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Businesses stray away from “going green” because of the cost, but transitioning to an eco-conscious business doesn’t have to mean shedding out countless amounts of cash. Jennifer Kaplan’s Greening Your Small Business: How to Improve Your Bottom Line, Grow Your Brand, Satisfy Your Customers—and Save the Planet gives boutique businesses an inside view on how they can go green, from start to finish. In the kick off to BlackEnterprise.com's Weekly Top 10 at 1o, we offer you ten ways small businesses can make going green a part of their business plan in the New Year.

Top 10 at 10: Ways to Green Your Small Business without Breaking the Bank

Small businesses can save money and the environment with a few changes

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6) The rich versus the wealthy: Chris Rock says there's a big difference between rich and wealthy. (Remember? “If Bill Gates woke up with Oprah’s money he’d jump out a [bleeping] window.”) Maybe not; but White believes the true definition is when you no longer have to work for your money; instead your money works for you, your children, your grandchildren... "If you can invest and have your money yield whatever the prevailing interest rate is on that amount at the time, say 3%, and you can live off that interest, you're on your way to being wealthy.”

4/11: 11 Ways to Get Your Money Right for the New Year

Time to get serious about your money matters. Here's how!

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The Twitterverse is constantly buzzing with an outlined play-by-play on the latest in news, entertainment and trending topics—to name a few on the long list of online conversation starters. Of course, with all that chatter it's easy to block out a lot of it, but within all the noise there's still a large percentage that catches your attention in one way or another. To make sure you're not missing out on the valuable commentary and comments online, BlackEnterprise.com will now curate the tweets throughout the week that staffers think were worth taking note of, whether an expert, celebrity or even you masterminded the tweet. Timelines flooded with mentions about Oprah Winfrey’s newly-launched cable network, OWN, on Jan. 1.  Although the initial sky-high ratings—approximately 1 million prime-time viewers—have declined, the network is moving towards its goal of providing the audience with 600 hours of original programming. In this version of BE Tweets of the Week, there was no shortage of tweets either embracing or throwing shade Oprah’s way. —Janel Martinez

BE Tweets of the Week: #BEMedia: Oprah Launches OWN

Six media tweets BE couldn't ignore�and neither should you

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The 2011 Consumer Electronics Show is in full swing and thanks to Technology Editor Marcia Wade Talbert BlackEnterprise.com is in the building. She’s already reported on some of the cool accessories for the road warrior but yesterday came the announcement of two enterprising entertainers getting into the technology business as Chris “Ludacris” Bridges and Black Enterprise cover subject Curtis “50 Cent” Jackson unveiled their brand new headphone lines. However, they aren’t the first celebrities to make noise in the technology arena, so BlackEnterprise.com takes a look back at the other headphone head honchos while also highlighting 50 and Ludacris’ pairs.

Sound Advice: 5 Celebrity Headphone Lines

Two more high profile entertainers get into the audio sound business strictly for their business and your pleasure

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The holiday shopping season is over and the New Year has begun. Reaching your financial goals starts with getting a clear picture of where you are today. Guessing and estimating will not do; you need to know exactly where you stand financially, to the dollar if not to the penny, not in your head, but on paper (even better, on computer). To increase your wealth by December 31, 2011, here's what you need to do NOW. --Alfred Edmond Jr.

5 Steps to a Richer 2011

Reaching your financial goals starts with getting a clear picture of where you are. Here's what to do NOW!

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GROUP BUYING TO SAVE CASH: More companies are predicted to jump on this bandwagon in 2011, ushering in sales and steals for you—whether you’re looking for a helicopter ride over New York City, a great spa, or tickets to your favorite game. Websites such as Groupon and Living Social have made offering discounts a team effort, where daily deals are redeemable only after a certain number of people buy into them. Even companies such as Wal-Mart and Zagat have offered group-buying deals. And more Websites, both with regional and national deals, are gaining traction, including Tippr, Juice in The City, and Crowdsavings.

4/11: 11 Life-Altering Trends to Watch for 2011

Travel, leisure and technology trends to upgrade and balance your life for 2011

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For up to the minute blogs, tweets, pictures, and video of the Consumer Electronics Show, return to BlackEnterprise.com each day this week and/or follow me @newsgyrl on Twitter.

CES Press Day: 5 Cool Accessories for the Road Warrior

A few key devices and apps unveiled at this year's CES that'll help you reach out and touch someone when you're on the road

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For more 4/11 coverage, read: 4/11: Green Machines - 11 Eco-Friendly Cars for 2011 4/11: 11 Life-Altering Trends to Watch For in 2011 4/11: Get Your Money Right - Financial advice for 2011

4/11: Leaders of the New School

Schools in session! See why these 11 young, innovative leaders will soar in the new year

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With 2010 logged into the history books, it’s time to look forward to the future and the people, places and things that will shape our world over the course of the next 12 months. Over the course of this week, Blackenterprise.com will be giving you the 4/11 on some of the big innovations, developments and trends on the horizon for 2011. Today, which happens to be 1/4/11, we start off in the world of automotives. While there was a time when going green meant sticking out like a green thumb in the car industry, more and more manufacturers seem to have finally made the turn to eco-friendly. This year, consumers have more options than ever to do their part for Mother Earth in style. Checkout our 11 mean green machines. —Will Gock

4/11: Green Machines – 11 Eco-Friendly Cars for 2011

Your 2011 guide to hot cars that get the (green) thumbs up

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Want to weigh in on BE Tweets of the Week? Start a new conversation using our hashtag #BEREMEMBERS on Twitter and let your voice be heard. We're listening! For more BE Tweets of the Week, read: BE Tweets of the Week: #BEPolitics BE Tweets of the Week: #BESocialMedia BE Tweets of the Week: #BEHolidayGifting

BE Tweets of the Week: #BEREMEMBERS R&B Singer Teena Marie

The Twitterverse remembers Teena Marie. Here are 10 notable tweets BE couldn't ignore�and neither should you

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Black Enterprise pays final tribute to 10 great leaders in business, civil rights, politics and philanthropy whose passing made global news in 2010. While we mourned their departure in 2010, we also pay tribute to their historic achievements and remain grateful for the difference their contributions will continue to make in 2011 and beyond. --Alfred Edmond Jr.

In Memoriam: 10 Great Leaders Who Transitioned in 2010

Black Enterprise pays final tribute to historic difference-makers in business, civil rights, politics and philanthropy

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11. Create a 2011 file. Start now in organizing for 2011. Make files to plan new projects, organize tax documents that will be needed to file for taxes next year, and other folders (whether digital or physical) that can already be ready for filling with important items. For more on small business success in the new year: 6 New Year Resolutions for New Entrepreneurs 9 Tips to Keep Black Salons in Business

Small Business Checklist: 11 Ways to Get Your House in Order for 2011

Get prepped now to bring in a successful new year

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Related Links: The Only 5 Social Media Sites You Need 10 Tips on Pitching Your Idea to the Big Guys--National Retailers How to Sell Anything to Anybody 5 Mistakes to Avoid When Growing Your Business Internationally Gains & Losses of 2010

6 New Year’s Resolutions for New Entrepreneurs

Make the following commitments to lay the foundation for succcess of your business in 2011

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This year has been a year filled with ups, downs and what-the-hell-was-that moments we’ll remember for some time. As we countdown the final days on the calendar and head into 2011, BlackEnterprise.com takes a look back at a few of the gains and losses of 2010. These are the events that have had (or that we predict will have) some impact on our economy, politics, entertainment or way of doing business. Let us know if we’ve forgotten any biggies by leaving your comments below! —The Editors

Gains & Losses of 2010: The Good, the Bad, the Memorable

BlackEnterprise.com takes a look back at the moves that made us cheer, and some that made us cringe

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In 1994 Curtiss Pope's first job was as a grocery store clerk. Only 15, he couldn’t understand why there wasn’t a document to show customers which aisle had the bread and which aisle had the dairy. “I had to be well versed in the store layout,” remembers Pope. Fast-forward to 2008; Pope, now a software engineer, was on a grocery run with his wife when he got a spark of inspiration. He wanted to create a mobile app to help customers navigate their stores. That's exactly what he did. The app, AisleFinder, helps shoppers find their grocery items based on their shopping list. It also provides users with coupons and collects information about shoppers’ habits. Pope’s wife, along with several of his friends and family, thought it was a great idea and gave him moral support; along with $22,000. Unfortunately, the national grocery store chains didn’t feel the same way. It took a year and a half before Pope, and his four-person staff, were able to get a pilot deal with national grocery retailer, Safeway Inc. After a lot of coaxing the store agreed that starting this January they would endorse his app in 40 of their stores across California. Although AisleFinder still has a long way to go, Pope says that the deal with Safeway is already opening doors to other retailers. Here are his 10 tips for closing a deal with a national brand.

