Diversify & Conquer


valign=”middle”>13.29 5.03 5,000 800-847-0200 Vanguard International Value VTRIX 14.94 12.72 3.18 3,000 800-662-7447 Members International Stock A MINAX 18.71 14.09 3.08 1,000 800-877-6089

LONG-TERM GOVERNMENT

American Cen. Target Mat 2025 Inv BTTRX 36.56 18.46 13.34 2,500 800-345-2021 American Cen. Target Mat 2020 Adv ACTEX 26.01 15.11 12.28 2,500 800-345-2021 Wasatch-Hoisington U.S. Treasury WHOSX 25.69 12.90 10.99 2,000 800-551-1700 American Cen. Target Mat 2015 Inv BTFTX 16.24 11.78 10.96 2,500 800-345-2021 PIMCO Long-Term U.S. Gov’t A PFGAX 15.17 9.67 10.25 5,000 888-877-4626

INTERMEDIATE GOVERNMENT

Vanguard Inflation-Protected Secs VIPSX 9.07 9.21 9.77 3,000 800-662-7447 American Century Inflat-Adj Bd Inv ACITX 8.95 8.63 9.19 2,500 800-345-2021 BlackRock Government Inc Inv A CCGAX 7.01 5.73 8.14 500 800-441-7762 Vanguard Interm-Term U.S. Treas VFITX 6.25 5.73 7.73 3,000 800-662-7447 PIMCO Total Return Mortgage D PTMDX 6.01 4.95 7.38 5,000 888-877-4626

SHORT-TERM GOVERNMENT

Managers Intermediate Duration Govt MGIDX 5.33 4.25 6.57 1,000 800-835-3879 Marshall Government Income Inv MRGIX 5.73 4.46 6.10 1,000 800-236-8560 Accessor Mortgage Securities Adv AMSFX 5.15 3.83 6.09 5,000 800-882-9612 American Century Target Mat 2005 Inv BTFIX 1.59 3.24 6.05 2,500 800-345-2021 Allegiant Government Mortgage A ARSAX 5.43 3.87 5.92 500 800-622-3863

LONG-TERM CORPORATE BOND

Delaware Extended Duration Bond A DEEAX 16.35 13.91 12.75 1,000 800-362-7500 Vanguard Long-Term Invest.-Grade VWESX 17.76 10.84 10.92 3,000 800-662-7447 Vanguard Long-Term Bond Index VBLTX 16.81 10.97 10.72 3,000 800-662-7447 Lebenthal Taxable Municipal Bond LTMBX 11.36 7.66 9.31 2,500 800-221-5822 Smith Barney Invest. Grade Bond A SIGAX 11.95 8.62 9.16 1,000 800-451-2010

SHORT-TERM BOND

Ivy Mortgage Securities A IYMAX 5.52 4.59 7.04 500 800-777-6472 Phoenix Multi-Sector S/T Bd A NARAX 5.49 6.65 6.91 500 800-243-4361 UMB Scout Bond UMBBX 4.08 3.78 5.98 1,000 800-996-2862 Bremer Bond BBNDX 4.77 3.86 5.90 2,000 800-595-5552 Brown Advisory Inter. Income A BIATX 4.19 4.44 5.89 2,000 800-540-6807

HIGH-YIELD BOND

Westcore Flexible Income WTLTX 10.35 10.99 9.43 2,500 800-392-2673 Pioneer High Yield A TAHYX 5.76 11.39 9.36 1,000 800-225-6292 Nations High Yield Bond Inv A NAHAX 8.93 13.47 9.12 1,000 800-321-7854 AFBA Five Star High Yield I AFHYX 4.22 9.97 8.91 500 800-243-9865 Calamos High Yield A CHYDX 8.75 11.01 8.74 2,500 800-823-7386

MUNI NATIONAL INTERMEDIATE

Harris Insight Tax-Exempt Bond N HXBAX 6.65 5.50 7.24 1,000 800-982-8782 Delaware Tax-Free USA Interm. A DMUSX 8.45 6.28 6.85 1,000 800-523-4640 Evergreen Municipal Bond A EKEAX 8.54 5.88 6.54 1,000 800-343-2898 American Funds Tax-Exempt Bond A AFTEX 7.38 5.41 6.50 250 800-421-0180 Federated Municipal Securities A LMSFX 8.29 5.49 6.39 1,500 800-341-7400

source: morningstar inc. morningstar makes every effort to ensure the accuracy AND COMPLETENESS of this data, but cannot guarantee it. top funds in each category, ranked by five-year returns. open to the public. returns through June 30, 2005.


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