November 27, 2014 11:19 PM • Log InREGISTER
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The Cutting Edge: Recession Specials HUD Outlines Homeowners’ Rescue Plan 2. I Will Maximize My Income Potential Through Education and Training 3. I Will Effectively Manage my Budget, Credit, Debt, and Tax Obligations 4. I Will Save At Least 10% of My Income 5. I Will Use Homeownership as a Foundation for Building Wealth 6. I Will Devise an Investment Plan for My Retirement Needs and Childrens’ Education 7. I Will Ensure That My Entire Family Adheres to Sensible Money Management Principles 8. I Will Support the Creation and Growth of Minority-Owned Businesses 9. I Will Guarantee My Wealth is Passed On To Future Generations Through Proper Insurance and Estate Planning 10. I Will Strengthen my Community Through Philanthropy Should African Americans Invest in Stocks to Make Obama ‘Look Good?’ The Cutting Edge: Beware of Stimulus-Related Scams FDIC’s New Campaign Promotes Deposit Insurance Awareness Want to Save the Economy? Invest. The Cutting Edge: Filling Out Your FAFSA Better Business Bureau Kicks Off National Consumer Protection Week Safe Haven Women and Money, Pt. 3 Survey Finds Disconnect Between Beliefs and Financial Planning for Blacks Eliminating Red Flags on Your Tax Return The Cutting Edge: Don’t Get Taken By Your Tax Preparer Women and Money, Pt. 2 The Cutting Edge: Avoiding Credit Consolidation Scams Women & Money: Books and Web Resources for Investment Success Women & Money: Joint Accounts a Good Idea … If You’re Married Women and Money, Pt. 1 Women & Money: Give Your Kids the Tools for Financial Success Women & Money: When to File Bankruptcy Who Benefits Most From New FICO Scoring Method? Women & Money: Managing Credit Card Debt Through Negotiation Women & Money: Looking Great Without Breaking the Bank Women & Money: Rebounding After a Divorce Growing Their Wealth Opportunity Knocks Can the Economy Be Fixed? Women & Money: Your Finances at Your Life Stage The Cutting Edge: Managing the Aftermath of a Layoff Women & Money: Conflict Resolution for Your Financial Woes Three Tips for Managing Cash Flow Women & Money: When ‘Mine’ Becomes ‘His & Hers’ Women & Money: Handling Your Spouse’s Financial Missteps Don’t Get Foreclosed Examining the American Economic and Reinvestment Plan Are There Jobs Out There? Cut Your Insurance Costs Without Sacrificing Coverage Women & Money: Tips for Financial Empowerment Women & Money: Tips for Financial Empowerment The Cutting Edge: Money Market Accounts Planning, Diligence Key in Re-entering Workforce after Retirement Banks, Regulators, Consumer Advocates Address Foreclosure Saving: The Solution for Women When Crisis Arise Got TARP? The Cutting Edge: Cell Phone Bills Diligence is Key in Slashing Your Cell Phone Expenses Pay Down Debt, Plan for Success Living the Abundant Life Did They Cause the Credit Crisis? Goodbye Credit Card Rate Hikes? Report: Disparities in Higher Education for Blacks Scam Artists Adapt to Economic Crisis What You Should Know Before Filing for Bankruptcy The Cutting Edge: New Year’s Eve Your Home Maintenance Checklist Your Home Insurance Checklist The Cutting Edge: Getting the Most From Your Gym Give Yourself A Holiday Tax Gift The Cutting Edge: Furnishing Your First Apartment An Alternative to Credit: Layaway Black Wealth Initiative: Wealth for Life Can Blacks Build Wealth and Remain Charitable? Flex Your Buying Muscle The Cutting Edge: Lowering Your Healthcare Costs Lending Money to Friends and Family Black Retailers Gear Up for the Holidays Stepping Away From the Frenzy Recession or Depression: Defining Economic Decline Stock Conversion Offers Tax-Free Rebound Cutting Edge: My Virtual Trip to the Grocery Store The Cutting Edge: Thanksgiving ‘Tis Better to Give, But Don’t Get Taken While Holiday Shopping, Guard Against Identity Theft Don’t Get Caught in a Foreclosure Scam Buying a Foreclosed Home: Good or Bad? You Don’t Have to Cancel Christmas, but… Combating Identity Theft The Cutting Edge: Auto Maintenance Offer Your Kids the Best, Yet Trim Costs Retirement Funds and Your Small Business On Shaky Ground Cutting Edge: Halloween Unemployment in the Black Community Blacks Lag in Retirement Savings Pres. Bush’s Historic Rescue of American Financial Institutions, Pt. 3 Pres. Bush’s Historic Rescue of American Financial Institutions, Pt. 2 Pres. Bush’s Historic Rescue of American Financial Institutions, Pt. 1 Saving Early for Your Retirement Reinforcing Principals of Personal Finance Report: Economic Gains for Blacks Reversing From Wall Street to Main Street In Your 30s, Think About Your 60s How to Handle Bank Closure Five Investment Sectors to Consider Government Takes Control of Fannie Mae, Freddie Mac Retiring In Your 40s Cutting Edge: Leisure & Entertainment AT&T Loses Racial Discrimination Lawsuit Cutting Edge: Utilities and Energy Market Fluctuation Navigating Financial Aid Investing as a College Student The Cutting Edge: Back to School Risky Solutions to Debt Elimination Cutting Edge: Throwing Green After Green Cutting Edge: Squeezing Out the Extra Mile Deep in Business Debt? Surfing the Social Wave Cutting Edge: BBQ Bargains 9 Tips to Help You Cut Your Vacation Costs You Can Retire Early How to Avoid Foreclosure Home Costly Home Cutting Edge: It All Adds Up Cutting Edge: Deals for Dad Enough is Enough Part 2C Enough is Enough Part 2B Enough is Enough Part 2A A Tale of Caution The Cutting Edge Enough is Enough Part 1A Enough is Enough Part 1C Boost Your Credit Score Entrepreneurs Conference: BE 100s & Small Business Award Winners Entrepreneurs Conference: Elevator Pitch, Pt. 3 The High Cost of Healthcare Good News For College Loans Estate Planning Looking for Bargains on Rental Property Capital Crunch for Black Businesses Mortgage Crisis Recession-Proof Your Finances Win from Losing Investing in Eco-friendly Companies Saving With Limited Funds It’s Not Too Late to Cut Taxes for 2007 Not Just for Rockefellers Gas Hits All-Time High Financial Meltdown Market Mayhem Economic Woes Could Seep into the Student Loan Market