How to Get a Deal with National Retailers

10 tips on pitching your idea to the big guys from someone who did it

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Offer rental space to barbers and braiders. Making room for stylists with multiple talents will bring in a new and diverse clientele.  Now would be a great time to learn to braid well, or brush-up on the services that barbers usually perform.

9 Tips to Keep Black Salons in Business

Expert advice on how to weather the haircare industry storm

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Twitter_Final

BE Tweets of the Week: #BEHolidayGifting

Six holiday gifting tweets BE couldn't ignore and neither should you

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For more holiday coverage, read: 'Tis the Season to 'Buy Black' WATCH: Working Your Style with Daisy Lewellyn: Your Holiday Shopping Guide Holiday Gift-Giving Made Easy for the Office Holiday Entertaining on a Budget

9 Gift Ideas That Will Have You “Buying Black” This Holiday Season

Bring holiday cheer to loved ones AND Black-owned businesses

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For more holiday tips, read: Holiday Bonuses: A Thing of the Past or on the Comeback? Holiday Entertaining on a Budget  Holiday Gift-Giving Made Easy

‘Tis the Season to ‘Buy Black’

The Anderson family shares tips on how to check "shop at Black-owned businesses"

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JULY 24, 2008: Detective Brian White and Joanne Kinney, an investigator from Wayne County Prosecutor Kym Worthy's office, attempted to serve Bobby Ferguson with a subpoena while he was at the home of Kilpatrick's sister, Ayanna. Kilpatrick was there at the time and, along with his bodyguards, stopped the officers from entering the residence, which led to Kilpatrick allegedly pushing one of the sheriff's deputies. Kilpatrick later pled no contest to one felony count of assaulting and obstructing a police officer in exchange for a second assault charge being dropped. As part of the deal, he also agreed to resign from office and serve 120 days in jail.

Kwame Kilpatrick’s 14 Most Scandalous Moments

The disgraced Detroit Mayor has a long list of political missteps that have tarnished what could have been a great legacy

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Gingerbread is Here

Five features youll only find on Googles new operating system

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Mix it up with a sangria or rum punch for all to enjoy. "You can get a great wine for under $15, brandy, and fruit, and mix them for sangria," Pariser says. "Each bowl or pitcher goes a long way and people love it!" Butler is a fan of the same mixed concept in rum punch. "You get the rum, the juices, and mix them together and serve," Butler says. Garnish glasses with leftover fruit or rim them with colored sugar to add special touch of class. For more on holiday entertaining and recipes see ... Multicultural holiday recipes from the Black Enterprise staff Holiday Party Planning: How to hire a caterer

Holiday Entertaining on a Budget

Tips on how to make your holiday festivities classy and cost-effective

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Want to weigh in on BE Tweets of the Week? Start a new conversation using our hashtag #BESocialMedia on Twitter and let your voice be heard. We're listening! For more on social media, read: BE Tweets of the Week: #BEPolitics  Why We Can't Ignore Social Media  3 Simple Ways to Shine on Social Media  5 Twitter Mistakes You Should Never Make

BE Tweets of the Week: #BESocialMedia

Six social media tweets BE couldn't ignore�and neither should you

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TV Listings for Our World with Black Enterprise

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TV Listings for the Black Enterprise Business Report

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For our January 2011 issue, rapper Curtis “50 Cent” Jackson provides BLACK ENTERPRISE an all-access look at how he has evolved into an entrepreneur extraordinaire. At 35-years-old, Jackson is at the helm of a burgeoning business empire, making deals faster than his hip-hop predecessors. Check out these exclusive behind-the-scenes photos from our Los Angeles cover shoot, and be sure to pick up the January issue when it hits newsstands on December 28.

Behind the Scenes of Our 50 Cent Cover Shoot

Up close and personal with the hip-hop mogul

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COQUITO: PUERTO RICAN COCKTAIL "My family enjoys this drink every holiday season-- from Christmas to New Year's. It's tradition, so we don't do any festivities without it. And it's better than any eggnog!" -- Jessica Martinez, Human Resources & Corporate Operations Manager,  Ingredients: 2 egg yolks, beaten; 1 (12 fl. oz.) can evaporated milk; 1 (14 oz.) can cream of coconut; 1 (14 oz.) can sweetened condensed milk; 1/2 cup white rum; 1/2 cup water; 1/4 teaspoon ground cloves; 1/2 tspn. ground cinnamon; 1 tspn vanilla extract Instructions: 1.) In the top of a double boiler, combine egg yolks and evaporated milk. (If you don't have a double boiler, you can simply use a heat-safe bowl over a regular pot); Stirring constantly, cook over lightly simmering water (in pot) until mixture reaches a temperature of 160 degrees. The mixture should be thick enough to coat the back of a spoon. 2.) Transfer mixture to a blender, and add cream of coconut, sweetened condensed milk, rum, water, cloves, cinnamon, and vanilla. extract. Blend for about 30 seconds. Pour into glass bottles, and chill overnight. When serving, sprinkle cinnamon on top or add stick for festive flavor. See more holiday party planning tips: How to Hire the Caterer Holiday Entertaining on a Budget

Holiday Party Planning: Multicultural Recipes with a Twist

Black Enterprise staff and editors offer their favorite recipes to celebrate the season with coworkers

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The Twitterverse is constantly buzzing with an outlined play-by-play on the latest in news, entertainment and trending topics—to name a few on the long list of online conversation starters. Twitter users are, in total, sending an average of 55 million tweets a day, according to a Twitter study released last April. Of course, with all that chatter it's easy to block out a lot of it, but within all the noise there's still a large percentage that catches your attention in one way or another. In an effort to make sure you're not missing out on the valuable commentary and comments online, BlackEnterprise.com will now curate the tweets throughout the week staffers think were worth taking note of, whether an expert, celebrity or or even you masterminded the tweet. With all that went down on Capitol Hill this week, this BE Tweets of the Week package is all about the GOP, Dems, and good ol' politics. --Janel Martinez

BE Tweets of the Week: #BEPolitics

Six political tweets BE couldn't ignore�and neither should you

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Hip-hop artist M.C. Hammer is infamous for his financial fall from grace in the '90s, and his troubles followed him into a new decade. In 2009, he owed more than $671,000 in state and federal taxes.

10 Black Celebrities Who Have Had Their Share of Tax Woes

The IRS halts for no man--or star. See how some famous folks have (mis)handled their finances

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The SEC’s “Your Money” podcast helps to get you started with saving and investing. You'll learn how to determine whether a “hot stock tip” is a good investment, the most common investment frauds, how to invest in a 529 plan while reducing or avoid some fees and expenses, and tons of other helpful tips to help individual investors achieve their saving and retirement goals. What's your favorite money podcast? Tell us in the comments section below.  For more money advice, see... 7 money lessons from the Bible 16 money experts who want to make you rich

5 Podcasts to Boost Your Financial Brainpower

Looking for a quick, easy and efficient way to get financial tips? Tune in to our top 5 picks

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Go the non-profit route with  ModestNeeds.com  Founded in 2002 by Dr. Keith P. Taylor, Modest Needs offers three types of grants: back-to-work grants, independent living grants and self-sufficiency grants. The site offers  'flouting maximum grants' of up to $1000 or 7.5% of your documented, annual household income per family unit. “They provide bridge grants, basically to kind of get you through times like these,” says Kenneth L. Johnson, president of East Coast Executives (ECE). For more on unemployment benefits, read: Time’s Up: Extended Unemployment Benefits Expire So You’ve Been Fired…Now What

5 Ways To Maintain After Losing Unemployment Benefits

Here�s what you can do to stay afloat post-long-term unemployment benefits

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How are you planning to meet your children’s college expenses? If you’re a student, what strategies are you using? Feel free to comment below.

5 Dos and Don’ts of College Financing

Now more than ever higher education comes at a high cost. Here are a few tips to lighten the long term financial load.

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For further reading: 5 Financial Lies that Could Land You in Hot Water The 7 Deadly Sins of Money Management 16 Money Experts Who Want to Make You Rich

7 Money Lessons from the Bible

Who knew the good book contained wisdom for your life and your finances?

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Web video is becoming an important feature for all websites. In fact, studies show that video will exceed 91% of global consumer traffic by 2014. Once you decide to include video on your website, you have to determine which company is best suited to host your video content. To help make your decision process a little easier, here are 10 things you should consider before purchasing a hosting contract and uploading your videos to a third party vendor. —Marcia Wade Talbert

10 Web Commandments Before Choosing a Video Host

There's more to going viral with video than you think. Here are a few factors to consider.

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Sean "P. Diddy" Combs was fired by Andre Harrell as a 21-year-old exec at Uptown Records early in his career. Today, Combs has gone on to build a more than $300-million-dollar empire, with an expanding list of ventures under Bad Boy Worldwide Entertainment Group: Sean John Clothing and Sean by Sean; a movie production company; his own Ciroc vodka; his own fragrance; reality TV shows; a solo music career, as well as his collaboration with artists Dirty Money; and an acting career, including a role in the Oscar-winning Monster's Ball.

