackEnterprise.com

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The Cutting Edge: Managing the Aftermath of a Layoff

Know your options when you've lost your job

For those seeking financial stability after a layoff, aside from unemployment benefits and severance packages,…

By Renita Burns

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Women & Money: Conflict Resolution for Your Financial Woes

Don't let money problems ruin your relationship

Savvy money management skills are a necessity to weather these tough economic times. BlackEnterprise.com has…

By BlackEnterprise.com

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Three Tips for Managing Cash Flow

In a tight times, due diligence in tracking your dollars is key

With tightening credit markets, entrepreneurs are being advised to watch their dollars carefully. Many companies…

By Margarette Burnette

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Women & Money: When ‘Mine’ Becomes ‘His & Hers’

How to change your mindset from solo to partnership

Savvy money management skills are a necessity to weather these tough economic times. BlackEnterprise.com has…

By BlackEnterprise.com

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Women & Money: Handling Your Spouse’s Financial Missteps

Help your mate learn how to successfully manage finances

Savvy money management skills are a necessity to weather these tough economic times. BlackEnterprise.com has…

By BlackEnterprise.com

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Don’t Get Foreclosed

Personal finance expert Michele Singletary provides insight for homeowners facing foreclosure.

By BLACK ENTERPRISE Broadcast Group

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Examining the American Economic and Reinvestment Plan

Derek T. Dingle, editor-in-chief, and Dr. William Spriggs, chair of the economics department at Howard…

By BLACK ENTERPRISE Broadcast Group

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Are There Jobs Out There?

Joe Watson, CEO of Strategic Hire, explains where and how to find employment in these…

By BLACK ENTERPRISE Broadcast Group

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Cut Your Insurance Costs Without Sacrificing Coverage

Affordable ways to manage your healthcare

With people looking to cut costs in a tight economy, some may be thinking about…

By Tamara E. Holmes

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Women & Money: Tips for Financial Empowerment

Ways to combat salary disparities

Over the next two weeks, we’ll have money management tips and strategies from Harrine Freeman,…

By BlackEnterprise.com

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Women & Money: Tips for Financial Empowerment

Credit counseling CEO gives insights on money management

Savvy money management skills are a necessity to weather these tough economic times. BlackEnterprise.com has…

By BlackEnterprise.com

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The Cutting Edge: Money Market Accounts

Gain better rates and more savings

It was two years ago that I learned the compounding greatness of money market accounts.…

By Renita Burns

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Planning, Diligence Key in Re-entering Workforce after Retirement

Being informed can save you a world of trouble

If you’re a retiree who has been receiving Social Security benefits, pension payments, or distributions…

By Margarette Burnette

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Banks, Regulators, Consumer Advocates Address Foreclosure

FDIC Chairwoman Sheila C. Bair addresses the 12th Annual Wall Street Project Economic Summit (Source:…

By Marcia Wade Talbert

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Saving: The Solution for Women When Crisis Arise

Ladies, want to start saving, but aren’t sure how to start or are you concerned…

By Marcia Wade Talbert

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Got TARP?

Small business owners and financial professionals voiced their displeasure with the lack of transparency and…

By Renita Burns

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The Cutting Edge: Cell Phone Bills

Ways to manage your wireless plan, save money

Cell phones have gone from a luxury to a necessity for people of all ages.…

By Renita Burns

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Diligence is Key in Slashing Your Cell Phone Expenses

What every cell phone subscriber should know

While researching information about cutting costs on cell phone bills, I stumbled upon information on…

By Renita Burns

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Pay Down Debt, Plan for Success

Financial adviser offers tips to build wealth, pursue dreams

Grappling with excessive debt or poor money management skills is no easy task. As the…

By Renita Burns

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Living the Abundant Life

Norris and Reneau Curl are taking steps to grow and protect their cash cushion.

By Sheryl Nance-Nash

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Did They Cause the Credit Crisis?

The loud, angry chorus of blame began almost immediately. As big banks and brokerage…

By Tamara E. Holmes

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Goodbye Credit Card Rate Hikes?

New rules add protections for consumers

For many of us, credit cards have been a saving grace in times of need…

By Renita Burns

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Report: Disparities in Higher Education for Blacks

Study says African Americans still lacking in opportunities

As the U.S. government works to overhaul the nation’s financial system and contemplates bailing out…

By Aisha I. Jefferson

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Scam Artists Adapt to Economic Crisis

Avoid those who prey on your financial woes

While scams are always a concern of law enforcement, experts are warning that the tough…

By Tamara E. Holmes

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What You Should Know Before Filing for Bankruptcy

Bankruptcy has gotten more difficultand expensive.

