August 27, 2014 7:12 AM • Log InREGISTER
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Set Yourself up for Financial Success [Infographic] How to Create and Run a Successful Yard Sale Wells Fargo Presents Video Series on Paying for College Fast Food Workers in US Struggle With Low Wages Retiring on Time is No Longer Realistic for Many Americans The Engagement Ring: A Gift from the Heart or Jewel for the Ego? How We Manage Money in the U.S. [Infographic] Chances Are, You Won’t Be Able to Afford College Sources of Financial Advice You Can Afford TIAA-CREF Release Results of Financial Advice Survey How Two Women Live on $32k in Waco, Texas and Brooklyn, NY How to Save on Grocery Shopping by Making These Treats at Home How to Get the Best Deals on Fall Shopping Emmy Award Winning Journalist Provides 6 Tips for Wealth Building High School Students Receive $1,000 Prize from Wells Fargo The Financial Benefits of a College Degree [Infographic] How I Became a ‘Couponer’ More Banks Shun Mortgage Preapprovals The Surprising Benefits of Coupons Should You Let Your Sick Parent Move in? Facing the Signs of Debt Addiction Home Improvements that Pay Off Start in the Bathroom [Infographic] Loophole Permits Loans at Non-U.S. Accredited Schools Options for Disabled Student Loan Borrowers Majority of Workers Lack Information Needed for Informed Health Coverage Decisions Personal Income and Savings Slightly Rise Putting Patients in Charge of Their Health Tax-Filing and Payment Extensions Expire Soon Why Hospitals Taking Health Care Digital is Important More Help for Those Focused on Fixing Their Finances Learn How to Plan More and Save More Money Saving for College: A Family Affair The 5 Best Bargains for the Fall Months Congressional Black Caucus Foundation to Help Strengthen Black Banks Payday Lender Stopped by U.S. Courts and Federal Trade Commission How to Renovate Your Home to Make the Sale Where the Opportunities are in Commercial Real Estate Consumer Financial Protection Bureau Amends Mortgage Rule Twitter IPO Higly Anticipated In Silicon Valley Why Quintin Primo is Bullish on India Why Trying to Buy a Home Will Get Harder Dealing With Debt That Won’t Die How to Keep Your Digital Wallet Safe 4 Inexpensive Ways to Boost Your Home’s Value Celebrate National Coupon Month 6 Great House-Hunting Websites Economists Have a Positive Outlook for 2014 Don’t Let Boomerang Kids Ruin Your Retirement What to Do When Your Retirement Nest Egg Starts to Dwindle Money Can’t Buy You Love, So Learn the Art of Relationships Can Your Retirement Fund Your Next Business? Expect Higher Prices at the Pump Seasoned Investment Manager Bullish on Investing in Energy Sector ‘Soldier of Finance’ Book Supplies You With Marching Orders on Your Finances Are You Trying to Maintain a Reality Show Lifestyle? You Lost Your Social Security Card. Now What? Net Worth: You Can Control Your Value in Both Love and Money Beware of These Dirty Credit Card Tricks Don’t Allow ‘Free’ Online Offers to Make You ‘Go Broke’ Housing Market Continues Improving as Sales Rise in July Protect Yourself from Medical Identity Theft More Americans to Travel This Labor Day Weekend What to Do if You’ve Ever Been Denied a Bank Account Housing Market Recovery Good News for Home Depot Tips on How to Negotiate Your Credit Card Debt National Unemployment Rate Drops While Most States Hemorrhage Jobs Do’s and Don’ts of Starting an Investment Club Former JPMorgan Chase Employees Charged The Roth IRA Still a Mystery for Some What Happens When Your Spouse Decides She No Longer Wants to Work? Refreshing Your Financial Goals for the Fall Tax Breaks for Going Back to School Wealthy Investors Wish They Could Save More 4 Quick Tips for Saving Money on Back-to-School Shopping #WealthforLife Wednesdays: The Real Cost of Payday Loans Home Prices Rise on Eve of Obama Speech, But Just Slightly Decades Later, Tawana Brawley Must Pay $431k in Defamation Claim In False Paternity Case, Accuser Is Forced to Pay Michael Jordan’s Legal Fees 4 Tips for Managing Student Loan Debt Do You Need to Go on a Financial Diet? Love & Money: Don’t Let Uninvited Guests Ruin Your Relationship Recognizing The Signs of Financial Infidelity Audit Finds Government Paid Millions to Dead Farmers Tips on Home Buying from Egypt Sherrod Rapper DMX Files For Bankruptcy in New York Tips for Avoiding Timeshare Resale Scams Frustrated U.S. Fast Food Workers to Strike for Higher Wages 5 Practical Ways to Increase Your Cash Flow Right Now For Sharpton and National Action Network, Financial Woes Persist #WealthforLife Wednesdays: Boost Your Financial IQ! How to Consider a Lean Launch For Your Business Idea Spike Lee Is Raising Money for New Film Via Kickstarter 5 Smart Ways to Recharge Your Budget 5 Reality Checks You Must Face to Fix Your Finances With Few Options, City of Detroit Files for Bankruptcy 3 Reasons Kanye West’s $120 A.P.C. Plain White T-Shirt Sold Out [INFOGRAPHIC] #WealthforLife Wednesdays: How to Retire The Right Way Price of Gas Could Soar to $4 Per Gallon, Analysts Say Credit Card Usage is Up. Here’s What to Do As a Consumer. Help, I’m in Love With a Shopaholic! A Few Keys to an Affordable Family Vacation 5 Ways to Promote Financial Literacy in Your Teen This Summer 5 Tips to Improve your 401(k) Plan 4 Ways to Build Credit Without Credit Cards Q&A: Kofi Natei Nartey, LA Luxury Real Estate Broker to Sports, Movie Stars ESSENCE Festival Brings Estimated $100 Million To City of New Orleans Disconnected: Why Connectivity is Hindering Growth of True Relationships Learning to Lend Money to Your Family the Right Way Food Network Stars ‘The Neelys’ Announce Closure of Memphis Restaurants #WealthforLife Wednesdays: How to Deal With The Student Loan Debt Hike Report Shows State Schools a Viable Option For Vulnerable Out-of-State Students More Fathers Are Leading Single-Parent Households, Study Says Calif. Woman Mistakenly Sells $18,000 Diamond Earrings For $20 Are You One Step Away From Financial Ruin? 5 Money Lessons From J. Cole’s ‘Born Sinner’ CEOs Earn 273 Times the Average Worker’s Pay, EPI Says Love & Money: How to Break Up … With Your Employer When It Comes To Your Money, Are You A Hot Mess? #WealthforLife Wednesdays: Learn About ETFs, Mutual Funds and Stocks Will It Be More Expensive to Throw Your 4th of July Barbecue? Probably, Analysts Say Fat Joe Gets 4 Months in Prison for Tax Evasion Robert Johnson Announces Alliance to End Payday Lending How to Make Home Ownership and a New Marriage Work 76 Percent of Americans Are Living Paycheck-to-Paycheck With ‘Keisha Cane’ Book Series, a Young Author Champions Child Literacy Texas Megachurch Preacher Asks Members to Pay For Helicopter Upgrade Is Becoming Roommates the New Marriage Agreement? Abroad, a Familiar Name is One Magnate’s Trump Card For Youth Jobs, White House Pushes Involvement Health Care Costs Expected to Rise in 2014, Study Says Natural Weather Disasters Cost $110 Billion in 2012, Report Says Jay-Z’s Samsung Deal Proves He is a “Business, Man” Woman Suing Franchiser For Payment Through Debit Card 7 Things to Ask Yourself Before Donating to a Crowdfunding Campaign Single and Financially Sound: On Correctly Handling Your Credit and Taxes Bank of America Misled Homeowners, Suit Says Would You Risk Your Career and Comfort For Love? How to Move Your Payment Due Date Why Aren’t More New Dads Taking Paternity Leave? #WealthforLife Wednesdays: Retirement Plan Options for Small Businesses In Which Industry do MBA Graduates Earn the Most? In Hedge Fund Manager’s Last Hours of Freedom, an Attempt at One Last Victim Still Lovin’ It: Cheaper Items, Expanded Menu Has Sales Up at McDonald’s Living Single? You Still Need to Plan Financially Lunch With Warren Buffet Goes for $1 Million How to Keep Funeral Expenses Down Should Tipping Be Banned? An Expert Says Yes Black Hedge Fund Manager Is a Fraud, Prosecutors Say Talk About Money Before The Wedding. Or Fight Over It Through The Divorce Real Housewives Star Kenya Moore Reportedly $848 Short on May Rent