So You’ve Been Fired… Now What?: 7 Celebrities Who Survived the Axe

These famous figures show there is light at the end of the termination tunnel

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HIV/AIDS IS NOT THE END OF YOUR SOCIAL LIFE It is possible to have a relationship with someone who is infected. You just need to know what’s safe and how to protect yourself.

6 Misconceptions Young People Have about HIV/AIDS

Activist Hydeia Broadbent clears the air on the realities of living with HIV/AIDS

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Black Business Women Online_fin

10 Ning Networks You Need to Know

Connect with those who�ve already launched a business, grow with those who are trying to, and take advantage of helpful resources along the way

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Start an internship/externship: While you may only be out of school for a month and a half, it is still enough time to gain on-the-job experience with an externship or an internship. If need a jumping off point, reach out to professors, mentors and your network and spread the word that your looking to work over the break. Also, read your local newspaper to find out which companies are laying off workers--they'll be hard pressed to turn down free labor.

5 Winter Break Career Development Tips for College Students

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Don't buy a product that doesn't meet your needs “It looks like a lot of the e-readers advertised on Black Friday sales are pretty good deals,” says Bradford. It is rumored that the Barnes and Noble Nook, which is usually $150 will be $99 just for Black Friday at Best Buy. “The only caveat is that it has WiFi and not 3G,” says Bradford. 3G is better because you can get an internet connection anywhere there is a cell phone signal, regardless of whether or not there is a WiFi signal. Also, the Nook gets free access to 3G and WiFi on AT&T’s network. “If WiFi is fine with you then that is a really good deal, says Bradford. “Most people aren’t going to need to download a book while standing out on a street corner.” But if downloading a book on the fly is your thing then you might want to spend more for 3G. Leading up to Black Friday stay informed about new models that are soon to be released. A lot of brands will be releasing newer models towards the end of this year and the beginning of the next year. If having the latest product is important to you, don’t buy an older version just because it is on sale.

SLIDESHOW: What to Look for When Buying Electronics on Black Friday

Make your list and check it twice. We tell you what to look for when hitting the store

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tsa gloves

SLIDESHOW: The New TSA Pat-Down

Here's what to expect during your next trip to the airport

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Gabi Gregg knows a thing or two about Twitter. The 24-year-old founder of plus-size fashion blog Young, Fat & Fabulous caught the attention of MTV and was asked to participate in Follow Me: The Search for the First MTV TJ. Following a month-long competition that pitted her thumb-to-thumb against 19 others in a series of Twitter-based challenges, she won. Now she has almost 25,000 followers hanging on her every word, so learn from her success and avoid these common Twitter mistakes.

5 Twitter Mistakes You Should Never Make

MTV's first-ever Twitter jockey, Gabi Gregg, shares her tips on how to avoid tweeting people off

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The Porsche 911 Carrera is as impressive standing still as it is in motion.

PHOTO GALLERY: Black Enterprise and Porsche Go for a Spin

See the Intelligent Performers who turned out at the Porsche Sport Driving School in AL

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For four decades and counting, Black Enterprise has been committed to the financial education and economic advancement of black Americans. Our mission, simply put, is to help you build Wealth for Life. Over the years, we've gained some passionate allies in our campaign to help you reach your goals, achieve your dreams and improve the quality of your life by taking control of your finances. The following champions of financial literacy--ranging from syndicated columnists and television anchors to finance industry pros and community activists--have been among the most effective and determined evangelists of our Wealth for Life Principles. If you are serious about wealth building, pay attention to the people who want to make your rich.

16 Money Experts Who Want To Make You Rich

These champions of financial literacy are committed to helping you to achieve the Black Enterprise mission: Wealth for Life

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Bill Gates Foundation

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Middle age. In your 40s and 50s, retirement should be top of mind now more than ever. Make sure that you’re taking full advantage of your company’s retirement plan. Contribute at least enough to receive the full match. Also make sure that you haven’t underestimated your time horizon. You don’t want to run out of money too soon.

Smart Money Moves for Every Stage of Life

You're never too young to start planning for your financial future

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BlackEnterprise.com caught up with BE Next leaders in finance, entertainment, science, and technology on their favorite reads that inspire them and give them tools to achieve their dreams.

40 Next: Young Leaders’ Book Picks for Success

Top reads of today's BE Next entreprenuers and professionals

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Talk show host Montel Williams served as a U.S. Marine upon graduating high school in 1974. He was also accepted to the Naval Academy Preparatory school and to the U.S. Naval Academy at Annapolis. Williams served in the Navy as well.

Military to Mainstream: 10 Black Celebrity Veterans

A look at famous Black men and women who have served our country

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Eating out. Those $5 foot longs, dollar menu meals, and $4 lunch specials at the Chinese restaurant might be cheap and quick, but it adds up over time. Start cooking at home and put what you would have spent on meals into your savings account.

8 Vices That Will Derail Your Budget

Most of the time, behaving badly will trash your cash

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Earl G. Graves Sr. – The Green Beret   Before his involvement in politics and founding BLACK ENTERPRISE, Earl G. Graves served as a member of the 19th Special Forces Group, the Green Berets, in the United States Army. Graves is also an ROTC graduate, having attended Airborne and Ranger School.

Military to Mainstream: From Veteran to Business Leader

Entrepreneurs who went from the trenches to the boardroom

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Slideshow: Black Enterprise Energy Forum in D.C.

Black Enterprise and Shell brought out the best and brightest minds to discuss eco-opportunities for our community

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Graphic Designer/Artist   Depending on who you are, bigger IS better. And if you work with graphics then a large screen and a fast graphics engine are essential. Toshiba's Satellite Notebook series is a great laptop to consider if you don't mind the extra load, you rarely travel or you're thinking about replacing your desktop computer.  They start out with display sizes as small as 11.6",  but you can get a 18.4" screen with a Intel Core i5-460M processor and 4GB of DDRM3 memory for $999.99, and Core i7-740 QM processor for $1,399.99. The i5 and i7 processors are Intel's newest cpu's with tons of power and speed for heavy multitasking. Some laptops in the Satellite series also come with AMD's Phenom II Quad Core processor P940  at a substantial cost savings. Although not as popular as the Intel Core series of processors the AMD cpu's also provide users an opportunity to run multiple applications simultaneously.

Slideshow: Laptops for Less Than $1,000

From Mini netbooks to huge notebooks, five computers that fit your profession

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Whether signing their signature on major deals or developing innovative business practices, these women are the embodiment of power, substance and finesse. Want to know what it takes to rock a small business, corporation, or multimillion-dollar enterprise? Check out these fabulously savvy black business women who rock.

Black Businesswomen Who Rock

Black girls rock! We know this. But take a look at these businesswomen who are changing the game

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BLACK ENTERPRISE Associate Photography Director Lonnie Major (right) shows Woolery and Cato outtakes from the photo shoot.

Go Behind the Scenes of Our November Cover Shoot

Here's how inventors Elaine Cato and Andre Woolery's cover story came together

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The 5-time Wimbledon champ holding one of her trophies

Venus Williams’ Winning Moments

A look at some of the tennis star's more recent triumphs

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“Liar, liar, pants on fire!” is more than just a schoolyard taunt. When it comes to your finances, lying could burn you in just about every area of your life. So stop taking cues from our friend Pinocchio here and start telling the truth. Here are five financial lies that will really get you in trouble.

5 Financial Lies That Could Land You in Hot Water

If you think you won't get caught, think again.

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NetworkingGroup

5 Networking Deal-Breakers

How to maximize your networking opportunities

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money_burning

The 7 Deadly Sins of Money Management

Avoid these blunders to save your finances.

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The "forgetful" borrower. Don't be surprised when you lend money to a cousin or your favorite uncle and you never get it back. If you lend money to a family member, consider it a gift. Family members are usually the worst when it comes to repaying a loan. So when Christmas comes around and they find an empty box under the tree, say Christmas came early—when you “lent” them $200 earlier in the year.

6 Financial Deadbeats to Avoid

Make sure you don't turn into one

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Living in a committed relationship without the benefit of marriage creates unique challenges for financial planning.

5 Personal Finance Books for Couples

Gain wisdom and intimacy while building riches.

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Keyboard Folio - The Apple iPad has revolutionized our ability to consume information. But producing information on its condensed QWERTY touch screen keyboard can be inconvenient at times--like while riding in a bumpy car. Sena has a solution. The Keyboard Folio, a premium, genuine Napa leather portfolio case for the iPad that comes with an integrated Bluetooth keyboard and a recessed, collapsible back stand with openings for charge/sync ports. It is the perfect accessory to turn the iPad into a functional netbook. The  ergonomic keyboard features soft, water resistant keys and can connect to most Bluetooth-enabled smartphones with installed drivers; (www.senacases.com; $129.99). Grab a copy of the November issue of Black Enterprise magazine for more mobile tech gadgets to take on business trips, and come back to BlackEnterprise.com each week for more Tech Insider posts.