Money

The Cutting Edge: Recession Specials

Deals sure to be kind to your wallet

For consumers clutching their purse strings and wallets, companies are hoping to loosen that grip…

By Renita Burns

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HUD Outlines Homeowners’ Rescue Plan

If you’re one of the seven to nine million homeowners whose monthly mortgage payments are…

By Marcia Wade Talbert

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2. I Will Maximize My Income Potential Through Education and Training

How training and education can boost your earnings potential.

By Carolyn M. Brown

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3. I Will Effectively Manage my Budget, Credit, Debt, and Tax Obligations

Regardless if you earn $45,000 or hundreds of thousands of dollars a year, a budget…

By Carolyn M. Brown

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1. Make sure your investment portfolio has exposure to emerging markets like China and India. They recommend that no more than 10% of your portfolio holdings should be invested in these assets.

4. I Will Save At Least 10% of My Income

It’s not enough to just make ends meet with the salary you are earning. You…

By Carolyn M. Brown

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5. I Will Use Homeownership as a Foundation for Building Wealth

While these are uncertain economic times, financial experts agree that owning a home is still…

By Carolyn M. Brown

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6. I Will Devise an Investment Plan for My Retirement Needs and Childrens’ Education

The reality is that your chances of building wealth are optimized when you invest. It…

By Carolyn M. Brown

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7. I Will Ensure That My Entire Family Adheres to Sensible Money Management Principles

Talking about money matters at the dinner table may not have been polite conversation long…

By Carolyn M. Brown

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8. I Will Support the Creation and Growth of Minority-Owned Businesses

Disposable income in the black community is still on the rise. Black buying power today…

By Carolyn M. Brown

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9. I Will Guarantee My Wealth is Passed On To Future Generations Through Proper Insurance and Estate Planning

Let’s face it: Nobody lives forever. No matter how much you want to deny it,…

By Carolyn M. Brown

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10. I Will Strengthen my Community Through Philanthropy

Contrary to some people’s perceptions, you don’t have to have the big bucks like Oprah…

By Carolyn M. Brown

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Should African Americans Invest in Stocks to Make Obama ‘Look Good?’