Money

ManBusinessHappySuccess620480

Set Yourself up for Financial Success [Infographic]

MetLife provides money management tips for young adults

Paying careful attention to your finances is the key to achieving financial freedom

By Sheiresa Ngo

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yard sale

How to Create and Run a Successful Yard Sale

Here's how to maximize your profits at a yard sale

Have you ever done a yard sale?

By Sasha King

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black student college loans

Wells Fargo Presents Video Series on Paying for College

Educational series offers tips to help students navigate the financial aid process

Wells Fargo recently produced a series of videos focused on financing college

By Sheiresa Ngo

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fast food workers strike

Fast Food Workers in US Struggle With Low Wages

Wage hikes go unheard as fast food workers receive federal assistance.

Although the fast food industry brings in billions of dollars a year, full-time workers get…

By Sasha King

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retirement

Retiring on Time is No Longer Realistic for Many Americans

An increasing number of workers will remain in the workforce longer than anticipated

If you’ve come to the realization that you won’t be able to fully retire when…

By Sheiresa Ngo

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He put a ring on it, but for how long? (Image: Thinkstock)

The Engagement Ring: A Gift from the Heart or Jewel for the Ego?

Focus less on the ring and more on the relationship

Why would a woman contribute toward the purchase of an engagement ring meant to be…

By Kenny Pugh

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(File)

How We Manage Money in the U.S. [Infographic]

A snapshot of how people in the United States approach finances

Get a peek into how people in the United States approach household finances, budget preparation,…

By Sheiresa Ngo

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(Image: Thinkstock)

Chances Are, You Won’t Be Able to Afford College

The high cost of a higher education might stop some from achieving their dreams

Student loan debt is surpassing $1 trillion in national debt as well as mortgage and…

By Roy Paul

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More Optimistic About Financial Well-Being

Sources of Financial Advice You Can Afford

Don't let fear of the costs of hiring a financial planner stop you from getting the help you need to improve your financial situation.

Many of us know that we need financial advice from qualified professionals, but we often…

By Alfred Edmond, Jr.

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man-counting-money-in-suit

TIAA-CREF Release Results of Financial Advice Survey

Survey shows some are fearful when it comes to managing money

A random group of 1,000 adults across the nation were asked about their attitudes, preferences…

By Sheiresa Ngo

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cost of living waco brooklyn

How Two Women Live on $32k in Waco, Texas and Brooklyn, NY

Where would you get the most bang for your buck?

Would you sacrifice NYC’s amenities for a much bigger home?