Tech Insider: 3 Portable Devices for Business Travel

Technology news, reviews, tips, and advice for professionals and small businesses

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This week's Social Media Connection is Chris Curtis, a web business expert, business radio personality and author of the upcoming book Work the Web! The Webwise Guide to Business Online. In her own words, Curtis shares how she uses social media to achieve her business objectives: When it comes to Social Media, I've carved out my own little corners where I can post until my heart's content (or until my brain can't think of anything to type), and connect with people all over the world. As a business owner, its proven to be a successful way to reach out to others and pitch ideas, form collaborations and even find new contacts for my seminars and workshops. You'll be amazed by the people you meet, and you'll most likely find opportunities in places you never thought of. One note of caution: Be careful what you put in writing. When you're connected for business purposes, don't say anything that you wouldn't say to a prospective client or a business partner. Remember, you're exposing your writing to thousands - even millions - of people who might take exception to interpersonal expressions, if they're thinking about connecting with you to do business. Think before you post. Not sure where to start? Here's where I hang out...

Social Media Connection: Web Business Ownership’s Chris Curtis

Entrepreneurs and professionals on social media and how they connect

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Graves, Locke and Wade discuss Commerce Department initiatives aimed at boosting small business and job creation. "We wanted to present these awards," said Locke, "to recognize business people who help move our economy in the right direction."

Congressional Black Caucus Honors Visionary Entrepreneurs

Graves, Howroyd and Tos� recognized by 21st Century Council at the U.S. Commerce Department

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In response to Dingle asking whether there is a special responsibility that comes with being a black man playing the president with a real black president in the White House, Underwood says, "I take responsibility for every role I take. I can't just play the role. As a black actor, I don't have that luxury."

B.E. Golf & Tennis Challenge Gallery: Screening “The Event”

Star Blair Underwood is interviewed by BE Editor-in-Chief Derek Dingle at invite-only screening. Bonus: Boris Kodjoe

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Today, Mercedes-Benz Fashion Week kicked off in its new home, Lincoln Center’s Damrosch Park in New York City. The event draws tastemakers, editors, onlookers, and buyers to witness the hottest in design industry talent. The semi-annual fashion events, formerly at Bryant Park, draw more than  230,000 attendees every year and generate more than $770 million in  economic activity in New York City, according to reports. Held from Sept. 9 to 16, this year's shows will include apparel by top brands with two outstanding African Americans showing their lines--apparel and lifestyle brand designer Tracy Reese and jewelry designer Monique Pean. In celebration of the kick-off, here's a snapshot of the top African American talent at Lincoln Center this season.

Fashion Week Launches: Top African American Talents

Held Sept. 9-16, this year's shows will include designers Tracy Reese and Monique Pean

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On Day Three of the Black Enterprise Pepsi Golf & Tennis Challenge (Saturday, September 4, 2010), the hospitality luncheon hosted by American Express featured a talks show styled program called "American Express Insider Access," featuring actor Boris Kodjoe (star of the new NBC action series Undercovers), actor-vocalist Dawnn Lewis, actor-comedian Cedric The Entertainer and actor-author Hill Harper.

B.E. Golf & Tennis Challenge Gallery: The Stars Come Out

Attendees get "Insider Access" to Cedric The Entertainer, Boris Kodjoe, Dawnn Lewis and Hill Harper

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On the Thursday, September 2, the first day of the 2010 Black Enterprise/Pepsi Golf & Tennis Challenge, attendees reunited with old friends, connected with new ones, prepared for competition on the links and courts, and celebrated BE Next and the '70s. Pictured: Cedric The Entertainer takes to the greens. (Photo by Gerard Gastin)

B.E. Golf & Tennis Challenge Gallery: Day One

Attendees reunite with old friends, connect with new ones, prep for competition and celebrate BE Next and the '70s

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The list of 40 "Titans: The Most Powerful African Americans in Business--and How They Shaped Our World", published in the 40th Anniversary Issue of Black Enterprise, recognizes and pays homage to the most important and impactful entrepreneurs and business leaders since Black Enterprise was founded 40 years ago. At the 17th Annual Black Enterprise/Pepsi Golf & Tennis Challenge, each of the 40 Titans were recognized with a stirring tribute, hosted by Pepsi, to their contributions and achievements. Pictured: Black Enterprise CEO Earl "Butch" Graves Jr., Barden Cos. CEO Don Barden and fellow Titan, Black Enterprise Founder and Chairman Earl Graves Sr. (All photos by Gerard Gaskins)

B.E. Golf & Tennis Challenge Gallery: Tribute to the Titans

The 40 "Most Powerful African Americans in Business" are recognized with a stirring tribute to their achievements

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El DeBarge gets up close and personal during a spirited performance in which he put his inimitable and powerful falsetto on full display with songs from his latest album, Second Chance, as well as classics such as "Rythym of the Night," I Like It", "Stay With Me" and "Love Me In A Special Way." (Photo by Gerrod Gaskin)

B.E. Golf & Tennis Challenge Gallery: Classic R&B and Hip Hop

El Debarge, Doug E. Fresh, MC Lyte and Big Daddy Kane rock the house in tribute to the second decade of Black Enterprise

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"The Mack" (played by Our World with Black Enterprise producer and Black Enterprise Business Report correspondent Shannon Lanier) gets a hug from Black Enterprise VP/Director of Broadcast Genevieve Michel Bryan at the welcome reception of the 17th Annual Black Enterprise/Pepsi Golf & Tennis Challenge, which kicked off at La Costa Resort and Spa in Carlsbad, Calif. on Sept. 2, 2010.  To celebrate the first decade of Black Enterprise, attendees of the reception, hosted by FedEx, took it back to the 1970s, with the theme "Love, Peace & Soooooul!" (Photo by LaToya M. Smith)

B.E. Golf & Tennis Challenge Gallery: Love, Peace & Sooooooul!

The premiere networking event for black entrepreneurs and professionals kicks off with a funky 1970s party

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It’s time to get ready for the hottest Labor Day event around—the 17th annual Black Enterprise Golf & Tennis Challenge, Sept. 2-6 at the La Costa Resort and Spa in Carlsbad, California. But this year is going to be especially hot. Not because the West Coast will be experiencing a heatwave, but because it also happens to be Black Enterprise magazine’s 40th anniversary. So to celebrate, we invited a few friends to this year’s Challenge—friends like Ronald Isley & The Isley Brothers, El DeBarge, Big Daddy Kane, Doug E. Fresh, and MC Lyte. They’re all coming through to make this Labor Day weekend one you won’t forget. DeBarge, a pop and R&B group made up of talented siblings, got heavy airplay on the radio throughout the 80s. El DeBarge—big brother to Chico, who performed at last year’s Golf & Tennis Challenge—was the group’s lead singer. He made songs like “All This Love,” “Rhythm of the Night,” “You Wear it Well,” and “Who’s Johnny?” instantly recognizable hits.

B.E.’s 40th Anniversary Star-Studded Golf & Tennis Challenge

Remember the times with an unparalleled entertainment lineup

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Choosing the right people to sit on your board of directors is critical to the success of your organization, says Froswa' Booker-Drew, founder of Soulstice Consultancy, which provides training and webinars for nonprofits. Her clients have included Thelma Wells Ministries, Prime Time Sister Circles, and the Texas Council on Family Violence, among others. A board member herself for the Texas Association of Nonprofit Organizations, Booker-Drew coordinates the Nonprofit Certificate Program at University of Texas Arlington where she also teaches several classes and writes for Blackgivesblack.com. This week on the Nonprofit Insider we asked Booker-Drew to talk about the importance of choosing a strong, viable board of directors. Here are five things she says you must consider:

Nonprofit Insider: Choosing a Board for Your Nonprofit

News and views for people managing nonprofits

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This week's Social Media Connection is Adrienne Graham, founder and CEO of Empower Me! Corporation, a media, publishing and professional development company. She is the voice behind Views From the Top Radio Show and the creator of Empower Me! Networks, Empower Me Institute, Empower Me! (formerly Fearless Woman) magazine, Next Level Business Coaching Program, Empowered Woman TV, the Power Brok(H)er™ Club, and Empower Me! Radio. A 17-year recruiting veteran,  Graham is also CEO of Hues Consulting & Management, Inc., a diversity recruitment, recruiter training and employment branding consulting firm.  She is also author of the book Go Ahead, Talk to Strangers, The Modern Girl’s Guide to Fearless Networking, as well as two blogs: Corporate Recruiting Diva and Empowered Career Woman. In her own words, Graham (shown here with her "junior partner" Jose) shares how she uses social media to achieve her goals.