In a recent blog, I mentioned a rather provocative question we received from Craig Farmer,…

By John Simons

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The Cutting Edge: Beware of Stimulus-Related Scams

Don't get sucked in by con artists with fraudulent claims

Waiting for your cut from President Barack Obama’s $787 billion stimulus package? Well, don’t hold…

By Renita Burns

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FDIC’s New Campaign Promotes Deposit Insurance Awareness

Initiative includes Spanish calculator, PSAs targeting blacks

Anyone who banks has seen the phrase “FDIC Insured,” but to make sure that they…

By Marcia Wade Talbert

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Want to Save the Economy? Invest.

You�ve heard that a rebound can only occur when we return to our spend-crazy ways. But perhaps there�s another way.

You’ve heard that a rebound can only occur when we return to our spend-crazy ways.…

By John Simons

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The Cutting Edge: Filling Out Your FAFSA

Tap all resources and start early to get the funds you need

If you’re entering college for the first time next fall, or you’re a returning student…

By Renita Burns

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Better Business Bureau Kicks Off National Consumer Protection Week

Chicago branch opens, offers resources for residents

As part of National Consumer Protection Week (NCPW), March 1-7, the Better Business Bureau (BBB),…

By Renita Burns

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Safe Haven

Sylvia King's financial discipline kept her afloat during tough times

Sylvia King’s financial discipline kept her afloat during tough times

By Sheryl Nance-Nash

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Women and Money, Pt. 3

Lori Anne Douglass, Partner, Moses and Singer, explains the importance of proper estate and financial…

By BLACK ENTERPRISE Broadcast Group

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Survey Finds Disconnect Between Beliefs and Financial Planning for Blacks

Though optimistic, many aren't proactive

Released today, the Nationwide Insurance and Tavis Smiley Consumer Survey identified disturbing trends behind what…

By Marcia Wade Talbert

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Eliminating Red Flags on Your Tax Return

Avoid the pitfalls of insufficient preparation, documentation

Getting audited is probably not on your list of goals for this year. However, if…

By Margarette Burnette

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The Cutting Edge: Don’t Get Taken By Your Tax Preparer

Diligence could save you trouble and money

We’re in the heat of tax season and if you haven’t filed yet, a bigger…

By renita burns

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Women and Money, Pt. 2

Financial commentator Dale St. Claire discusses what women need to know about their finances. (Part…

By BLACK ENTERPRISE Broadcast Group

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The Cutting Edge: Avoiding Credit Consolidation Scams

Don't get swindled trying to settle your debts

Scam artists prey on desperation. With the unemployment rate spiraling to its highest level in…

By Renita Burns

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Women & Money: Books and Web Resources for Investment Success

Read up on how to best invest your time and money

Savvy money management skills are a necessity to weather these tough economic times. BlackEnterprise.com has…

By BlackEnterprise.com

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Women & Money: Joint Accounts a Good Idea … If You’re Married

Unmarried couples advised not to tie finances together

Savvy money management skills are a necessity to weather these tough economic times. BlackEnterprise.com has…

By BlackEnterprise.com

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Women and Money, Pt. 1

BLACK ENTERPRISE Consumer Affairs Editor Sheiresa McRae examines women and money management. (Part 1)

By BLACK ENTERPRISE Broadcast Group

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Women & Money: Give Your Kids the Tools for Financial Success

Be sure your children know how to budget, save

Savvy money management skills are a necessity to weather these tough economic times. BlackEnterprise.com has…

By BlackEnterprise.com

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Women & Money: When to File Bankruptcy

Chapter 7 and Chapter 13 should be your last resort

Savvy money management skills are a necessity to weather these tough economic times. BlackEnterprise.com has…

By BlackEnterprise.com

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Who Benefits Most From New FICO Scoring Method?

Modifications could be a plus for some, big minus for others

After years of tweaking, Fair Isaac Corp. finally rolled out its revamped FICO score method.…

By Renita Burns

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Women & Money: Managing Credit Card Debt Through Negotiation

Open communication key when when handling bills

Savvy money management skills are a necessity to weather these tough economic times. BlackEnterprise.com has…

By BlackEnterprise.com

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Women & Money: Looking Great Without Breaking the Bank

Don't let vanity come between you and financial stability

Savvy money management skills are a necessity to weather these tough economic times. BlackEnterprise.com has…

By BlackEnterprise.com

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Women & Money: Rebounding After a Divorce

Savvy money management skills are a necessity to weather these tough economic times. BlackEnterprise.com has…

By BlackEnterprise.com

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Growing Their Wealth

Richelle and Niko Perazich seek strategies to expand their nest egg.