By Sasha King

Posted:
WholeFoods_01

How to Save on Grocery Shopping by Making These Treats at Home

Take care of your health and your budget with these homemade food choices

Indulging in a healthy treat can be hard with a busy schedule and a low…

By Sasha King

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Patrice-J-Williams-new-300x232

How to Get the Best Deals on Fall Shopping

Tips from shopping expert Patrice J. Williams

Now that Fall is here, it’s time to pack away your pastels and break out…

By Jamarris Richardson-Mcfield

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Emmy Award Winning Journalist Provides 6 Tips for Wealth Building

Money management expert Valerie Morris explains how to start a financial plan

BLACK ENTERPRISE spoke with Morris during the American Express OPEN for Women: CEO BootCamp, a…

By Alan Hughes

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Grad-cap-money-620x480

High School Students Receive $1,000 Prize from Wells Fargo

Bank awards cash prizes to winners of their CollegeSTEPS® sweepstakes.

 

Wells Fargo is presenting $1,000 checks to 520 high school students who won …

By Sheiresa Ngo

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(Image: Thinkstock)

The Financial Benefits of a College Degree [Infographic]

A college degree could mean more money and lower unemployment

Benefits of getting higher education are highlighted in this infographic

By Sheiresa Ngo

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MONEY

How I Became a ‘Couponer’

Savings and coupon advice from money expert Kasey Trenum.

Black Enterprise got some juicy coupon tips from Kasey Trenum, Savings.com DealPro and co-founder of…

By Sheiresa Ngo

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home buyer

More Banks Shun Mortgage Preapprovals

Disappearing preapprovals will make it tougher for home buyers to stand out to prospective sellers

Some lenders are opting to do away with mortgage preapprovals

By Sheiresa Ngo

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coupons

The Surprising Benefits of Coupons

Savings.com editor Susan Yoo-Lee shares results of the 2013 ValPak Readership Survey

National Coupon Month ended last week, but that doesn’t mean the fun has to stop.…

By Sheiresa Ngo

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Couple-managing-bills-300x232

Should You Let Your Sick Parent Move in?

Moving a parent in could put a strain on love and money

The decision on whether to move a parent in can be an emotional and life-changing…

By Kenny Pugh

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debt2

Facing the Signs of Debt Addiction

If you are stuck in a never-ending cycle of indebtedness, regardless of changes in income, you may be in denial.

How much debt do you have?

By Alfred Edmond, Jr.

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money-house_crop.jpg

Home Improvements that Pay Off Start in the Bathroom [Infographic]

Five renovations that add value to your house.

The right updates could greatly increase the resale value of your home.

By Sheiresa Ngo

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(Image: Thinkstock)

Loophole Permits Loans at Non-U.S. Accredited Schools

U.S. taxpayers held responsible for loans made overseas

Why are we responsible for this?

By Sheiresa Ngo

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after-school-daze-recent-grad-300x232

Options for Disabled Student Loan Borrowers

Tips for discharging student loan debt due to disability.

This past July, the U.S. Department of Education enforced new regulations that made it easier…

By Sheiresa Ngo

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MoneyandHealth

Majority of Workers Lack Information Needed for Informed Health Coverage Decisions

Small businesses are the least likely to offer health care benefits to employees

With an implementation of the Affordable Care Act (ACA) just days away, many workers and…

By C. Daniel Baker

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Personal Income and Savings Slightly Rise

Consumers show small gains in pay and savings

(File)
Personal income increased $57.2 billion, or 0.4%, and disposable personal income (DPI) increased…

By Sheiresa Ngo

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HOW TO START AN EMPLOYEE WELLNESS PROGRAM

Putting Patients in Charge of Their Health

New electronic health records system gives control to patients.

Obtaining a copy of your medical records can be a hassle.

By Sheiresa Ngo

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tax tips

Tax-Filing and Payment Extensions Expire Soon

Hurry before it's too late.

If you are among the more than 12 million taxpayers who requested a six-month extension…

By Sheiresa Ngo

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Healthcare-job

Why Hospitals Taking Health Care Digital is Important

CEO Ryan Howard talks about the importance of electronic health records.

Many medical facilities are in the process of making the switch to electronic health records.…

By Sheiresa Ngo

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Business Continuity Tips Discussed at Free Webinar Hosted by SBA and Agility Recovery

More Help for Those Focused on Fixing Their Finances

The Sharpen Your Financial Focus initiative is a great new resource to help you to gain financial freedom and build wealth for life.

Sharpen Your Financial Focus is a comprehensive effort to help you move toward financial stability.…

By Alfred Edmond, Jr.

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Saving on the fly is like not saving at all. The best savers are serious about financial planning.

Learn How to Plan More and Save More Money

Those who make a plan for their money save more cash.

Do you want to save more money? A recent survey shows that if you want…

By Sheiresa Ngo

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10) Age matters: If you’re a BE Nexter who’s looking to invest, White suggests you pay down the debts first and then start allocating a portion of your income into the equity market. “You can start with blue chip stocks, those companies that you know well, or you can invest in ETF's (exchange traded funds), which mimic whatever industry, index or country you’re trying to match. If you’re headed toward retirement, play it safe. “You don’t want to be 62 and have to experience the kind of correction that we’re having now in the stock market,” says White.” You want to have money in savings accounts, CDs or high grade US treasure bonds when you’re seven years or so out from retirement.”

Saving for College: A Family Affair

Turbocharge college savings with the help of family members.

The cost of a college education has dramatically increased over the past decade.