Social Media Connection: Adrienne Graham, Empower Me! Corp.

Entrepreneurs and professionals on social media and how they connect

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7) Show them that science is translatable to other careers. Even if they don’t go on to be an actual engineer, there are so many opportunities for people who have science degrees, says Evans (pictured here). You can go into business and law because science makes people good leaders and problem solvers, says Evans, who has a dual engineering degree from Spelman and Georgia Tech, interned at NASA in college, and works as a patent attorney. Explain to your child or teen that a science degree will open up more doors to employment and make them more marketable after college.

STEM Spotlight: 7 Ways to Pique Your Child’s Interest in Science

Advice and news about careers, education, and business opportunities in science and technology

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This week's Social Media Connection is Francina Harrison, a career, business and employment coach, is better known by the name she shares with her business, The Career Engineer (TCE). Her firm provides social media and e-commerce coaching, career and business networking events and media and marketing solutions for entrepreneurs. She's also author of A Mind to Work: The Life & Creer Planning Guide for People Who Want Need to Work. In her own words, Harrison shares how she uses social media to achieve her goals.

Social Media Connection: Francina Harrison, The Career Engineer

Entrepreneurs and professionals on social media and how they connect

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The cover of the collector's edition August 2010 40th Anniversary Issue of Black Enterprise features an editors' choice of the 40 covers that best tell the story of Black Enterprise as the undisputed chronicler of black American business achievement and economic progress. Here are the stories behind the covers, year by year. In the August 1970 premiere issue of BLACK ENTERPRISE, the mission statement read: “Lacking capital, managerial and technical knowledge and crippled by prejudice, the minority businessman has been effectively kept out of the profitable corner of the American marketplace. We want to help change this.” Over the past 40 years, BLACK ENTERPRISE has sought to do just that. The cover subject, Fayette, Mississippi Mayor Charles Evers was an example of the ingenuity and determination needed to run black-owned businesses such as the Medgar Evers Shopping Center, named in honor of his late brother, a prominent civil rights leader slain by an assassin in 1963.

B.E. 40th ANNIVERSARY COVER GALLERY

The stories behind the covers featured on the collector's edition August 2010 issue of Black Enterprise

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Budgeting Insider: 5 Great Retail Sites To Shop for Deals

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Teens Don’t Understand the Importance of Budgeting A quarter of teens say they are unsure if they will be able to effectively budget their money during their lifetime, according to the results of a Junior Achievement/Allstate Foundation survey. Of the 22% who currently don’t use a budget, almost half admit they just aren’t interested in money management.

Talking Points: Interracial Marriage, Budgeting, Vacations

What people are discussing this month

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This week's Social Media Connection, Felicia Joy, is a nationally recognized author, entrepreneur and business expert in Atlanta. The host of the Ms. CEO Show, a talk radio show for women entrepreneurs, she is passionate about entrepreneurship as a tool for the creation of jobs, economic value and positive social change. In her own words, she shares how she uses social media to meet her goals.

Social Media Connection: Felicia Joy, Ms. CEO Inc.

Entrepreneurs and professionals on social media and how they connect

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There’s a mobile phenomenon subtly taking shape that may revolutionize business, just like traditional social networks have done over the latter part of the decade. Geolocation programs and services are slowly gaining popularity among smartphone users. But what providers are making headway in the geolocation space, and how will this medium affect the way you do business? Check it out.

Is Geolocation the Next Frontier for Small Business?

A look at growing geolocation services and how companies are using them

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Coverage of Michael Jackson’s June 25, 2009 death was third on the list with 5.7% of coverage. Thousands of news items focused on the King of Pop's unexpected death, his legacy, his enormous fanbase, the fate of his three children, his estate, funeral, and many lawsuits.

Black News Coverage Leaves a Lot to Be Desired

Despite a black president, African Americans attracted little attention in the media

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Today, we spoke with Andrea Hence Evans, a former patent examiner and trademark examining attorney at the United States Patent and Trademark Office (USPTO). She started The Law Firm of Andrea Hence Evans five years later because she wanted to help independent inventors who often didn't fully understand the patent process. Here are her seven tips for an inventor looking to patent a product.

Inventors Insider: 7 Things to Do Before Filing a Patent

Got an idea you want to patent? Here are some tips to help ensure your success.

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In 1910, Sarah “Madame C. J.” Walker is featured in the Guinness Book of World Records as the first African American female self-made millionaire through the creation of a range of haircare products targeted to the African American community. Once asked about her secret of her success, Walker responded: “There is no royal flower-strewn path to success…If I have accomplished anything in life, it is because I have been willing to work hard.” (Image: Madam C.J. Walker)

PHOTO GALLERY: The Business of Black Haircare

A century of black entrepreneurship in the haircare industry

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This is the first installment of the Tech Insider. Each week we will investigate new technology tools that professionals and small business owners can use to increase productivity,  security, and stay innovative in this Web 2.0 world. These days business information is conducted, stored, and created online more than ever before. Some people go through great lengths to keep that data secure, doing everything from purchasing expensive anti virus software to avoiding the internet entirely, thereby missing out on innovative ways to stay competitive in a digital world. Keeping your data protected from corruption and your identity guarded from unauthorized use may require more common sense and less cryptic technology. Here are five things you need to do to decrease the likelihood that your proprietary business transactions won’t be violated.

Tech Insider: Five Tech Tools for Protecting Digital Data

Keep your files and online profiles secure from intrusion

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Who are you connecting with on social media sites? Who's connecting with you? More importantly, why are you connected, and how are you using your presence in social media to advance your career, business, financial and lifestyle objectives? These are the questions we had in mind when we created this new BlackEnterprise.com feature, Social Media Connection. Lots of magazines, web sites, bloggers, etc. share all kinds of lists of who's who on Twitter and other social media sites. Our goal with Social Media Connection is to go a little deeper. Each week, we'll profile an entrepreneur, business expert, celebrity or other key influencer in a unique way: breaking down their presence on social media site by site—focusing on their favorites—and getting their insights on how they use that presence to achieve their business goals. Our objective is to give you insights and ideas from the most successful entrepreneurs, professionals and experts engaged in social media, insights you can use to achieve your own goals. To introduce this new feature, which will appear every Thursday, I've volunteered, as the editor-in-chief of BlackEnterprise.com, to be the guinea pig.

Social Media Connection: Alfred Edmond Jr.

The mission of our new weekly feature is to give you first-person accounts of how top entrepreneurs, executives and experts use social media

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Middle-class African Americans are more likely than whites to have cut back on saving and investing in order to make it through the recession, according to the 2010 Ariel Black Investor Survey. The data is not unexpected since the unemployment rate for African Americans (15.4%) continues to track higher than the overall jobless rate for all Americans (9.5%). “In times of economic hardship, people have to make difficult decisions,” said Mellody Hobson, Ariel president and columnist for Black Enterprise magazine. “Unfortunately, the resulting trade-offs mean many in our community are slipping even further behind.”

African American Investors are Down, but Not Out

Cutting back on saving and spending, helps blacks make it through recession

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The CASHFLOW Not only can you apply for $10,000 in financing for your upstart but young entrepreneurs can find legal information, info on how to develop a sustainable business, and guides for ensuring great customer service. And there’s a step-by-step guide on how to launch your business.

Top Sites for Young Entrepreneurs

Sites that focus on the young CEO

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Life is often a bit easier when you receive a word of wisdom to guide you along the way. Here, you'll read some wise words from financial planners on retirement, saving, investing, budgeting, and managing your finances.

5 Money Quotes to Live By

Heed these words and enrich your financial life

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This protester takes issue with Obama's family on his father's side. (Source: Pargon’s Flickr feed)

Signs of the Times: Tea Party Protests

Racist or not? A gallery of signs seen at Tea Party rallies nationwide

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The hardest part about being young and trying to navigate the sometimes confusing maze of personal finance is finding the right resources. While there are plenty of helpful books and Websites available, the hardest part is finding them. Check out these money sites that are sure to help Gen Y-ers get a handle on their finances.

Best Money Sites for Young People

Use these Web tools to help you save and budget

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When it comes to innovation and downright efficiency, Google seems to be leading the pack among the competitive market of Internet-based services. In addition to the search engine and the seemingly limitless Gmail service, Google also offers a slew of plug-ins, widgets, and apps. But how can you integrate these services to make your life a little less chaotic? Take a look at some of Google’s more innovative functions.

PHOTO GALLERY: Sorting Out Google

Which software is right for you?

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Numbers can impact your life for better or for worse. This is especially true when it comes to your personal finances. Many finance articles quote numbers that answer questions related to your money and how you should handle it. For example, how many months of savings should I have? How long does a bankruptcy stay on my credit report? Well, ask no more. Here’s a list of some of some of the most important numbers you need to know.