By Sheryl Nance-Nash

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Opportunity Knocks

Wealth For Life Principle No. 5: I will use homeownership as a foundation for…

By Carolyn M. Brown

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Can the Economy Be Fixed?

Cathy House, Professor, Entrepreneurship, Howard University, and Alfred Edmond Jr., BLACK ENTERPRISE Editor-in-Chief, discuss if…

By BLACK ENTERPRISE Broadcast Group

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Women & Money: Your Finances at Your Life Stage

The right steps whether you're single or over 40

Savvy money management skills are a necessity to weather these tough economic times. BlackEnterprise.com has…

By BlackEnterprise.com

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The Cutting Edge: Managing the Aftermath of a Layoff

Know your options when you've lost your job

For those seeking financial stability after a layoff, aside from unemployment benefits and severance packages,…

By Renita Burns

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Women & Money: Conflict Resolution for Your Financial Woes

Don't let money problems ruin your relationship

Savvy money management skills are a necessity to weather these tough economic times. BlackEnterprise.com has…

By BlackEnterprise.com

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Three Tips for Managing Cash Flow

In a tight times, due diligence in tracking your dollars is key

With tightening credit markets, entrepreneurs are being advised to watch their dollars carefully. Many companies…

By Margarette Burnette

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Women & Money: When ‘Mine’ Becomes ‘His & Hers’

How to change your mindset from solo to partnership

Savvy money management skills are a necessity to weather these tough economic times. BlackEnterprise.com has…

By BlackEnterprise.com

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Women & Money: Handling Your Spouse’s Financial Missteps

Help your mate learn how to successfully manage finances

Savvy money management skills are a necessity to weather these tough economic times. BlackEnterprise.com has…

By BlackEnterprise.com

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Don’t Get Foreclosed

Personal finance expert Michele Singletary provides insight for homeowners facing foreclosure.

By BLACK ENTERPRISE Broadcast Group

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Examining the American Economic and Reinvestment Plan

Derek T. Dingle, editor-in-chief, and Dr. William Spriggs, chair of the economics department at Howard…

By BLACK ENTERPRISE Broadcast Group

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Are There Jobs Out There?

Joe Watson, CEO of Strategic Hire, explains where and how to find employment in these…

By BLACK ENTERPRISE Broadcast Group

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Cut Your Insurance Costs Without Sacrificing Coverage

Affordable ways to manage your healthcare

With people looking to cut costs in a tight economy, some may be thinking about…

By Tamara E. Holmes

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Women & Money: Tips for Financial Empowerment

Ways to combat salary disparities

Over the next two weeks, we’ll have money management tips and strategies from Harrine Freeman,…

By BlackEnterprise.com

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Women & Money: Tips for Financial Empowerment

Credit counseling CEO gives insights on money management

Savvy money management skills are a necessity to weather these tough economic times. BlackEnterprise.com has…

By BlackEnterprise.com

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The Cutting Edge: Money Market Accounts

Gain better rates and more savings

It was two years ago that I learned the compounding greatness of money market accounts.…

By Renita Burns

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Planning, Diligence Key in Re-entering Workforce after Retirement

Being informed can save you a world of trouble

If you’re a retiree who has been receiving Social Security benefits, pension payments, or distributions…

By Margarette Burnette

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Banks, Regulators, Consumer Advocates Address Foreclosure

FDIC Chairwoman Sheila C. Bair addresses the 12th Annual Wall Street Project Economic Summit (Source:…

By Marcia Wade Talbert

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Saving: The Solution for Women When Crisis Arise

Ladies, want to start saving, but aren’t sure how to start or are you concerned…

By Marcia Wade Talbert

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Got TARP?

Small business owners and financial professionals voiced their displeasure with the lack of transparency and…

By Renita Burns

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The Cutting Edge: Cell Phone Bills

Ways to manage your wireless plan, save money

Cell phones have gone from a luxury to a necessity for people of all ages.…

By Renita Burns

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Diligence is Key in Slashing Your Cell Phone Expenses

What every cell phone subscriber should know

While researching information about cutting costs on cell phone bills, I stumbled upon information on…

By Renita Burns

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Pay Down Debt, Plan for Success

Financial adviser offers tips to build wealth, pursue dreams

Grappling with excessive debt or poor money management skills is no easy task. As the…

By Renita Burns

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Living the Abundant Life

Norris and Reneau Curl are taking steps to grow and protect their cash cushion.