By Jennifer Streaks

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black-woman-shopping

The 5 Best Bargains for the Fall Months

Tips for getting seasonal deals

Fall is the best time to look around your home, assess your needs, and try…

By Jennifer Streaks

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ABA Offers Tips for Small Business Owners: Assessing Your Banking Relationship

Congressional Black Caucus Foundation to Help Strengthen Black Banks

Five lending institutions to receive $1 million each

The Congressional Black Caucus Foundation, Inc. announced that it will deposit a total of $5…

By Alan Hughes

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money-fans-122312-575hc

Payday Lender Stopped by U.S. Courts and Federal Trade Commission

An alleged shady loan broker is halted in its tracks.

A U.S. district court has stopped an online payday lender that was suspected of using…

By Sheiresa Ngo

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How to Renovate Your Home to Make the Sale

The right upgrades can make your home more attractive to buyers

In September 1998, Dr. Kim L. Thornton purchased a home in Newton, Massachusetts, for $490,000.…

By Leslie E. Royal

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Office Space Rental guide for small businesses

Where the Opportunities are in Commercial Real Estate

Aging population, immigration, domestic oil and gas industries to drive growth

One thing that will impact real estate is the increasing population in the US.

By Alan Hughes

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(Image: Thinkstock)

Consumer Financial Protection Bureau Amends Mortgage Rule

Changes might be on the horizon.

The Consumer Financial Protection Bureau issued amendments and clarifications to its mortgage rules

By Sheiresa Ngo

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Small Business advice from Twitter’s Founder

Twitter IPO Higly Anticipated In Silicon Valley

An initial public offering for the social network giant is the biggest news since Facebook went public

In fewer than 140 characters, Twitter Inc. tweeted that it has filed confidential paperwork to…

By Carolyn M. Brown

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Quintin-Primo-resized-pic

Why Quintin Primo is Bullish on India

Primo sees economic turnaround and investment opportunity in 12-24 months

Primo says that as a country of 1.1 billion people, India has tremendous prospects for…

By Alan Hughes

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Image: File

Why Trying to Buy a Home Will Get Harder

The American Dream just got more complicated.

According to a recent Wall Street Journal report, the loan limits for some mortgages are…

By Sheiresa Ngo

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Credit-Cards-620x480

Dealing With Debt That Won’t Die

A charge off is not loan forgiveness.

A charged-off account could cause you trouble for years to come.

By Sheiresa Ngo

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iPhone - Featured

How to Keep Your Digital Wallet Safe

Here’s how to protect your money from would-be thieves.

If you pay for items using a digital wallet, security concerns are likely to be…

By Tamara E. Holmes

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Monta and Eric Baskerville (Photo by Tyrone Turner)

4 Inexpensive Ways to Boost Your Home’s Value

Eric and Monta Baskerville knew the house they bought in 2009 was a good find,…

By Tory Parrish

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coupons

Celebrate National Coupon Month

Ways to coupon effectively.

This September, coupon with a purpose.

By Sheiresa Ngo

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WomanHomeListComputer620480

6 Great House-Hunting Websites

These sites will help you find your dream house.

Thanks to the Internet, house hunting can be made easy.

By Alanna Hunter

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economy-rising

Economists Have a Positive Outlook for 2014

Experts predict next year will yield economic growth.

Economists predict that in the second quarter of next year, there will be 3% growth.

By Sheiresa Ngo

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Don’t Let Boomerang Kids Ruin Your Retirement

Here’s how to protect your finances from children returning to the nest.

Tips for protecting your retirement funds when you have children.

By Sheryl Nance-Nash

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If you are considering offering a retirement plan for your employees, doing so before the end of the year could provide tax benefits.  Your business might be eligible for a $500 tax credit for the first three years of your plan to help defray setup costs. In addition, any employer contributions to employee plans enjoy tax deductions, and a business owner can realize personal tax savings by contributing to a plan.

What to Do When Your Retirement Nest Egg Starts to Dwindle

Here’s how to handle financial curveballs during your golden years.

How can pre-retirees avoid or minimize the impact of an economic downturn on their retirement…

By Sheryl Nance-Nash

Posted: Tags: , , , ,
money and love

Money Can’t Buy You Love, So Learn the Art of Relationships

A pile of cash doesn't guarantee lasting love

No matter how much money you have you can’t buy true love.

By Kenny Pugh

Posted: Tags:
How Do You Get Started on your Business Continuity Plan?

Can Your Retirement Fund Your Next Business?

Retirement accounts can fund your next business, but beware of tax penalties

Can you use the money in your retirement account as capital for your business without…

By C. Daniel Baker

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Oil-rig-300x232

Expect Higher Prices at the Pump

Possible Syrian conflict expected to drive up gasoline prices

According to MarketWatch, the average national price for a gallon of regular gasoline stood at…

By Alan Hughes

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oil

Seasoned Investment Manager Bullish on Investing in Energy Sector

Expects changing landscape to lead to greater opportunities

There will be periods of innovation, but also periods of disruption. Cycles will also be…

By Alan Hughes

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Soldier-of-Finance

‘Soldier of Finance’ Book Supplies You With Marching Orders on Your Finances

Review of certified financial planner Jeff Rose's new book, "Soldier of Finance"

If you feel out of control when it comes to your finances, a few simple…

By Candace Myers

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shopping-620x480

Are You Trying to Maintain a Reality Show Lifestyle?

Are reality stars really paying for the lavish lifestyles they live on TV?

If you are trying to keep up with the reality show lifestyle, stop it.

By Jennifer Streaks

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social-security-card

You Lost Your Social Security Card. Now What?

Tips for replacing a lost card.

Here’s what to do if your Social Security card is lost or stolen.

By Sheiresa Ngo

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Graph

Net Worth: You Can Control Your Value in Both Love and Money

Be the captain of your own ship

Unfortunately, like financial net worth, some people struggle to understand how net worth translates to…

By Kenny Pugh

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Credit Cards

Beware of These Dirty Credit Card Tricks

Steer clear of these credit land mines.