Numbers That Can Make or Break Your Personal Finances

Let these numbers help you navigate your financial life

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Hall was the runner-up on Top Chef Season 5 in 2009, but before that she graduated from the Gaithersburg, Maryland-based L’Academie de Cuisine and served as an executive chef at several posh hotels. She started Alchemy Caterers in 2003, outfitting weddings, and corporate and private parties with food from the farms in Chesapeake Bay, and offering cooking classes that can run about $1,500 for eight guests.

PHOTO GALLERY: The Cuisine Scene

Five notable Chef-preneurs take food to the next level

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Luncheon attendees also enjoyed an exclusive performance from Alvin Ailey American Dance Theater. The dancers performed against a backdrop featuring an image of the late Lewis.

PHOTO GALLERY: The RLF Parties With a Purpose

The Reginald F. Lewis Foundation honors young, successful businesspeople at gala luncheon

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White collar workers spend a significant amount of time sitting at a desk hunched over a computer. In fact, sedentary jobs have increased 83% since 1950, according to the American Heart Association. Between commuting to and from work, and spending the work day in meetings, on the phone, or rushing to complete projects, the one activity that seems the most expendable is exercising. To help get you motivated, BlackEnterprise.com compiled five exercises you can do in your office in less than 10 or fifteen minutes. Note: Before you begin any physical activity consult with your physician. Problem: Carpal tunnel syndrome can result from any repetitive movements such as typing or using a mouse. Solution: Hand exercises. Hold your right hand straight out in front of you with your palm down. With your left hand, grasp the fingers of your right hand and hold them back. Count to five. Repeat this substituting your right hand for your left hand.

Slideshow: Fit Fitness Into Your Workday

Five exercises you can do at your desk

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Your high school graduate (age 18) should grasp enough about finance to … --Apply systematic decision making to a long-term goal --Schedule bill payments, write a check, reconcile checking or debit account statements, and monitor statements for accuracy --Explain how a negative credit report can affect a person’s future --Identify appropriate investments for accumulating money for a four-year college education, a wedding, a business startup, a house down payment, and retirement For more information on financial literacy benchmarks, and additional suggestions for money-related home-learning, visit the Credit Union National Association’s “Thrive By Five” Website and the Jump$tart Coalition for Personal Finance Literacy. Look for the full version of this article in the August issue of Black Enterprise.

What Kids Should Know About Money—and When

These benchmarks can be a guide as you share vital lessons with your child

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Dr. Patricia L. Turner, general surgeon, assistant professor of surgery at the University of  Maryland Medical Center and medical correspondent for news  outlets:  “Being a member of Mensa affords me the opportunity to interact with smart, interesting people in whatever way I choose.  ... I’ve been a member of Mensa for 25 years.” (Click here for more on joining Mensa)

PHOTO GALLERY: Celebrating Mensa’s Best and Brightest

Shining a spotlight on notable African American 'geniuses'

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For an atmosphere of warm elegance, a liberal dose of live music and stress eliminating hospitality and bold, rewarding cuisine, you can't do better than dinner at 1300 on Fillmore, a supper-club restaurant and lounge in the resurgent Fillmore District in San Francisco, featuring the cuisine of Executive Chef David Lawrence.

Dining Out at 1300 On Fillmore

Executive Chef David Lawrence and wife Monetta White deliver a can't-miss culinary experience. If you're anywhere near 'Frisco, go. Eat.

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If the iPhone 4 is the star quarterback of the high school football team, you can consider the Android a transfer player looking to steal some of the quarterback's shine. Earlier this week, Verizon announced the July release of its answer to the iPhone 4:  The Droid X. While many smartphone makers may be hard-pressed to move in on the iPhone’s 25% market share, the Droid has been making waves, accounting for 46% of online mobile traffic compared with Apple's 39%.  But with a competitive smartphone market and iPhones leading among creatives, Gen Y, and techies, and the Blackberry seeming to be the smartphone of choice for the business set, where does the Droid fit in? Check out the new features on the Droid X and see how it stacks up to its competitors.

PHOTO GALLERY: Droid X vs. iPhone 4

Verizon�s Droid seeks to make waves in smartphone market

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Black Enterprise’s career experts from the July 2010 Job Readiness Guide offer resourceful books for professionals looking to advance their careers.  NETWORKING: Networking guru Debra Langford, vice president of Inclusion & Business Diversity at NBC Universal, recommends the following books to help you connect better with people: Outliers by Malcolm Gladwell (Little, Brown and Company; $27.99) - Gladwell examines the factors that lead to high levels of success. He asserts that one of the keys to success is the number of hours you work toward your goal, which he refers to as the “10,000 Hour Rule”.

PHOTO GALLERY: Books That Can Help You Get a Job

Successful businessmen and women share the books that have positively impacted their work and lives

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It’s been one year since the world was rocked by news that the King of Pop, Michael Jackson, had passed away. In that time, much of the reporting about his finances focused on what the pop icon did wrong. For instance, only $70 million of his reported $500 million indebtedness has been paid off, AP reports. However, there are many financial moves Michael Jackson got right. The documentary, Michael Jackson's This is It based on his final concert rehearsal footage, has sold more than 5 million DVDs worldwide and Sony Music, Jackson’s record company grossed $252 million. In fact, his estate has earned more than $250 million alone in the year since he died thanks to attorney John Branca and music executive John McClain, who are building several new streams of income, including sales of a video game and through many licensing agreements. Although Jackson's executors manage millions of dollars, his estate planning requirements aren’t too different from what the average Joe or Jane should be doing. You may not have Jackson’s millions, but estate planning attorney Wynne Whitman, a partner with Schenck, Price, Smith & King L.L.P., and the author of Smart Women Protect their Assets (FT Press; $13.99), recommends four things you can do that Jackson did to ensure that his children and his legacy would be financially secure. (Source: MichaelJackson.com/us).

4 Steps the King of Pop Took to Secure His Financial Legacy

Prior to his death, Michael Jackson made sure his money and his children would be in the right hands

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Each year, on June 27, the National Association of People With AIDS, in partnership with the Centers for Disease Control and Prevention and other national and local entities across the country organizes National HIV Testing Day. Visit www.hivtest.org to find a testing site near you. To learn more about how to participate in NHTD, visit the NAPWA HIV Testing Day Web site or e-mail nhtd@napwa.org.

PHOTO GALLERY: June 27 Is National HIV Testing Day

A simple test could save the lives of you and those you love

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Since 1978, with the introduction of the Harriet Tubman stamp, the USPS has been honoring African Americans who have made vital contributions to the United States. The latest in the series is pioneering filmmaker Oscar Micheaux, who wrote, directed, produced, and distributed more than 40 movies during the first half of the 20th century. He thrived at a time when African-American filmmakers were rare, venues for their work were scarce, and support from the industry did not exist. The artwork is based on one of the few surviving photographs of Micheaux, a portrait that appeared in his 1913 novel, "The Conquest." BlackEnterprise.com takes a look at other African Americans who were imortalized on stamps. (Date issued: June 22, 2010)BlackEnterprise.com wants to know: Who do you think should be on the next Black Heritage stamp?The Black Heritage series has been one of the USPS's most popular ever created. When an early-2000 Internet rumor spread that the series was going to be canceled, the postal service was inundated with hundreds of protesting letters, postcards, and phone calls. Despite an official press release denying the rumor, it resurfaces every year.

PHOTO GALLERY: African Americans in Philatelic History

Despite rumors, the popular Black Heritage stamp series is here to stay. Filmmaker Oscar Micheaux is the latest addition.

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Front-Facing Camera: One of the biggest iPhone 4 touts is its front-facing camera for video calling. iPhone 4 users will be able to chat with each other using an app called FaceTime anywhere a Wi-Fi connection is available.

PHOTO GALLERY: iPhone 4 vs. iPhone 3GS

New and improved?

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Trendstop Trendtracker (Free) Created by Trendstop.com, a global trend forecasting company, this app provides instant coverage from fashion shows, photo galleries, and daily catwalk trend analysis. You can also view fashion show schedules, event info, and fashion news from around the world. It has a search function that allows you to filter items by designer or city.

5 Savvy Fashion Apps

Save time and money with these shopping tools.

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Omarosa, real estate mogul Donald J. Trump and Radio One Founder and Chairperson Cathy Hughes on the read carpet for the premiere party for the new reality TV series, Donald J. Trump Presents The Ultimate Merger, held at Trump Tower in New York City on Monday, June 14. On June 17 cable television company TV One (ranked No. 44 on the BE 100s Industrial/Service list) debuted The Ultimate Merger reality series. This Thursday, June 24, TV One will re-air the 90-minute first episode at 8:30 p.m. EST, followed by a one-hour second episode at 10:00 p.m.