By Sheryl Nance-Nash

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Did They Cause the Credit Crisis?

The loud, angry chorus of blame began almost immediately. As big banks and brokerage…

By Tamara E. Holmes

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Goodbye Credit Card Rate Hikes?

New rules add protections for consumers

For many of us, credit cards have been a saving grace in times of need…

By Renita Burns

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Report: Disparities in Higher Education for Blacks

Study says African Americans still lacking in opportunities

As the U.S. government works to overhaul the nation’s financial system and contemplates bailing out…

By Aisha I. Jefferson

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Scam Artists Adapt to Economic Crisis

Avoid those who prey on your financial woes

While scams are always a concern of law enforcement, experts are warning that the tough…

By Tamara E. Holmes

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What You Should Know Before Filing for Bankruptcy

Bankruptcy has gotten more difficultand expensive.

It was the daily flood of phone calls that finally did it. They became so…

By Ilana Polyak

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The Cutting Edge: New Year’s Eve

Bring in a party with more bang for your buck

New Year’s Eve is just around the corner, and if you haven’t cemented plans to…

By Renita Burns

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Your Home Maintenance Checklist

Make your abode one that will stand the test of time

Routine home maintenance is essential to keeping your house running and preventing minor problems from…

By Renita Burns

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Your Home Insurance Checklist

Protect one of your most valuable assets

Your home is your castle, and probably your biggest investment. So, it’s essential that whatever…

By Renita Burns

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The Cutting Edge: Getting the Most From Your Gym

Making sure you get the workout and not your wallet

The New Year is almost here, and if you’re one of the countless people who’ve…

By Renita Burns

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Give Yourself A Holiday Tax Gift

Make year-end moves that can pay off next April

It’s not too late to trim your tax bill for 2008. Here’s what you can…

By Donald Jay Korn

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The Cutting Edge: Furnishing Your First Apartment

Simple steps to make the new move less costly

Finally, you’re fresh out of college and ready to settle into your first apartment. Sure…

By Renita Burns

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An Alternative to Credit: Layaway

Tips for getting the most out of your shopping

With its roots in the Great Depression, layaway allows shoppers who don’t have enough money…

By Tamara E. Holmes

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Black Wealth Initiative: Wealth for Life

Principles get makeover to encompass todays challenges

As times have changed, so too has the Black Wealth Initiative. This year, Black Enterprise…

By BlackEnterprise.com

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Can Blacks Build Wealth and Remain Charitable?

Study shows that affluent blacks make giving a priority

The Northern Trust Corp. questioned affluent blacks about their giving habits and published their findings…

By Marcia Wade Talbert

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Flex Your Buying Muscle

Flexible spending account a viable option to cover healthcare costs

If your insurance provider is cutting back while you are forced to pay more, don’t…

By Renita Burns

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The Cutting Edge: Lowering Your Healthcare Costs

Finding ways to get affordable coverage, medicines

Whether you’re searching for health coverage or have a plan, here are a few tips…

By Renita Burns

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Lending Money to Friends and Family

How to avoid heartache when loaning to a loved one

It is part of the African American spirit to help our friends and family who…

By Margarette Burnette

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Black Retailers Gear Up for the Holidays

Frugal shoppers to make for a tough season for small businesses

Anxiety over the poor economy, including worries about home foreclosures, tightening credit and unemployment, has…

By Michael Dabney

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Stepping Away From the Frenzy

On keeping shopping simple and free of Black Friday madness

A truncated shopping period between Thanksgiving and Christmas, combined with the absence of an “it”…

By Renita Burns

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Recession or Depression: Defining Economic Decline

Deep recession or depression? As a journalist, it’s hard to argue that words don’t matter.…

By John Simons

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Stock Conversion Offers Tax-Free Rebound

Capital losses can be a not-so-bad alternative when stocks decline

If you take losses in a tax-deferred account such as an IRA, you won’t get…

By Donald Jay Korn

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Cutting Edge: My Virtual Trip to the Grocery Store

Put together a meal for under $60!

By Renita Burns

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The Cutting Edge: Thanksgiving

Find ways to save while creating the perfect holiday feast

Thanksgiving is around the corner and so is the big dinner with all the family’s…

By Renita Burns

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HANDSHAKE

‘Tis Better to Give, But Don’t Get Taken

Peak season for legitimate charities is also prime time for fund-raising scams.