Be on your guard when free credit offers come your way.

By Sheiresa Ngo

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Free-Shipping-LG

Don’t Allow ‘Free’ Online Offers to Make You ‘Go Broke’

If you really want to control your spending, recognize that there is no such thing as something for nothing, no matter what marketers say.

There is no such thing as something for nothing, no matter what marketers say.

By Alfred Edmond, Jr.

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ForSale

Housing Market Continues Improving as Sales Rise in July

Housing recovery continues with solid numbers in every region

The housing market continues to improve as the national median existing-home price for all housing…

By Alan Hughes

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10 CyberSecurity Tips for Small Business

Protect Yourself from Medical Identity Theft

Tips for keeping your health information away from thieves.

If you have health insurance, you could become a victim of medical identity theft.

By Sheiresa Ngo

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how-to-avoid-traffic-jams-35319_2

More Americans to Travel This Labor Day Weekend

Improving economic indicators are expected to fuel US travel spending

The study looks at a variety of factors and how they impact travel.

By Alan Hughes

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Single-black-woman

What to Do if You’ve Ever Been Denied a Bank Account

Not to worry, you still have options

Ever been denied a bank account or had a check declined? If so, here’s why…

By Jennifer Streaks

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homeforsale

Housing Market Recovery Good News for Home Depot

The housing market rebound has been a boon for Home Depot

Retailer reports higher earnings, revenues for second quarter

By Alan Hughes

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credit cards

Tips on How to Negotiate Your Credit Card Debt

Advice on how to successfully negotiate credit card debt.

If you’re struggling to pay down credit card debt, you can negotiate more favorable terms.…

By Sheiresa Ngo

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Number of People seeking Unemployment drops to 2008 levels

National Unemployment Rate Drops While Most States Hemorrhage Jobs

The jobless numbers in 28 states worsened.

States continue to struggle.

By Alan Hughes

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employees-300x232.jpg

Do’s and Don’ts of Starting an Investment Club

Here’s how to get on the right foot.

Investment clubs provide a great way to learn about investments and the stock market.

By Tamara E. Holmes

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bank-sam

Former JPMorgan Chase Employees Charged

Two former JPMorgan Chase employees have been charged with trying to cover up last year’s…

By Sheiresa Ngo

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dollar question

The Roth IRA Still a Mystery for Some

Fear and lack of knowledge are holding some investors back.

Some investors are giving the Roth IRA the cold shoulder.

By Sheiresa Ngo

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black-couple-finances

What Happens When Your Spouse Decides She No Longer Wants to Work?

Figuring out a short-term solution to a long-term problem

Matt and Shelly had a conversation prior to the wedding in which they both acknowledged…

By Kenny Pugh

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AngryYoungWomanComputer

Refreshing Your Financial Goals for the Fall

Where are you with your financial goals?

Where are you with your financial goals?

By Jennifer Streaks

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Image: Thinkstock

Tax Breaks for Going Back to School

Get financial perks for hitting the books.

Tax breaks are a great way to reduce educational costs.

By Sheiresa Ngo

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piggy-bank

Wealthy Investors Wish They Could Save More

More money? More problems.

Even though rich people have fewer regrets, they still have concerns about money.

By Sheiresa Ngo

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back-to-school-shopping

4 Quick Tips for Saving Money on Back-to-School Shopping

Keep more cash in your pocket

Summer will soon draw to a close, and kids will be back on the school…

By Sheiresa Ngo

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Sad-Black-man-gallery

#WealthforLife Wednesdays: The Real Cost of Payday Loans

Repeat borrowing often results in a cycle of debt

For a fast, dangerous payday loan, borrowers usually only need a checking account and proof…

By LaToya M. Smith

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homeforsale

Home Prices Rise on Eve of Obama Speech, But Just Slightly

Obama makes major policy speech in Phoenix, Ariz.

President Obama on Tuesday reiterated his administration’s goal to expand economic opportunity for the middle…

By Darren Sands

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Tawana Brawley pictured with Al Sharpton in a 1988 photo.

Decades Later, Tawana Brawley Must Pay $431k in Defamation Claim

Case goes back nearly 25 years

Tawana Brawley’s legal and financial woes are well documented.

By Darren Sands

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pamela-smith-michael-jordan-each-file-lawsuits-against-each-other-black-enterprise

In False Paternity Case, Accuser Is Forced to Pay Michael Jordan’s Legal Fees

Pamela Smith filed a paternity suit against Jordan

Michael Jordan scores small legal victory.

By Darren Sands

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4 Tips for Managing Student Loan Debt

Start life after college on the right foot

The joy of graduating can turn into dread once student loan notices start pouring in.

By Candace Myers

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(Image: ThinkStock)

Do You Need to Go on a Financial Diet?

Where can you trim?

It might be time to pare down for the sake of your financial fitness.

By Jennifer Streaks

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black-couple-finances

Love & Money: Don’t Let Uninvited Guests Ruin Your Relationship

Uninvited guests -- bad habits, hidden money and even people -- can be destructive to your relationship

Do they affect men and women differently? Kenny Pugh explores.

By Kenny Pugh

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If you're intimate in every way but financially, that's a problem.

Recognizing The Signs of Financial Infidelity

Is she addicted to retail? Is he a bigamist? Zero tolerance for money secrets is key to protecting your marriage—and yourself.

Zero tolerance for money secrets is key to protecting your marriage—and yourself.

By Alfred Edmond, Jr.