PHOTO GALLERY: TV One/Trump Ultimate Merger Premiere Party

New reality show, in partnership with Donald Trump, marks latest move for the BE 100s company

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Golf Swing Video Recorder: This is perfect for the dad trying to improve his golf game. Simply mount the recorder to your golf bag, push, or golf cart and let the recorder capture your full body and your swing from six feet away. Play it back on the built-in screen, your TV, or computer. At $349.99 it’s a bit costly, but you'll be able to take credit for Dad's great game.

Cutting Edge: Last-Minute Father’s Day Gift Ideas

Still don�t know what to get dad? We've got you covered.

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Though African American men and white men smoke cigarettes at roughly the same rate—25.5% compared with 23.6%—black men are 37% more likely to develop lung cancer and 22% more likely to die from it. For black women, lung cancer occurs at roughly the same rate as it does in white women, according to an American Lung Association report. Though the reason for the disparity is unclear, it appears to be the result of a confluence of factors such as genetics and access to healthcare.

Talking Points: What You Need to Know

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For most, travel is a favorite pastime. For Henry Watkins, it’s his livelihood. And while an increasing number of professionals are logging more time on the road, Watkins, 49, has enjoyed a hectic travel schedule for more than 20 years as a sales executive in various media businesses with a focus on business and leisure destinations. Currently, as a travel media consultant for Voyages North America Inc., Watkins travels roughly 15 to 20 days a month and visits about 50 countries a year. He offers us a glimpse into how he manages his schedule.

PHOTO GALLERY: On the Go

A busy executive is always well-equipped for travel

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Slide 2_Michelle Obama

PHOTO GALLERY: Tips To Upgrade Your Style Profile

Celebrity stylist Johnny Wright shares hair do's and don'ts

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These days, an Academy Award is not the only prize that eludes black filmmakers. Getting a film made and distributed has become a rare occurrence as well. Of the 558 feature films that were released in 2009, eight were filmed by black directors and two of them were creations of stage and big screen powerhouse Tyler Perry, who has directed eight movies since 2006 alone, including Why Did I Get Married, Too, which brought in $60 million. But Perry isn’t the only one setting the stage for a second act. BlackEnterprise.com talked to eight filmmakers who can identify with the challenges black filmmakers face in Hollywood, but who strategized their efforts and are primed to do big things in the next few years.

Blacks Behind the Camera

Through innovation, guerilla marketing, and new technology, black directors have raised the curtain in Tinseltown.

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St. Louis Entrepreneurs Get New Help Launching Businesses

PHOTO GALLERY: St. Louis’ Big-City Feel

An entrepreneur finds opportunity and support in the Midwestern city of St. Louis

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Favorite suit designer Martin Greenfield hand-tailored suits. He’s made suits for the best of them. They’re American made, and you know the suit will still be perfect 30 years from now. They are expensive, quality suits but worth every dollar.

PHOTO GALLERY: Hello, Brooklyn

Ouigi Theodore cultivates a timeless sense of style

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Chill Pill’s Mobile Speakers ($49.99); let you have big fun along the way. The speakers pack a powerful sound in a tiny, portable 2- by-4-inch form. Retractable USB cables (included) mean they won’t get tangled—and you can use the cables to charge your iPod and iPhone from the speakers. Chill Pill’s Rapcap Mini Microphone ($14.99) for the iPod lets you capture and save in WAV format for easy playback.

PHOTO GALLERY: Tiny Tech Tools for Traveling

Traveling for business or pleasure? These tools will help you take a load off

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Black Enterprise and a team of educators and business leaders in the science, technology, engineering and mathematics fields held a STEM Forum hosted by ExxonMobil at Georgia Tech Research Institute Conference Center in Atlanta on May 19, 2010. The forum, moderated by Derek T. Dingle, editor-in-chief of Black Enterprise Magazine, focused on the long-term and the short-term workforce preparedness in the fields of science and technology, with an emphasis on education (college and K-12) and workforce retraining. Panelists included Donna Ennis, project director of the Georgia Minority Business Enterprise Center; Thomas D. Boston, Ph.D., a member of the faculty of Georgia Tech and of the Black Enterprise Board of Economists; Sylvia T. Bozeman, director of the Center for the Scientific Applications of Mathematics at Spelman College; Dr. Bernard A. Harris Jr., a NASA astronaut, physician and president of The Harris Foundation; and Kevin M. Warren, chairman, president and CEO of Xerox Canada. (All Photos by Lonnie C. Major)

PHOTO GALLERY: Black Enterprise STEM Forum

Experts focus on education and workforce preparedness in science, technology, mathematics and engineering

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One of the most highly anticipated events at the 15th Annual Black Enterprise Entrepreneurs Conference + Expo, hosted by ExxonMobil at the Atlanta Marriott Marquis, was the 2010 Black Enterprise Small Business Awards Luncheon hosted by Ariel Investments. The Small Business Awards recognizes outstanding entrepreneurs in four award categories: Teenpreneur (ages 19 or younger), BE Next (ages 21-35), Innovator of the Year and Small Business of the Year. Above, Black Enterprise Magazine Editor-in-Chief Derek T. Dingle poses with 2010 award winners Amos Winbush III of CyberSynchs L.L.C., Jamail Larkins of Ascension Aircraft, Gabrielle McBay of Crumbs by Gabrielle, and Frank Kendrick and Timothy Jackson of NuJak Cos. (All Photos by Lonnie C. Major)

PHOTO GALLERY: Black Enterprise 2010 Small Business Awards Luncheon

Some of America's best entrepreneurs were honored at the Entrepreneurs Conference

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Atlanta rapper Yung Joc poses with Teenpreneur Conference attendees after addressing the class.

PHOTO GALLERY: 2010 Teenpreneur Conference

Our 2-day youth entrepreneurship education program marks its 15th year of training future business leaders

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Young professionals, entrepreneurs and business leaders converged at the nightspot Rare for some power-networking at the Atlanta BE Next Premiere hosted by CNN during the 2010 Black Enterprise Entrepreneurs Conference. Above are members of the Atlanta Chapter of the New Leaders Council: Kevin Grimes, Kwanza Hall, Travis Townsend, Jahnisa Tate, Lisa Borders, Menyuan Smith, Amani Channel, and Justin Tanner. (All photos by Lonnie Major)

PHOTO GALLERY: BE Next Mixer at the 2010 Entrepreneurs Conference

Young entrepreneurs converge for some power-networking at the Atlanta nightspot Rare

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Some of the 1,200 pre-registered Black Enterprise Conference attendees check in at the registration booths and pick up the credentials they'll need for the next couple of days, including an ID badge, wristband, conference journal, and conference bag.

PHOTO GALLERY: 2010 Entrepreneurs Conference

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"The Other City," a new documentary that tackles issues of homelessness, drug addiction, access to services, and the social stigma of HIV/AIDS, had its world premiere at the Ninth Annual Tribeca Film Festival, which ends May 2. Set in Washington  D.C., the movie explores the dichotomy of a city that tourists don’t see and the AIDS epidemic in the nation's capital that the government sometimes ignores. Although the movie illuminates the heartbreak and loss attributed to the disease, it also reveals the struggles of people behind grassroots movements who provide healthcare, extend education, combat stigmas, and spread hope.

‘The Other City:’ AIDS in D.C.

Documentary shines a light on epidemic in the nation's Capitol

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Recommended by Editorial Director John Simons: Personal Finance for Dummies by Eric Tyson (For Dummies, $22). Never mind the belittling title, this is a one-stop guide that covers everything from balancing a checkbook, and handling debt, to saving for retirement.

Required Reading: 20 Books to Boost Your Financial Literacy

Black Enterprise staffers recommend their favorite books on money and investing

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Environmental Protection Agency Administrator Lisa Jackson joined Green For All in its Earth Day Celebration at Riverside Valley Community Garden in New York on April 22.  A day of community service, the event brought together local activists and volunteers to plant seeds of growth and renewal where there was once blight. "Today's groundbreaking is keeping alive the grassroots spirit of the first Earth Day 40 years ago," Jackson said. "This community is coming together to work toward a healthier, safer environment, a better place to live, and new opportunities."  (Click here to win one of five signed copies of "Kennedy Green House" by Robin Wilson.)