It’s the holiday season, when generosity and goodwill toward others—reinforced by the gifting traditions…

By Alfred Edmond, Jr.

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While Holiday Shopping, Guard Against Identity Theft

Frenzied shopping and a tidal wave of phone, mail and Internet marketing create just the right environment of distraction for crooks.

The holiday season is prime time for identity theft. It’s no wonder: the mix…

By Alfred Edmond, Jr.

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Don’t Get Caught in a Foreclosure Scam

Watch out for con artists looking to steal your equity

Thanks to today’s economic turmoil, sparked by an ongoing mortgage crisis, a record number of…

By Alfred Edmond, Jr.

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Buying a Foreclosed Home: Good or Bad?

Though a difficult task, be informed before making a purchase

You’ve heard that the silver lining to all of the change and turmoil of the…

By Alfred Edmond, Jr.

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You Don’t Have to Cancel Christmas, but…

Making a list and checking it twice could result in the best gift of all: a debt-free New Year.

The pressure has already started to get us to start our holiday shopping and spend…

By Alfred Edmond, Jr.

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Combating Identity Theft

Ways to prevent a costly, widespread nuisance

There was a time when online identity theft was largely the domain of hackers who…

By Bridget McCrea

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The Cutting Edge: Auto Maintenance

Getting your car to go the extra mile

Hefty maintenance costs that come along with owning an automobile can seem to be more…

By Renita Burns

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Offer Your Kids the Best, Yet Trim Costs

Teaching children fundamentals of budgeting can save you money

Children can be life’s greatest joy—and it’s most expensive. From the necessary expenses, such as…

By Renita Burns

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Retirement Funds and Your Small Business

Cost-effective ways to offer employees a much-needed benefit

With the current economic environment, many entrepreneurs believe they can’t afford to give their employees…

By Margarette Burnette

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On Shaky Ground

Adriene and Rob Lambert work toward achieving financial unity.

By Sheryl Nance-Nash

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Cutting Edge: Halloween

Taking the fright out of fun festivities

This year, Americans will spend $5.77 billion for Halloween, according to the National Retail Federation.…

By Renita Burns

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Unemployment in the Black Community

Derek Dingle, Editor-in-Chief, BLACK ENTERPRISE and Broderick Byers, Founder and CEO, The Employment & Career…

By BLACK ENTERPRISE Broadcast Group

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Blacks Lag in Retirement Savings

Nest eggs much smaller than those of whites

African Americans save far less each month and have considerably smaller nest eggs than their…

By Deborah Creighton Skinner

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Pres. Bush’s Historic Rescue of American Financial Institutions, Pt. 3

Special edition examines the government’s historic rescue of America’s financial institutions with House Majority Whip…

By BLACK ENTERPRISE Broadcast Group

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Pres. Bush’s Historic Rescue of American Financial Institutions, Pt. 2

Special edition examines the government’s historic rescue of America’s financial institutions with House Majority Whip…

By BLACK ENTERPRISE Broadcast Group

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Pres. Bush’s Historic Rescue of American Financial Institutions, Pt. 1

Special edition examines the government’s historic rescue of America’s financial institutions with House Majority Whip…

By BLACK ENTERPRISE Broadcast Group

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Saving Early for Your Retirement

Though decades away, developing a plan in your 20s vital

n your 20s, retirement is a bit like global warming. You know the day of…

By Ilana Polyak

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Reinforcing Principals of Personal Finance

The ripple effect of an economic bust

Purse strings are being pulled tighter than ever as consumers brace for the ripples of…

By Renita Burns

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Report: Economic Gains for Blacks Reversing

Boom of 1990s deflated in new millennium slump

Released by the Economic Policy Institute (EPI), a report, “Reversal of Fortune: Economic Gains of…

By Aisha I. Jefferson

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From Wall Street to Main Street

The credit crisis' impact on you

The wave of bank failures and the wrangling in Congress over a $700 billion rescue…

By Renita Burns

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In Your 30s, Think About Your 60s

The more years invested in retirement savings, the better

Young investors have a valuable asset, yet many neglect to take advantage. The more years…

By Donald Jay Korn

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How to Handle Bank Closure

Learn to be proactive, diligent in managing your accounts

It seems like every month a bank closure is being announced, most stemming from the…

By Ann Brown

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Five Investment Sectors to Consider

Despite shaky market, experts say there are still good opportunities

The equity markets have been battered, largely driven by the sour economy: Through the first…

By Jeffrey McKinney

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Government Takes Control of Fannie Mae, Freddie Mac

Bail-out will redistribute management to FHFA, Treasury, and Federal Reserve

The federal government yesterday took control of mortgage giants Freddie Mac and Fannie Mae in…

By Marcia Wade Talbert

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Retiring In Your 40s

Peak earning years make for prime retirement savings options.

