Tag Archives: credit cards

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You Might Still Have Time to Return Unwanted Gifts

Your credit card might have features that can help

If you have holiday gifts that you want to return, you still may have a…

By Sheiresa Ngo

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credit-card-debt-management

Consumer Tip: Know What Triggers a Credit Inquiry

Arm yourself with the right information

An inquiry will appear on your credit report when a lender inquires about your credit.…

By Sheiresa Ngo

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Credit Cards

Credit Card Penalty Rate Drops Slightly

Consumers get a small break

The survey found that 60 out of the 100 cards in the survey have some…

By Sheiresa Ngo

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Federal Reserve Decides Not to Change Swipe Fees

Fees will remain unchanged

The Federal Reserve has decided to keep current credit card swipe fees in place.

By Sheiresa Ngo

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Credit-Cards-620x480

Study: One in Five Can’t Live without Credit Cards

Are you lost without credit?

Don’t start an unhealthy love affair with your plastic.

By Sheiresa Ngo

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Credit Cards

Tip of the Month: Managing Credit Card Debt

Your daily money bite

Black Enterprise Money editor Sheiresa Ngo shares her tip of month on managing credit card…

By Sheiresa Ngo

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Credit Cards

Infographic: How Did Credit Become King?

Interesting tidbits about history of today's common denominator

You probably don’t give a second thought to that little piece of plastic, but did…

By Sheiresa Ngo

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Credit Cards

Study: More Millennials Saying No to Credit Cards

More than 60% of millennials are without a credit card

A new Bankrate survey reveals that more than 60% of millennials are shying away from…

By Courtney Connley

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Credit Cards

Computer Chips Coming to a Credit Card Near You

Notice something different about your credit card?

The new computer chips make it harder for thieves to get your information from your…

By Sheiresa Ngo

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Credit Cards

Credit Card Interest Rates on the Rise

Rates are slowly creeping up

The most significant increases can be seen when it comes to secured credit cards.

By Sheiresa Ngo

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Should your business charge credit card surcharges

5 Good Reasons to Axe a Credit Card Account

Sometimes it's alright to go against the grain

Most credit experts say it’s not a good idea to close a credit account, but…

By Leslie E. Royal

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Credit Cards

The Lowdown on Investment Rewards Credit Cards

Weigh the pros and cons before making a decision

Anything that encourages you to save is a good thing. Or is it? Investment…

By Sheryl Nance-Nash

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Credit-Cards-620x480

Take Advantage of Hidden Credit Card Perks

Don't leave benefits on the table

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I often hear people list the evils of credit cards, and blame them…

By Sheiresa Ngo

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credit abuse

Sam’s Club Offers New EMV Card

Retailer offers increased security for its members

Sam’s Club recently announced that it will issue cash-back credit cards with an EMV chip.…

By Sheiresa Ngo

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debt

Study: Consumers Saddled by Credit Card Debt and Overdraft Fees

Consumers face trouble due to lack of financial knowledge

A recent survey by MagnifyMoney shows that 35% of Americans overdraft and 42.4% are saddled…

By Sheiresa Ngo

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Teri-Williams-one-united-bank

OneUnited Bank President Teri Williams Talks About Book, ‘I Got Bank’

Financial services leader also details advice on financial fitness advocacy

Teri Williams, president at OneUnited Bank, talks her book, financial literacy, and the importance of…

By Sheiresa Ngo

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Author Q and A: Confessions of a Credit Card Junkie (Part 2)

Author Beverly Harzog shares her struggles with credit cards in new book

Credit cards can help in times of an emergency. They are also necessary to help…

By Sheiresa Ngo

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App Helps Consumers Spot Suspicious Charges

The BillGuard app remains current by sourcing information from other users about merchants that have consistently been problematic

BillGuard can also make you aware of fees that you didn’t even realize you were…

By Sheiresa Ngo

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credit abuse

Time Series Payment Data Now Part of Credit Reports

Changes are coming to your consumer credit report. The way the information on your…

By Sheiresa Ngo

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creditcards1

4 Interesting Credit Facts

Here are a few things you might not know about credit cards:
1. You can…

By Sheiresa Ngo

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