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black farmers

Audit Finds Government Paid Millions to Dead Farmers

Agriculture Dept. agreed with findings

Millions went to dead farmers.

By Darren Sands

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Egypt Sherrod

Tips on Home Buying from Egypt Sherrod

Radio and tv personality Egypt Sherrod gives home buying tips.

Few urban radio personalities have managed the double duty of holding down their spot on…

By Sasha King

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dmx

Rapper DMX Files For Bankruptcy in New York

Rep says filing allows rapper to tour abroad

Chapter 11 petition filed in Manhattan.

By Darren Sands

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A_timeshare2

Tips for Avoiding Timeshare Resale Scams

Anxious to sell? Don’t get taken for a ride.

Fraudsters have been using the dip in the economy as an opportunity to prey on…

By Sheiresa Ngo

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McDonald's CEO Don Thompson told Bloomberg that McDonald's pays above the minimum wage and will continue to provide entry-level jobs.

Frustrated U.S. Fast Food Workers to Strike for Higher Wages

McDonald's CEO comments on worker pay

U.S. fast food workers to strike for better pay.

By Darren Sands

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cash

5 Practical Ways to Increase Your Cash Flow Right Now

It's always the right time to increase your income

Fill a temporary need. It’s just one way to increase your cash flow.

By Jennifer Streaks

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The Rev. Al Sharpton

For Sharpton and National Action Network, Financial Woes Persist

Harlem-based organization in tax trouble

Harlem-based organization still in financial hot water.

By Darren Sands

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cash

#WealthforLife Wednesdays: Boost Your Financial IQ!

Free financial literacy resources to help you and your teen get smarter about your money

On a better, more complete financial education.

By LaToya M. Smith

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small-business-RFA-site

How to Consider a Lean Launch For Your Business Idea

The tested way to fast track your business

Whether you are currently running a business or thinking about making the leap towards entrepreneurship,…

By James Walker

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Spike-Lee-620x480

Spike Lee Is Raising Money for New Film Via Kickstarter

Fans raised millions for Veronica Mars project

Lee is looking to raise $1.25 million for the project

By Darren Sands

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five tips to avoid working weekends

5 Smart Ways to Recharge Your Budget

Taking action now for the sake of your goals

Here are a few ways to think about giving your savings goals a boost.

By Jennifer Streaks

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Is this what you're waiting for? WAKE UP!!! Time to get real.

5 Reality Checks You Must Face to Fix Your Finances

One of the challenges of financial education is trying to get through to people who think the rules of smart money management do not apply to them.

Time to get real: You are NOT the exception to the rules of building wealth.

By Alfred Edmond, Jr.

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Detroit Bankruptcy Turns Spotlight to Business Development

With Few Options, City of Detroit Files for Bankruptcy

City is largest municipality to file

Detroit’s 16-page petition was filed in its U.S. Bankruptcy Court

By Darren Sands

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kanye-west-listening-party

3 Reasons Kanye West’s $120 A.P.C. Plain White T-Shirt Sold Out

Would you buy a $120 t-shirt?

Kanye’s was one of the more savvy business moves of the year in fashion.

By Darren Sands

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retirement

[INFOGRAPHIC] #WealthforLife Wednesdays: How to Retire The Right Way

Don't just retire, retire rich

Building a healthy retirement reserve is a slow and steady process that takes patience, consistency,…

By LaToya M. Smith

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No Gas Cheap Gas Small Business Thrive Bike NYC

Price of Gas Could Soar to $4 Per Gallon, Analysts Say

Hike partially due to unrest in the Middle East

Only Hawaii and Alaska reportedly had prices higher than Calif.

By Darren Sands

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Credit card usage is on the rise, new data says.

Credit Card Usage is Up. Here’s What to Do As a Consumer.

Don't turn to credit cards as a backup to your money issues

Smart ways to make credit cards a part of your financial picture.

By Jennifer Streaks

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shopping-620x480

Help, I’m in Love With a Shopaholic!

When it's time to admit the person you love has a problem

When finances are out of order, life can become a nightmare.

By Kenny Pugh

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family-vacation-063011-300x232

A Few Keys to an Affordable Family Vacation

Summer time means it's time for tightening up your travel budget

Don’t break the bank on a family vacation!

By Darren Sands

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proud-black-teens-do-best-in-school-teen_chalkboard_525

5 Ways to Promote Financial Literacy in Your Teen This Summer

Could you use a little help with your teen?

It really is a perfect time to get your teenagers primed to get in financial…

By Darren Sands

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elderly-mom-300x232

5 Tips to Improve your 401(k) Plan

Make sure you don’t fall short and outlive your savings

Millions of Americans put their 401(k) plans on autopilot, have limited knowledge about how and…

By LaToya M. Smith

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Financial expert Patrice C. Washington.

4 Ways to Build Credit Without Credit Cards

Take advantage of these practical strategies

Credit cards are not evil in and of themselves and really don’t have to be…

By Patrice C. Washington

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kofinateinartey_1331010326_48

Q&A: Kofi Natei Nartey, LA Luxury Real Estate Broker to Sports, Movie Stars

Realtor to the stars dishes on success, professionalism and what's next

Nartey’s counts Laz Alonso, Kevin Durant and Neve Campbell among his clients.

By Darren Sands

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beyonce-650

ESSENCE Festival Brings Estimated $100 Million To City of New Orleans

Weekend had over a half-million attendees

As ESSENCE on Monday announced that over 540,000 people attended its annual weekend festival, the…

By Darren Sands

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AARP and SBA Share Start Up Advice on Entrepreneurship for the 50 Plus

Disconnected: Why Connectivity is Hindering Growth of True Relationships

Is technology keeping us from building lasting, meaningful relationships?

