Tag Archives: budget

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5 Steps Towards Homeownership

How to get into the house of your dreams without landing yourself in a nightmare of financial trouble

How to get into the house of your dreams without landing yourself in a nightmare…

By Tara-Nicholle Nelson

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The Johnsons [Photo: Zave Smith]

Thrifty Family Living

Terry and Tyra Johnson stick to a few simple practices to cut expenses and save more money

One of the first big changes Terry made: “We used to get large tax refunds…

By Glenn Townes

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Boehner and Reid faceoff (Source: Senate.gov/House.gov)

Washington Report: Democrats & Republicans Sound Off on Temporary Budget Solution

With the deadline looming, politicians on both sides of the issue try to find a common ground

Congressional lawmakers have just a week to negotiate a deal to fund the federal government…

By Joyce Jones

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The holiday shopping season is over and the New Year has begun. Reaching your financial goals starts with getting a clear picture of where you are today. Guessing and estimating will not do; you need to know exactly where you stand financially, to the dollar if not to the penny, not in your head, but on paper (even better, on computer). To increase your wealth by December 31, 2011, here's what you need to do NOW. --Alfred Edmond Jr.

5 Steps to a Richer 2011

Reaching your financial goals starts with getting a clear picture of where you are. Here's what to do NOW!

The holiday shopping season is over and the New Year has begun. Reaching your financial…

By Alfred Edmond, Jr.

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Your Get-out-of-Debt Checklist

Celebrate the New Year by resolving to attack debt with these simple steps

A new year is almost upon us. If you’re struggling with a mountain of debt,…

By Sheiresa Ngo

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Budgeting Insider: 5 Ways to Trim Your Budget

Your guide to managing every day finances

Times are tough. The economy is still on the rocks, and your financial life has…

By Sheiresa Ngo

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Love & Money: How to Merge Finances with Your Spouse

Your guide to managing matters of finance and romance

If you’re recently married, at some point you’ll be faced with a big decision: how…

By Sheiresa Ngo

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Money Expert Q&A: A Financial Fast to Curb Unnecessary Spending

Insider tips on how to build and manage wealth

Money expert and author Michelle Singletary talks about how to approach a financial fast to…

By Janell Hazelwood

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Budgeting Insider: Style Savvy on a Shoestring Salary

Your guide to managing everyday finances

What better way to feed a love for fashion—without eating up your finances–than by incorporating…

By Janell Hazelwood

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Budgeting Insider: 5 Great Retail Sites To Shop for Deals

Daisy Lewellyn, style expert and author of Never Pay Retail Again: Shop Smart, Spend Less…

By Janell Hazelwood

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Amazing Savings

Secrets to scoring great deals on just about everything

Just because you’re keeping a close eye on your finances doesn’t mean you have to…

By Aisha I. Jefferson

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Teach Them Well

Why nowmore than everits important to communicate financial lessons to your children

Last summer, 16-year-old Calvin O’Neal worked for the New York City Summer Youth Employment program…

By Robin White Goode

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Plan Well, Retire Rich

How Tony Gittens and Jennifer Lawson invested for a long, healthy retirement

If You were to accuse Tony Gittens and his wife, Jennifer Lawson, of being obsessive…

By Glenn Townes

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eyesontheprize

Eyes on the Prize

April McLemore wants to �retire by age 55. But will she have enough money saved in 16 years to live �comfortably?

Friends and family aren’t likely to find April McLemore shopping in stores such as Nordstrom…

By Carolyn M. Brown

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How to Calculate Your Life Insurance Needs

Use this handy guide to determine how much coverage is right for you

If anything were to happen to you, what would your family need financially to continue…

By Marcia Wade Talbert

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Cutting Edge: The Science of Booking Last-Minute Flights

It�s good to wait, but not too late

When looking for cheap flights, when is too late, well, too late?

By Renita Burns

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Are You Tired of Living Cheap?

Tips on how to prevent extreme frugality from pushing you over the edge

Depressed and worn down by constantly watching your bank account, you might have rebelled by…

By Sheiresa Ngo

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What You Should Know Before Settling Credit Card Debt

Be mindful of the pros and cons of consulting a service

If you’re up to your eyeballs in debt and can’t see the light at the…

By Sheiresa Ngo

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Your high school graduate (age 18) should grasp enough about finance to … --Apply systematic decision making to a long-term goal --Schedule bill payments, write a check, reconcile checking or debit account statements, and monitor statements for accuracy --Explain how a negative credit report can affect a person’s future --Identify appropriate investments for accumulating money for a four-year college education, a wedding, a business startup, a house down payment, and retirement For more information on financial literacy benchmarks, and additional suggestions for money-related home-learning, visit the Credit Union National Association’s “Thrive By Five” Website and the Jump$tart Coalition for Personal Finance Literacy. Look for the full version of this article in the August issue of Black Enterprise.

What Kids Should Know About Money—and When

These benchmarks can be a guide as you share vital lessons with your child

Tips on what your child should know about managing their finances

By Robin White Goode

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How to Combat New Banking Fees

As institutions look for ways to cut losses, you can too

You have options to cut back on banking fees.
I’m sure after reading my earlier post,…

By Sheiresa Ngo

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