Tag Archives: debt

Credit Cards

Study: One in Three Americans with Credit File Has Debt in Collections

Nevada tops the list

A debt in collections will remain on your credit report for seven years.

By Sheiresa Ngo

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student loan

Infographic: Federal Versus Private Student Loans

Choose your loan type carefully

This infographic outlines the difference between Federal and private student loans.

By Sheiresa Ngo

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Image: File

Denied: Some College Students Can’t Access Federal Loans

Institute for College Access and Success finds many students of color affected

Recent study outlines the differences in loan access for each of the 50 states, broken…

By Sheiresa Ngo

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Image: File

Financial Help for Out-of-State College Students

New service created to help students qualify for in-state tuition

Some companies are making an effort to alleviate the financial burdens faced by out-of-state students.

By Sheiresa Ngo

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(Image: Thinkstock)

Common Misconceptions Newlyweds Have about Credit

Are you believing a financial lie?

If you’re a newlywed, there are some things regarding money about which you might be…

By Sheiresa Ngo

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Financial Literacy Month: Dealing with Debt That’s Out of Control

Debtor’s Anonymous, an organization that helps consumers struggling with debt, lists the following signs that you might have a serious problem with debt

But how do you know when debt is spiraling out of control? When is it…

By Sheiresa Ngo

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(Image: File)

Personal Finance Word of the Day: Meeting of Creditors

Your daily money bite

Even though it’s called a meeting of creditors, the creditors rarely attend

By Sheiresa Ngo

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10 Dumb Things We Do With Our Money

We need to unlearn bad habits, not just learn the right financial moves to make

As important as learning what to do with money is knowing what not to do

By Alfred Edmond, Jr.

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"How will my business make money if no one wants to pay?"

Tips on Overcoming and Surviving a Financial Crisis

The best time to overcome a financial crisis is before there is one

Karl Hardesty, CEO of Hardesty LLC, offers tips for overcoming a financial crisis and avoiding…

By C. Daniel Baker

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#WealthforLife Wednesdays: The Real Cost of Payday Loans

Repeat borrowing often results in a cycle of debt

For a fast, dangerous payday loan, borrowers usually only need a checking account and proof…

By LaToya M. Smith

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A Good Job Is Just the Beginning

With a combined six-figure income, Christopher and Genevie Jones seek advice for long-term success

“Christopher and Genevie aren’t the stereotypical young couple who buys first and asks questions later,”…

By Sheryl Nance-Nash

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House Rich, Cash Poor

Njeri Barrett was off to a good head start, but when divorce and layoffs came knocking, her financial plans got derailed

“As a family we were making great income and we took the money and invested…

By Sakina P. Spruell

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(Image: Thinkstock)

Give Your New Graduate A Financial Head Start

Getting young adults on the right path with their finances is the best way to mark a rite of passage to adulthood.

Getting young adults on the right path with their finances is the best way to…

By Alfred Edmond, Jr.

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Thinking of Others: How Life Insurance Can Save Your Co-Signer

In the event of an untimely death, life insurance may be a life raft for co-signers

If you’ve ever taken out a loan and had a co-signer, life insurance is something…

By Ashley R. Harris

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WomanComputerCity

Are Americans Taking on More Debt?

Increased confidence in the economy spurring more risk from Americans, but is it too soon?

One of the biggest indicators is the consistently improving housing market, which is picking up…

By Ashley R. Harris

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Living On Less

Al and Lesia Riddick say that with a little forethought and planning it is possible to survive on one income

Thirty-eight-year-olds Al and Lesia Riddick of Fairfield Township, Ohio, have practiced disciplined money management since…

By Sakina P. Spruell

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Tips for Using Lent to Recommit to Your Savings Goals

Keep money in your wallet this Lent

Use these tips to get ahead!

By Ashley R. Harris

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Getting It Right the Second Time Around

Retirement was short-lived for Don King but he and his wife, Patricia, are working on a plan to make sure he’s ready in three years

In 1996 when Patricia King’s husband, don retired from the Army, she says they didn’t…

By Sheryl Nance-Nash

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Should You Focus On Reducing Debt, Saving Or Investing?

It's a trick question: Everything you do with your money is an investment. But debt reduction is one of the best you can make, with guaranteed returns.

Should you focus on debt reduction, saving or investing? It’s a trick question. Everything you…

By Alfred Edmond, Jr.

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Planning My Financial Future

After digging herself out of credit card debt, Brandy Williams is taking advantage of a clean slate

As a college student at the University of Cincinnati, Williams used her eight cards to…

By Sheryl Nance-Nash

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