Overwhelmingly, technology has proven to be a great tool for connecting with people and doing…

By Kenny Pugh

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Extra-Cash-620x480

Learning to Lend Money to Your Family the Right Way

Don't let emotional ties keep you from making a sound decision

We all can use a little help now and then, follow these tips and you…

By Jennifer Streaks

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Neelys-300x232

Food Network Stars ‘The Neelys’ Announce Closure of Memphis Restaurants

Gina Neely tells the Memphis Commercial Appeal the couple was spread too thin

In a statement via Facebook, the couple thanked fans for their support.

By Darren Sands

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Graph

#WealthforLife Wednesdays: How to Deal With The Student Loan Debt Hike

Here's 5 tips to help you borrow smart

Effective July 1st, 2013 federal subsidized stafford student loan rates will rise.

By LaToya M. Smith

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college graduate

Report Shows State Schools a Viable Option For Vulnerable Out-of-State Students

Schools offer alternative for students

Highly-ranked state schools with affordable tuition are a welcome advantage for students from financially disadvantaged…

By Darren Sands

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FatherandSon

More Fathers Are Leading Single-Parent Households, Study Says

Disparity reflects society's cultural changes

Single fathers may be younger, poorer and less educated than married ones, but they raise…

By Darren Sands

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be news

Calif. Woman Mistakenly Sells $18,000 Diamond Earrings For $20

Woman also stashed cash, ring from her husband

A Huntington Beach mother accidentally sold her nearly $18,000 diamond earrings for $20 at a…

By Darren Sands

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(File)

Are You One Step Away From Financial Ruin?

Is saving a lost art? Too difficult?

A recent survey released by Bankrate stated that 75 percent of Americans don’t have enough…

By Jennifer Streaks

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images

5 Money Lessons From J. Cole’s ‘Born Sinner’

Sometimes he brags like Hov, but with a heavy dose of humility in new album 'Born Sinner'

Yes, J. Cole is finally getting his due as not only one of the best…

By Darren Sands

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Yahoo CEO Earns $1M Bonus after Five Months on the Job

CEOs Earn 273 Times the Average Worker’s Pay, EPI Says

Are you furious about this?

From 1978 to 2012, CEO compensation measured with options realized increased about 875 percent, a…

By Darren Sands

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Sad-doctor-620x480

Love & Money: How to Break Up … With Your Employer

5 tips to make sure you do it with class

Gone are the days when people accepted jobs right out of high school or college.

By Kenny Pugh

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NYC tourists may soon be fined for buying counterfeit luxury goods

When It Comes To Your Money, Are You A Hot Mess?

An exercise to give yourself a reality check—and maybe a much needed wake-up call—when it comes to your financial habits.

Check yourself. Before your wreck yourself.

By Alfred Edmond, Jr.

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Dominique Broadway, financial advisor and coach

#WealthforLife Wednesdays: Learn About ETFs, Mutual Funds and Stocks

What's the difference and how do I choose which is best for me?

A mutual fund is similar to a stock, but instead of investing in one company…

By LaToya M. Smith

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be news

Will It Be More Expensive to Throw Your 4th of July Barbecue? Probably, Analysts Say

Costs of food, meats in particular, have risen in past months

Sales show that consumers are gravitating more and more to items like pork, which carry…

By Darren Sands

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fat-joe-sentenced-4-months-for-tax-evasion-black-enterprise

Fat Joe Gets 4 Months in Prison for Tax Evasion

Rapper is the latest to face prison time for not paying taxes

Who will be next to go to prison for not paying their taxes?

By Cedric 'BIG CED' Thornton

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Robert L. Johnson And Dr. DeForest B. Soaries, Jr. Announce Alliance To End Payday Lending, Lower Minority Consumer Debt, And Promote Financial Education

Robert Johnson Announces Alliance to End Payday Lending

12 million Americans turn to payday loans annually when faced with financial challenges

Alliance looks to help minorities pay down debt, increase savings, and break the cycle of…

By C. Daniel Baker

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CoupleWedding620480

How to Make Home Ownership and a New Marriage Work

Does it have to be complicated?

Before you run out and start looking at all of the fabulous properties you could…

By Jennifer Streaks

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be news

76 Percent of Americans Are Living Paycheck-to-Paycheck

1 in 4 Americans said they had no savings at all

Nearly three-fourths of Americans are living paycheck-to-paycheck, according to a new survey released by Bankrate.com.

By Darren Sands

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photo-main

With ‘Keisha Cane’ Book Series, a Young Author Champions Child Literacy

In just days, Ashley and April Foxx raised over $6,000 through Kickstarter

Keisha Cane — and all her mischief — could soon be coming to a book…

By Darren Sands

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Bishop I.V. Hilliard

Texas Megachurch Preacher Asks Members to Pay For Helicopter Upgrade

Told members it would save church money

Bishop I.V. Hilliard sent a newsletter to members of the New Light Christian Center asking…

By Darren Sands

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black-couple-smiling

Is Becoming Roommates the New Marriage Agreement?

Why busy lives are changing the perspective of marriage

Do you remember til death do us part, friendship as the foundation for love and…

By Kenny Pugh

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trump_fired_mbw_rect

Abroad, a Familiar Name is One Magnate’s Trump Card

What's in a name? For Donald Trump, a whole lot of money

Donald Trump is making a fortune off his name.

By Darren Sands

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obama-fathers-day

For Youth Jobs, White House Pushes Involvement

Outlook of economy depends in large part to youth jobs

President Obama, White House push for youth jobs.