It was the daily flood of phone calls that finally did it. They became so…

By Ilana Polyak

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The Cutting Edge: New Year’s Eve

Bring in a party with more bang for your buck

New Year’s Eve is just around the corner, and if you haven’t cemented plans to…

By Renita Burns

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Your Home Maintenance Checklist

Make your abode one that will stand the test of time

Routine home maintenance is essential to keeping your house running and preventing minor problems from…

By Renita Burns

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Your Home Insurance Checklist

Protect one of your most valuable assets

Your home is your castle, and probably your biggest investment. So, it’s essential that whatever…

By Renita Burns

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The Cutting Edge: Getting the Most From Your Gym

Making sure you get the workout and not your wallet

The New Year is almost here, and if you’re one of the countless people who’ve…

By Renita Burns

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Give Yourself A Holiday Tax Gift

Make year-end moves that can pay off next April

It’s not too late to trim your tax bill for 2008. Here’s what you can…

By Donald Jay Korn

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The Cutting Edge: Furnishing Your First Apartment

Simple steps to make the new move less costly

Finally, you’re fresh out of college and ready to settle into your first apartment. Sure…

By Renita Burns

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An Alternative to Credit: Layaway

Tips for getting the most out of your shopping

With its roots in the Great Depression, layaway allows shoppers who don’t have enough money…

By Tamara E. Holmes

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Black Wealth Initiative: Wealth for Life

Principles get makeover to encompass todays challenges

As times have changed, so too has the Black Wealth Initiative. This year, Black Enterprise…

By BlackEnterprise.com

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Can Blacks Build Wealth and Remain Charitable?

Study shows that affluent blacks make giving a priority

The Northern Trust Corp. questioned affluent blacks about their giving habits and published their findings…

By Marcia Wade Talbert

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Flex Your Buying Muscle

Flexible spending account a viable option to cover healthcare costs

If your insurance provider is cutting back while you are forced to pay more, don’t…

By Renita Burns

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The Cutting Edge: Lowering Your Healthcare Costs

Finding ways to get affordable coverage, medicines

Whether you’re searching for health coverage or have a plan, here are a few tips…

By Renita Burns

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Lending Money to Friends and Family

How to avoid heartache when loaning to a loved one

It is part of the African American spirit to help our friends and family who…

By Margarette Burnette

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Black Retailers Gear Up for the Holidays

Frugal shoppers to make for a tough season for small businesses

Anxiety over the poor economy, including worries about home foreclosures, tightening credit and unemployment, has…

By Michael Dabney

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Stepping Away From the Frenzy

On keeping shopping simple and free of Black Friday madness

A truncated shopping period between Thanksgiving and Christmas, combined with the absence of an “it”…

By Renita Burns

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Recession or Depression: Defining Economic Decline

Deep recession or depression? As a journalist, it’s hard to argue that words don’t matter.…

By John Simons

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Stock Conversion Offers Tax-Free Rebound

Capital losses can be a not-so-bad alternative when stocks decline

If you take losses in a tax-deferred account such as an IRA, you won’t get…

By Donald Jay Korn

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Cutting Edge: My Virtual Trip to the Grocery Store

Put together a meal for under $60!

By Renita Burns

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The Cutting Edge: Thanksgiving

Find ways to save while creating the perfect holiday feast

Thanksgiving is around the corner and so is the big dinner with all the family’s…

By Renita Burns

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HANDSHAKE

‘Tis Better to Give, But Don’t Get Taken

Peak season for legitimate charities is also prime time for fund-raising scams.

It’s the holiday season, when generosity and goodwill toward others—reinforced by the gifting traditions…

By Alfred Edmond, Jr.

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While Holiday Shopping, Guard Against Identity Theft

Frenzied shopping and a tidal wave of phone, mail and Internet marketing create just the right environment of distraction for crooks.

The holiday season is prime time for identity theft. It’s no wonder: the mix…

By Alfred Edmond, Jr.

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Don’t Get Caught in a Foreclosure Scam

Watch out for con artists looking to steal your equity

Thanks to today’s economic turmoil, sparked by an ongoing mortgage crisis, a record number of…

By Alfred Edmond, Jr.

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Buying a Foreclosed Home: Good or Bad?

Though a difficult task, be informed before making a purchase

You’ve heard that the silver lining to all of the change and turmoil of the…

By Alfred Edmond, Jr.

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You Don’t Have to Cancel Christmas, but…

Making a list and checking it twice could result in the best gift of all: a debt-free New Year.

The pressure has already started to get us to start our holiday shopping and spend…

By Alfred Edmond, Jr.

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Combating Identity Theft

Ways to prevent a costly, widespread nuisance

There was a time when online identity theft was largely the domain of hackers who…

By Bridget McCrea

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The Cutting Edge: Auto Maintenance

Getting your car to go the extra mile

Hefty maintenance costs that come along with owning an automobile can seem to be more…

By Renita Burns

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Offer Your Kids the Best, Yet Trim Costs

Teaching children fundamentals of budgeting can save you money

Children can be life’s greatest joy—and it’s most expensive. From the necessary expenses, such as…

By Renita Burns

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Retirement Funds and Your Small Business

Cost-effective ways to offer employees a much-needed benefit

With the current economic environment, many entrepreneurs believe they can’t afford to give their employees…

By Margarette Burnette

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Women of Power

(Image: ColoredGirlConfidential.com)

Quality Connections: How to Use Social Media to Advance Your Professional Brand

Black Enterprise Women of Power Summit panelist LC Johnson teaches women how to brand themselves…

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Legacy Award Honoree: How Charlayne Hunter-Gault Helped Desegregate Schools

Legacy Award recipient and journalist Charlayne Hunter-Gault was one of the first blacks to desegregate…

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