Those intermittent aches and pains in your 40s are a very powerful reminder that retirement…

By Ilana Polyak

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Cutting Edge: Leisure & Entertainment

Enjoy low-cost leisure activities

The nature of today’s economy may have put a damper on your summer plans by…

By Brittany Hutson

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AT&T Loses Racial Discrimination Lawsuit

Sales representative awarded more than $400,000

A Dallas jury ruled AT&T Corp. racially discriminated against a worker and ordered the telecommunications…

By Renita Burns

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Cutting Edge: Utilities and Energy

Slash utility costs

Its old news that’s still putting a hurting on your wallet: soaring energy and utility…

By Renita Burns

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Market Fluctuation

Antsy investors, skittish banks belie a frenetic economy

Stock predictions for the first week in August do not seem too promising.

By Marcia Wade Talbert

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Navigating Financial Aid

Tips for understanding the financial aid process

Navigating the financial aid process can be just as daunting and perplexing as choosing…

By Renita Burns

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Investing as a College Student

Jumpstart your financial future, secure funds for your golden years

Investing as a college student is a surefire way to jumpstart your financial future and…

By LaToya M. Smith

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The Cutting Edge: Back to School

Tips to help cut back on school spending

As you head back to school here a few additional resources to help you be…

By Renita Burns

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Risky Solutions to Debt Elimination

Taking shortcuts can lead to compounding woes

Desperate for alternative ways to pay down debt, many people rely on quick-fix solutions that…

By Zakiyyah El-Amin

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Cutting Edge: Throwing Green After Green

Are you spending too much on your lawn?

Are you finding that more and more of your money is being spent on maintaining…

By Gia Parker

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Cutting Edge: Squeezing Out the Extra Mile

Are you doing everything you can to save on gas?

Is there no end in sight? It’s getting increasingly hard to remember when gas was…

By Maya Yette

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Deep in Business Debt?

Here is how you can pay your creditors and keep your doors open

If you’re like most small business owners, at some point you have robbed Peter to…

By Wendy Harris

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Surfing the Social Wave

Desire Rogers appointed to president of social networking for Allstate Financial

Allstate plans to give customers an opportunity to create an interactive network where they can…

By Marcia Wade Talbert

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Cutting Edge: BBQ Bargains

Trim the fat off the cost of your holiday entertaining

As the Fourth of July approaches, surging gas prices and soaring food costs have many…

By Renita Burns

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9 Tips to Help You Cut Your Vacation Costs

Smart tips to help you save money on your summer travel plans

It’s hard to escape the news about prices at the pump. But with all the…

By Chris Taylor

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You Can Retire Early

Live off of your retirement income before age 62

If you’re not sure about when to retire, you’re not alone.

By Donald Jay Korn

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How to Avoid Foreclosure

Resources are available to help homeowners prevent repossession

With home foreclosures reaching record highs and circulating news reports about heavyweight boxing champion Evander…

By Aisha I. Jefferson

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Home Costly Home

Take inventory and look for ways to cut the fixed costs of homeownership

As a homeowner, hopefully you haven’t been swept up in the subprime tide that’s hit…

By Chris Taylor

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Cutting Edge: It All Adds Up

Avoid banking fees

A $3.00 fee here; a $25.00 charge there. You’ve probably noticed—with growing alarm—how small banking…

By Chris Taylor

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Cutting Edge: Deals for Dad

Ways to save some money this Fathers Day

Many of us are finding that our pockets aren’t quite as deep as they once…

By Dale Coachman

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Enough is Enough Part 2C

A special town-hall explores the general cultural wars within the Black community. Panelists include Roland…

By Our World with BLACK ENTERPRISE

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Enough is Enough Part 2B

A special town-hall explores the general cultural wars within the Black community. Panelists include Roland…

By Our World with BLACK ENTERPRISE

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Enough is Enough Part 2A

A special town-hall explores the general cultural wars within the Black community. Panelists include…

By Our World with BLACK ENTERPRISE

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A Tale of Caution

Death of African American hedge fund manager sheds light on unscrupulous advisers