By Darren Sands

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Sad-doctor-620x480

Health Care Costs Expected to Rise in 2014, Study Says

Costs continue to exceed wages, expert says

Health care costs expected to coincide with the Affordable Care Act are expected to rise…

By Darren Sands

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One Year after Superstorm Sandy, Many Small Businesses Aren't Prepared for the Next Disaster

Natural Weather Disasters Cost $110 Billion in 2012, Report Says

Year ranks second-highest to 2005

Eleven major weather disasters ranging from hurricanes to floods cost $110 billion in 2012

By Darren Sands

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jay-z-and-samsung-to-give-away-one-million-albums-black-enterprise

Jay-Z’s Samsung Deal Proves He is a “Business, Man”

One million Galaxy smartphone users will get the album for free

Digital marketing strategy for new album, “Magna Carta Holy Grail,” is a nod to the…

By Aaron Morrison

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be news

Woman Suing Franchiser For Payment Through Debit Card

Woman claims fees affected her wages

The woman, Natalie Gunshannon, said she received wages through the JPMorgan Chase Payroll Card

By Darren Sands

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NWBC As Key Resource to Women Veteran Entrepreneurs

7 Things to Ask Yourself Before Donating to a Crowdfunding Campaign

Helping someone realize their dreams shouldn't come before goals of your own

(Image: Thinkstock)
Hey Frugs! Nowadays, it seems like every person has a project that he…

By Natalie P. McNeal

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woman on floor worrying about bills

Single and Financially Sound: On Correctly Handling Your Credit and Taxes

Financial setbacks need to be taken care of

And remember, just because you are single now does not mean that credit and taxes…

By Jennifer Streaks

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bank_of_america

Bank of America Misled Homeowners, Suit Says

Since 2012, more than 18,000 homeowners have filed complaints about Bank of America with the Consumer Financial Protection Bureau

Former BoA employees said they were told to falsify electronic records and foreclose on homes.

By Makkada B. Selah

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(Image: Thinkstock)

Would You Risk Your Career and Comfort For Love?

What happens when love costs?

Is love worth the sacrifice?

By Kenny Pugh

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NWBC As Key Resource to Women Veteran Entrepreneurs

How to Move Your Payment Due Date

Don't fall victim to avoidable penalties

Taking just a few steps in moving your due date can help avoid costly penalties.

By Patrice C. Washington

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(Image: Thinkstock)

Why Aren’t More New Dads Taking Paternity Leave?

15 percent of U.S. companies offer some kind of paternity leave

Is gender stereotyping causing men to not take paternity leave?

By Darren Sands

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elderly-mom-300x232

#WealthforLife Wednesdays: Retirement Plan Options for Small Businesses

Make your money work for you after you've worked for it

“Small business owners need to think about the what if,” says McKenzie Slaughter. Reinvesting all…

By LaToya M. Smith

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college graduate

In Which Industry do MBA Graduates Earn the Most?

Men earn more than women in first year, research says

MBA programs have promises that make graduating quite enticing.

By Darren Sands

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Fredrick-D-Scott-Image_21-e1369017263149

In Hedge Fund Manager’s Last Hours of Freedom, an Attempt at One Last Victim

Alleged scam artist wooed startup founder with fancy cars, back story

Mr. Bailey says he’s relieved he seems to have dodged a major bullet.

By Darren Sands

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McDonald's CEO Don Thompson told Bloomberg that McDonald's pays above the minimum wage and will continue to provide entry-level jobs.

Still Lovin’ It: Cheaper Items, Expanded Menu Has Sales Up at McDonald’s

McDiet? CEO says he lost 20 lbs

Revamped menu paying off, numbers say.

By Darren Sands

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Single-black-woman

Living Single? You Still Need to Plan Financially

Could the keys to your financial success be tied up in your relative freedom?

Watch how you spend!

By Jennifer Streaks

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130607112337-warren-buffet-620xa

Lunch With Warren Buffet Goes for $1 Million

Auction funds go toward a good cause

Warren Buffet has auctioned off another lunch for charity.

By Darren Sands

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Caskets like these can be more expensive than families think, causing financial issues for already grieve-stricken family members.

How to Keep Funeral Expenses Down

Just because you're mourning doesn't mean you shouldn't think clearly about your finances

Even sadder is that experts say funerals are high time for old family spats over…

By Darren Sands

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cash-counting-300x232.jpg

Should Tipping Be Banned? An Expert Says Yes

Questioning a normally unquestioned practice

A study shows that in countries where tipping is prominent, there is also high corruption…

By Darren Sands

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Fredrick D. Scott was arraigned on charges he stole from investors.

Black Hedge Fund Manager Is a Fraud, Prosecutors Say

Claimed to manage billions in assets through firm

Fredrick D. Scott, who presented himself as a well-heeled hedge fund manager who sought in…

By Darren Sands

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marriage and money

Talk About Money Before The Wedding. Or Fight Over It Through The Divorce

If talking about money with your fiance would result in calling off the wedding, you have no business getting married in the first place.

If talking about money with your fiance would result in calling off the wedding, you…

By Alfred Edmond, Jr.

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Kenya-Moore-Cover

Real Housewives Star Kenya Moore Reportedly $848 Short on May Rent

Suit filed in Fulton County, Ga.

A new report suggests that Real Housewives of Atlanta star Kenya Moore may need to…

By Darren Sands

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Women of Power

(File)

REGISTER NOW: Black Enterprise Women of Power Summit’s 10th Anniversary

It will be a landmark year for the Black Enterprise Women of Power Summit in…

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Venus Williams

Watch Sonia Alleyne’s Interview with Venus Williams at This Year’s Women of Power Summit [Video]

Venus Williams was one of the featured speakers at this year’s Women of Power Summit.

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