EPA’s Lisa Jackson Celebrates Earth Day with Green For All

Event promotes community involvement in green movement

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The Executive Leadership Council held its Seventh Annual Black Women’s Leadership Summit April 19 – 20, 2010 at the Federal Reserve in Washington, D.C. The event brought out  some of the most influential people in the public and private sectors to discuss the economic and political events that affect African American businesses and consumers. (Source: Kerry-Ann Hamilton)

ELC Hosts 2010 Black Women’s Leadership Summit

Some of the nation's most influential women focus on issues affecting African Americans

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For nearly half a century, Dorothy Irene Height has been a vocal champion and leader in the Civil Rights movement. As the only female member among the major leaders of the Civil Rights Movement—along with Martin Luther King, Whitney H. Young, A. Philip Randolph, James Farmer, Roy Wilkins and John Lewis—Height fought for equality and human rights for all people. Among her numerous accomplishments: Height was named to address issues of duress during the aftermath of the Harlem riot of 1935; appointed leader of the United Christian Youth Movement of North America in the New Deal era (1933); was on the staff of the National Board of the YWCA of the USA (1944 - 1977); elected president of the National Council of Negro Women (1957-1998); and received the NAACP Spingarn Medal,  the Presidential Medal of Freedom from Bill Clinton, and the Congressional Gold Medal, the highest civilian and most distinguished award presented by the U.S.  Congress.  She was as well known for her extensive collection of hats, as well as for her indomitable spirit.  (Image source: New York University) (Click here to view Women of Power Legacy Award Dorothy Height Tribute video.)

Dorothy I. Height: Her Life in Pictures

As the only female member among the major leaders of the Civil Rights Movement Height fought for equality and human rights for all people

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First there were the Greatest and Silent generations. Then came baby boomers and Generation X. Now we have Millennials, or people born after 1980. They are more ethnically and racially diverse than older generations, less religious, and may be on track to become the most educated generation in U.S. history. That thirst for education is evident with data showing college enrollment of 18- to 24-year-olds is at an all-time high, according to the Pew Research Center."

Talking Points

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Interior designer Robin Wilson chronicled the gut renovation and redesign of Robert F. Kennedy Jr. in the newly published book, “Kennedy Green House: Designing an Eco-Healthy Home From the Foundation to the Furniture,” (Greenleaf Book Group Press, $30). Here is a photo essay from "Kennedy Green House."  The original Kennedy home prior to mold infestation. It sits on a 12-acre plot of land with the rear façade facing a thirty-acre private lake. (Image source: Kennedy Green House)

‘Kennedy Green House’ in Pictures

Scenes from an eco-renovation

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Port Elizabeth City Hall.

South Africa Tour 2010 In Pictures

A pictorial account of the country that will host the largest sporting event in the world, the 2010 FIFA World Cup

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The next generation Cayenne S Hybrid is Porsche’s first production hybrid. The luxury SUV’s electric motor and its V6 combustion engine are connected to each another by a decoupling clutch, which allows the car to be driven either by the electric motor or the combustion engine alone, or by both drive units together. With its combined power output of 380 horsepower, the hybrid has the performance of a V8 with the economy of a V6. The Cayenne S Hybrid can cover short distances on electric power alone, free of emissions and noise up to 60 km/h or almost 40 mph. It is 1.9 inches longer than its predecessor, and has an added 1.6 inches in wheelbase. Both pricing and the SUV’s EPA-rated mpg are still to be determined. The Cayenne S Hybrid goes on sale this fall. (Image source: Porsche)

Some of the Hottest Cars to Hit the Road

From fuel-efficient to flashy, the New York Auto Show puts the pedal to the metal

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Though the last few years have taken their toll on the auto industry, automakers remain unbowed. Though they've tightened their belts, shut down plants, and laid off workers, automakers have prepped some of their best and most innovative vehicles for the 2010 New York International Auto Show. Every major automaker that sells cars in the U.S. is exhibiting at the auto show. Here is a selection of vehicles that will be on display in New York and later in your local dealership—and a few that are still in the concept stages.  The 2011 Hyundai Sonata is a midsize sedan that gets 22 mpg city/35 mpg highway. (Image source: Hyundai)

Taking a Spin at the 2010 New York Auto Show

From electric-powered and hybrids to captivating concepts, check out some of the hottest wheels for 2011 and beyond

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Yohance and Di Yonna Mitchell won a $25,000 grant for their company, Vision Tutoring, based in Rex, Ga. Their business provides high-quality, one-on-one instruction to students in grades 1 through 12. Their services are free of charge to qualified students at eligible schools through a contract secured with the Georgia Department of Education.

Urban Entrepreneurs Series Celebrates 10th Anniversary

2009 business plan competition winners earn $200,000 in grants, for decade total of $1.4 million

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For some, medicine is a career, but for Fred and Milton Ochieng, it is a mission that has allowed them to bring health to their native Kenyan village where medical care was in short supply. Though that lack of medical care may have contributed to their parents’ premature deaths from AIDs, Milton and Fred turned their grief into a determination that others would receive adequate medical care and live. Fred (l.) and Milton (r.) Ochieng are fulfilling their dream of bringing healthcare to their hometown of Lwala, Kenya. Their inspiration stems from witnessing family members, friends, and neighbors suffer needlessly because there were no medical facilities nearby. “When I was a teenager, I’d see cousins or family members who were ill in the middle of the night,” recalls Milton. “Then, because the nearest hospital was over 10 kilometers away from the village, sick people would have to be either carried on a makeshift stretcher, on a mattress, or pushed in a wheelbarrow to the nearest paved road, four or five miles away.” Sometimes people suffered more than they needed to. Other times, the consequences were more dire. “We had people die before they could get to the hospital,” Milton says.

Images of Health and Hope

Ochieng brothers run healthcare clinic in Lwala, Kenya

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President Barack Obama's signature on the health insurance reform bill at the White House, March 23.  (Source: White House)

Healthcare Reform in Pictures

Obama's historic journey to overhaul the health care system

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Ten Cool Products to Give Your Business a Boost

10 cool products to give your business a boost

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Black Enterprise College Reps in Action

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Lee Daniels:  Director Lee Daniels, could be the first African American to take home the Academy Award for best director this weekend. His award-winning film Precious: Based on the Novel Push by Sapphire, about a physically, emotionally, and sexually abused, HIV-positive, 350 lb black teenager, elicited tears and feelings of outrage from audiences who saw the movie. Precious has been nominated for 60 different awards and won 53 of them. Despite its worldwide acclaim, the movie has only made $47.2 million at the box office. Now he is concentrating on production for the movie, Selma, about mid-century civil rights marches.  (Image source: Lions Gate Entertainment)

Black Directors, Their Movies, and The Money

A look at the top selling black directors and the movies they made popular

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Our World with Black Enterprise Host Ed Gordon gets warmed up for his one-on-one interview with Spike Lee.

Black Enterprise Entrepreneurs Conference + Expo

To get an idea of the networking at the nation's largest annual gathering of black entrepreneurs, check out these images of the 2009 B.E. Entrepreneurs Conference.

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HP Photosmart Premium Touch Smart Web All-in-One Printer HP's "photo smart" printer allows users to easily cut paper usage in half with automatic two-sided printing. Users can also give their computers a break with the Web-connected, Energy Star-qualified printer, which has the ability to edit and print photos and print from the Web—without a PC. The printer can be purchased on the HP Website and Office Depot.  Retail: $329.99 (after $70 instant rebate from HP)

Greener Gadgets

A look at some of the products showcased at the 2010 Greener Gadgets Conference in New York City

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Energy Forum participants network at a reception at the Liaison Hotel in Washington, D.C.

Black Enterprise/Shell Energy Forum 2010

Energy industry leaders met in D.C. to explore the opportunities and challenges of the green economy

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Black Enterprise CEO Earl Graves Jr. and U.S. Trade Representative Ron Kirk share a laugh.

Black Enterprise/Walmart Economic Forum 2010

See the businesspeople who convened for �20/20 Vision: A Look Ahead at Black America in the Next Economic Boom�

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BE Next NYC Reception at Moet Hennessy

See who made it out to the BE Next celebration of black entrepreneurs and professionals under the age of 35

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Women of Power Summit 2010

Experience the power: A visual recap of the largest gathering of business women of color, Feb. 10-13 in La Quinta, Calif.

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Golf & Tennis Challenge 2009

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Appleton Estate Rum’s NY Sports Mixer

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Appleton Estate Rum’s Summer Soiree

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Slideshow: Gadgets Good for the Globe

A look at technology for the eco-friendly electronics

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Barack Hussein Obama is sworn in as the 44th president of the United States of America.

First Hundred Days

As President Barack Obama marks his 100th day in office, Black Enterprise Magazine Editor-in-Chief Derek T. Dingle examines how our nation’s chief executives have fared since 1933, the beginning of the modern presidency. From FDR to Obama, we reveal each president’s philosophy, style, challenges and initiatives. Although not an exact sciences, a review of a president’s first 100 days offers valuable insight into why some leaders soar while others crash and burn. And their examples may just hold a few valuable lessons for you. (Additional research by Christina Faison)

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Alfred Edmond, Jr. Welcomes You

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Women of Power

Image: File

Mellody Hobson and Judy Smith to Speak at Black Enterprise Women of Power Summit

Leading female CEOs Mellody Hobson and Judy Smith will serves as keynote speakers at Black…

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Tara Fela-Durotoye (Image: File)

10 African Women of Power

From global ambassadors to young international leaders, these 10 African women have truly showcased what…

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