Six former NFL players are proceeding with a lawsuit against the league and its players…

By Ann Brown

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The Cutting Edge

Do you need to cut costsand fast? Here are several ways to get your family finances back under control

The Spences have become true virtuosos at saving money. Whether it’s heating up frozen meals…

By Chris Taylor

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Enough is Enough Part 1A

A special town-hall discussion explores the generational cultural wars within the Black community. Panelists include…

By Our World with BLACK ENTERPRISE

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Enough is Enough Part 1C

A special town-hall discussion explores the generational cultural wars within the Black community. Panelists…

By Our World with BLACK ENTERPRISE

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Boost Your Credit Score

Bringing up your points pays off

Ever since subprime mortgages became more “sub” than “prime,” lenders have been tightening up on…

By Donald Jay Korn

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Entrepreneurs Conference: BE 100s & Small Business Award Winners

A rundown of the 2008 BE 100s Companies and the Small Business Award Winners. (Part…

By BLACK ENTERPRISE Business Report

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Entrepreneurs Conference: Elevator Pitch, Pt. 3

The Elevator Pitch Competition is a 60-second challenge for entrepreneurs to market their business concepts.

By BLACK ENTERPRISE Business Report

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The High Cost of Healthcare

Anne Beal, Assistant Vice President of the Commonwealth Fund, examines the high cost of healthcare.

By BLACK ENTERPRISE Business Report

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Good News For College Loans

President Bush signs law increasing access to federal funds

If you’re the parent of a college student, you know how expensive higher education
can be.…

By Donald Jay Korn

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Estate Planning

The Washington Post’s Michelle Singletary discusses estate planning.

By BLACK ENTERPRISE Business Report

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Looking for Bargains on Rental Property

Ten surefire ways to lock in profits

Real estate prices are tumbling across the U.S. That may spell trouble for homeowners, but…

By Donald Jay Korn

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Capital Crunch for Black Businesses

Fed report reveals tightened lending standards for smaller firms

A Federal Reserve report released this week underscores the increasing difficulty that small business owners…

By Tamara E. Holmes

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Mortgage Crisis

Examining the state of the U.S. economy with a distinguished panel of Black Enterprise…

By BLACK ENTERPRISE Business Report

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Recession-Proof Your Finances

Learn how to recession-proof your finances.

By BLACK ENTERPRISE Business Report

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Win from Losing

Cash in on underwater stocks

In the first quarter of 2008, the Dow Jones Industrial Average lost nearly 8%. That…

By Donald Jay Korn

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Investing in Eco-friendly Companies

How to invest in eco-friendly companies with expert Reginald Stanley

By BLACK ENTERPRISE Business Report

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Saving With Limited Funds

Five Basic Steps Toward Financial Independence

According to the 10th annual Ariel-Schwab Black Investor Survey, African Americans continue to save far…

By Zakiyyah El-Amin

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It’s Not Too Late to Cut Taxes for 2007

Here are six things you can still do to save

The IRS filing deadline for your income tax return is days away, so you may…

By Donald Jay Korn

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Not Just for Rockefellers

Six trusts to consider for your estate plan

You don’t have to be super rich, or even just rich, to set up a…

By Donald Jay Korn

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Gas Hits All-Time High

But you can fight soaring fuel prices at the pump

As consumers drove up to their neighborhood gas stations this weekend, they probably noticed prices…

By Carolyn M. Brown

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Financial Meltdown

Black financial institutions bear economic burdens amid downturn

With the Bear Stearns collapse underscoring the vulnerability of the nation’s financial institutions, leaders of…

By Tamara E. Holmes

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Market Mayhem

Keep Bear Stearns Collapse in Perspective

The federally backed buyout of Bear Stearns Cos. Inc. by J.P. Morgan Chase & Co.…

By Tamara E. Holmes

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Economic Woes Could Seep into the Student Loan Market

Current credit crunch has college lenders tightening standards

With the annual cost of tuition and fees at a four-year private institution averaging $23,712,…

By Tamara E. Holmes

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Women of Power

Lisa Nichols

Author and Motivator Lisa Nichols Inspires During Social Media Event

Lisa Nichols inspired participant during her tweet chat with Black Enterprise, detailing her latest business…

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Susan L. Taylor Talks Mentorship and Passing on a Legacy via CARES

Sharing tips on passing on a legacy and the need for mentorship, Susan L. Taylor…

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